BDO Banco De Oro Unibank : Cards (Sinulid 5) | Basahin FAQs pp.1-5

1113114116118119254

Comments

  • red.vesper07red.vesper07 Member PEx Influencer ⭐⭐⭐
    gemithlim said:
    Hello po. Wala po bang text notification si Bdo kada transactions? Gusto ko kasi ng ganun
    wala sa BDO, I think for selected transactions lang yun and at worse if suspected fraudulent transaction. so far HSBC lang yata merong text notification everytime nagagamit ang card pero need pa yun itawag na gawing may text notif for at least a 1 peso transaction. 
  • cps_1998cps_1998 Member PEx Guru 🎖️🎖️
    cccc said:
    ehleesyan said:
    cps_1998 said:
    Wala pa rin nag eerror pa.
    Risk Scanning .. ba yung error?
    If yes, sa Lazada mismo yan, mag COD ka nalang daw CPS :) hehe

    Ganyan parati when I use Lazada's mobile app kaya napipilitan ako gumamit ng browser.
    Ayaw ng BDO credit card, hindi ako gagamit ng ibang card sayang din 12% less sa BDO card.
    Tumawag ako kay BDO wala naman daw poblema card nila, tsinadya yan ni Lazada kasi may leaa 12%.

    Lazada MANIGAS KA DYAN HINDI AKO BIBILI HANGANG HINDI PWEDE ANG BDO CARD!! HEHEHE




  • newbie888newbie888 PEx Veteran ⭐⭐
    cps_1998 said:
    cccc said:
    ehleesyan said:
    cps_1998 said:
    Wala pa rin nag eerror pa.
    Risk Scanning .. ba yung error?
    If yes, sa Lazada mismo yan, mag COD ka nalang daw CPS :) hehe

    Ganyan parati when I use Lazada's mobile app kaya napipilitan ako gumamit ng browser.
    Ayaw ng BDO credit card, hindi ako gagamit ng ibang card sayang din 12% less sa BDO card.
    Tumawag ako kay BDO wala naman daw poblema card nila, tsinadya yan ni Lazada kasi may leaa 12%.

    Lazada MANIGAS KA DYAN HINDI AKO BIBILI HANGANG HINDI PWEDE ANG BDO CARD!! HEHEHE




    Try nyo raa po sa desktop gawin yung transaction po. Parang nasabi po ni sir gibsonfan
  • cps_1998cps_1998 Member PEx Guru 🎖️🎖️
    newbie888 said:
    cps_1998 said:
    cccc said:
    ehleesyan said:
    cps_1998 said:
    Wala pa rin nag eerror pa.
    Risk Scanning .. ba yung error?
    If yes, sa Lazada mismo yan, mag COD ka nalang daw CPS :) hehe

    Ganyan parati when I use Lazada's mobile app kaya napipilitan ako gumamit ng browser.
    Ayaw ng BDO credit card, hindi ako gagamit ng ibang card sayang din 12% less sa BDO card.
    Tumawag ako kay BDO wala naman daw poblema card nila, tsinadya yan ni Lazada kasi may leaa 12%.

    Lazada MANIGAS KA DYAN HINDI AKO BIBILI HANGANG HINDI PWEDE ANG BDO CARD!! HEHEHE




    Try nyo raa po sa desktop gawin yung transaction po. Parang nasabi po ni sir gibsonfan
    Try ko nayon gabi, thanks.
  • cps_1998cps_1998 Member PEx Guru 🎖️🎖️
    cps_1998 said:
    newbie888 said:
    cps_1998 said:
    cccc said:
    ehleesyan said:
    cps_1998 said:
    Wala pa rin nag eerror pa.
    Risk Scanning .. ba yung error?
    If yes, sa Lazada mismo yan, mag COD ka nalang daw CPS :) hehe

    Ganyan parati when I use Lazada's mobile app kaya napipilitan ako gumamit ng browser.
    Ayaw ng BDO credit card, hindi ako gagamit ng ibang card sayang din 12% less sa BDO card.
    Tumawag ako kay BDO wala naman daw poblema card nila, tsinadya yan ni Lazada kasi may leaa 12%.

    Lazada MANIGAS KA DYAN HINDI AKO BIBILI HANGANG HINDI PWEDE ANG BDO CARD!! HEHEHE




    Try nyo raa po sa desktop gawin yung transaction po. Parang nasabi po ni sir gibsonfan
    Try ko nayon gabi, thanks.
    Ayaw sa less 12% for IOS & Android Apps lang
  • cccccccc Member PEx Expert 🎖️
    newbie888 said:
    cccc said:
    98sam1121 said:
    Applied for a Visa Gold and MC Gold and got a message that my application was approved. I just now received the card but it was only a blue one.

    Can I call and ask for the gold one since I never really applied for blue in the first place. Thanks
    Just be grateful if our application is approved even if that's not our desired card kay bdo. Maswerte ka pa nga. Yung iba, hindi maapprove-approve. Maybe, your qualifications do not suit the bdo gold card just yet. I suggest that you Build your credit standing muna. 
    Applicable din sa mga nagtatanong kung pwede na magrequest ng credit limit increase.  Trust me, you would never ask for an ICL again once BDO starts giving out those auto-ICLs.  But do you part first by using your credit credit card properly.  Hindi yung isang beses mo lang ginamit yung credit card mo tapos ikaw pa galit ka pag di nireverse annual membership fee.
    Nakaka-excite naman po!
     
    Altho ako po eh ever pa po nagka-auto increase from bdo. haha. Pero around 7 mos palang po ako with them..

    yung increase ko po with my starting CL as reference is 500% increase (started with 50k then ngayon po 300k na po - all via new card endorsement or icl request via branch).

    mga kailan po kayo nakakatanggap ng auto ICL from first card issuance nyo? sa calculation ko po, 7 digits na ang total spend ko across my cards po. 
    Auto-ICLs nung 2018 and 2019. One ICL request approved nung 2017, and I've been using my card since 2016.
  • newbie888newbie888 PEx Veteran ⭐⭐
    cccc said:
    newbie888 said:
    cccc said:
    98sam1121 said:
    Applied for a Visa Gold and MC Gold and got a message that my application was approved. I just now received the card but it was only a blue one.

    Can I call and ask for the gold one since I never really applied for blue in the first place. Thanks
    Just be grateful if our application is approved even if that's not our desired card kay bdo. Maswerte ka pa nga. Yung iba, hindi maapprove-approve. Maybe, your qualifications do not suit the bdo gold card just yet. I suggest that you Build your credit standing muna. 
    Applicable din sa mga nagtatanong kung pwede na magrequest ng credit limit increase.  Trust me, you would never ask for an ICL again once BDO starts giving out those auto-ICLs.  But do you part first by using your credit credit card properly.  Hindi yung isang beses mo lang ginamit yung credit card mo tapos ikaw pa galit ka pag di nireverse annual membership fee.
    Nakaka-excite naman po!
     
    Altho ako po eh ever pa po nagka-auto increase from bdo. haha. Pero around 7 mos palang po ako with them..

    yung increase ko po with my starting CL as reference is 500% increase (started with 50k then ngayon po 300k na po - all via new card endorsement or icl request via branch).

    mga kailan po kayo nakakatanggap ng auto ICL from first card issuance nyo? sa calculation ko po, 7 digits na ang total spend ko across my cards po. 
    Auto-ICLs nung 2018 and 2019. One ICL request approved nung 2017, and I've been using my card since 2016.
    thank you po sa pagsagot! sana po maranasan ko din ang auto-ICL ng BDO po
  • red.vesper07red.vesper07 Member PEx Influencer ⭐⭐⭐
    Just use the classic card for a few months then apply for a Gold card lalo na sa mga BDO sponsored events like travel fairs and sales. most likely approved yan if Gold pinili since konti lang difference nila sa classic. After that saka mag wait for auto CLI or you can try to apply for higher/premium cards right away but getting approved might be slimmer even if you have high savings with BDO and/or if you think you have a great credit rating. Bank endorsement is another option but that might take longer to process and also not a sure approval. 
  • chrisrelateschrisrelates Member PEx Rookie ⭐
    edited May 3
    hey guys, sa mga nabasa kong gawing bayad center ang BDO, sa other cards, para mapansin at maooferan ng branch endorsement for a card. Paanong bayad ba, deposit ko muna sa CASA ko and pay online or mag babayad talaga ako thru counter sa bills payment, basically pila lang ako at magbabayad (di ko na padaanin sa account ko)?
  • gibsonfangibsonfan Member PEx Guru 🎖️🎖️
    newbie888 said:
    gibsonfan said:
    newbie888 said:
    cccc said:
    98sam1121 said:
    Applied for a Visa Gold and MC Gold and got a message that my application was approved. I just now received the card but it was only a blue one.

    Can I call and ask for the gold one since I never really applied for blue in the first place. Thanks
    Just be grateful if our application is approved even if that's not our desired card kay bdo. Maswerte ka pa nga. Yung iba, hindi maapprove-approve. Maybe, your qualifications do not suit the bdo gold card just yet. I suggest that you Build your credit standing muna. 
    Applicable din sa mga nagtatanong kung pwede na magrequest ng credit limit increase.  Trust me, you would never ask for an ICL again once BDO starts giving out those auto-ICLs.  But do you part first by using your credit credit card properly.  Hindi yung isang beses mo lang ginamit yung credit card mo tapos ikaw pa galit ka pag di nireverse annual membership fee.
    Nakaka-excite naman po!
     
    Altho ako po eh ever pa po nagka-auto increase from bdo. haha. Pero around 7 mos palang po ako with them..

    yung increase ko po with my starting CL as reference is 500% increase (started with 50k then ngayon po 300k na po - all via new card endorsement or icl request via branch).

    mga kailan po kayo nakakatanggap ng auto ICL from first card issuance nyo? sa calculation ko po, 7 digits na ang total spend ko across my cards po. 
    Merong months, may 1 year, may multiple years. Depende talaga yan sa evaluation nila of you, na may maraming factor. 

    Just use it well and forget about CLs muna :) dadating din yan

    Called my branch po to ask if there’s an interval between endorsements (like kung merong recently approved card, kailan ulit pwede sunod magpa-endorso). Sabi ng MO, pwede na daw po agad agad 😅😅 hahah. akala ko po kasi wait muna for a while eh. 

    pero siguro po mga July nalang po ako magpapa-endorse ulit hehe
    Pwede naman talaga basta pumayag sila. Pero still subject for approval and eval ng credit department.
  • gibsonfangibsonfan Member PEx Guru 🎖️🎖️
    hey guys, sa mga nabasa kong gawing bayad center ang BDO, sa other cards, para mapansin at maooferan ng branch endorsement for a card. Paanong bayad ba, deposit ko muna sa CASA ko and pay online or mag babayad talaga ako thru counter sa bills payment, basically pila lang ako at magbabayad (di ko na padaanin sa account ko)?
    From account dapat via online. Para kita nilang galing sayo.
  • Despiangel01Despiangel01 PEx Rookie ⭐
    I have casa sa bdo with 50k plus  pero yng branch endorsement ko declined at nagpbranch endoresment din ako malapet sa work namen pero declined din ako sabi ng cs don is because i had unpaid loan email from CLG which is ung AEON d ko nlang dnsclose sa kanya.(no bash po sana)
    I have regular cc na po from UB approved january 2019 and BPi pre approved Feb 2019 and Rcbc instacard started december 2018 lahat sila good standing never been late sa payment always early payment at fully paid always.
    Nagtried din ako sa online several times declined din, may other way ba pra magkaroon ako ng cc ni bdo ? sia tlaga dream card ko 😭😍
  • gibsonfangibsonfan Member PEx Guru 🎖️🎖️
    I have casa sa bdo with 50k plus  pero yng branch endorsement ko declined at nagpbranch endoresment din ako malapet sa work namen pero declined din ako sabi ng cs don is because i had unpaid loan email from CLG which is ung AEON d ko nlang dnsclose sa kanya.(no bash po sana)
    I have regular cc na po from UB approved january 2019 and BPi pre approved Feb 2019 and Rcbc instacard started december 2018 lahat sila good standing never been late sa payment always early payment at fully paid always.
    Nagtried din ako sa online several times declined din, may other way ba pra magkaroon ako ng cc ni bdo ? sia tlaga dream card ko 😭😍
    Lahat ng cc mo na iba ay bagong bago pa. Best to rebuild your credit standing first then reapply pag ok na. 
  • cps_1998cps_1998 Member PEx Guru 🎖️🎖️
    I have casa sa bdo with 50k plus  pero yng branch endorsement ko declined at nagpbranch endoresment din ako malapet sa work namen pero declined din ako sabi ng cs don is because i had unpaid loan email from CLG which is ung AEON d ko nlang dnsclose sa kanya.(no bash po sana)
    I have regular cc na po from UB approved january 2019 and BPi pre approved Feb 2019 and Rcbc instacard started december 2018 lahat sila good standing never been late sa payment always early payment at fully paid always.
    Nagtried din ako sa online several times declined din, may other way ba pra magkaroon ako ng cc ni bdo ? sia tlaga dream card ko 😭😍
    Branch endorsement na ang pinaka powerful sa lahat ng cc application, sa palagay ko huwag mo muna ipilit nayon.
    May i ask malaki ba ang default mo ka AEON? kung may pagkakataon sana makipag settle ka, para hindi ka mahirapan magapply ng loan in the future kung sakali.
  • Despiangel01Despiangel01 PEx Rookie ⭐
    gibsonfan said:
    I have casa sa bdo with 50k plus  pero yng branch endorsement ko declined at nagpbranch endoresment din ako malapet sa work namen pero declined din ako sabi ng cs don is because i had unpaid loan email from CLG which is ung AEON d ko nlang dnsclose sa kanya.(no bash po sana)
    I have regular cc na po from UB approved january 2019 and BPi pre approved Feb 2019 and Rcbc instacard started december 2018 lahat sila good standing never been late sa payment always early payment at fully paid always.
    Nagtried din ako sa online several times declined din, may other way ba pra magkaroon ako ng cc ni bdo ? sia tlaga dream card ko 😭😍
    Lahat ng cc mo na iba ay bagong bago pa. Best to rebuild your credit standing first then reapply pag ok na. 
    Sguro po pag nag1yr nlang bpi ko po sir at ub ko
  • Despiangel01Despiangel01 PEx Rookie ⭐
    Planning to settle naman si Aeon nkkipagcoordinate nga ako kay collection agency kaso wala pa reply gusto ko sana bayaran via installments
  • cps_1998cps_1998 Member PEx Guru 🎖️🎖️
    Planning to settle naman si Aeon nkkipagcoordinate nga ako kay collection agency kaso wala pa reply gusto ko sana bayaran via installments
    Maganda yon. 👍👍
    After mabayaran mo lahat, huwag malimutan humingi ng cert of full payment.
  • Despiangel01Despiangel01 PEx Rookie ⭐
    cps_1998 said:
    Planning to settle naman si Aeon nkkipagcoordinate nga ako kay collection agency kaso wala pa reply gusto ko sana bayaran via installments
    Maganda yon. 👍👍
    After mabayaran mo lahat, huwag malimutan humingi ng cert of full payment.
    tas pag nabayaran na po at may certificate of employment pwede nako maapproved ?
  • gibsonfangibsonfan Member PEx Guru 🎖️🎖️
    cps_1998 said:
    Planning to settle naman si Aeon nkkipagcoordinate nga ako kay collection agency kaso wala pa reply gusto ko sana bayaran via installments
    Maganda yon. 👍👍
    After mabayaran mo lahat, huwag malimutan humingi ng cert of full payment.
    tas pag nabayaran na po at may certificate of employment pwede nako maapproved ?
    Depende pa rin talaga sa final call ni BDO yan eh. Makikita naman nila both na may missing payment noon at na nabayaran na.
  • KaraeliseKaraelise PEx Rookie ⭐
    Is 150K+++ enough to ask for branch endorsement? thank you

Leave a Comment

BoldItalicStrikethroughOrdered listUnordered list
Emoji
Image
Align leftAlign centerAlign rightToggle HTML viewToggle full pageToggle lights
Drop image/file