SCC Secured Credit Cards (S2)

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Comments

  • kyleXph1kyleXph1 PEx Rookie ⭐
    kyleXph1 said:
    Started RCBC Instacard Year june 2017 hold out: 17,000 Defaulted 10 years ago Globe Postpaid line unpaid usage worth 14,500 others said telcos delinquency is known reported to CIC. 

    Because of RCBC SCC I got 3 regular cards:

    Robinsons bank DOS Platinum 20K
    Security Bank Mastercard classic 45K
    Unionbank Gold VISA   34K 
    just wanna share my story. i also started with rcbc instacard in jan 2018 after i defaulted a cc 10 years ago. after 1 year + of good pymt with my rcbc scc, i started applying for a regular cards. i have now security bank mc and just recently approved for metrobank and bpi, but prior to this, hirap din akong maapprove sa banks na eto. until nag try ako ng scc. thanks to my rcbc instacard. so sa mga kapwa ko scc holders, there's always a very good chance of getting a regular card basta maintain lng natin eto. goodluck to all of us.
    kyleXph1 said:
    Started RCBC Instacard Year june 2017 hold out: 17,000 Defaulted 10 years ago Globe Postpaid line unpaid usage worth 14,500 others said telcos delinquency is known reported to CIC. 

    Because of RCBC SCC I got 3 regular cards:

    Robinsons bank DOS Platinum 20K
    Security Bank Mastercard classic 45K
    Unionbank Gold VISA   34K 
    just wanna share my story. i also started with rcbc instacard in jan 2018 after i defaulted a cc 10 years ago. after 1 year + of good pymt with my rcbc scc, i started applying for a regular cards. i have now security bank mc and just recently approved for metrobank and bpi, but prior to this, hirap din akong maapprove sa banks na eto. until nag try ako ng scc. thanks to my rcbc instacard. so sa mga kapwa ko scc holders, there's always a very good chance of getting a regular card basta maintain lng natin eto. goodluck to all of us.
    Hello, naconvert mo na ba instacard mo sa rcbc into regular cc ?
    yes po just last May. then converted into gold with 50k limit from 30k. still waiting for the release of hold out deposit tho. will take 60 days pa daw kasi.
  • kyleXph1kyleXph1 PEx Rookie ⭐
    kyleXph1 said:
    Started RCBC Instacard Year june 2017 hold out: 17,000 Defaulted 10 years ago Globe Postpaid line unpaid usage worth 14,500 others said telcos delinquency is known reported to CIC. 

    Because of RCBC SCC I got 3 regular cards:

    Robinsons bank DOS Platinum 20K
    Security Bank Mastercard classic 45K
    Unionbank Gold VISA   34K 
    just wanna share my story. i also started with rcbc instacard in jan 2018 after i defaulted a cc 10 years ago. after 1 year + of good pymt with my rcbc scc, i started applying for a regular cards. i have now security bank mc and just recently approved for metrobank and bpi, but prior to this, hirap din akong maapprove sa banks na eto. until nag try ako ng scc. thanks to my rcbc instacard. so sa mga kapwa ko scc holders, there's always a very good chance of getting a regular card basta maintain lng natin eto. goodluck to all of us.
    kyleXph1 said:
    Started RCBC Instacard Year june 2017 hold out: 17,000 Defaulted 10 years ago Globe Postpaid line unpaid usage worth 14,500 others said telcos delinquency is known reported to CIC. 

    Because of RCBC SCC I got 3 regular cards:

    Robinsons bank DOS Platinum 20K
    Security Bank Mastercard classic 45K
    Unionbank Gold VISA   34K 
    just wanna share my story. i also started with rcbc instacard in jan 2018 after i defaulted a cc 10 years ago. after 1 year + of good pymt with my rcbc scc, i started applying for a regular cards. i have now security bank mc and just recently approved for metrobank and bpi, but prior to this, hirap din akong maapprove sa banks na eto. until nag try ako ng scc. thanks to my rcbc instacard. so sa mga kapwa ko scc holders, there's always a very good chance of getting a regular card basta maintain lng natin eto. goodluck to all of us.
    Hello, naconvert mo na ba instacard mo sa rcbc into regular cc ?
    yes po just last May. then converted into gold with 50k limit from 30k. still waiting for the release of hold out deposit tho. will take 60 days pa daw kasi.
  • RandyUtotino1082RandyUtotino1082 PEx Rookie ⭐
    Sino ba mas maganda reference VISA type or MASTERCARD type????
  • ryekyenryekyen PEx Rookie ⭐
    Sino ba mas maganda reference VISA type or MASTERCARD type????
    I think it doesnt matter..
  • Despiangel01Despiangel01 PEx Rookie ⭐
    kyleXph1 said:
    kyleXph1 said:
    Started RCBC Instacard Year june 2017 hold out: 17,000 Defaulted 10 years ago Globe Postpaid line unpaid usage worth 14,500 others said telcos delinquency is known reported to CIC. 

    Because of RCBC SCC I got 3 regular cards:

    Robinsons bank DOS Platinum 20K
    Security Bank Mastercard classic 45K
    Unionbank Gold VISA   34K 
    just wanna share my story. i also started with rcbc instacard in jan 2018 after i defaulted a cc 10 years ago. after 1 year + of good pymt with my rcbc scc, i started applying for a regular cards. i have now security bank mc and just recently approved for metrobank and bpi, but prior to this, hirap din akong maapprove sa banks na eto. until nag try ako ng scc. thanks to my rcbc instacard. so sa mga kapwa ko scc holders, there's always a very good chance of getting a regular card basta maintain lng natin eto. goodluck to all of us.
    kyleXph1 said:
    Started RCBC Instacard Year june 2017 hold out: 17,000 Defaulted 10 years ago Globe Postpaid line unpaid usage worth 14,500 others said telcos delinquency is known reported to CIC. 

    Because of RCBC SCC I got 3 regular cards:

    Robinsons bank DOS Platinum 20K
    Security Bank Mastercard classic 45K
    Unionbank Gold VISA   34K 
    just wanna share my story. i also started with rcbc instacard in jan 2018 after i defaulted a cc 10 years ago. after 1 year + of good pymt with my rcbc scc, i started applying for a regular cards. i have now security bank mc and just recently approved for metrobank and bpi, but prior to this, hirap din akong maapprove sa banks na eto. until nag try ako ng scc. thanks to my rcbc instacard. so sa mga kapwa ko scc holders, there's always a very good chance of getting a regular card basta maintain lng natin eto. goodluck to all of us.
    Hello, naconvert mo na ba instacard mo sa rcbc into regular cc ?
    yes po just last May. then converted into gold with 50k limit from 30k. still waiting for the release of hold out deposit tho. will take 60 days pa daw kasi.
    nagapply ka po ba ng regular cc or nrequest mo convert into regular cc instacard mo ?
  • RandyUtotino1082RandyUtotino1082 PEx Rookie ⭐
    Pinacancelled kona si RCBC Instacard dahil sa 3 regular cards by the other banks pwede na kaya ako mag re apply agad for regular cards sa RCBC after closing my RCBC Instacard ang references na aking i susubmit ay yun mga regular cards kuh.... syempre fully paid si RCBC Instacard upon cancellation.????? 
  • kyleXph1kyleXph1 PEx Rookie ⭐
    kyleXph1 said:
    kyleXph1 said:
    Started RCBC Instacard Year june 2017 hold out: 17,000 Defaulted 10 years ago Globe Postpaid line unpaid usage worth 14,500 others said telcos delinquency is known reported to CIC. 

    Because of RCBC SCC I got 3 regular cards:

    Robinsons bank DOS Platinum 20K
    Security Bank Mastercard classic 45K
    Unionbank Gold VISA   34K 
    just wanna share my story. i also started with rcbc instacard in jan 2018 after i defaulted a cc 10 years ago. after 1 year + of good pymt with my rcbc scc, i started applying for a regular cards. i have now security bank mc and just recently approved for metrobank and bpi, but prior to this, hirap din akong maapprove sa banks na eto. until nag try ako ng scc. thanks to my rcbc instacard. so sa mga kapwa ko scc holders, there's always a very good chance of getting a regular card basta maintain lng natin eto. goodluck to all of us.
    kyleXph1 said:
    Started RCBC Instacard Year june 2017 hold out: 17,000 Defaulted 10 years ago Globe Postpaid line unpaid usage worth 14,500 others said telcos delinquency is known reported to CIC. 

    Because of RCBC SCC I got 3 regular cards:

    Robinsons bank DOS Platinum 20K
    Security Bank Mastercard classic 45K
    Unionbank Gold VISA   34K 
    just wanna share my story. i also started with rcbc instacard in jan 2018 after i defaulted a cc 10 years ago. after 1 year + of good pymt with my rcbc scc, i started applying for a regular cards. i have now security bank mc and just recently approved for metrobank and bpi, but prior to this, hirap din akong maapprove sa banks na eto. until nag try ako ng scc. thanks to my rcbc instacard. so sa mga kapwa ko scc holders, there's always a very good chance of getting a regular card basta maintain lng natin eto. goodluck to all of us.
    Hello, naconvert mo na ba instacard mo sa rcbc into regular cc ?
    yes po just last May. then converted into gold with 50k limit from 30k. still waiting for the release of hold out deposit tho. will take 60 days pa daw kasi.
    nagapply ka po ba ng regular cc or nrequest mo convert into regular cc instacard mo ?
    requested for conversion into regular cc po.
  • Despiangel01Despiangel01 PEx Rookie ⭐
    kyleXph1 said:
    kyleXph1 said:
    kyleXph1 said:
    Started RCBC Instacard Year june 2017 hold out: 17,000 Defaulted 10 years ago Globe Postpaid line unpaid usage worth 14,500 others said telcos delinquency is known reported to CIC. 

    Because of RCBC SCC I got 3 regular cards:

    Robinsons bank DOS Platinum 20K
    Security Bank Mastercard classic 45K
    Unionbank Gold VISA   34K 
    just wanna share my story. i also started with rcbc instacard in jan 2018 after i defaulted a cc 10 years ago. after 1 year + of good pymt with my rcbc scc, i started applying for a regular cards. i have now security bank mc and just recently approved for metrobank and bpi, but prior to this, hirap din akong maapprove sa banks na eto. until nag try ako ng scc. thanks to my rcbc instacard. so sa mga kapwa ko scc holders, there's always a very good chance of getting a regular card basta maintain lng natin eto. goodluck to all of us.
    kyleXph1 said:
    Started RCBC Instacard Year june 2017 hold out: 17,000 Defaulted 10 years ago Globe Postpaid line unpaid usage worth 14,500 others said telcos delinquency is known reported to CIC. 

    Because of RCBC SCC I got 3 regular cards:

    Robinsons bank DOS Platinum 20K
    Security Bank Mastercard classic 45K
    Unionbank Gold VISA   34K 
    just wanna share my story. i also started with rcbc instacard in jan 2018 after i defaulted a cc 10 years ago. after 1 year + of good pymt with my rcbc scc, i started applying for a regular cards. i have now security bank mc and just recently approved for metrobank and bpi, but prior to this, hirap din akong maapprove sa banks na eto. until nag try ako ng scc. thanks to my rcbc instacard. so sa mga kapwa ko scc holders, there's always a very good chance of getting a regular card basta maintain lng natin eto. goodluck to all of us.
    Hello, naconvert mo na ba instacard mo sa rcbc into regular cc ?
    yes po just last May. then converted into gold with 50k limit from 30k. still waiting for the release of hold out deposit tho. will take 60 days pa daw kasi.
    nagapply ka po ba ng regular cc or nrequest mo convert into regular cc instacard mo ?
    requested for conversion into regular cc po.
    pwede pla un ? saan ka po nagrequest at ilang weeks process conversion? 



  • Despiangel01Despiangel01 PEx Rookie ⭐
    kyleXph1 said:
    kyleXph1 said:
    kyleXph1 said:
    Started RCBC Instacard Year june 2017 hold out: 17,000 Defaulted 10 years ago Globe Postpaid line unpaid usage worth 14,500 others said telcos delinquency is known reported to CIC. 

    Because of RCBC SCC I got 3 regular cards:

    Robinsons bank DOS Platinum 20K
    Security Bank Mastercard classic 45K
    Unionbank Gold VISA   34K 
    just wanna share my story. i also started with rcbc instacard in jan 2018 after i defaulted a cc 10 years ago. after 1 year + of good pymt with my rcbc scc, i started applying for a regular cards. i have now security bank mc and just recently approved for metrobank and bpi, but prior to this, hirap din akong maapprove sa banks na eto. until nag try ako ng scc. thanks to my rcbc instacard. so sa mga kapwa ko scc holders, there's always a very good chance of getting a regular card basta maintain lng natin eto. goodluck to all of us.
    kyleXph1 said:
    Started RCBC Instacard Year june 2017 hold out: 17,000 Defaulted 10 years ago Globe Postpaid line unpaid usage worth 14,500 others said telcos delinquency is known reported to CIC. 

    Because of RCBC SCC I got 3 regular cards:

    Robinsons bank DOS Platinum 20K
    Security Bank Mastercard classic 45K
    Unionbank Gold VISA   34K 
    just wanna share my story. i also started with rcbc instacard in jan 2018 after i defaulted a cc 10 years ago. after 1 year + of good pymt with my rcbc scc, i started applying for a regular cards. i have now security bank mc and just recently approved for metrobank and bpi, but prior to this, hirap din akong maapprove sa banks na eto. until nag try ako ng scc. thanks to my rcbc instacard. so sa mga kapwa ko scc holders, there's always a very good chance of getting a regular card basta maintain lng natin eto. goodluck to all of us.
    Hello, naconvert mo na ba instacard mo sa rcbc into regular cc ?
    yes po just last May. then converted into gold with 50k limit from 30k. still waiting for the release of hold out deposit tho. will take 60 days pa daw kasi.
    nagapply ka po ba ng regular cc or nrequest mo convert into regular cc instacard mo ?
    requested for conversion into regular cc po.
    sabi kc ng nkausap ko sa cs nla you have to apply for regular cc d daw sla nagcconvert ng instacard
  • ryekyenryekyen PEx Rookie ⭐
    edited June 13
    Pinacancelled kona si RCBC Instacard dahil sa 3 regular cards by the other banks pwede na kaya ako mag re apply agad for regular cards sa RCBC after closing my RCBC Instacard ang references na aking i susubmit ay yun mga regular cards kuh.... syempre fully paid si RCBC Instacard upon cancellation.????? 
    Yes you can. Pero kung ako sayo focus muna ikw sa ibang card pataasin mu muna reference card mo.
  • RandyUtotino1082RandyUtotino1082 PEx Rookie ⭐
    ryekyen said:
    Pinacancelled kona si RCBC Instacard dahil sa 3 regular cards by the other banks pwede na kaya ako mag re apply agad for regular cards sa RCBC after closing my RCBC Instacard ang references na aking i susubmit ay yun mga regular cards kuh.... syempre fully paid si RCBC Instacard upon cancellation.????? 
    Yes you can. Pero kung ako sayo focus muna ikw sa ibang card pataasin mu muna reference card mo.
    Ang 50% Usage/Credit Utilization Ratio ba ay Good Score naba kahit umabot ng 10 ang Credit Cards ay bastat nasa 50% o hinde sagad maintained for 6 months....
  • ryekyenryekyen PEx Rookie ⭐
    ryekyen said:
    Pinacancelled kona si RCBC Instacard dahil sa 3 regular cards by the other banks pwede na kaya ako mag re apply agad for regular cards sa RCBC after closing my RCBC Instacard ang references na aking i susubmit ay yun mga regular cards kuh.... syempre fully paid si RCBC Instacard upon cancellation.????? 
    Yes you can. Pero kung ako sayo focus muna ikw sa ibang card pataasin mu muna reference card mo.
    Ang 50% Usage/Credit Utilization Ratio ba ay Good Score naba kahit umabot ng 10 ang Credit Cards ay bastat nasa 50% o hinde sagad maintained for 6 months....
    Nope..dapat below 30% utilization mo maraming factor din dpat isipin kung credit score paguusapan 30% lng eto mas malaking factor pa din payment history.
  • RandyUtotino1082RandyUtotino1082 PEx Rookie ⭐
    ryekyen said:
    ryekyen said:
    Pinacancelled kona si RCBC Instacard dahil sa 3 regular cards by the other banks pwede na kaya ako mag re apply agad for regular cards sa RCBC after closing my RCBC Instacard ang references na aking i susubmit ay yun mga regular cards kuh.... syempre fully paid si RCBC Instacard upon cancellation.????? 
    Yes you can. Pero kung ako sayo focus muna ikw sa ibang card pataasin mu muna reference card mo.
    Ang 50% Usage/Credit Utilization Ratio ba ay Good Score naba kahit umabot ng 10 ang Credit Cards ay bastat nasa 50% o hinde sagad maintained for 6 months....
    Nope..dapat below 30% utilization mo maraming factor din dpat isipin kung credit score paguusapan 30% lng eto mas malaking factor pa din payment history.
    ;)
  • kyleXph1kyleXph1 PEx Rookie ⭐
    kyleXph1 said:
    kyleXph1 said:
    kyleXph1 said:
    Started RCBC Instacard Year june 2017 hold out: 17,000 Defaulted 10 years ago Globe Postpaid line unpaid usage worth 14,500 others said telcos delinquency is known reported to CIC. 

    Because of RCBC SCC I got 3 regular cards:

    Robinsons bank DOS Platinum 20K
    Security Bank Mastercard classic 45K
    Unionbank Gold VISA   34K 
    just wanna share my story. i also started with rcbc instacard in jan 2018 after i defaulted a cc 10 years ago. after 1 year + of good pymt with my rcbc scc, i started applying for a regular cards. i have now security bank mc and just recently approved for metrobank and bpi, but prior to this, hirap din akong maapprove sa banks na eto. until nag try ako ng scc. thanks to my rcbc instacard. so sa mga kapwa ko scc holders, there's always a very good chance of getting a regular card basta maintain lng natin eto. goodluck to all of us.
    kyleXph1 said:
    Started RCBC Instacard Year june 2017 hold out: 17,000 Defaulted 10 years ago Globe Postpaid line unpaid usage worth 14,500 others said telcos delinquency is known reported to CIC. 

    Because of RCBC SCC I got 3 regular cards:

    Robinsons bank DOS Platinum 20K
    Security Bank Mastercard classic 45K
    Unionbank Gold VISA   34K 
    just wanna share my story. i also started with rcbc instacard in jan 2018 after i defaulted a cc 10 years ago. after 1 year + of good pymt with my rcbc scc, i started applying for a regular cards. i have now security bank mc and just recently approved for metrobank and bpi, but prior to this, hirap din akong maapprove sa banks na eto. until nag try ako ng scc. thanks to my rcbc instacard. so sa mga kapwa ko scc holders, there's always a very good chance of getting a regular card basta maintain lng natin eto. goodluck to all of us.
    Hello, naconvert mo na ba instacard mo sa rcbc into regular cc ?
    yes po just last May. then converted into gold with 50k limit from 30k. still waiting for the release of hold out deposit tho. will take 60 days pa daw kasi.
    nagapply ka po ba ng regular cc or nrequest mo convert into regular cc instacard mo ?
    requested for conversion into regular cc po.
    sabi kc ng nkausap ko sa cs nla you have to apply for regular cc d daw sla nagcconvert ng instacard
    cguro po pwede, not sure tho. but in my case na convert ung instacard ko into reg gold mc. nagpatulong kasi aq sa boa ko since nag open din ako ng hexagon club nila. it only took 2 weeks.
  • Despiangel01Despiangel01 PEx Rookie ⭐
    kyleXph1 said:
    kyleXph1 said:
    kyleXph1 said:
    kyleXph1 said:
    Started RCBC Instacard Year june 2017 hold out: 17,000 Defaulted 10 years ago Globe Postpaid line unpaid usage worth 14,500 others said telcos delinquency is known reported to CIC. 

    Because of RCBC SCC I got 3 regular cards:

    Robinsons bank DOS Platinum 20K
    Security Bank Mastercard classic 45K
    Unionbank Gold VISA   34K 
    just wanna share my story. i also started with rcbc instacard in jan 2018 after i defaulted a cc 10 years ago. after 1 year + of good pymt with my rcbc scc, i started applying for a regular cards. i have now security bank mc and just recently approved for metrobank and bpi, but prior to this, hirap din akong maapprove sa banks na eto. until nag try ako ng scc. thanks to my rcbc instacard. so sa mga kapwa ko scc holders, there's always a very good chance of getting a regular card basta maintain lng natin eto. goodluck to all of us.
    kyleXph1 said:
    Started RCBC Instacard Year june 2017 hold out: 17,000 Defaulted 10 years ago Globe Postpaid line unpaid usage worth 14,500 others said telcos delinquency is known reported to CIC. 

    Because of RCBC SCC I got 3 regular cards:

    Robinsons bank DOS Platinum 20K
    Security Bank Mastercard classic 45K
    Unionbank Gold VISA   34K 
    just wanna share my story. i also started with rcbc instacard in jan 2018 after i defaulted a cc 10 years ago. after 1 year + of good pymt with my rcbc scc, i started applying for a regular cards. i have now security bank mc and just recently approved for metrobank and bpi, but prior to this, hirap din akong maapprove sa banks na eto. until nag try ako ng scc. thanks to my rcbc instacard. so sa mga kapwa ko scc holders, there's always a very good chance of getting a regular card basta maintain lng natin eto. goodluck to all of us.
    Hello, naconvert mo na ba instacard mo sa rcbc into regular cc ?
    yes po just last May. then converted into gold with 50k limit from 30k. still waiting for the release of hold out deposit tho. will take 60 days pa daw kasi.
    nagapply ka po ba ng regular cc or nrequest mo convert into regular cc instacard mo ?
    requested for conversion into regular cc po.
    sabi kc ng nkausap ko sa cs nla you have to apply for regular cc d daw sla nagcconvert ng instacard
    cguro po pwede, not sure tho. but in my case na convert ung instacard ko into reg gold mc. nagpatulong kasi aq sa boa ko since nag open din ako ng hexagon club nila. it only took 2 weeks.
    ah i see nalaman mo ba agad sa boa mo na approved conversion mo ? pahelp na lang din ako sa boa ko 😍
  • Despiangel01Despiangel01 PEx Rookie ⭐
    kyleXph1 said:
    kyleXph1 said:
    kyleXph1 said:
    kyleXph1 said:
    Started RCBC Instacard Year june 2017 hold out: 17,000 Defaulted 10 years ago Globe Postpaid line unpaid usage worth 14,500 others said telcos delinquency is known reported to CIC. 

    Because of RCBC SCC I got 3 regular cards:

    Robinsons bank DOS Platinum 20K
    Security Bank Mastercard classic 45K
    Unionbank Gold VISA   34K 
    just wanna share my story. i also started with rcbc instacard in jan 2018 after i defaulted a cc 10 years ago. after 1 year + of good pymt with my rcbc scc, i started applying for a regular cards. i have now security bank mc and just recently approved for metrobank and bpi, but prior to this, hirap din akong maapprove sa banks na eto. until nag try ako ng scc. thanks to my rcbc instacard. so sa mga kapwa ko scc holders, there's always a very good chance of getting a regular card basta maintain lng natin eto. goodluck to all of us.
    kyleXph1 said:
    Started RCBC Instacard Year june 2017 hold out: 17,000 Defaulted 10 years ago Globe Postpaid line unpaid usage worth 14,500 others said telcos delinquency is known reported to CIC. 

    Because of RCBC SCC I got 3 regular cards:

    Robinsons bank DOS Platinum 20K
    Security Bank Mastercard classic 45K
    Unionbank Gold VISA   34K 
    just wanna share my story. i also started with rcbc instacard in jan 2018 after i defaulted a cc 10 years ago. after 1 year + of good pymt with my rcbc scc, i started applying for a regular cards. i have now security bank mc and just recently approved for metrobank and bpi, but prior to this, hirap din akong maapprove sa banks na eto. until nag try ako ng scc. thanks to my rcbc instacard. so sa mga kapwa ko scc holders, there's always a very good chance of getting a regular card basta maintain lng natin eto. goodluck to all of us.
    Hello, naconvert mo na ba instacard mo sa rcbc into regular cc ?
    yes po just last May. then converted into gold with 50k limit from 30k. still waiting for the release of hold out deposit tho. will take 60 days pa daw kasi.
    nagapply ka po ba ng regular cc or nrequest mo convert into regular cc instacard mo ?
    requested for conversion into regular cc po.
    sabi kc ng nkausap ko sa cs nla you have to apply for regular cc d daw sla nagcconvert ng instacard
    cguro po pwede, not sure tho. but in my case na convert ung instacard ko into reg gold mc. nagpatulong kasi aq sa boa ko since nag open din ako ng hexagon club nila. it only took 2 weeks.
    same card pa din ba ung naconvert pa din ba or bngyan ka nla ng bagong card ?
  • kyleXph1kyleXph1 PEx Rookie ⭐
    kyleXph1 said:
    kyleXph1 said:
    kyleXph1 said:
    kyleXph1 said:
    Started RCBC Instacard Year june 2017 hold out: 17,000 Defaulted 10 years ago Globe Postpaid line unpaid usage worth 14,500 others said telcos delinquency is known reported to CIC. 

    Because of RCBC SCC I got 3 regular cards:

    Robinsons bank DOS Platinum 20K
    Security Bank Mastercard classic 45K
    Unionbank Gold VISA   34K 
    just wanna share my story. i also started with rcbc instacard in jan 2018 after i defaulted a cc 10 years ago. after 1 year + of good pymt with my rcbc scc, i started applying for a regular cards. i have now security bank mc and just recently approved for metrobank and bpi, but prior to this, hirap din akong maapprove sa banks na eto. until nag try ako ng scc. thanks to my rcbc instacard. so sa mga kapwa ko scc holders, there's always a very good chance of getting a regular card basta maintain lng natin eto. goodluck to all of us.
    kyleXph1 said:
    Started RCBC Instacard Year june 2017 hold out: 17,000 Defaulted 10 years ago Globe Postpaid line unpaid usage worth 14,500 others said telcos delinquency is known reported to CIC. 

    Because of RCBC SCC I got 3 regular cards:

    Robinsons bank DOS Platinum 20K
    Security Bank Mastercard classic 45K
    Unionbank Gold VISA   34K 
    just wanna share my story. i also started with rcbc instacard in jan 2018 after i defaulted a cc 10 years ago. after 1 year + of good pymt with my rcbc scc, i started applying for a regular cards. i have now security bank mc and just recently approved for metrobank and bpi, but prior to this, hirap din akong maapprove sa banks na eto. until nag try ako ng scc. thanks to my rcbc instacard. so sa mga kapwa ko scc holders, there's always a very good chance of getting a regular card basta maintain lng natin eto. goodluck to all of us.
    Hello, naconvert mo na ba instacard mo sa rcbc into regular cc ?
    yes po just last May. then converted into gold with 50k limit from 30k. still waiting for the release of hold out deposit tho. will take 60 days pa daw kasi.
    nagapply ka po ba ng regular cc or nrequest mo convert into regular cc instacard mo ?
    requested for conversion into regular cc po.
    sabi kc ng nkausap ko sa cs nla you have to apply for regular cc d daw sla nagcconvert ng instacard
    cguro po pwede, not sure tho. but in my case na convert ung instacard ko into reg gold mc. nagpatulong kasi aq sa boa ko since nag open din ako ng hexagon club nila. it only took 2 weeks.
    same card pa din ba ung naconvert pa din ba or bngyan ka nla ng bagong card ?
    hnd. nag follow up ako after 5 banking days. saka ko lang nalaman na approved for conversion. may bagong card na dumating (gold) with same card no. pero naiba ung "member since date" naging 05/2019 from 01/2018.
  • Despiangel01Despiangel01 PEx Rookie ⭐
    kyleXph1 said:
    kyleXph1 said:
    kyleXph1 said:
    kyleXph1 said:
    kyleXph1 said:
    Started RCBC Instacard Year june 2017 hold out: 17,000 Defaulted 10 years ago Globe Postpaid line unpaid usage worth 14,500 others said telcos delinquency is known reported to CIC. 

    Because of RCBC SCC I got 3 regular cards:

    Robinsons bank DOS Platinum 20K
    Security Bank Mastercard classic 45K
    Unionbank Gold VISA   34K 
    just wanna share my story. i also started with rcbc instacard in jan 2018 after i defaulted a cc 10 years ago. after 1 year + of good pymt with my rcbc scc, i started applying for a regular cards. i have now security bank mc and just recently approved for metrobank and bpi, but prior to this, hirap din akong maapprove sa banks na eto. until nag try ako ng scc. thanks to my rcbc instacard. so sa mga kapwa ko scc holders, there's always a very good chance of getting a regular card basta maintain lng natin eto. goodluck to all of us.
    kyleXph1 said:
    Started RCBC Instacard Year june 2017 hold out: 17,000 Defaulted 10 years ago Globe Postpaid line unpaid usage worth 14,500 others said telcos delinquency is known reported to CIC. 

    Because of RCBC SCC I got 3 regular cards:

    Robinsons bank DOS Platinum 20K
    Security Bank Mastercard classic 45K
    Unionbank Gold VISA   34K 
    just wanna share my story. i also started with rcbc instacard in jan 2018 after i defaulted a cc 10 years ago. after 1 year + of good pymt with my rcbc scc, i started applying for a regular cards. i have now security bank mc and just recently approved for metrobank and bpi, but prior to this, hirap din akong maapprove sa banks na eto. until nag try ako ng scc. thanks to my rcbc instacard. so sa mga kapwa ko scc holders, there's always a very good chance of getting a regular card basta maintain lng natin eto. goodluck to all of us.
    Hello, naconvert mo na ba instacard mo sa rcbc into regular cc ?
    yes po just last May. then converted into gold with 50k limit from 30k. still waiting for the release of hold out deposit tho. will take 60 days pa daw kasi.
    nagapply ka po ba ng regular cc or nrequest mo convert into regular cc instacard mo ?
    requested for conversion into regular cc po.
    sabi kc ng nkausap ko sa cs nla you have to apply for regular cc d daw sla nagcconvert ng instacard
    cguro po pwede, not sure tho. but in my case na convert ung instacard ko into reg gold mc. nagpatulong kasi aq sa boa ko since nag open din ako ng hexagon club nila. it only took 2 weeks.
    same card pa din ba ung naconvert pa din ba or bngyan ka nla ng bagong card ?
    hnd. nag follow up ako after 5 banking days. saka ko lang nalaman na approved for conversion. may bagong card na dumating (gold) with same card no. pero naiba ung "member since date" naging 05/2019 from 01/2018.
    may finill upan ka po ba na form sa branch mo ng nagrequest ka ng conversion at sa branch ka din po ba nagfollow up for conversion ?
  • RandyUtotino1082RandyUtotino1082 PEx Rookie ⭐
    Ang pag avail ba ng INSTALLMENT at BALANCE TRANSFER ay meron din ba hinde maganda epekto sa credit history lalo kung ikaw ay nagsisimula palang sa Secured credit card. Anyone who can answer.... :)
  • kyleXph1kyleXph1 PEx Rookie ⭐
    kyleXph1 said:
    kyleXph1 said:
    kyleXph1 said:
    kyleXph1 said:
    kyleXph1 said:
    Started RCBC Instacard Year june 2017 hold out: 17,000 Defaulted 10 years ago Globe Postpaid line unpaid usage worth 14,500 others said telcos delinquency is known reported to CIC. 

    Because of RCBC SCC I got 3 regular cards:

    Robinsons bank DOS Platinum 20K
    Security Bank Mastercard classic 45K
    Unionbank Gold VISA   34K 
    just wanna share my story. i also started with rcbc instacard in jan 2018 after i defaulted a cc 10 years ago. after 1 year + of good pymt with my rcbc scc, i started applying for a regular cards. i have now security bank mc and just recently approved for metrobank and bpi, but prior to this, hirap din akong maapprove sa banks na eto. until nag try ako ng scc. thanks to my rcbc instacard. so sa mga kapwa ko scc holders, there's always a very good chance of getting a regular card basta maintain lng natin eto. goodluck to all of us.
    kyleXph1 said:
    Started RCBC Instacard Year june 2017 hold out: 17,000 Defaulted 10 years ago Globe Postpaid line unpaid usage worth 14,500 others said telcos delinquency is known reported to CIC. 

    Because of RCBC SCC I got 3 regular cards:

    Robinsons bank DOS Platinum 20K
    Security Bank Mastercard classic 45K
    Unionbank Gold VISA   34K 
    just wanna share my story. i also started with rcbc instacard in jan 2018 after i defaulted a cc 10 years ago. after 1 year + of good pymt with my rcbc scc, i started applying for a regular cards. i have now security bank mc and just recently approved for metrobank and bpi, but prior to this, hirap din akong maapprove sa banks na eto. until nag try ako ng scc. thanks to my rcbc instacard. so sa mga kapwa ko scc holders, there's always a very good chance of getting a regular card basta maintain lng natin eto. goodluck to all of us.
    Hello, naconvert mo na ba instacard mo sa rcbc into regular cc ?
    yes po just last May. then converted into gold with 50k limit from 30k. still waiting for the release of hold out deposit tho. will take 60 days pa daw kasi.
    nagapply ka po ba ng regular cc or nrequest mo convert into regular cc instacard mo ?
    requested for conversion into regular cc po.
    sabi kc ng nkausap ko sa cs nla you have to apply for regular cc d daw sla nagcconvert ng instacard
    cguro po pwede, not sure tho. but in my case na convert ung instacard ko into reg gold mc. nagpatulong kasi aq sa boa ko since nag open din ako ng hexagon club nila. it only took 2 weeks.
    same card pa din ba ung naconvert pa din ba or bngyan ka nla ng bagong card ?
    hnd. nag follow up ako after 5 banking days. saka ko lang nalaman na approved for conversion. may bagong card na dumating (gold) with same card no. pero naiba ung "member since date" naging 05/2019 from 01/2018.
    may finill upan ka po ba na form sa branch mo ng nagrequest ka ng conversion at sa branch ka din po ba nagfollow up for conversion ?
    yes. application form talaga para daw sure. sabi ko nga sa manager na para rin lng aqng nag apply ng new card. hnd nmn daw sabi nung bm kasi lalagyan daw niya ng note na for instacard conversion and hexagon club client. ayon same card no. nga lng nmn ung dumating kaya iniisip ko na conversion tlg and not a new application ( sad part tho, hnd na daw aq qualified for naffl since not new to bank daw aq ). sa hotline nila aq nag follow up re conversion.

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