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Maybank Credit Cards ๐Ÿ’ณ

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Comments

  • gibsonfangibsonfan Member PEx Icon ๐ŸŽ–๏ธ๐ŸŽ–๏ธ๐ŸŽ–๏ธ
    alienman said:
    nagplan ako mag apply
    pero dahil puro declined kayo,hindi na ako mag aaply
    may ibang options pa naman hehe
    bahala ka maybank ,ikaw din naman nawalan haha
    Try lang - sayang din naman si FFL. Sobrang bilis lang ng online application. 
  • gibsonfangibsonfan Member PEx Icon ๐ŸŽ–๏ธ๐ŸŽ–๏ธ๐ŸŽ–๏ธ
    edited August 25
    cps_1998 said:
    gibsonfan said:
    hsuson said:
    cps_1998 said:
    ZXtreme said:
    kiros0027 said:
    I have this theory na ayaw nila sa taong madaming cards. Malaysian kasi, sensitive sa utang.
    Hindi ko nga alam kung paano sila magevaluate.. madami nga ako cards pero paid naman in full..hayaan ko na sila kung ayaw nila ๐Ÿ˜
    At less than 20% ang total credit utilisation. Ayaw nila malaki utang ayaw din maliit! Ano ba gusto nila?
    For a small player........Mapili ang Maybank
    Definitely not the impression they want to give ngayong they're trying to expand. May mali ata marketing nila hahaha

    Why even bother then - when the "traditional" big players are gonna beat them simula palang. At least nung bago ang AUB noon or even Rbank, hindi naman sila ganito haha

    Baka mauwi ito sa parang BOC cc o  Landbank CC. Haha
    Agree, Mali ang strategy nila, decline nila halos lahat ng ng CC application sa sobra higpit o takot magpautang in the end hindi na lalaki ang market nila.

    Kanina grocery kami for next week supply, 2nd time ko na kita may gumamit ng BOC CC, Rbank CC marami beses na din, si Maybank CC hindi pa!
    Haha! I've seen someone pay with a Maybank card once ever.. ATM pa yun. BOC nga siguro 2/3 times palang ako nakakita. RBank once. 

    To be fair, never pa ako nakakita ng AUB din.

    Nauna pa ako nakakita ng Amex Plat IDC and Centurion. Hahaha 
  • IronHandofJusticeIronHandofJustice Member PEx Guru ๐ŸŽ–๏ธ๐ŸŽ–๏ธ
    cps_1998 said:
    gibsonfan said:
    hsuson said:
    cps_1998 said:
    ZXtreme said:
    kiros0027 said:
    I have this theory na ayaw nila sa taong madaming cards. Malaysian kasi, sensitive sa utang.
    Hindi ko nga alam kung paano sila magevaluate.. madami nga ako cards pero paid naman in full..hayaan ko na sila kung ayaw nila ๐Ÿ˜
    At less than 20% ang total credit utilisation. Ayaw nila malaki utang ayaw din maliit! Ano ba gusto nila?
    For a small player........Mapili ang Maybank
    Definitely not the impression they want to give ngayong they're trying to expand. May mali ata marketing nila hahaha

    Why even bother then - when the "traditional" big players are gonna beat them simula palang. At least nung bago ang AUB noon or even Rbank, hindi naman sila ganito haha

    Baka mauwi ito sa parang BOC cc o  Landbank CC. Haha
    Agree, Mali ang strategy nila, decline nila halos lahat ng ng CC application sa sobra higpit o takot magpautang in the end hindi na lalaki ang market nila.

    Kanina grocery kami for next week supply, 2nd time ko na kita may gumamit ng BOC CC, Rbank CC marami beses na din, si Maybank CC hindi pa!
    Never pa ako nakakita na may gumamit ng Maybank. Mostly, BDO Shopmore, BPI Blue MC, Metrobank Classic, and Citi Rewards.

    Siguro dahil SM, Robinsons, and Savemore lang madalas napupuntahan ko. 

    Kapag kumain sa labas, common iyong HSBC Gold Visa. Kapag nakita ko sa isang dining, alam ko medyo praktikal ang taong iyon. :)

    Sana maglabas ng cashback card itong Maybank. 


  • cps_1998cps_1998 Member PEx Guru ๐ŸŽ–๏ธ๐ŸŽ–๏ธ
    gibsonfan said:
    cps_1998 said:
    gibsonfan said:
    hsuson said:
    cps_1998 said:
    ZXtreme said:
    kiros0027 said:
    I have this theory na ayaw nila sa taong madaming cards. Malaysian kasi, sensitive sa utang.
    Hindi ko nga alam kung paano sila magevaluate.. madami nga ako cards pero paid naman in full..hayaan ko na sila kung ayaw nila ๐Ÿ˜
    At less than 20% ang total credit utilisation. Ayaw nila malaki utang ayaw din maliit! Ano ba gusto nila?
    For a small player........Mapili ang Maybank
    Definitely not the impression they want to give ngayong they're trying to expand. May mali ata marketing nila hahaha

    Why even bother then - when the "traditional" big players are gonna beat them simula palang. At least nung bago ang AUB noon or even Rbank, hindi naman sila ganito haha

    Baka mauwi ito sa parang BOC cc o  Landbank CC. Haha
    Agree, Mali ang strategy nila, decline nila halos lahat ng ng CC application sa sobra higpit o takot magpautang in the end hindi na lalaki ang market nila.

    Kanina grocery kami for next week supply, 2nd time ko na kita may gumamit ng BOC CC, Rbank CC marami beses na din, si Maybank CC hindi pa!
    Haha! I've seen someone pay with a Maybank card once ever.. ATM pa yun. BOC nga siguro 2/3 times palang ako nakakita. RBank once. 

    To be fair, never pa ako nakakita ng AUB din.

    Nauna pa ako nakakita ng Amex Plat IDC and Centurion. Hahaha 
    cps_1998 said:
    gibsonfan said:
    hsuson said:
    cps_1998 said:
    ZXtreme said:
    kiros0027 said:
    I have this theory na ayaw nila sa taong madaming cards. Malaysian kasi, sensitive sa utang.
    Hindi ko nga alam kung paano sila magevaluate.. madami nga ako cards pero paid naman in full..hayaan ko na sila kung ayaw nila ๐Ÿ˜
    At less than 20% ang total credit utilisation. Ayaw nila malaki utang ayaw din maliit! Ano ba gusto nila?
    For a small player........Mapili ang Maybank
    Definitely not the impression they want to give ngayong they're trying to expand. May mali ata marketing nila hahaha

    Why even bother then - when the "traditional" big players are gonna beat them simula palang. At least nung bago ang AUB noon or even Rbank, hindi naman sila ganito haha

    Baka mauwi ito sa parang BOC cc o  Landbank CC. Haha
    Agree, Mali ang strategy nila, decline nila halos lahat ng ng CC application sa sobra higpit o takot magpautang in the end hindi na lalaki ang market nila.

    Kanina grocery kami for next week supply, 2nd time ko na kita may gumamit ng BOC CC, Rbank CC marami beses na din, si Maybank CC hindi pa!
    Never pa ako nakakita na may gumamit ng Maybank. Mostly, BDO Shopmore, BPI Blue MC, Metrobank Classic, and Citi Rewards.

    Siguro dahil SM, Robinsons, and Savemore lang madalas napupuntahan ko. 

    Kapag kumain sa labas, common iyong HSBC Gold Visa. Kapag nakita ko sa isang dining, alam ko medyo praktikal ang taong iyon. :)

    Sana maglabas ng cashback card itong Maybank. 


    Amex marami ko nakita gumagamit sa SM.

    Lahat ng major card issuer ng local at int'l  bank nakikita ko marami gumagamit kahit saan merchant, AUB parang wala yata, si Mayabank talaga wala.

    Oo nga pala laat week nakita ko may gumamit ng Citi Grab sa supermarket bago pa card nya wala pang gasgas. Hahaha.

    Wala na hihigit sa cash back ni HSBC 5% dining,  kung maglabas si Maybank ng cashback/rebate card huwag sana yon may non-essentials spending condition like Citibank at EWB para sa akin useless ganyan card hindi ko sya mamaximize ang cashback/rebates. 
  • gibsonfangibsonfan Member PEx Icon ๐ŸŽ–๏ธ๐ŸŽ–๏ธ๐ŸŽ–๏ธ
    cps_1998 said:
    gibsonfan said:
    cps_1998 said:
    gibsonfan said:
    hsuson said:
    cps_1998 said:
    ZXtreme said:
    kiros0027 said:
    I have this theory na ayaw nila sa taong madaming cards. Malaysian kasi, sensitive sa utang.
    Hindi ko nga alam kung paano sila magevaluate.. madami nga ako cards pero paid naman in full..hayaan ko na sila kung ayaw nila ๐Ÿ˜
    At less than 20% ang total credit utilisation. Ayaw nila malaki utang ayaw din maliit! Ano ba gusto nila?
    For a small player........Mapili ang Maybank
    Definitely not the impression they want to give ngayong they're trying to expand. May mali ata marketing nila hahaha

    Why even bother then - when the "traditional" big players are gonna beat them simula palang. At least nung bago ang AUB noon or even Rbank, hindi naman sila ganito haha

    Baka mauwi ito sa parang BOC cc o  Landbank CC. Haha
    Agree, Mali ang strategy nila, decline nila halos lahat ng ng CC application sa sobra higpit o takot magpautang in the end hindi na lalaki ang market nila.

    Kanina grocery kami for next week supply, 2nd time ko na kita may gumamit ng BOC CC, Rbank CC marami beses na din, si Maybank CC hindi pa!
    Haha! I've seen someone pay with a Maybank card once ever.. ATM pa yun. BOC nga siguro 2/3 times palang ako nakakita. RBank once. 

    To be fair, never pa ako nakakita ng AUB din.

    Nauna pa ako nakakita ng Amex Plat IDC and Centurion. Hahaha 
    cps_1998 said:
    gibsonfan said:
    hsuson said:
    cps_1998 said:
    ZXtreme said:
    kiros0027 said:
    I have this theory na ayaw nila sa taong madaming cards. Malaysian kasi, sensitive sa utang.
    Hindi ko nga alam kung paano sila magevaluate.. madami nga ako cards pero paid naman in full..hayaan ko na sila kung ayaw nila ๐Ÿ˜
    At less than 20% ang total credit utilisation. Ayaw nila malaki utang ayaw din maliit! Ano ba gusto nila?
    For a small player........Mapili ang Maybank
    Definitely not the impression they want to give ngayong they're trying to expand. May mali ata marketing nila hahaha

    Why even bother then - when the "traditional" big players are gonna beat them simula palang. At least nung bago ang AUB noon or even Rbank, hindi naman sila ganito haha

    Baka mauwi ito sa parang BOC cc o  Landbank CC. Haha
    Agree, Mali ang strategy nila, decline nila halos lahat ng ng CC application sa sobra higpit o takot magpautang in the end hindi na lalaki ang market nila.

    Kanina grocery kami for next week supply, 2nd time ko na kita may gumamit ng BOC CC, Rbank CC marami beses na din, si Maybank CC hindi pa!
    Never pa ako nakakita na may gumamit ng Maybank. Mostly, BDO Shopmore, BPI Blue MC, Metrobank Classic, and Citi Rewards.

    Siguro dahil SM, Robinsons, and Savemore lang madalas napupuntahan ko. 

    Kapag kumain sa labas, common iyong HSBC Gold Visa. Kapag nakita ko sa isang dining, alam ko medyo praktikal ang taong iyon. :)

    Sana maglabas ng cashback card itong Maybank. 


    Amex marami ko nakita gumagamit sa SM.

    Lahat ng major card issuer ng local at int'l  bank nakikita ko marami gumagamit kahit saan merchant, AUB parang wala yata, si Mayabank talaga wala.

    Oo nga pala laat week nakita ko may gumamit ng Citi Grab sa supermarket bago pa card nya wala pang gasgas. Hahaha.

    Wala na hihigit sa cash back ni HSBC 5% dining,  kung maglabas si Maybank ng cashback/rebate card huwag sana yon may non-essentials spending condition like Citibank at EWB para sa akin useless ganyan card hindi ko sya mamaximize ang cashback/rebates. 
    Take note, Amex Centurion (Black) pa yun ah. Sa Starbucks of all places. Haha foreigner naman may gamit though. 

    Maybank can tap so much potential. Mas trip pa rin ng Filipinos ang international banks, lalo na sa cc - madalas habol ang Citi HSBC Amex. 

    Maybe directly compete with Citi Simplicity? Wala pang kalaban talaga si Simplicity.
    Or yun nga, another great cashback card like the HSBC Gold.


  • SoulExchangeSoulExchange 青春フールパワー PEx Expert ๐ŸŽ–๏ธ
    Sa mga na-decline at na-approve, did you guys call and ask for the status of your application? Or may na-receive kayong email or text about it?
  • cps_1998cps_1998 Member PEx Guru ๐ŸŽ–๏ธ๐ŸŽ–๏ธ
    Sa mga na-decline at na-approve, did you guys call and ask for the status of your application? Or may na-receive kayong email or text about it?
    Ako walang email o text up to now, call ako last week dami pang verification, ayon declined!
  • SoulExchangeSoulExchange 青春フールパワー PEx Expert ๐ŸŽ–๏ธ
    edited August 26
    ^Backread several pages and it seems na call nga lang ang option to know if declined or approved.
    Anyway, I'll just assume declined na yung sakin. Katamad tumawag :lol:
  • cps_1998cps_1998 Member PEx Guru ๐ŸŽ–๏ธ๐ŸŽ–๏ธ
    ^Backread several pages and it seems na call nga lang ang option to know if declined or approved.
    Anyway, I'll just assume declined na yung sakin. Katamad tumawag :lol:
    Hahaha! Kung hindi ka naman tignan mo nalang kung may darating na Maybank card sa inyo, kung wala declined yan.

    Dapat hindi na din ako tumawag, minsan lang ako nagfollow up sa mga card application ko declined pa. Hehehe

  • kukuxumusukukuxumusu JOANNE Oct 21st PEx Influencer โญโญโญ
    Finally after almost a month. May tumawag na sakin to confirm my application. Kasama na dun kung san i deliver at yung emboss sa card. Tumwag na din sila sa company ko kasi pm ako ng HR ko. Bakit ang dami daw natawag sa kanila  =) Sana ma approve hehe
  • gibsonfangibsonfan Member PEx Icon ๐ŸŽ–๏ธ๐ŸŽ–๏ธ๐ŸŽ–๏ธ
    Finally after almost a month. May tumawag na sakin to confirm my application. Kasama na dun kung san i deliver at yung emboss sa card. Tumwag na din sila sa company ko kasi pm ako ng HR ko. Bakit ang dami daw natawag sa kanila  =) Sana ma approve hehe
    Haha sana maapprove :) 

    Sa iba kasi na banks di naman lahat talaga veverify sa company/reference 
  • cps_1998cps_1998 Member PEx Guru ๐ŸŽ–๏ธ๐ŸŽ–๏ธ
    Finally after almost a month. May tumawag na sakin to confirm my application. Kasama na dun kung san i deliver at yung emboss sa card. Tumwag na din sila sa company ko kasi pm ako ng HR ko. Bakit ang dami daw natawag sa kanila  =) Sana ma approve hehe
    Good luck.
    Balitaan mo kami. ๐Ÿ˜
  • utangero_toutangero_to PEx Rookie โญ
    Guys approved application ko kay Maybank!๐Ÿ˜
    Platinum MC, pero di sinabi limit eh  =) :o
  • pmcavingtpmcavingt Member PEx Rookie โญ
    Update: Naginform colleague ko na may tumawag sakanya from Maybank to verify if I do work with her. Lol now lang nag CI.

    Hoping for a positive outcome. ๐Ÿ˜Š
  • iam_moonwillowiam_moonwillow wanderlust PEx Veteran โญโญ
    Called today to make a follow ip. Verdict- declined. ๐Ÿ˜… sayang naffl
  • piexdspiexds Member PEx Rookie โญ
    Called today to make a follow ip. Verdict- declined. ๐Ÿ˜… sayang naffl
    Same here. DECLINED daw. ๐Ÿ˜‚
  • ronnie_0003ronnie_0003 Member PEx Rookie โญ
    piexds said:
    Called today to make a follow ip. Verdict- declined. ๐Ÿ˜… sayang naffl
    Same here. DECLINED daw. ๐Ÿ˜‚
    ako din kahapon hahhaha
  • pmcavingtpmcavingt Member PEx Rookie โญ
    piexds said:
    Called today to make a follow ip. Verdict- declined. ๐Ÿ˜… sayang naffl
    Same here. DECLINED daw. ๐Ÿ˜‚
    ako din kahapon hahhaha
    Parang ayoko tuloy mag follow up sakanila, bahala na silang tumawag haha! ๐Ÿคฃ
  • cps_1998cps_1998 Member PEx Guru ๐ŸŽ–๏ธ๐ŸŽ–๏ธ
    pmcavingt said:
    piexds said:
    Called today to make a follow ip. Verdict- declined. ๐Ÿ˜… sayang naffl
    Same here. DECLINED daw. ๐Ÿ˜‚
    ako din kahapon hahhaha
    Parang ayoko tuloy mag follow up sakanila, bahala na silang tumawag haha! ๐Ÿคฃ
    Hahaha, nagsisi nga ako tumawag pa ako last week, nabasa ko kasi dito sa thread hindi daw sila nagbibigay ng result. Ayon sakit sa tenga. :lol:
  • jayneljaynel PEx Rookie โญ
    Sa akin nga August 5 ako nag apply hanggang nagyon wala pa raw name ko sa system nila :D

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