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EWBC Komo Digital Bank

northkidnorthkid PEx Rookie ⭐

East West Banking Corporation (EastWest) announces its newest venture in the digital race with Komo – a fully digital bank. This makes EastWest the first local universal banking group in the Philippines to launch its own fully digital bank, as it adopts its Retail Banking strategy to the times.

Offered through its fully-owned subsidiary, EastWest Rural Bank, Komo is the first of its kind. It is backed by an established and trust-worthy local bank while paying an annual interest rate of 3% for its Digital Savings Account with no minimum balance.

Established in 1994, EastWest is one of the fast-growing banks and has been among the more profitable banks in the country.   This latest digital initiative is part of the Bank’s transformation program and commitment to keep innovating with changing customer needs and launching solutions that are seamless, secure, and reliable.

“Komo combines the best of two worlds: the convenience of modern digital banking backed by the security of a strong brick-and-mortar bank like EastWest.” Tony Moncupa, EastWest CEO, said.

He adds, “We see a digital future in banking. With Komo, our customers are sure to get the best that digital banking has to offer while being confident that their money is in good hands.”

“We would like to help accelerate digital banking adoption in the county. We hope that with Komo’s competitive rates, zero to minimal fees, and convenient platforms we can contribute to the effort.” Isabelle Yap, who leads the Komo Project said.

Last May 8, 2020, Komo received approval from Bangko Sentral ng Pilipinas (BSP) to launch its Digital Bank Services to the public. This marks the countdown to an anticipated product launch sometime in Q3 2020. With more details to be revealed soon, Komo is set to be a game-changer.

Be the first to get notified about the product launch by signing up through their website at https://www.komo.ph/countdown/.



  • reshiramreshiram PEx Influencer ⭐⭐⭐
    wow mukhang exciting to mukhang makiki-paggitgitan si eastwest sa immediate competitors nya (RCBC and Unionbank pati siguro CIMB and ING) haha. yung sa Unionbank sobrang ganda nga digital system nila pero ambaba naman ng interest and may charge pa??

    Pero ampangit ng Komo na name parang di pinag-isipan not enticing even to us millenials/gen z hahaha. parang nashortcut na nakuha mo na padala ko--> na-Komo mo na padala ko? ahaha baduy
  • piquanteyepiquanteye Member PEx Expert 🎖️
    edited May 2020
    Makikipag tagisan ba sila kay Unionbank at EonBankPh?

    dahil sa totoo lang ang dami na palang nagawa at natulungan ng UnionBank Fintech at blockchain technology nila? yun lang ang downside ng Unionbank dami nilang charges sa mga savings account nila lalo na sa withdrawal at annual fees. Hinde ka kikita sa UB dahil sila ang kikita sa iyo

    BlockChain din kaya gamit ng KOMO? Sana sumunod EastwestBank.

    KOMO parang FOMO?

  • Sana ang app and website nila hindi tulad ng EWB. Sana parang unionbank and citibank na ang bilis at ganda.
  • piquanteyepiquanteye Member PEx Expert 🎖️
    Well sana talaga dahil sa KOMO ang EastwestBank ang susunod na banko using Visa Blockchain. Tulad ng nangyari sa Eonbank na naglagay sa Unionbank sa fintech.
  • piquanteyepiquanteye Member PEx Expert 🎖️
    2nd Preferred bank daw ang Eastwest Bank dati ng mga freelancers dahil sa Visa. Though sana mas mapaganda pa ng Eastwest BlockChain Fintech.
  • piquanteyepiquanteye Member PEx Expert 🎖️
    Sana ito na nga ang much awaited Filinvest Fintech Corp. 
  • jardmendozajardmendoza PEx Rookie ⭐
    Ayos to kapag na-launch na, another app with 3% pa interest rate.

    Nag-search ako ng "KOMO" sa google eto lumabas hehe.
  • piquanteyepiquanteye Member PEx Expert 🎖️
    https://www.komo.ph ang website wala pa details. Hmmm..
  • piquanteyepiquanteye Member PEx Expert 🎖️
    Komo - About Us Bannerjpg

    How it began

    EastWest Rural Bank as it is known today was established in 2013, after its parent company EastWest Bank merged two rural banking businesses, FinMan Bank and Green Bank.


    Green Bank or the Rural Green Bank of Caraga had been in operation since 1975 and was one of the largest rural banks in the Caraga region prior to its acquisition. They had 46 branches and were one of the first rural banks to join the BancNet network.


    FinMan Bank brought a significant contribution to the business as well, with 16 years of experience in the credit business, focusing on serving farmers, tenants, and rural companies.


    Today, EastWest Rural Bank remains committed to providing financial services to the Filipino people. Not only does it continue to serve customers in physical locations all over the country, but it has also continued to embrace technological advances to adapt to changing customer needs. This commitment to serve customers better is what led to the birth of Komo, the first homegrown exclusively digital banking service in the Philippines.

    Why Komo

    Komo was created to give Filipinos more control and flexibility when it comes to managing their money. We want to simplify the lives of our customers by providing convenient, secure, and reliable services. Because with Komo, kontrol mo ang pera mo—hence, Ko-mo.

    What we offer

    Komo is an exclusively digital banking service that allows customers to open and manage their account completely online. This means that there are no physical branches and everything from account opening to card blocking can be done using the mobile app.


    This system gives customers full control over their account and allows them to enjoy one of the highest interest rates from any Philippine bank today. The app also allows customers to enjoy free fund transfers, easy bills payment, and a Komo debit card, showing everyone exactly why life is easier when we Keep Our Money Online.

    How to get Komo

    Komo is available to download for free for Android and iOS. Get it now on Google Play or the App Store. You can also click here to learn more about our products and services.

    Contact Us

    Got questions or want to give feedback?

    We'd love to hear from you!


    Customer Support: [email protected]

    Business Inquiries: [email protected]


    Customer Support: (02) 8888-1777

  • piquanteyepiquanteye Member PEx Expert 🎖️
    Komo is a digital banking service created by EastWest Bank. We offer a savings account with 3% interest per annum, a VISA debit card that gives you free withdrawals, secure bills payment, and free funds transfer services which are all accessible through the Komo app on your mobile phone.
    Komo makes it easy for you to enjoy all the benefits of keeping your money online, meaning there are no branches, no waiting in lines, and no hidden fees.

    We created Komo to give customers more control and flexibility when it comes to managing their money. Komo does not have any physical branches, so everything from account opening to blocking your debit card can be done through the app.

    Our goal is to simplify the lives of our customers by giving them full control over their money, because with Komo, kontrol mo ang pera mo—hence, Ko-mo.

  • piquanteyepiquanteye Member PEx Expert 🎖️
    Definitely. Your deposits are held with East West Rural Bank, which is a member of PDIC and regulated by the BSP. All your deposits with East West Rural Bank are insured with the PDIC for up to P500,000.

    Yes, it is. Though we may process your personal information with the assistance of third party technologies, all your personal information remains with us and no copies shall be allowed to remain with third parties.

    We will never sell or use your personal information for profit other than the banking service we provide for you. You can learn more about how we protect and use your personal information in the Data Privacy Policy of our Terms and Conditions.

    Security is a top priority for us and we do our best to protect you and your hard-earned money. That is why we have multiple security features on the app, including the 6-digit passcode required to access the app, One-Time-PINs (OTPs) for transactions and account registration, automatically logging out users after a period of inactivity, only allowing one device to be connected to an account at any given time, and more.

    However, we still need your help to keep your account safe. Security features like your 6-digit passcode and OTP are used to make sure that you are the one accessing your account, so please do not share this information with anyone. Members of the Komo team will never ask you to share your passcode or OTP under any circumstances.

    If you think that your account security has been compromised, please call our hotline immediately by dialing (02) 8888-1777.
  • piquanteyepiquanteye Member PEx Expert 🎖️
    edited August 2020
    Few things I like about Komo.
    1) Fully Digital (it reminds me of Eonbank and CIMB Bank PH)
    2) The website provides all the details about Komo. (I will give you more than five stars for this effort!)
    3) Provides a Visa issued Debit Card (really reminds me of CIMB Bank PH)
    4) 3% Interest offer which is a good thing (hope they add loyalty bonus and no withdrawal bonus savings)
    5) Unlimited Free withdrawals at Eastwest bank ATM and plus free 4 withdrawals in other ATMs.
    6) Detailed InstaPay and PesoNet instruction to transfer and receive (give 100 stars on this EastWest Bank you immediately enable InstaPay and PesoNet send and receive on the app)
    7) A wide selection of Billers (I hope EWBC will add Robinsons Bank Card)
    8) I love the debit card lock and unlock feature plus a dedicated hotline number. Wow!

    Seriously my prediction is that EastWest Bank can Quadruple or higher Filinvest income once Komo goes live.

    1) I do hope Komo will provide lending as well soon. 
    2) Enable deposit or Cash in from 711 Cliqq Kiosk, Ministop, Lawson and Family Mart
    3) Enable Bar Code generator for deposit via 711, Ministop, Lawson and Family Mart.
    4) Komo Digital Credit Card if possible (maybe EastWest Shoppee digital card?)
    5) Enable self password reset. I hope that Komo support has 247 Support
    6) In App message Support
    7) Referral Bonus (like bonus from RCBC Diskartech)
    8) Opening Bonus (like bonus form ING?)

    Well Done Komo and Good Job! May Job Openings ba kayo? Lol. 
  • piquanteyepiquanteye Member PEx Expert 🎖️
    edited August 2020
    Pero kailangan na ba mag go live ang Komo ngayon? Ghost month na daw bukas August 19 until September 16, 2020?

    But I do think Eastwest Bank''s  Komo can brave the Ghost month!  Yes! hahaha

    I hope ma-enhance pa lalo ang EastWest Bank App at Online Bankng sa paglabas ng Komo.
  • piquanteyepiquanteye Member PEx Expert 🎖️
    Pwede kaya mag open ng EastWest Rural Bank Time Deposit sa Komo?
  • piquanteyepiquanteye Member PEx Expert 🎖️
    Pwede rin ba mag open ng Teacher Salary Loan at Fisherman’s or Farmer’s  Loan sa Komo?

     Komunidad Mo? Ko-Mo?
  • piquanteyepiquanteye Member PEx Expert 🎖️
    How about SME Loan? Pero maganda ang TNVS loan? Driver’s Loan? Personal Loan?
    Komunidad Mo? KoMo? Naka na naka Komo!
  • piquanteyepiquanteye Member PEx Expert 🎖️
    Pwede kayang gamitin ito sa mga maliit ng komunidad upang makatanggap ng benipisyo mula sa gobyerno?
  • piquanteyepiquanteye Member PEx Expert 🎖️
    Narelease  pala to 16 Aug 2020 sa Google Playstore. May referral code ba kayo?? Lol
  • piquanteyepiquanteye Member PEx Expert 🎖️
    Wala pa sa Apple Appstore
  • piquanteyepiquanteye Member PEx Expert 🎖️
    Ui may pa free 10 pesos is Eastwest. Haha. Palagay naman po sa apple appstore please.
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