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Vidalia Lending Corporation

Vidalia Lending Corp. is one of the Philippines financing companies disbursing millions of loans since inception. We uses traditional and tested credit methods in combination with new technologies. Our credit evaluation system improves constantly, learning and optimizing in response to monthly loan repayment and delinquency data. Loan borrowers can get a loan between ₱10,000 up to ₱500,000.

Vidalia Lending allows people to invest in the loans we offer to our clients. Investors can invest as little as ₱5,000 and pick terms of 2 months up to 12 months. Our company handles the marketing, servicing and collection of the loans. With our manage peer to peer investing platform investors are not affected if borrowers are delayed with their repayment.

Vidalia Lending Corp. is authorized and regulated by Securities and Exchange Commission (SEC) with License No. CS200813771 issued October 2008.

Vidalia Lending is a corporation backed by experienced and talented private investors with vast experience in the local Financial Industry

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Comments

  • IronHandofJusticeIronHandofJustice Member ✭✭✭✭
    Any investors in this company? They promise 100% ROI and interest earnings to their investors. 
  • IronHandofJusticeIronHandofJustice Member ✭✭✭✭
    edited January 12
    I sent an application to them this afternoon. Gusto ko lang siyang subukan. I'll start with 10K 3 mos tenor.
  • sagoatgulamansagoatgulaman Member ✭✭✭
    I tried 5k for 2 mos last year. Nag payout naman on time. Nakuha ko yung napakalaking interes ko na 100 hahaha 
    Smooth din ang process
    Ngayong buwan lang tumawag sila kung interested ba ako mag invest ulit. Mukhang nangangailangan ng funds...
  • IronHandofJusticeIronHandofJustice Member ✭✭✭✭
    I tried 5k for 2 mos last year. Nag payout naman on time. Nakuha ko yung napakalaking interes ko na 100 hahaha 
    Smooth din ang process
    Ngayong buwan lang tumawag sila kung interested ba ako mag invest ulit. Mukhang nangangailangan ng funds...
    Wow! Nakapag-try ka na pala. 

    Wala ako masyadong nababasa na reviews about them. Meron lang sa isang blog na Pinay. She got hers din naman on time.

    Iyong mga nagcocomment sa Reddit ay wala ring sumubok. More on speculation lang.

    100 pesos is not bad at all. Isang halo-halo na iyan sa Chowking. :lol:

    Parang same level of risk lang siya with other lending companies. Wala rin akong nakitang red flag sa SEC, hindi sila nasuspend or anything since they started operations. Ang pinakamalaking risk lang ata dito ay hindi siya PDIC insured.
  • IronHandofJusticeIronHandofJustice Member ✭✭✭✭
    Just made a placement tonight. 

    Kapag nag apply ka dito, you only have 30 calendar days to make a deposit sa account nila, otherwise canceled na ang application mo. If that happens, mag reapply ka ulit.

    If this goes smoothly, I will definitely put more sa susunod. 

    Post dated check pala ang kinuha kong settlement.


  • AgentAssassin01AgentAssassin01 PEx Moderator
    This is interesting.
  • sagoatgulamansagoatgulaman Member ✭✭✭
    ^ btw, ang inoffer sakin na option ay mag-eemail na lang sila soft copy ng PDC. tinake ko na yung risk na soft copy lang hawak ko kesa naman mawala pa sa mail yung cheke (nasa visayas pa kasi ako). buti na lang legit naman payout nila hahaha
  • IronHandofJusticeIronHandofJustice Member ✭✭✭✭
    ^ btw, ang inoffer sakin na option ay mag-eemail na lang sila soft copy ng PDC. tinake ko na yung risk na soft copy lang hawak ko kesa naman mawala pa sa mail yung cheke (nasa visayas pa kasi ako). buti na lang legit naman payout nila hahaha
    Wow, pwede pala iyon na soft-copy? 

    Na-try ko na dati magpadala ng 12 PDCs from Mindanao papuntang Manila, wala naman naging issue. Sa tingin ko kung may mangyayari man sa cheke, compelled sila magpadala ng replacement.

    Magandang passive income iyong lending company na ito. Matagal na rin pala sila 2008 pa.

    I will post more info about them kapag natanggap ko na iyong confirmation and PDC ko.
  • IronHandofJusticeIronHandofJustice Member ✭✭✭✭
    Hi XXXX,

    Thank you for your interest!

    You can now invest on our loans through manage peer to peer lending secured by our company.

    Your money combining with our own capital will fund the loans we offer. No need to worry if borrowers re-pays or not because Vidalia Lending will return your investment with fixed earnings on the maturity date.

    For settlement, your options are (post dated check, local bank deposit, telegraphic transfer).
    As proof of your investment, a confirmation advice will be emailed to you. Postal mail is available if you prefer this method of delivery.

    Joining is easy and can be done online. Processing is mostly automated and you don't have to fill out papers and submit documents in person. We will send you email confirmation upon booking of your investment.

    Terms and interest rates:
    ---------------------------
    18.00% : 12 months
    13.00% : 9 months
     8.50% :  6 months 
     3.50% :  3 months
     2.00% :  2 months 
    ---------------------------
    -no processing fees, net interest

    I attached PDF files for more information.

    If you still have questions or want to talk to someone in person
    Please send SMS with your name to this numbers 0998 5662503 | 0917 7950793

    You may go to our office every Monday-Friday 9AM-4PM.
    Please get an appointment first for us to better assist you.

    Let me know if you want to move forward so we can send details on how to activate your account.

    We look forward to mutually beneficial business relationship! 

    Best Regards,

    xxx xxxxx
    Investment Division
    Vidalia Lending Corp.
  • IronHandofJusticeIronHandofJustice Member ✭✭✭✭
    These are the PDF files attached to their email response above.
  • SoulExchangeSoulExchange 青春フールパワー ✭✭✭
    Na-try mo na i-confirm sa SEC yung validity ng license nila?
    Not a legal expert pero may nababasa ako na iba yung permit that would allow companies to collect (or something like that)
    Down kasi SEC website eh.
    Sounds too good to be true kasi. 18% p.a. guaranteed return.
    Sa guaranteed nagkatalo :lol:
  • IronHandofJusticeIronHandofJustice Member ✭✭✭✭
    Na-try mo na i-confirm sa SEC yung validity ng license nila?
    Not a legal expert pero may nababasa ako na iba yung permit that would allow companies to collect (or something like that)
    Down kasi SEC website eh.
    Sounds too good to be true kasi. 18% p.a. guaranteed return.
    Sa guaranteed nagkatalo :lol:
    Hello Soul!

    Oo, nakita ko naman sila sa Lending business mismo na authorized ng SEC. 

    Wala rin silang history na nasuspend ang license nila.

    Ako rin, diyan ako medyo concerned sa guaranteed. Pero sa tingin ko posible naman talaga kasi mataas ang borrowing rate nila.

  • AgentAssassin01AgentAssassin01 PEx Moderator
    Na-try mo na i-confirm sa SEC yung validity ng license nila?
    Not a legal expert pero may nababasa ako na iba yung permit that would allow companies to collect (or something like that)
    Down kasi SEC website eh.
    Sounds too good to be true kasi. 18% p.a. guaranteed return.
    Sa guaranteed nagkatalo :lol:
    Interest nila sa borrowers nila ay around 4-6% daw. So possible meron nga 18% p.a. guaranteed return. Pero what if darating ang time na wala na silang borrowers pero madami investors? I mean if mas malaki na nainvest kesa sa nag borrow. Ay ewan. Hahaha.

    Sir @IronHandofJustice, balitaan niyo po kami sa application niyo once approved. Thanks.
  • IronHandofJusticeIronHandofJustice Member ✭✭✭✭
    Na approve na iyong application ko. Nag deposit na nga ako sa kanila. Inaantay ko nalang ang confirmation at iyong post dated check na settlement ko.

    Meron at merong manghihiram ng pera sa tingin ko. Sila iyong mga nagpopost ng "How?" sa FB comments. Although, minsan pag nakikita ko sila medyo napapaisip ako kung trustworthy ba. :lol:


  • AgentAssassin01AgentAssassin01 PEx Moderator
    Na approve na iyong application ko. Nag deposit na nga ako sa kanila. Inaantay ko nalang ang confirmation at iyong post dated check na settlement ko.

    Meron at merong manghihiram ng pera sa tingin ko. Sila iyong mga nagpopost ng "How?" sa FB comments. Although, minsan pag nakikita ko sila medyo napapaisip ako kung trustworthy ba. :lol:


    How many months tenure ng investment mo?
  • IronHandofJusticeIronHandofJustice Member ✭✭✭✭
    10k, 3 months. 😉
  • Not so long found out that you can get a loan from https://paydayloan.network/how-it-works.html quite easily. Haven't tried it yet but bookmarked their website in a browser just in case, you know. Anything may happen when it comes to money.
  • is0yis0y Member
    I decided to invest here sa Vidalia Lending Corp for 3 months. Ang bilis nila mag reply sa email.
    Here's the timeline from initial registration to posting of confirmation advice. 

    Jan 31, 2019
    0154H - application submitted before matulog. hehe
    0751H - initial reply stating how Vidalia P2P works, some faqs, and an invitation to proceed account activation
    0914H - i confirmed my intent to invest.
    0915H - investment division customer rep replied stating that my application was forwarded to her manager for approval.
    0959H - email reply by Vidalia's Investment Manager confirming approval of application. The email contained a secure link to a form that i need to sign up. The form only asked details such as the amount to invest, term, how i want to receive my earnings.
    1035H - email reply confirming placement of the terms of investment
    1037H - received an email stating receipt of placement approval. The email also contained several of Vidalia's depository accounts for funding the investment.
    1137H - i emailed screenshots as proof of fund transfer to their account.
    1256H - i followed up and asked acknowledgment of receipt.
    1258H - customer rep confirmed receipt of email and said that it was already forwarded to accounting for confirmation.
    1304H - email from their Investment Division: they confirmed receiving the fund transfer and that it was currently processing.
    1604H - received my confirmatory advice.

  • IronHandofJusticeIronHandofJustice Member ✭✭✭✭
    Good luck, Isoy!

    Meron na rin ako. Inaantay ko nalang ang certificate at PDC sa mail. Within this week ko siya iniexpect. 1-2 weeks kasi.
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