EWBC EastWest Credit Cards (Sinulid 3)
Strong7Power
Member PEx Moderator
Ito ang IKATLONG SINULID NG TALAKAYAN ng EASTWEST BANK CREDIT CARDS
This is the Third Discussion Thread of EastWest Bank Credit Cards
This is the Third Discussion Thread of EastWest Bank Credit Cards
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Pooksapot: https://www.eastwestbanker.com
Pooksapot ng Online Banking: https://personal.eastwestbanker.com/
Facebook: https://www.facebook.com/EastWestBanker/
Facebook Help Desk: 8:00n.u.-5:00n.h., Lunes hanggang Biyernes
Twitter: https://twitter.com/eastwestbanker
Sulatroniko: [email protected]
Iba pang sulatroniko:
ATM – [email protected]
Credit Cards – [email protected]
Credit Cards ICL request – CSDocs@eastwestbanker.com
Trust – [email protected]
Service Quality – [email protected]
24-Hour Customer Service Hotline
Telepono: (02) 888-1700
DTF: 1-800-1888--8600
US Toll Free: 1-866-828-6296
Balance Transfer, InstaCash: (02) 7845600
Ikauna: EastWest Credit Card
>https://www.pinoyexchange.com/discussion/357035/eastwest-credit-card/p1
Ikalawa: Eastwest Credit Card Users Thread II
>https://www.pinoyexchange.com/discussion/794927/eastwest-credit-card-users-thread-ii/p1
Tingnan din ang: EastWest Bank Depositor's Thread
>https://www.pinoyexchange.com/discussion/881438/eastwest-bank-depositors-thread-filinvest-dev-corp/p1
Condition for AMF Reversal Request:
Meron pong 3 options for reversal for annual fee:
1. Enroll a utility bill (kahit hindi nakapangalan sa iyo; they allow it just prepare the account number)
2. Apply for a supplementary cardholder.
3. Spend requirement within 30 days.
The usual conditions for AF waiver:
1. Enroll to e-statement
2. Enroll a bill for auto-charge
3. Enroll a supplementary
4. Spend a certain amount within 30 days
Oo naman, pwedeng-pwede. Sa pagkakaalam ko, kailangan muna matapos ang anim (6) na mga buwan bago humiling ng card upgrade.
Bka Post Menstrual Syndrome Marketing,,? Tga eastwest daw sila nagaalok ng card. ID lang daw kailangan.
Ayun pinalagay ko na lang number sa pader. Baka kailangan ng customer.
Ganyan nga!
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RE-POST, RE-SHARE:
In late 2014, EastWest offered me their credit card and I declined. However, EastWest or their third party insisted to push my application even without my consent and no signed application and applicant's signature involved. The process was always APPLICATION-EVALUATION-CANCELLED then REPROCESS-APPLICATION-EVALUATION-CANCELLED and so on. Sa loob ng humigit-kumulang na 5 months, ganyan ang nangyari sa paulit-ulit kong pag-decline. At naiinis ako na lagi silang tumatawag sa kakatanong o bahagi ng credit investigation nila na paulit-ulit kong dine-decline dahil di ako nag-apply. (Until) At early 2015, I received an SMS that I my application was approved. But wait, there's more! Card delivery took more/less 3 months. Moreover, it took almost 8 months to process an application and delivery that I didn't apply for.
Minsan ko lang ginamit ang EWB, and yet, they charged me Finance Charges even I paid in full and on-time.
For now and for a long, long time, di ko na muna ginagamit ang EW or yet, tuluyan kong di gamitin itong EW Platinum MC. Gusto ko sana ipa-cancel ang card pero kapag pina-cancel ko, bibigyan na naman ako ng bagong card without my consent.
Kung may pagbabago sa CS in the next ten years, baka mai-consider ko. EWB is my least CC Issuer; AUB Cards is better than EWB Cards!
+++
Sa panahong iyon (late 2014), AMERICAN EXPRESS pa lang at kaka-approve pa lang ako sa MCC at Bankard. Ni walang S.A. sa EWB.
Sa tuwing tatawag sila, AMEX ang tanging binabanggit and I guess, nakuha nila info ko dahil sa AMEX.
I emailed EWB directly, stating that I didn't apply for their credit cards nor send required docs such as IDs and signed app form. But to may dismay, EWB cannot do anything about it.
Sabihin na nating ina-apply ako ng mga ahente, pero bakit naman in-approve ng EWB ang diumanoý application ko sa kabila ng walang malinaw na ebidensya na IDs at signed app form ko. At higit sa lahat, sinabi ko sa Contact Center nila na i-kansel ang card since I declined their offer in the first place.
(Mula sa pahina 63, unang sinulid ng EWB CC)
Humigit-kumulang tatlong buwan ang inabot sa akin nang ipinadala nila ang unang EWB CC ko. Baka ngayon, mas mabilis na sila.
hintay pa ako ng 13 months para mapataas yung CL ko dito..
kasabay nung activation, nag apply rin ako ng Plat MC nila..wala pang tumatawag sa akin para mag background check
Ang ginawa ko ay maliit lang ang aking usage nung unang cycle, binayaran ko rin agad.
Sunod na cycle, wala akong usage.
Bago matapos ang ikatlong cycle, nag-email na ako sa kanila ng request ng increase sa credit limit, unang sagot nila ay hindi ako qualified, at kailangan maghintay ng 13 months.
Pero na-reconsider ng credit dept nila ang request ko at na-aprubahan parin ang ICL request ko.
Tinapatan ang reference card na inattach ko.
Kahit pa i-decline ka thru email, tinitignan parin ito ng kanilang credit department kung pwede kang bigyan ng increase or not. Kapag wala kang nakitang pagbabago sa iyong credit limit makalipas ang 7 banking days, malamang ay hindi ka talaga qualified.