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Utang | BDO Simple Installment (SIC), BOC Cash (CIC) & PSBank Flexi (FPL) Cards : FAQ p.1

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  • CESARta7CESARta7 PEx Rookie ⭐
    CESARta7 said:
    ppaspp said:
    Kailan magstart ang bayad na 1500? Pag activated na or pag nabook na? Naapprove kasi ako dito and sa Nov ko pa naman need ung pera. Balak ko sa nov ko pa sya ipa activate.
    Start agad. I decided to cancel dahil wala pa sakin ang pin mailer ko naniningil na agad ng annual fee. As in 1 day after ko ipick up ang card sa branch.
    kaya dissappointed ako sa flexi loan may annual fee pla yung free annual fee para sa 50k up na loan amount
    I think kahit 20k merun na AF. 
    Yung AF kasi para siyang processing fee. 
    Before kasi when I applied for personal loans sa ibat ibang bangko, merun silang processing fee. Iba binabawas na sa loan. Iba sa SOA na ichacharge.

    Some banks may have the PF waived like sa CTBC, kapag ang loan amount mo ay 75k above waived ang PF. Not sure if they still have that "promo".

    yung bdo installment card merun din AF kahit 20k lang ang iloloan 

    Dear Valued Client,

    Greetings!

    Your PSBank Flexi will expire on 10 Apr 2019. Renewal of credit facility is subject to bank's renewal criteria as provided under the Terms and Conditions of the loan. Please have your availment and check issuance scheduled. If renewed, a fee of Php 1500 will be billed on the renewal month. Otherwise, your outstanding balance will be considered due and demandable. Availments against an expired credit line is no longer allowed.

    For inquiries, you may call our 24/7 Customer Experience Hotline at (02)845-8888, text (+63)998-8458888, or email us at [email protected] You may also visit us at the PSBank Head Office, 6th Floor, PSBank Center, 777 Paseo de Roxas corner Sedeno Street, Makati City, from 8:30 am to 5:30 pm, Monday to Friday (except holidays). You may also reach us via the PSBank LiveChat by visiting www.psbank.com.ph. We will be more than glad to assist you.

    kaka anniv lang nang account ko hindi ko magets masyado bali 2 years kasi minimum yan sabi ni psbank mas maliit pa ata interest nang cash to go ni metro sa 40k ko na loan
  • mafbaltmafbalt PEx Rookie ⭐
    hello mga ka pex  share ko lng experience ko today re: application ko online sa psbank flexi card
    3:30 nagsubmit ako application then after mga 3 mins may sms ako nareceive na on process application ko then maya maya lang may tumawag na to verify the infos tas after 20 -30 mins may nareceive na akong sms na APPROVED na. :) :
  • RandyUtotino1082RandyUtotino1082 PEx Rookie ⭐
    Kung may existing credit card kana required parin ba ang ITR sa PS BANK FLEXI LOAN Card application??...
  • Hello, branch told me they already sent my required docs to the main office on Wednesday last week. Ilang days po kaya bago ko mareceive ang card and pin? May email po ba ako nahaha matatanggap na booked na ang loan and out for delivery na ang card? I reside in QC. Thank you po sa sasagot :)
  • Hello, branch told me they already sent my required docs to the main office on Wednesday last week. Ilang days po kaya bago ko mareceive ang card and pin? May email po ba ako na matatanggap na booked na ang loan and out for delivery na ang card? I reside in QC. Thank you po sa sasagot :)
  • ChubRNChubRN PEx Rookie ⭐
    masmas said:
    Hello, branch told me they already sent my required docs to the main office on Wednesday last week. Ilang days po kaya bago ko mareceive ang card and pin? May email po ba ako na matatanggap na booked na ang loan and out for delivery na ang card? I reside in QC. Thank you po sa sasagot :)
    ano po timeline mo?
  • bluestrikes16bluestrikes16 PEx Rookie ⭐
    Kung may existing credit card kana required parin ba ang ITR sa PS BANK FLEXI LOAN Card application??...
    That's my concern too... I got approved for 80K credit limit, but I do not have ITR since I work from home. Though I have COE and payslip. I'm about to send palang ng requirements sa nearest branch ng PSBank, so I'm not sure if iaaccept nila yun in replacement of ITR. Does anyone know?
  • CESARta7CESARta7 PEx Rookie ⭐
    edited August 2019
    CESARta7 said:
    CESARta7 said:
    ppaspp said:
    Kailan magstart ang bayad na 1500? Pag activated na or pag nabook na? Naapprove kasi ako dito and sa Nov ko pa naman need ung pera. Balak ko sa nov ko pa sya ipa activate.
    Start agad. I decided to cancel dahil wala pa sakin ang pin mailer ko naniningil na agad ng annual fee. As in 1 day after ko ipick up ang card sa branch.
    kaya dissappointed ako sa flexi loan may annual fee pla yung free annual fee para sa 50k up na loan amount
    I think kahit 20k merun na AF. 
    Yung AF kasi para siyang processing fee. 
    Before kasi when I applied for personal loans sa ibat ibang bangko, merun silang processing fee. Iba binabawas na sa loan. Iba sa SOA na ichacharge.

    Some banks may have the PF waived like sa CTBC, kapag ang loan amount mo ay 75k above waived ang PF. Not sure if they still have that "promo".

    yung bdo installment card merun din AF kahit 20k lang ang iloloan 

    Dear Valued Client,

    Greetings!

    Your PSBank Flexi will expire on 10 Apr 2019. Renewal of credit facility is subject to bank's renewal criteria as provided under the Terms and Conditions of the loan. Please have your availment and check issuance scheduled. If renewed, a fee of Php 1500 will be billed on the renewal month. Otherwise, your outstanding balance will be considered due and demandable. Availments against an expired credit line is no longer allowed.

    For inquiries, you may call our 24/7 Customer Experience Hotline at (02)845-8888, text (+63)998-8458888, or email us at [email protected] You may also visit us at the PSBank Head Office, 6th Floor, PSBank Center, 777 Paseo de Roxas corner Sedeno Street, Makati City, from 8:30 am to 5:30 pm, Monday to Friday (except holidays). You may also reach us via the PSBank LiveChat by visiting www.psbank.com.ph. We will be more than glad to assist you.

    kaka anniv lang nang account ko hindi ko magets masyado bali 2 years kasi minimum yan sabi ni psbank mas maliit pa ata interest nang cash to go ni metro sa 40k ko na loan
  • bluestrikes16bluestrikes16 PEx Rookie ⭐
    Kung may existing credit card kana required parin ba ang ITR sa PS BANK FLEXI LOAN Card application??...
    That's my concern too... I got approved for 80K credit limit, but I do not have ITR since I work from home. Though I have COE and payslip. I'm about to send palang ng requirements sa nearest branch ng PSBank, so I'm not sure if iaaccept nila yun in replacement of ITR. Does anyone know?
    I have submitted the requirements, and sabi ni staff na di nya sure kung pwede ng walang ITR. But I provide narin yung COE, Contract, payslip, and bank statement just in case. Sana di nila bawiin yung approved status  =)
  • imvelascodnimvelascodn PEx Rookie ⭐
    mafbalt said:
    hello mga ka pex  share ko lng experience ko today re: application ko online sa psbank flexi card
    3:30 nagsubmit ako application then after mga 3 mins may sms ako nareceive na on process application ko then maya maya lang may tumawag na to verify the infos tas after 20 -30 mins may nareceive na akong sms na APPROVED na. :) :
    Hello ganito ba yung na receive mong text?

    Good News! Your application for a PSBANK FLEXI is APPROVED. Please wait for our PSBank rep to call you for more details. Thank you for banking with us.

    Totoo bang approved ba ito or joke lang?
  • bluestrikes16bluestrikes16 PEx Rookie ⭐
    mafbalt said:
    hello mga ka pex  share ko lng experience ko today re: application ko online sa psbank flexi card
    3:30 nagsubmit ako application then after mga 3 mins may sms ako nareceive na on process application ko then maya maya lang may tumawag na to verify the infos tas after 20 -30 mins may nareceive na akong sms na APPROVED na. :) :
    Hello ganito ba yung na receive mong text?

    Good News! Your application for a PSBANK FLEXI is APPROVED. Please wait for our PSBank rep to call you for more details. Thank you for banking with us.

    Totoo bang approved ba ito or joke lang?

    Yep, approved sya. May marereceive ka na email within the day with the approved credit limit tapos list ng docs that you need to submit sa psbank branch near you.
  • bluestrikes16bluestrikes16 PEx Rookie ⭐
    edited August 2019
    Application Timeline:
    July 30 - Applied online
    August 1 - Got a call for CI around 9am
    August 1 - Received sms that my application was approved (approx. 30 mins. after the call)
    August 1 - Got an email containing the limit approved, plus the list of docs that needs to be submitted to PSBank near you.
    August 2 - Submitted docs (I don't have an ITR as I am working online. I just provided my COE,  payslip  & bank statement. Though I have an existing CC)
    August 6 - My application was booked

    They advised that my card will be delivered to my home address within 5 to 7 banking days.
  • Application Timeline:
    July 30 - Applied online
    August 1 - Got a call for CI around 9am
    August 1 - Received sms that my application was approved (approx. 30 mins. after the call)
    August 1 - Got an email containing the limit approved, plus the list of docs that needs to be submitted to PSBank near you.
    August 2 - Submitted docs (I don't have an ITR as I am working online. I just provided my COE,  payslip  & bank statement. Though I have an existing CC)
    August 6 - My application was booked

    They advised that my card will be delivered to my home address within 5 to 7 banking days.
    Same timeline sakin, pero July 30 may approval na po ako agad :)

    waiting na lang sa delivery ng card and pin, as advise ng csr thru email
  • bluestrikes16bluestrikes16 PEx Rookie ⭐
    Application Timeline:
    July 30 - Applied online
    August 1 - Got a call for CI around 9am
    August 1 - Received sms that my application was approved (approx. 30 mins. after the call)
    August 1 - Got an email containing the limit approved, plus the list of docs that needs to be submitted to PSBank near you.
    August 2 - Submitted docs (I don't have an ITR as I am working online. I just provided my COE,  payslip  & bank statement. Though I have an existing CC)
    August 6 - My application was booked

    They advised that my card will be delivered to my home address within 5 to 7 banking days.
    Same timeline sakin, pero July 30 may approval na po ako agad :)

    waiting na lang sa delivery ng card and pin, as advise ng csr thru email
    Nice, congrats satin! 😊 I applied for 100k pero 80k ang inapprove nila. Not bad!
  • Good day..ano po ang courier ng psbank?pg delivery na ng card,pwd ba ang h.r ng company mgrcv?
  • Application Timeline:
    July 30 - Applied online
    August 1 - Got a call for CI around 9am
    August 1 - Received sms that my application was approved (approx. 30 mins. after the call)
    August 1 - Got an email containing the limit approved, plus the list of docs that needs to be submitted to PSBank near you.
    August 2 - Submitted docs (I don't have an ITR as I am working online. I just provided my COE,  payslip  & bank statement. Though I have an existing CC)
    August 6 - My application was booked

    They advised that my card will be delivered to my home address within 5 to 7 banking days.
    Same timeline sakin, pero July 30 may approval na po ako agad :)

    waiting na lang sa delivery ng card and pin, as advise ng csr thru email

    Have you received the card and pin? I received the pin via LBC yesterday...yung card wala pa rin
  • bluestrikes16bluestrikes16 PEx Rookie ⭐
    Application Timeline:
    July 30 - Applied online
    August 1 - Got a call for CI around 9am
    August 1 - Received sms that my application was approved (approx. 30 mins. after the call)
    August 1 - Got an email containing the limit approved, plus the list of docs that needs to be submitted to PSBank near you.
    August 2 - Submitted docs (I don't have an ITR as I am working online. I just provided my COE,  payslip  & bank statement. Though I have an existing CC)
    August 6 - My application was booked

    They advised that my card will be delivered to my home address within 5 to 7 banking days.
    Same timeline sakin, pero July 30 may approval na po ako agad :)

    waiting na lang sa delivery ng card and pin, as advise ng csr thru email

    Have you received the card and pin? I received the pin via LBC yesterday...yung card wala pa rin
    not yet.. ang advise kasi sakin is 5 to 7 banking days.. between August 14 and 16 siguro ang dating nung sakin
  • BigBoss18BigBoss18 PEx Rookie ⭐
    Disapproved ang application ko. They went to our office kaso hindi sila naentertain kasi nagdeclare ng half day ang office dahil sa bagyo last friday. Sad
  • bluestrikes16bluestrikes16 PEx Rookie ⭐
    BigBoss18 said:
    Disapproved ang application ko. They went to our office kaso hindi sila naentertain kasi nagdeclare ng half day ang office dahil sa bagyo last friday. Sad
    I wonder why they went to your office. Kasi usually they call lang tapos if approved magpapasa lang ng requirements sa nearest branch nila.
  • BigBoss18 said:
    Disapproved ang application ko. They went to our office kaso hindi sila naentertain kasi nagdeclare ng half day ang office dahil sa bagyo last friday. Sad
    I wonder why they went to your office. Kasi usually they call lang tapos if approved magpapasa lang ng requirements sa nearest branch nila.
    BigBoss18 said:
    Disapproved ang application ko. They went to our office kaso hindi sila naentertain kasi nagdeclare ng half day ang office dahil sa bagyo last friday. Sad
    I wonder why they went to your office. Kasi usually they call lang tapos if approved magpapasa lang ng requirements sa nearest branch nila.
    nagpupunta talaga sila sa office, pinuntahan nila ako same day na nag apply ako
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