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CIMB Commerce International Merchant Bankers [PH] | OCTO : Product Offerings

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  • piquanteyepiquanteye Member PEx Expert 🎖️
    Uwian na may nanalo na.  CIMB Bank na.
  • ZeantickZeantick PEx Rookie ⭐
    i'm interested. hahaha. legit ba ito? 2% PA parang antaas. mas mataas pa sa mga TD ng mga banks dito
  • IronHandofJusticeIronHandofJustice Member PEx Guru 🎖️🎖️
    Zeantick said:
    i'm interested. hahaha. legit ba ito? 2% PA parang antaas. mas mataas pa sa mga TD ng mga banks dito
    Yes, it is legit. Ganyan talaga ang mga virtual/fully-digital banks. They have low overhead costs compared to traditional banks which require heavy manpower, that's why they can give you a higher rate for your deposits.

    Tumaas na rin naman ang TD rates ng mga banks lately dahil sa interest hikes na ginawa ng BSP. For instance, iyong sobra kong 12k last month, nilipat ko from BDO to EW. Naawa ako sa 4 pesos na gross interest na binigay sa akin ng BDO, so nilagay ko siya sa TD ng Eastwest for 30 days (can be opened online and has 2.05% rate per annum). Ang maganda lang dito ay hindi nakatali ang pera mo.
  • IronHandofJusticeIronHandofJustice Member PEx Guru 🎖️🎖️
    Nag-cash-in ako via dragonpay (bdo, ungs kasi ni bpi nag-eerror lols). Reflected agad! Emeyzeng. :lol:

    1 step ahead to kay maybank.
    I am not familiar with Dragonpay transfer, Soul. Paano?

    Thanks.
  • ZeantickZeantick PEx Rookie ⭐
    Zeantick said:
    i'm interested. hahaha. legit ba ito? 2% PA parang antaas. mas mataas pa sa mga TD ng mga banks dito
    Yes, it is legit. Ganyan talaga ang mga virtual/fully-digital banks. They have low overhead costs compared to traditional banks which require heavy manpower, that's why they can give you a higher rate for your deposits.

    Tumaas na rin naman ang TD rates ng mga banks lately dahil sa interest hikes na ginawa ng BSP. For instance, iyong sobra kong 12k last month, nilipat ko from BDO to EW. Naawa ako sa 4 pesos na gross interest na binigay sa akin ng BDO, so nilagay ko siya sa TD ng Eastwest for 30 days (can be opened online and has 2.05% rate per annum). Ang maganda lang dito ay hindi nakatali ang pera mo.
    kasi po diba si Maybank malaysian bank din? pero hindi ganito kataas ng PA. Sabagay physical branch si maybank. Quick question, subject to change yan diba. yun din nakalagay dun e. Baka pagdating next year drop to 0.25% hahahaIronHandofJustice said:
    Nag-cash-in ako via dragonpay (bdo, ungs kasi ni bpi nag-eerror lols). Reflected agad! Emeyzeng. :lol:

    1 step ahead to kay maybank.
    I am not familiar with Dragonpay transfer, Soul. Paano?

    Thanks.
    pa share master lodi. pay as company biller ba ang peg nito? 
  • SoulExchangeSoulExchange 青春フールパワー PEx Expert 🎖️
    edited December 2018 #47
    Nag-cash-in ako via dragonpay (bdo, ungs kasi ni bpi nag-eerror lols). Reflected agad! Emeyzeng. :lol:

    1 step ahead to kay maybank.
    I am not familiar with Dragonpay transfer, Soul. Paano?

    Thanks.
    Zeantick said:
    Zeantick said:
    i'm interested. hahaha. legit ba ito? 2% PA parang antaas. mas mataas pa sa mga TD ng mga banks dito
    Yes, it is legit. Ganyan talaga ang mga virtual/fully-digital banks. They have low overhead costs compared to traditional banks which require heavy manpower, that's why they can give you a higher rate for your deposits.

    Tumaas na rin naman ang TD rates ng mga banks lately dahil sa interest hikes na ginawa ng BSP. For instance, iyong sobra kong 12k last month, nilipat ko from BDO to EW. Naawa ako sa 4 pesos na gross interest na binigay sa akin ng BDO, so nilagay ko siya sa TD ng Eastwest for 30 days (can be opened online and has 2.05% rate per annum). Ang maganda lang dito ay hindi nakatali ang pera mo.
    kasi po diba si Maybank malaysian bank din? pero hindi ganito kataas ng PA. Sabagay physical branch si maybank. Quick question, subject to change yan diba. yun din nakalagay dun e. Baka pagdating next year drop to 0.25% hahahaIronHandofJustice said:
    Nag-cash-in ako via dragonpay (bdo, ungs kasi ni bpi nag-eerror lols). Reflected agad! Emeyzeng. :lol:

    1 step ahead to kay maybank.
    I am not familiar with Dragonpay transfer, Soul. Paano?

    Thanks.
    pa share master lodi. pay as company biller ba ang peg nito? 
    May complete guide namang i-send sa email once you started transacting.
    Read whole steps first before closing tabs. Baka magaya kayo sakin na inabot ng 3 days yung first (ever with dragonpay) transaction kasi anga-anga ko :lol:
  • ZeantickZeantick PEx Rookie ⭐
    Nag-cash-in ako via dragonpay (bdo, ungs kasi ni bpi nag-eerror lols). Reflected agad! Emeyzeng. :lol:

    1 step ahead to kay maybank.
    I am not familiar with Dragonpay transfer, Soul. Paano?

    Thanks.
    Zeantick said:
    Zeantick said:
    i'm interested. hahaha. legit ba ito? 2% PA parang antaas. mas mataas pa sa mga TD ng mga banks dito
    Yes, it is legit. Ganyan talaga ang mga virtual/fully-digital banks. They have low overhead costs compared to traditional banks which require heavy manpower, that's why they can give you a higher rate for your deposits.

    Tumaas na rin naman ang TD rates ng mga banks lately dahil sa interest hikes na ginawa ng BSP. For instance, iyong sobra kong 12k last month, nilipat ko from BDO to EW. Naawa ako sa 4 pesos na gross interest na binigay sa akin ng BDO, so nilagay ko siya sa TD ng Eastwest for 30 days (can be opened online and has 2.05% rate per annum). Ang maganda lang dito ay hindi nakatali ang pera mo.
    kasi po diba si Maybank malaysian bank din? pero hindi ganito kataas ng PA. Sabagay physical branch si maybank. Quick question, subject to change yan diba. yun din nakalagay dun e. Baka pagdating next year drop to 0.25% hahahaIronHandofJustice said:
    Nag-cash-in ako via dragonpay (bdo, ungs kasi ni bpi nag-eerror lols). Reflected agad! Emeyzeng. :lol:

    1 step ahead to kay maybank.
    I am not familiar with Dragonpay transfer, Soul. Paano?

    Thanks.
    pa share master lodi. pay as company biller ba ang peg nito? 
    May complete guide namang i-send sa email once you started transacting.
    Read whole steps first before closing tabs. Baka magaya kayo sakin na inabot ng 3 days yung first (ever with dragonpay) transaction kasi anga-anga ko :lol:
    master tama ba max of 10,000 lang per day kapag hindi mo ni enroll si dragonpay? tapos wala din itong outgoing fee? tapos medyo magulo yung step 6. pagkatransfer mo sa BDO, magsesend si dragon pay ng bagong email sa iyo?
  • SoulExchangeSoulExchange 青春フールパワー PEx Expert 🎖️
    edited December 2018 #49
    ^Yan yung limit ng bdo. Pero kung dragonpay per se, hindi.
    Yung sa step 6, sa first email ni dragonpay sayo, meron dun yung link for validation. Dun mo ilalagay yung 6-8digits ref#.
    Bali ganito mangyari,
    Transact ka sa cimb > Mag-email* si dragonpay sayo > Open mo si link** ni dragonpay sa email mo > Open si bdo online > Transfer fund to dragonpay > Validate transaction > Done
    *ito yung sinasabi kong first email
    **Sa link ni dragonpay, may 3 steps dun

    Iwasang mag-type. Copy-paste lahat as much as possible.

    Fee? Wala. Kung magkano yung cash-in mo, yun ang mag-reflect sa account mo.
    May confirmation email si dragonpay once successful na ang transaction.
  • ZeantickZeantick PEx Rookie ⭐
    ^Yan yung limit ng bdo. Pero kung dragonpay per se, hindi.
    Yung sa step 6, sa first email ni dragonpay sayo, meron dun yung link for validation. Dun mo ilalagay yung 6-8digits ref#.
    Bali ganito mangyari,
    Transact ka sa cimb > Mag-email* si dragonpay sayo > Open mo si link** ni dragonpay sa email mo > Open si bdo online > Transfer fund to dragonpay > Validate transaction > Done
    *ito yung sinasabi kong first email
    **Sa link ni dragonpay, may 3 steps dun

    Iwasang mag-type. Copy-paste lahat as much as possible.

    Fee? Wala. Kung magkano yung cash-in mo, yun ang mag-reflect sa account mo.
    May confirmation email si dragonpay once successful na ang transaction.
    maraming salamuch. Would you suggest transferring a lot of funds here? Gusto ko ilipat yung emergency funds ko from BDO to dito. hahaha. Below 500k naman yun; if ever ba na magsara ito mahirap humabol sa BSP? hahaha
  • piquanteyepiquanteye Member PEx Expert 🎖️
    Naka Sunlife Malaysia sila. Sa Pinas kaya Sunlife din? Lakas ng Sunlife ah.




  • piquanteyepiquanteye Member PEx Expert 🎖️
    CIMB is such a game changer hope they expand physical Bank branches on cities like MM,  MC, MD and etc. Islamic banking is a must have.
  • piquanteyepiquanteye Member PEx Expert 🎖️
    CIMB PH stock exchange ticker #PSEi?
  • discotechdiscotech PEx Rookie ⭐
    I hope my mum's open to this because she gets remittance via CIMB Malaysia/Indonesia/SG through my dad. With zero transaction fees this could be a game changer. Right now BPI takes almost $40 off.
  • piquanteyepiquanteye Member PEx Expert 🎖️
    CIMB Dubai or CIMB UAE?  Hmmm interesting.
  • gibsonfangibsonfan Member PEx Icon 🎖️🎖️🎖️
    Galing! Abroad, very popular itong mga fully digital banks. Laging no fees and maganda rates. Customer service is also usually nice too.
  • piquanteyepiquanteye Member PEx Expert 🎖️
    edited December 2018 #57
    Since Malaysian banks already invaded PH will the famous Singaporean banks enter?  DBS,  OCBC and UOB.
    Summoning Singaporean bank DBS.  Timw to shine.
    Ang saya sya.  Hehe
  • piquanteyepiquanteye Member PEx Expert 🎖️
    edited December 2018 #58
    CIMB Niaga why it sounds familiar?  metro pacific investments corp?  $MPI  what to say Metrobank?
  • ZeantickZeantick PEx Rookie ⭐
    ^Yan yung limit ng bdo. Pero kung dragonpay per se, hindi.
    Yung sa step 6, sa first email ni dragonpay sayo, meron dun yung link for validation. Dun mo ilalagay yung 6-8digits ref#.
    Bali ganito mangyari,
    Transact ka sa cimb > Mag-email* si dragonpay sayo > Open mo si link** ni dragonpay sa email mo > Open si bdo online > Transfer fund to dragonpay > Validate transaction > Done
    *ito yung sinasabi kong first email
    **Sa link ni dragonpay, may 3 steps dun

    Iwasang mag-type. Copy-paste lahat as much as possible.

    Fee? Wala. Kung magkano yung cash-in mo, yun ang mag-reflect sa account mo.
    May confirmation email si dragonpay once successful na ang transaction.
    Master follow up. Verified na yung save up ko pero hindi ko makita si bdo as online cash in. Sila bpi metrobank rcbc lang. sino pinili mo duon?
  • SoulExchangeSoulExchange 青春フールパワー PEx Expert 🎖️
    Hala oo nga no. Di ko din alam bat wala dun sa choices. E kagabi meron naman. hmm...
  • northkidnorthkid PEx Rookie ⭐
    Hala oo nga no. Di ko din alam bat wala dun sa choices. E kagabi meron naman. hmm...
    Weird. Meron nga iyan kagabi.
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