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💳 CC | MGA BALAG, PAGPRISINTA, & PADALA (booths, applications, & deliveries)

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  • jainnejainne PExer
    edited February 2019

    hello po..  ask ko lng po mga ilang days po kya bgo mreceive ang bankard? first cc ko po ito just incase thanks in advance po s sasagot ☺️
  • SoulExchangeSoulExchange 青春フールパワー PEx Expert 🎖️
    BoyPuto said:
    Hello Guys share ko lang yung BPI SCC timeline ko

    I have a default loan before sa mga third party lending company and may delinquent din akong plan sa globe yet nag decide akong mag apply ng scc sa bpi (Petron BPI card)

    Jan 24 - Went to the branch for scc application, filled up the form and DOA
    Jan 30 - Emailed BPI to asked for update of my application
    Feb 01 - Nag reflect na online yung credit card details
                Received welcome text message on the same day
    Feb 02 - Received the card today via LBC courier

    ang saya lang na hindi ko na experience yung mga horror stories na nababasa ko dito about card delivery and process. Asked lang din po, pre activated na kaya ito or kailangan ko pang itawag sa BPI to activate. Thanks
     San email ka nagfollow up? Ano email ni BPI? Saka nagreply ba sila?
    sa [email protected] pero hindi naman sila nag reply, nag pa balik balik lang ako sa pag check online, mas nauna pa yung credit card details online kesa sa welcome text. 
    Kapag ganito, yung di sila nagrereply, i-follow up nyo sa twitter. Send nyo lang yung email info (time, email sent to, subject, screenshot kung pwede) via PM tapos sila na mag-follow up non. Mabilis sila magreply sa twitter
  • kenzojohn0901kenzojohn0901 PEx Rookie ⭐
    Makakapag NAFFL na ba ako dito sa RCbC kapag meron na akong Credit Card sa ibang Bank??? Hindi kase free annual fee ko dito sa RCBC gusto ko magrequest sa kanila. Baba pa ng Limit ko.
  • Makakapag NAFFL na ba ako dito sa RCbC kapag meron na akong Credit Card sa ibang Bank??? Hindi kase free annual fee ko dito sa RCBC gusto ko magrequest sa kanila. Baba pa ng Limit ko.
    Usually yung NAFFL nila na promos ay new-to-bank clients only. Pero try mo lang, baka pumasok. :)
  • erwan0105erwan0105 PEx Rookie ⭐
    is0y said:
    erwan0105 said:
    My SCC timeline: 

    Jan. 11- opened account and hold amount
    Jan. 18- got my atm card, registered it on bpi online and saw credit card on my account but no notification/SMS
    Jan 21- got a welcome text from BPI (10 days to receive card)
    Jan 24- got another welcome text from BPI ( 7 days to deliver card)
    Jan. 28- failed to deliver, requested for branch pickup
    Feb 6- finally got the card 😄

    Pwede naman po i-enroll bills like pldt sa credit card? Para kahit wala ako i-swipe yun na lang pang build ng credit history. 😊
    pwede naman e enroll sa autodebit. pero you could save that option for future annual fee reversal soon. hehe
    Thanks sir for the tip! Ang na insert ko lang na monthly is netflix 😂😂😂 hindi ko pa alam kung paano ang sa PLDT for enrollement of bill. I'll just enjoy the 1st year no AF
  • feek_shanfeek_shan PEx Rookie ⭐
    IamMissLy said:
    feek_shan said:
    IamMissLy said:
    IamMissLy said:
    I just got my card a week ago. Nung tumawag ako sa customer service last week sabi nila kaylangan ko dw magspend ng 3k per month for 6 months para dw maavail yung free for life. Tapos nung tumawag ako now para sana itanong kung pwedeng magspend na lang ng around 20k ng isang buhatan na para macover yung 3k per month kaso ang sabi nila kaylangan ko lang dw magspend ng 10k accumulated for 6 months. Di ko tuloy alam kung sino ung papaniwalaan ko. Yung unang rep ba or ung pangalawa. Ano bang mas safe gawin? Magspend na lang ako ng 20k? Salamat po :)
    Email ka sa kanila para may mapanghahawakan ka. Madali sa kanila magsalita, pero aanhin ba natin ang laway nila?
    Thanks. Sige I will send an email na lang. medyo magulo sila kausap over the phone :bawling:
    Yes, it's better mag email ka sa kanila. Php10,000.00 (single or accumulated) within five (5) months upon receiving of the card eto ung promo nila late last year. Tapos nabasa ko ung extension nila for 2019 na minimum 3K spend within 6 months. Sabi ng friend ko, naconfirm nya sa csr na ung 3k spend within 6 months na ung naffl promo since nag apply sya January na and was approved. Nag email din sya at yun din binigay. Ung sa recent promo nila na 3k spend within 6 months, bago ata mechanics nyan kaci hindi daw pwede ang 18K na spend sa isang month o isang buhos. Dapat ay minimum of 3K pero monthly spend within 6 months. So sa 6 months tuloy2x dapat na may spend ka na min 3K.

    It's better to confirm sa kanila and highly suggested through email para may panghawakan ka. Kaci baka subukan mo mag spend ng total requirement nila tapos in the end hindi nila ibigay ung promo tapos mapunta ka pa sa escalations sa gulo ng mechanics nila (which nangyari sakin at hindi ko na inactivate ung card sa sobrang hassle).
    Yun na nga eh. balak ko na sana magspend ng total na 18k tapos medyo nagdadoubt pa ko. Nagemail na ko 2 days ago pero wala pa ding feedback gang ngayon. Sa website lang nila ako nagsend ng email.  my  iba pa ba silang email? Tsaka may idea po kayo kung paano ung point system nila sa card?
    Ung email lang din sa website ang ginamit ko before ([email protected]). Di ako familiar sa point system nila. Pwede mo iclarify na din sa email. 
  • lanestolkerlanestolker PEx Influencer ⭐⭐⭐
    dredge008 said:
    GianCEB said:
    dredge008 said:
    sino na AA CCholder dito na nacredit na ung 8K/4K airbig points?
    Follow Up Question - Pano mapapalitan ang Red with Platinum member? Need to spend 20k ba? Also may processing fee ba when you book using the AA Card? 
    yung platinum membership, automatic yan once na nilink at inactivate mo ung AA card mo pero sa case ko hindi nagbago status ng akin hahaha dinidispute ko sa airbig loyalty yan. yung 20K spend condition naman, para sa airbig points yan na 8k for new cc holder then 4k sa existing cc holder ni rcbc plus still meron pa din processing fee yan. XD
    Akala ko pa naman walang processing fee, that would have made it more worth vying for.
  • dredge008dredge008 Member PEx Expert 🎖️
    dredge008 said:
    GianCEB said:
    dredge008 said:
    sino na AA CCholder dito na nacredit na ung 8K/4K airbig points?
    Follow Up Question - Pano mapapalitan ang Red with Platinum member? Need to spend 20k ba? Also may processing fee ba when you book using the AA Card? 
    yung platinum membership, automatic yan once na nilink at inactivate mo ung AA card mo pero sa case ko hindi nagbago status ng akin hahaha dinidispute ko sa airbig loyalty yan. yung 20K spend condition naman, para sa airbig points yan na 8k for new cc holder then 4k sa existing cc holder ni rcbc plus still meron pa din processing fee yan. XD
    Akala ko pa naman walang processing fee, that would have made it more worth vying for.
    sadly, meron pa din sya unless bigpay which is wala naman satin nun.
  • Question po. Nagapply ako BPI SCC nung Feb 1 tas nagfollow up ako sa BOA ko, sabi nila "for implementation na sir" What does "for implementation" means? pero wala pa ko txt or kahit ano email na narereceived sa BPI. Thank you!
  • valeschumivaleschumi PEx Rookie ⭐
    jainne said:

    hello po..  ask ko lng po mga ilang days po kya bgo mreceive ang bankard? first cc ko po ito just incase thanks in advance po s sasagot ☺️
    Mine got approved on the 1st of Feb (sms notif), delivered on the 6th (LBC). Wala ako nung unang punta sa umaga, pero bumalik yung courier ng hapon since sinabihan sya ng maid namin na umalis lang ako sandali at babalik din.
  • Nagcheck ako ngayon sa eol. Nahiwalay na yung total balance saka yung available balance. Ano po ibig sabihin non? Pero wala parin sya CC details. Automatic ba yong magappear don?
  • uragontravelleruragontraveller PEx Veteran ⭐⭐
    Meron na po dito nagsubmit ng online redemption form between Jan1-31, 2019 na naka receive na ng voucher for the free luggage? Ty sa sasagot.
  • SoulExchangeSoulExchange 青春フールパワー PEx Expert 🎖️
    Not sure what "for implementation" means pero keep calm lang. Automatic na lilitaw yan. Feb 8 pa lang naman :D
    Magkaiba na balance mo, ibig sabihin naka-hold na yung pera mo for the express start.
  • Not sure what "for implementation" means pero keep calm lang. Automatic na lilitaw yan. Feb 8 pa lang naman :D
    Magkaiba na balance mo, ibig sabihin naka-hold na yung pera mo for the express start.
    Wow thank you po! 41k kasi total ng deposit ko tapos yung 40k yung pinahold ko. Yung 1k nasa available balance tas yung 40k nasa total balance naman :)
  • ohjhelskyohjhelsky PEx Rookie ⭐
    I also terminated my BPI SCC in my BOA last January 29. They told me na one (1) month nga yung release ng hold out for the said cancellation. It was my first credit card since 2016 at nagpapasalamat din naman ako sa BPI kasi they trusted me. But unfortunately, nag'let go na rin ako due to may mga other banks naman na rin na nagpadala sa akin ng CC's but ang mismong BPI, wala.

    Gusto ko ang BPI pagdating sa purchasing abroad dahil maliit yung forex fee. Hoping na maging ganun kaliit yung foreign exchange and other fees (which is si EWB is nakikisabay na). And then suddenly this week, tumawag ang BOA ko na qualified daw ako magkaroon ng credit card sa kanila. So after how many years, nakakaloko lang. But I grab it, para kung magkaroon man or hindi, hindi masakit. Hahaha!

    Waiting na lang ako sa release ng holdout and sa magiging outcome ng regular CC na inapply ko sa kanila.

    Salamat dito sa mga naging comments/suggestions/inputs niyo. It really helps. :)
  • jainne said:

    hello po..  ask ko lng po mga ilang days po kya bgo mreceive ang bankard? first cc ko po ito just incase thanks in advance po s sasagot ☺️
    Mine got approved on the 1st of Feb (sms notif), delivered on the 6th (LBC). Wala ako nung unang punta sa umaga, pero bumalik yung courier ng hapon since sinabihan sya ng maid namin na umalis lang ako sandali at babalik din.

  • thank you po.. got this email knina lng.. aabutin ba tlga ng 14 days 😢
    pero base nmn s mga nbasa ko d2 mabilis lng ung s knila.. sna sken dn 🙏🏻
  • pokemonaddictpokemonaddict PEx Influencer ⭐⭐⭐
    ohjhelsky said:
    I also terminated my BPI SCC in my BOA last January 29. They told me na one (1) month nga yung release ng hold out for the said cancellation. It was my first credit card since 2016 at nagpapasalamat din naman ako sa BPI kasi they trusted me. But unfortunately, nag'let go na rin ako due to may mga other banks naman na rin na nagpadala sa akin ng CC's but ang mismong BPI, wala.

    Gusto ko ang BPI pagdating sa purchasing abroad dahil maliit yung forex fee. Hoping na maging ganun kaliit yung foreign exchange and other fees (which is si EWB is nakikisabay na). And then suddenly this week, tumawag ang BOA ko na qualified daw ako magkaroon ng credit card sa kanila. So after how many years, nakakaloko lang. But I grab it, para kung magkaroon man or hindi, hindi masakit. Hahaha!

    Waiting na lang ako sa release ng holdout and sa magiging outcome ng regular CC na inapply ko sa kanila.

    Salamat dito sa mga naging comments/suggestions/inputs niyo. It really helps. :)
    Congrats! 

    Not sure kung ganyan talaga ang mga banks lalo na BPI na hindi nagpapadala ng pre approved cc hangga't may existing scc. 

    Did you enroll your other cc's from other issuers to your SA?

    Malabo yata ako offeran ng pre approved cc ni BPI since hindi na ako nagdedeposit sa tatlong SA ko :lol:
  • Hi, everyone. I have a question. I am suppose to get my RCBC SCC next week. Hopefully. Yung reason ba't ako nag apply for a SCC kasi I plan to get a laptop which is worth 28k and I can't pay it in full so having a SCC is the best option for installment payment. Kaso, ang CL ko lang na dineclare ay 10k. If I purchase the item using the SCC, will the transaction push through? Kasi over the limit na ako ng P18k. Yung store na bibilhan ko ng laptop has a 6, 12, 18, 24 months installment plan. Plano ko i-complete ang payment ng 12 months. Will this plan work? Anyone who did the same or had the same experience? Salamat sa mag re-reply! :)
  • is0yis0y PEx Rookie ⭐
    lolers said:
    Hi, everyone. I have a question. I am suppose to get my RCBC SCC next week. Hopefully. Yung reason ba't ako nag apply for a SCC kasi I plan to get a laptop which is worth 28k and I can't pay it in full so having a SCC is the best option for installment payment. Kaso, ang CL ko lang na dineclare ay 10k. If I purchase the item using the SCC, will the transaction push through? Kasi over the limit na ako ng P18k. Yung store na bibilhan ko ng laptop has a 6, 12, 18, 24 months installment plan. Plano ko i-complete ang payment ng 12 months. Will this plan work? Anyone who did the same or had the same experience? Salamat sa mag re-reply! :)
    kelangan po kasya sa CL ang price ng bibilhin mo. the total price will be divided depending sa term ng installment mo.

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