Citibank Credit Cards (S6) | FAQ p.1
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MALIGAYANG PAGDATING SA IKAANIM NA SINULID NG CITIBANK CREDIT CARDS
Welcome to Citibank Credit Cards Thread 6
MGA KAUGNAYANG SINULID
I: Citi Credit Cards
II: Citi Credit Cards (Sinulid 2)
III: Citi Credit Cards (Sinulid 3)
IV: Citi Credit Card (Sinulid 4)
V: Citi Credit Cards (Sinulid 5)
II: Citi Credit Cards (Sinulid 2)
III: Citi Credit Cards (Sinulid 3)
IV: Citi Credit Card (Sinulid 4)
V: Citi Credit Cards (Sinulid 5)
05.10.2019 4:45 PM
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as of 05.10.2019 showing the New Designs
Read more about the latest Credit Card Designs for PH
Other Cards to follow
by gibsonfan | 06/19/2019
CTB Citi Credit Cards (Sinulid 6) p.34
| HSBC 滙豐 Hong Kong and Shanghai Bank : Credit Cards (Sinulid 4) p.62
https://i.imgur.com/LrkFJuC.jpg
Citi Dining Terms
https://i.imgur.com/w7wGd8k.jpg
HSBC Dining Terms
Posting this as an FYI sa mga nagtataka kung ano talaga kasama sa bonus points when dining. As a general reminder, some restaurants (mga nasa loob ng grocery/hotel) do not have their own POS kaya di talaga marerecord as bonus kasi nakikiride lang sila sa bigger establishment (ie. swiped as “X Hotel” instead of their buffet restaurant). I remember some people having issues here sa PEX before danil sa mga hotel buffet.
By analyzing their Merchant code inclusions above, one can see na wider ang sakop ni HSBC.
Citi only accepts codes 5812 & 5813 - covering “Eating places and Restaurants” & “Drinking Places (Alcoholic Beverages), Bars, Taverns, Cocktail lounges, Nightclubs and Discotheques” respectively.
HSBC takes both but also include:
5814 - Fast food restaurants
5921 - Package Stores – Beer, Wine, and Liquor
5462 - Bakeries
5499 - Misc. Food Stores – Convenience Stores and Specialty Markets
Your mileage may vary - not all stores use the right codes or use the right POS. Just thought it would be nice to keep these in mind lalo na since most Citi & HSBC cards need their dining multipliers for their rewards programs to be practical, especially with Citi’s devaluation of Thank You points.
interesting to see that HSBC includes liquor stores. Locally, the only convenience stores na magagamitan ay Family Mart and some Alfa Marts.
Merchant code reference - https://www.dm.usda.gov/procurement/card/card_x/mcc.pdf
Source:
/ HSBC 滙豐 Hong Kong and Shanghai Bank : Credit Cards (Sinulid 4) p.62
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