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💳 CC | MGA BALAG, PAGPRISINTA, & PADALA (booths, applications, & deliveries)

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Comments

  • ehleesyanehleesyan PEx Moderator
    Ryuuji said:

    Question po about the Unli 0%, per transaction ba yung fees? ie meron akong 12,000 at 6,000 na transaction. 200 plus 100 respectively ba yung macharge sakin if ipa-installment ko? Or pwedeng combined multiple transactions ang irequest for installment? 
    Hello! How can I avail the unli 0% installment? I need to swipe it first then call them ba? O advice them after? Thanks!
    I recommend na itawag mo na lang sa RCBC for installment conversion after you receive your SOA (where the straight purchase transaction is posted) para sa next billing period mo pa babayaran ang 1st out of 3 installments, and so on.
    Yes ito ang best way :)
    Lalo na kung previous payment mo ay may sobra, sasabihin lang ng CSR na hintayin muna ang SOA bago mag request ng convert to installment.

    Ryuuji said:

    Question po about the Unli 0%, per transaction ba yung fees? ie meron akong 12,000 at 6,000 na transaction. 200 plus 100 respectively ba yung macharge sakin if ipa-installment ko? Or pwedeng combined multiple transactions ang irequest for installment? 
    Hello! How can I avail the unli 0% installment? I need to swipe it first then call them ba? O advice them after? Thanks!
    I recommend na itawag mo na lang sa RCBC for installment conversion after you receive your SOA (where the straight purchase transaction is posted) para sa next billing period mo pa babayaran ang 1st out of 3 installments, and so on.
    ohhhh kahit pala nag appear na sa SOA (payable this current cut-off), pwede pa irequest na ipa unli 0%? 
    Yes pwedeng pwede :)
  • gwapongkabayogwapongkabayo Member PEx Rookie ⭐
    ehleesyan said:
    Ryuuji said:

    Question po about the Unli 0%, per transaction ba yung fees? ie meron akong 12,000 at 6,000 na transaction. 200 plus 100 respectively ba yung macharge sakin if ipa-installment ko? Or pwedeng combined multiple transactions ang irequest for installment? 
    Hello! How can I avail the unli 0% installment? I need to swipe it first then call them ba? O advice them after? Thanks!
    I recommend na itawag mo na lang sa RCBC for installment conversion after you receive your SOA (where the straight purchase transaction is posted) para sa next billing period mo pa babayaran ang 1st out of 3 installments, and so on.
    Yes ito ang best way :)
    Lalo na kung previous payment mo ay may sobra, sasabihin lang ng CSR na hintayin muna ang SOA bago mag request ng convert to installment.

    Ryuuji said:

    Question po about the Unli 0%, per transaction ba yung fees? ie meron akong 12,000 at 6,000 na transaction. 200 plus 100 respectively ba yung macharge sakin if ipa-installment ko? Or pwedeng combined multiple transactions ang irequest for installment? 
    Hello! How can I avail the unli 0% installment? I need to swipe it first then call them ba? O advice them after? Thanks!
    I recommend na itawag mo na lang sa RCBC for installment conversion after you receive your SOA (where the straight purchase transaction is posted) para sa next billing period mo pa babayaran ang 1st out of 3 installments, and so on.
    ohhhh kahit pala nag appear na sa SOA (payable this current cut-off), pwede pa irequest na ipa unli 0%? 
    Yes pwedeng pwede :)
    Ayos ah, so parang na defer pa sya for an additional month kung intayin magreflect sa SOA bago i-unli 0? mas useful pa pala to kaysa ineexpect ko 🤟🤟🤟
  • mangahilaw88mangahilaw88 Member PEx Rookie ⭐
    alienman said:
    Mga sir kakatanggap ko lang ng first RCBC card ko. AirAsia card inapply ko sa mall since panay travel kami pero ang binigay ni RCBC is Platinum. Maganda po ba tong card na to? Pwede kaya mag request ako ng additional AirAsia card? Yung points kasi habol ko. Or okay na tong card na to?
    mataas ang required spend to miles ng other RCBC card compared to AirAsia (nasa 108 pesos to 1 mile)
    kaya kung AirAsia miles talaga  habol mo dapat yung AirAsia card

    Salamat sa info sir, anong sulit na rewards na gamitin dito kung sakali?
  • mangahilaw88mangahilaw88 Member PEx Rookie ⭐
    alienman said:
    alienman said:
    Mga sir kakatanggap ko lang ng first RCBC card ko. AirAsia card inapply ko sa mall since panay travel kami pero ang binigay ni RCBC is Platinum. Maganda po ba tong card na to? Pwede kaya mag request ako ng additional AirAsia card? Yung points kasi habol ko. Or okay na tong card na to?
    mataas ang required spend to miles ng other RCBC card compared to AirAsia (nasa 108 pesos to 1 mile)
    kaya kung AirAsia miles talaga  habol mo dapat yung AirAsia card

    Salamat sa info sir, anong sulit na rewards na gamitin dito kung sakali?
    May free airport lounge access yang Platinum cards ng RCBC

    Ayun salamat sa info sir :D
  • kyleXph1kyleXph1 PEx Rookie ⭐
    kyleXph1 said:
    kyleXph1 said:
    Started RCBC Instacard Year june 2017 hold out: 17,000 Defaulted 10 years ago Globe Postpaid line unpaid usage worth 14,500 others said telcos delinquency is known reported to CIC. 

    Because of RCBC SCC I got 3 regular cards:

    Robinsons bank DOS Platinum 20K
    Security Bank Mastercard classic 45K
    Unionbank Gold VISA   34K 
    just wanna share my story. i also started with rcbc instacard in jan 2018 after i defaulted a cc 10 years ago. after 1 year + of good pymt with my rcbc scc, i started applying for a regular cards. i have now security bank mc and just recently approved for metrobank and bpi, but prior to this, hirap din akong maapprove sa banks na eto. until nag try ako ng scc. thanks to my rcbc instacard. so sa mga kapwa ko scc holders, there's always a very good chance of getting a regular card basta maintain lng natin eto. goodluck to all of us.
    kyleXph1 said:
    Started RCBC Instacard Year june 2017 hold out: 17,000 Defaulted 10 years ago Globe Postpaid line unpaid usage worth 14,500 others said telcos delinquency is known reported to CIC. 

    Because of RCBC SCC I got 3 regular cards:

    Robinsons bank DOS Platinum 20K
    Security Bank Mastercard classic 45K
    Unionbank Gold VISA   34K 
    just wanna share my story. i also started with rcbc instacard in jan 2018 after i defaulted a cc 10 years ago. after 1 year + of good pymt with my rcbc scc, i started applying for a regular cards. i have now security bank mc and just recently approved for metrobank and bpi, but prior to this, hirap din akong maapprove sa banks na eto. until nag try ako ng scc. thanks to my rcbc instacard. so sa mga kapwa ko scc holders, there's always a very good chance of getting a regular card basta maintain lng natin eto. goodluck to all of us.
    Hello, naconvert mo na ba instacard mo sa rcbc into regular cc ?
    yes po just last May. then converted into gold with 50k limit from 30k. still waiting for the release of hold out deposit tho. will take 60 days pa daw kasi.
    nagapply ka po ba ng regular cc or nrequest mo convert into regular cc instacard mo ?
    requested for conversion into regular cc po.
  • cireyajcireyaj Member PEx Rookie ⭐
    alienman said:
    After ko sila sabihan na icacancel ko yung CC after nila di ihonor yung promo nila for NAFFL, napapayag ko na sila :)
    usually pag sa phone iba iba sinsabi ng CSR haha
    ganon expereince ko
    pero nung dinaan ko sa email ,hayun na tagged sa NAFFL
    Angel talaga si Angel.
  • Despiangel01Despiangel01 PEx Rookie ⭐
    kyleXph1 said:
    kyleXph1 said:
    kyleXph1 said:
    Started RCBC Instacard Year june 2017 hold out: 17,000 Defaulted 10 years ago Globe Postpaid line unpaid usage worth 14,500 others said telcos delinquency is known reported to CIC. 

    Because of RCBC SCC I got 3 regular cards:

    Robinsons bank DOS Platinum 20K
    Security Bank Mastercard classic 45K
    Unionbank Gold VISA   34K 
    just wanna share my story. i also started with rcbc instacard in jan 2018 after i defaulted a cc 10 years ago. after 1 year + of good pymt with my rcbc scc, i started applying for a regular cards. i have now security bank mc and just recently approved for metrobank and bpi, but prior to this, hirap din akong maapprove sa banks na eto. until nag try ako ng scc. thanks to my rcbc instacard. so sa mga kapwa ko scc holders, there's always a very good chance of getting a regular card basta maintain lng natin eto. goodluck to all of us.
    kyleXph1 said:
    Started RCBC Instacard Year june 2017 hold out: 17,000 Defaulted 10 years ago Globe Postpaid line unpaid usage worth 14,500 others said telcos delinquency is known reported to CIC. 

    Because of RCBC SCC I got 3 regular cards:

    Robinsons bank DOS Platinum 20K
    Security Bank Mastercard classic 45K
    Unionbank Gold VISA   34K 
    just wanna share my story. i also started with rcbc instacard in jan 2018 after i defaulted a cc 10 years ago. after 1 year + of good pymt with my rcbc scc, i started applying for a regular cards. i have now security bank mc and just recently approved for metrobank and bpi, but prior to this, hirap din akong maapprove sa banks na eto. until nag try ako ng scc. thanks to my rcbc instacard. so sa mga kapwa ko scc holders, there's always a very good chance of getting a regular card basta maintain lng natin eto. goodluck to all of us.
    Hello, naconvert mo na ba instacard mo sa rcbc into regular cc ?
    yes po just last May. then converted into gold with 50k limit from 30k. still waiting for the release of hold out deposit tho. will take 60 days pa daw kasi.
    nagapply ka po ba ng regular cc or nrequest mo convert into regular cc instacard mo ?
    requested for conversion into regular cc po.
    pwede pla un ? saan ka po nagrequest at ilang weeks process conversion? 



  • Despiangel01Despiangel01 PEx Rookie ⭐
    kyleXph1 said:
    kyleXph1 said:
    kyleXph1 said:
    Started RCBC Instacard Year june 2017 hold out: 17,000 Defaulted 10 years ago Globe Postpaid line unpaid usage worth 14,500 others said telcos delinquency is known reported to CIC. 

    Because of RCBC SCC I got 3 regular cards:

    Robinsons bank DOS Platinum 20K
    Security Bank Mastercard classic 45K
    Unionbank Gold VISA   34K 
    just wanna share my story. i also started with rcbc instacard in jan 2018 after i defaulted a cc 10 years ago. after 1 year + of good pymt with my rcbc scc, i started applying for a regular cards. i have now security bank mc and just recently approved for metrobank and bpi, but prior to this, hirap din akong maapprove sa banks na eto. until nag try ako ng scc. thanks to my rcbc instacard. so sa mga kapwa ko scc holders, there's always a very good chance of getting a regular card basta maintain lng natin eto. goodluck to all of us.
    kyleXph1 said:
    Started RCBC Instacard Year june 2017 hold out: 17,000 Defaulted 10 years ago Globe Postpaid line unpaid usage worth 14,500 others said telcos delinquency is known reported to CIC. 

    Because of RCBC SCC I got 3 regular cards:

    Robinsons bank DOS Platinum 20K
    Security Bank Mastercard classic 45K
    Unionbank Gold VISA   34K 
    just wanna share my story. i also started with rcbc instacard in jan 2018 after i defaulted a cc 10 years ago. after 1 year + of good pymt with my rcbc scc, i started applying for a regular cards. i have now security bank mc and just recently approved for metrobank and bpi, but prior to this, hirap din akong maapprove sa banks na eto. until nag try ako ng scc. thanks to my rcbc instacard. so sa mga kapwa ko scc holders, there's always a very good chance of getting a regular card basta maintain lng natin eto. goodluck to all of us.
    Hello, naconvert mo na ba instacard mo sa rcbc into regular cc ?
    yes po just last May. then converted into gold with 50k limit from 30k. still waiting for the release of hold out deposit tho. will take 60 days pa daw kasi.
    nagapply ka po ba ng regular cc or nrequest mo convert into regular cc instacard mo ?
    requested for conversion into regular cc po.
    sabi kc ng nkausap ko sa cs nla you have to apply for regular cc d daw sla nagcconvert ng instacard
  • cps_1998cps_1998 Member PEx Guru 🎖️🎖️
    alienman said:
    After ko sila sabihan na icacancel ko yung CC after nila di ihonor yung promo nila for NAFFL, napapayag ko na sila :)
    usually pag sa phone iba iba sinsabi ng CSR haha
    ganon expereince ko
    pero nung dinaan ko sa email ,hayun na tagged sa NAFFL
    Tama master, at wala tayo panghahawakan documents atleast sa email may kopya tayo.  :)
  • Japs261997Japs261997 PEx Rookie ⭐
    cireyaj said:
    alienman said:
    After ko sila sabihan na icacancel ko yung CC after nila di ihonor yung promo nila for NAFFL, napapayag ko na sila :)
    usually pag sa phone iba iba sinsabi ng CSR haha
    ganon expereince ko
    pero nung dinaan ko sa email ,hayun na tagged sa NAFFL
    Angel talaga si Angel.
    hahhaha! nakakaasar kapag mga CSR sa phone!!
  • Japs261997Japs261997 PEx Rookie ⭐
    cps_1998 said:
    After ko sila sabihan na icacancel ko yung CC after nila di ihonor yung promo nila for NAFFL, napapayag ko na sila :)
    Congrats galing ng diskarte mo, save this email prove  katibayan na NAFFL card mo.
    yes, I will!! Jusko sobra yung sa CSR kahapon! yung tatlo iba iba sinasabi pero sa email iba din. pero mas magamda yan kasi pwedeng proof ko
  • cps_1998cps_1998 Member PEx Guru 🎖️🎖️
    cps_1998 said:
    After ko sila sabihan na icacancel ko yung CC after nila di ihonor yung promo nila for NAFFL, napapayag ko na sila :)
    Congrats galing ng diskarte mo, save this email prove  katibayan na NAFFL card mo.
    yes, I will!! Jusko sobra yung sa CSR kahapon! yung tatlo iba iba sinasabi pero sa email iba din. pero mas magamda yan kasi pwedeng proof ko
    ganyan talaga NAFFL promo ni RCBC magulo kaya pati mga CSR naguguluhan at magulo kausap, hahaha.
    Sa email mas consistent.
  • cireyajcireyaj Member PEx Rookie ⭐
    cireyaj said:
    alienman said:
    After ko sila sabihan na icacancel ko yung CC after nila di ihonor yung promo nila for NAFFL, napapayag ko na sila :)
    usually pag sa phone iba iba sinsabi ng CSR haha
    ganon expereince ko
    pero nung dinaan ko sa email ,hayun na tagged sa NAFFL
    Angel talaga si Angel.
    hahhaha! nakakaasar kapag mga CSR sa phone!!
    Ako di ko na tinawag. Sapat na yung email na proof. 
  • eyeshield25eyeshield25 Member PEx Rookie ⭐
    finally bankard approve my cli request and got a 120% increase :bee:

    after 2+ years road to plat na din 👍 😂

    last year they disappoved my request and got auto 6k cli lol kaya nadisappoint ako at di ko na sya ginamit..muntik ko na nga ipancel ito dati sa sobrang inis kahit naffl sya.

    effective din pala dito yung pag avail muna ng bt then later request ng cli. yung nga lang hindi tinatapan ref card ko pero konti na lang diff..thru e-mail pala ako nag request :)
  • piquanteyepiquanteye Member PEx Expert 🎖️
    alienman said:
    After ko sila sabihan na icacancel ko yung CC after nila di ihonor yung promo nila for NAFFL, napapayag ko na sila :)
    usually pag sa phone iba iba sinsabi ng CSR haha
    ganon expereince ko
    pero nung dinaan ko sa email ,hayun na tagged sa NAFFL
    Ah si Angel
  • RandyUtotino1082RandyUtotino1082 PEx Rookie ⭐
    ryekyen said:
    ryekyen said:
    Pinacancelled kona si RCBC Instacard dahil sa 3 regular cards by the other banks pwede na kaya ako mag re apply agad for regular cards sa RCBC after closing my RCBC Instacard ang references na aking i susubmit ay yun mga regular cards kuh.... syempre fully paid si RCBC Instacard upon cancellation.????? 
    Yes you can. Pero kung ako sayo focus muna ikw sa ibang card pataasin mu muna reference card mo.
    Ang 50% Usage/Credit Utilization Ratio ba ay Good Score naba kahit umabot ng 10 ang Credit Cards ay bastat nasa 50% o hinde sagad maintained for 6 months....
    Nope..dapat below 30% utilization mo maraming factor din dpat isipin kung credit score paguusapan 30% lng eto mas malaking factor pa din payment history.
    ;)
  • eyseneysen PEx Rookie ⭐
    Hi magtatanung lang po, required po ba talaga na may mttanggap na SMS for card delivery? nag follow-up ksi aku sa messenger with regards to my application at sabi approved na daw last june 12,2019 nag confirm din po ako thru phone call approved nga daw pero wla po ako nare-received na call pano ko kaya malalaman kung out for delivery na yung card? salamat po sa sasagot.
  • gemithlimgemithlim PEx Rookie ⭐
    eysen said:
    Hi magtatanung lang po, required po ba talaga na may mttanggap na SMS for card delivery? nag follow-up ksi aku sa messenger with regards to my application at sabi approved na daw last june 12,2019 nag confirm din po ako thru phone call approved nga daw pero wla po ako nare-received na call pano ko kaya malalaman kung out for delivery na yung card? salamat po sa sasagot.
    Magsesend sila ng email sau or pwede ka rin tumawag sa kanila para malaman mo kung out of delivery na un card.
  • mradventouristamradventourista Member PEx Rookie ⭐
    Odd question, may nagtry na ba magrequest ng credit limit decrease? 
  • sei20sei20 Member PEx Rookie ⭐
    eysen said:
    Hi magtatanung lang po, required po ba talaga na may mttanggap na SMS for card delivery? nag follow-up ksi aku sa messenger with regards to my application at sabi approved na daw last june 12,2019 nag confirm din po ako thru phone call approved nga daw pero wla po ako nare-received na call pano ko kaya malalaman kung out for delivery na yung card? salamat po sa sasagot.
    Call the hotline and ask the agent kung out for delivery na yung card mo. :) They should know it. :)

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