CTB Citi Credit Cards (Sinulid 6) | FAQ p.1 #8995-9999

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  • ^i agree as well.

    wala akong problema sa CLI ke citi. i never requested for any. what i noticed is that nagstart na ang halos yearly increase ng limit ko since i started using my cards for zero percent installment transactions. though i have never tried to avail of speed cash or call for cash or the like (na minsan maririndi ka ke citi kasi tatawag pa sila mismo just to offer hahaha :) very tempting nga naman yung mga rates, kaso wala naman kasi ako paggagamitan).

    that's the advantage kasi of a substantial CL. naku, kung less than 50k lang ang limit mo, wala ah. you won't be able to avail of zero percent installment for big transactions. because of 0% kaya ako nakakabili ng high-value items (AC, MacBook, iPhone, etc.). i wouldn't have been able to acquire those using cash.

    i have savings naman kaso i abhor plunking down cold cash as one-time payment for such items. why not take advantage of the benefits of your credit card kumbaga. you won't have to empty your savings account, yet at the same time get generous payment terms. with no interest.

    ang susuwerte ng mga nakakatanggap ng mga ganyang offers (eGift) though. once lang ako nakatanggap niyan. almost always, sodexo GC o kaya pang travel na promos ang pinapadala! hahaha! :) hindi naman ako ma-travel. me disconnect lang talaga. :) 
  • abbey89abbey89 Member PEx Rookie ⭐
    Meron na bang naapprove na card application dito kahit na wala pang 6 months nung huling declined application? 
  • mga master gano katagal bago mareceive yung eGift code for 5k? wala pa kami narereceive sabi sa confirmation is within 5days. 5 working days ba yun? its been 4 days since saturday ^^
  • gibsonfangibsonfan Member PEx Icon 🎖️🎖️🎖️
    fixed06 said:
    mga master gano katagal bago mareceive yung eGift code for 5k? wala pa kami narereceive sabi sa confirmation is within 5days. 5 working days ba yun? its been 4 days since saturday ^^
    Usually working days lahat.
  • Hello,

    Dun po sa mga naofferan ng spending na may katapat na cli, ilang months na po citi niyo?

    Sana maofferan din ako ng ganon 😁
  • Hello po! Newbie lang po dito, ask ko lang po how long ang processing time ng Citibank Rewards cc for a first timer? Magtu-two weeks na po kasi bukas tapos yung status parin is Received :(
  • gibsonfangibsonfan Member PEx Icon 🎖️🎖️🎖️
    edited September 18
    SS_Haru said:
    Hello po! Newbie lang po dito, ask ko lang po how long ang processing time ng Citibank Rewards cc for a first timer? Magtu-two weeks na po kasi bukas tapos yung status parin is Received :(
    Depende talaga. Pwede mo tanong sa hotline in case di updated si website
  • jacksantosjacksantos PEx Rookie ⭐
    Haha. Nag-apply ako sa online ng credit limit increase kahapon (tuesday). 20k lang limit ng simplicity+ ko kahit nung inapply ko yun 85k bdo amex yung ref cc ko. Kadisappoint 'di ba. Haha. 1st anniv ko nung June so gusto ko man lang tumaas limit (although mga lagpas 6 months ko na hindi ginagamit yung cc at never pa ako nag-avail ng speed cash kahit natetempt ako kaso napipigilan ako dahil sa 500 na disbursement fee). Sa online 'di ba max lang ng 100% ng current limit pwede i-request na increase so 40k requested limit ko. Then, nag-send ako ng 1-month payslip sa [email protected] tapos bukod dun nag-attach din ako ng recent SOA ko sa hsbc cc na may 100k limit tapos nag-message ako na kung pwede ipantay sa limit ng hsbc (nagbakasakali lang). Ending today (wednesday) nag-check ako ng limit 40k na new limit ko. Haha. Kala ko lulusot. Oh well thankful pa din at infairness 1 day lang reflected kagad.
  • Masakit kasi walang toll free haha! Pero antayin ko whole day today if may changes po, tapos pag wala pa rin tatawag na ko lol
  • tadashi_2019tadashi_2019 PEx Rookie ⭐
    abbey89 said:
    Meron na bang naapprove na card application dito kahit na wala pang 6 months nung huling declined application? 
    Yes. Declined ako last Feb. Sinubukan ko ulit June, approved naman.
  • princessCrownprincessCrown Member PEx Rookie ⭐
    hi po. na doble po payment ko sa citi cc ko. madededuct naman po cguro un sa next billing statement ko no? parang advance payment po?
  • kiros0027kiros0027 Member PEx Rookie ⭐
    hi po. na doble po payment ko sa citi cc ko. madededuct naman po cguro un sa next billing statement ko no? parang advance payment po?

    Yes
  • gibsonfangibsonfan Member PEx Icon 🎖️🎖️🎖️
    hi po. na doble po payment ko sa citi cc ko. madededuct naman po cguro un sa next billing statement ko no? parang advance payment po?
    Advance payment bale yes
  • Hi Mga Mamsh and Paps 😊

    Credit card newbie here...Gusto ko tong HSBC at Citi Card...sa mga card holders, Ano reference card nyo nung nag apply kayo dito? Tyaka ilang months old ung reference card nyo?
  • sassylyssasassylyssa Member PExer
    Anybody here from Quezon City still waiting for their Citi cc from Air21 since last week? Yung mga "House closed" kuno? :frowning:
  • gibsonfangibsonfan Member PEx Icon 🎖️🎖️🎖️
    Hi Mga Mamsh and Paps 😊

    Credit card newbie here...Gusto ko tong HSBC at Citi Card...sa mga card holders, Ano reference card nyo nung nag apply kayo dito? Tyaka ilang months old ung reference card nyo?
    Konting backread naman. Andaming post na dito. 
  • IronHandofJusticeIronHandofJustice Member PEx Guru 🎖️🎖️
    Haha. Nag-apply ako sa online ng credit limit increase kahapon (tuesday). 20k lang limit ng simplicity+ ko kahit nung inapply ko yun 85k bdo amex yung ref cc ko. Kadisappoint 'di ba. Haha. 1st anniv ko nung June so gusto ko man lang tumaas limit (although mga lagpas 6 months ko na hindi ginagamit yung cc at never pa ako nag-avail ng speed cash kahit natetempt ako kaso napipigilan ako dahil sa 500 na disbursement fee). Sa online 'di ba max lang ng 100% ng current limit pwede i-request na increase so 40k requested limit ko. Then, nag-send ako ng 1-month payslip sa [email protected] tapos bukod dun nag-attach din ako ng recent SOA ko sa hsbc cc na may 100k limit tapos nag-message ako na kung pwede ipantay sa limit ng hsbc (nagbakasakali lang). Ending today (wednesday) nag-check ako ng limit 40k na new limit ko. Haha. Kala ko lulusot. Oh well thankful pa din at infairness 1 day lang reflected kagad.
    Ayos na iyan. Sa akin almost 1 month, decline parin sa dulo. 

    Ganyan talaga ang buhay. :lol:
  • tadashi_2019tadashi_2019 PEx Rookie ⭐
    Anybody here from Quezon City still waiting for their Citi cc from Air21 since last week? Yung mga "House closed" kuno? :frowning:
    Horror talaga pag Air21 delivery. Waiting din ako sa 2nd card ko ngayon, twice nang “house closed.” Same situation nung 1st card ko. Haist.
  • SoulExchangeSoulExchange 青春フールパワー PEx Expert 🎖️
    Anybody here from Quezon City still waiting for their Citi cc from Air21 since last week? Yung mga "House closed" kuno? :frowning:
    Somehow understandable yung delay, I think, due to inclement weather.
    Oops, referral link ulit. :lol: http://bit.ly/SoulExchangePEx
  • IronHandofJusticeIronHandofJustice Member PEx Guru 🎖️🎖️
    Hi Mga Mamsh and Paps 😊

    Credit card newbie here...Gusto ko tong HSBC at Citi Card...sa mga card holders, Ano reference card nyo nung nag apply kayo dito? Tyaka ilang months old ung reference card nyo?
    Preferrably Transunion members. 

    In my case BPI Gold MC, 3 yrs old.

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