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Vidalia Lending Corporation




https://vidalia.com.ph

Vidalia Lending Corp. is one of the Philippines financing companies disbursing millions of loans since inception. We uses traditional and tested credit methods in combination with new technologies. Our credit evaluation system improves constantly, learning and optimizing in response to monthly loan repayment and delinquency data. Loan borrowers can get a loan between ₱10,000 up to ₱500,000.

Vidalia Lending allows people to invest in the loans we offer to our clients. Investors can invest as little as ₱5,000 and pick terms of 2 months up to 12 months. Our company handles the marketing, servicing and collection of the loans. With our manage peer to peer investing platform investors are not affected if borrowers are delayed with their repayment.

Vidalia Lending Corp. is authorized and regulated by Securities and Exchange Commission (SEC) with License No. CS200813771 issued October 2008.

Vidalia Lending is a corporation backed by experienced and talented private investors with vast experience in the local Financial Industry
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Comments

  • Strong7PowerStrong7Power Member PEx Moderator
    Up this thread.
  • SoulExchangeSoulExchange 青春フールパワー PEx Expert 🎖️
    Sorry to disappoint.
    Interested din kasi ako sa investment scheme nila kaso ito na nga...
    P.S. walang announcement ito. Sinend lang sakin ito via email dahil nagtanong ako.
  • IronHandofJusticeIronHandofJustice Member PEx Guru 🎖️🎖️
    ^ Thank you for sharing, Soul. 

    Sad. Can I inform them about this?

    Nag clear naman ang cheque na binigay nila sa akin as settlement. 
  • IronHandofJusticeIronHandofJustice Member PEx Guru 🎖️🎖️
    Well, I guess they will be informed nonetheless based on the last statement from SEC. 

    I hope they can clear this block, sayang ang investment opportunity na inooffer nila. 18% guaranteed per annum is generous.
  • IronHandofJusticeIronHandofJustice Member PEx Guru 🎖️🎖️
    Up this thread.
    Thanks, Strong.

    This looks like a different thread pero ayos na ito.
  • IronHandofJusticeIronHandofJustice Member PEx Guru 🎖️🎖️
    edited April 2019
    Soul, naisip ko lang. P2P lending diba ang ginagawa nila. If this is considered as investment solicitation, does that mean illegal din iyong ibang P2P lending companies like fundko? If you know financial blogger Fitz V., he mentioned these companies sa site niya.

    Ang alam ko kasing illegal talaga ay iyong mga nagooffer ng shares and stocks, which isn't the case in Vidalia.

    Wala akong mabasang rules and regulations sa SEC about p2p lending. Baka outdated ang batas natin for them?
  • SoulExchangeSoulExchange 青春フールパワー PEx Expert 🎖️
    edited April 2019
    Not sure lang. Sa pananaw ko kasi, considered sya as solicitation of investment.
    I mean yung mag-bigay ka ng pera sa kanila for funding their business tapos may guaranteed return. Idk...
    Binigay ko naman yung site sa kanila eh (sa SEC). Sana lang ginawa nila yung assignment nila bago nagbigay ng statement.
  • IronHandofJusticeIronHandofJustice Member PEx Guru 🎖️🎖️
    I see, naiintindihan ko iyong point mo Soul.

    I will continue investing sa Vidalia for now, kahit maliliit na amount lang. Ang gusto ko sa kanila is responsive sila sa mga emails.
  • IronHandofJusticeIronHandofJustice Member PEx Guru 🎖️🎖️
    I will try investing a higher amount this time after a successful redemption on my earlier investment.



    Will update this thread on 07/7/2019. :)
  • AgentAssassin01AgentAssassin01 PEx Moderator
    I will try investing a higher amount this time after a successful redemption on my earlier investment.



    Will update this thread on 07/7/2019. :)
    Anlaki na. Hehe. Ilang months yung unang investment mo?
  • IronHandofJusticeIronHandofJustice Member PEx Guru 🎖️🎖️
    3 months iyong dati.
  • IronHandofJusticeIronHandofJustice Member PEx Guru 🎖️🎖️
    Just received my PDC today and investment confirmation.

    Medyo anxious lang kasi tumagal pero it was due to Philpost. 12 days na sa kanila ito.

    So far, I am happy for Vidalia kasi responsive sila sa emails. May nakakausap ka rin sa hotline and texts if kailangan mo ng tulong.


  • IronHandofJusticeIronHandofJustice Member PEx Guru 🎖️🎖️
    Guys, I forgot to share pala.

    If hindi kayo kampante sa Philpost for your post-dated check, pwede kayong mag request na ipa-LBC. May singil silang 90 pesos sa investor.
  • sagoatgulamansagoatgulaman PEx Rookie ⭐
    Guys, I forgot to share pala.

    If hindi kayo kampante sa Philpost for your post-dated check, pwede kayong mag request na ipa-LBC. May singil silang 90 pesos sa investor.
    O kung malakas ang loob nyo, scanned copy na lang hingin nyo hahahaha ganun ginawa ko sa first (and only) time na nag invest ako dito kasi takot ako na mawala pa yung cheke sa philpost (Cebu pa kasi ako). Maayos naman naging payout. Di na ako nag invest dito ulit kasi may iba na akong pinag iinvestan hehe
  • IronHandofJusticeIronHandofJustice Member PEx Guru 🎖️🎖️
    Guys, I forgot to share pala.

    If hindi kayo kampante sa Philpost for your post-dated check, pwede kayong mag request na ipa-LBC. May singil silang 90 pesos sa investor.
    O kung malakas ang loob nyo, scanned copy na lang hingin nyo hahahaha ganun ginawa ko sa first (and only) time na nag invest ako dito kasi takot ako na mawala pa yung cheke sa philpost (Cebu pa kasi ako). Maayos naman naging payout. Di na ako nag invest dito ulit kasi may iba na akong pinag iinvestan hehe
    PM me tungkol sa ibang pinag investan, sago. :lol:
  • IronHandofJusticeIronHandofJustice Member PEx Guru 🎖️🎖️
    Just received my PDC today and investment confirmation.

    Medyo anxious lang kasi tumagal pero it was due to Philpost. 12 days na sa kanila ito.

    So far, I am happy for Vidalia kasi responsive sila sa emails. May nakakausap ka rin sa hotline and texts if kailangan mo ng tulong.


    Thank you, Vidalia. Sa susunod ulit. :)
  • So far ok pa din turnout ng investment nyo? Was the license to solicit investment cleared already? Thanks for your guidance!
  • IronHandofJusticeIronHandofJustice Member PEx Guru 🎖️🎖️
    BelleO said:
    So far ok pa din turnout ng investment nyo? Was the license to solicit investment cleared already? Thanks for your guidance!
    Wala akong naging problema. Lahat ng PDCs ko with them, cleared naman. 

    I raised the investment solicitation license with them dati and this was their response:

    Hi Sir ____,

    We are not soliciting from people to invest in the stocks or shares of Vidalia.

    Instead, we provide a peer to peer lending platform where people invest in the loans. Our investing service is just like https://fundko.com/

    Peer-to-peer lending is a new financial technology in our country. SEC is yet to come up with registrations, rules, and regulations. It should be available soon.


    Thank you!

    Sa tingin ko, hindi pa masyadong matured ang existing R&R ng SEC for this, similar with crowdfunding.


  • IronHandofJusticeIronHandofJustice Member PEx Guru 🎖️🎖️
    Ito most recent investment ko sa kanila. 


  • IronHandofJusticeIronHandofJustice Member PEx Guru 🎖️🎖️
    Received the settlement check yesterday. Mabilis na this time compared last month.

    Metrobank ang check na this time. Dati BPI eh. :)
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