ihcahieh wrote: »
^Naka redeem na ako ng 500 peso voucher so far sa Cebupac Citibank. Planning to transfer all my bills there, para mas maraming vouchers! Hahaha. Computation nila is 100 pesos = 1 peso voucher. Mura ba ito lumalabas? In any case wala naman akong ibang pinaggagamitan ng points, so ok na rin sa akin ito. Cebupac lang naman ako lagi sumasakay.
heung wrote: »
^^HSBC Visa Platinum
10 pesos = 1 Bonus Point
3 Points = 1 Mile
30 pesos = 1 Mile
Bonus Point expiration:
Platinum Card Holder - 3 years
Classic Card Holder - 2 years
yingying27 wrote: »
Is this for PAL?
I missed this. Thanks!
But the PAL website says this for HSBC
Classic Visa / MasterCard and Red MasterCard: 15 Bonus Points
Premier MasterCard: 12 Bonus Points
Gold Visa / MasterCard and Advance Visa: 10 Bonus PointsPlatinum Visa: 6 Bonus Points
So that would make the Plat 60 pesos=1 Mile?
yingying27 wrote: »
Hi! Here's the thing, ok naman yung rate na yan. You're getting back 1%. Naisip ko na rin yan kaya lang mas malaki ang naibibigay na rebates ng Cashback card.
I think magiging mahaba uli ang post ko. Sorry in advance... and sorry if off topic.
Tha Cashback card gives you 2% back for purchases for grocery, dining out and department store purchases and meralco bills... However if you spend 10k on non-grocery items then they give you 5% on grocery. How does this all come together?
1. spend 10k on meralco bills, dining and department stores for a total rebate of 200 pesos. (these are the only ones they will give rebates on, Mercury and Watsons are not included)
2. then spend 16k on groceries and get a rebate of 800 pesos.
They have a monthly cap of 1000 pesos for the rebates so even if you charge more than that a month you wont get rebates anymore.
After that, you can charge it on one of your other cards.
I have the Cashback and the Rewards card. I like the Rewards card because they give you 100 pesos off movie tickets for every 2500 pesos spent anywhere and that's 4%, but if you're not a movie junkie then the next best card is the CebuPac card at 1%.
Mga masters pa advise naman. I only have 1 EastWest Credit card and I dont use it that much before, pang back up lang and online transaction. Pero ngayon I am planning to get a new CC that will serve as my primary as I am aiming for miles rewards. After careful thought and self analysis I came down to 2 choices. Union Bank Miles+ Platinum or RCBC Visa Infinite. Ano ba maganda kunin between the two? Thank you in advance for any inputs