TABLE OF CONTENTS
didiskartehan ang BDO Cards / BDO Consumer Lending Group?
-What are the steps in New Card Application?
-How Loan Products Be Approved?
can I find out the status of my application?
it easy to get approval on each AMEX new card applications?
is Brand Endorsement? How?
do I need to know more about BDO Cards?
-What financial privileges can BDO can offer to its cardmembers?
-What are the Official Names
and the Card Issuer's Nicknames for BDO Cards?
-What's the Pinoy version of AMEX Companion Cards?
-Comparison: Old and New AXP Platinum Credit Card?
is Card Security Code?
there a high chance of approval if I use AMEX card as reference in applying a
new card from other Issuer?
AMEX and DCI card points eligible for BDO Rewards Card points conversion?
-Why AMEX Cards cannot consider BDO Credit Cards (technically)?
are the known features of AMEX card?
high the acceptance of AMEX and DCI cards?
are options in changing my card type?
my points forfeit when ask for change of card type?
What is The American Express International Currency Cards?
-What is BDO Virtual Card?
do I do if I did not receive my Monthly Billing Statement?
-What's the Difference between Charge on Demand and Auto-Charge Facility?
-What are the payment channels in paying BDO Cards?
is the starting Credit Limit of each BDO cards?
is the spend requirement for automatic membership fee waiver?
are the credit limit options in BDO Cards?
your ICL strategies.
to determine if my cards are under SCCL or not?
6-month-waiting rule stricty implemented?
to do when you become a victim of fraud schemes?
can I avoid being a victim of Social Networking Scams?
BDO/AMEX PH strictly issues Elite Card?
AMEX is different? Why AMEX is prestigious?
about BLACK CENTURION / THE PLATINUM CARD
Additional Content: SPECIAL
-Hot Issue: AMF
- Is Banco De Oro stricter in reversing /waiving membership fees?
-Travel Cards Rewards
-And many, many more!
skipperjack: Hi guys. Mas mabilis ba ma-approve sa BDO AMEX as compared sa BDO MC AND VISA? Upon checking the requirements kasi sa website ng BDO, mas less ang sa AMEX. Tulad ng "Must be a regular employee for 1 year." Eh wala sa AMEX Cards pero meron sa MC and VISA cards. I am sure hindi ito error sa pag-encode nila ng data sa website dahil for sure dapat 100 percent accurate ang nakalagay sa website nila. TIA po.
kwiker03: para sa akin hindi, kasi thrice ako na-decline sa AXP Blue application ko pero nang MC, 1 week lang approved na. kahit kasi you meet all the requirements in the end depende pa din sa evaluation ng credit officer ang application.
Strong7Power: I guess so. Kung babalikan ang mga talakayan sa una, ikalawa, ikatlo, at ang hinahabing ikaapat na BDO Cards threads at ang una, ikalawa, at hinahabing ikatlong forum thread ng AXP, daming salaysay na mahirap nga lalo kung unang card sa BDO.
Maging sa mga opinyon at pahayag sa mga blog-site, forum site, at news site sa Estados Unidos, hindi madali ma-approve sa AXP. Kaya ng nawala ang mga tie-up cards sa mga kumpanya o tindahan (kamakailan, ang COTSCO-AMEX Card), maraming Amerikanong cardmembers ang nawalan ng AMEX Privileges. Hindi raw kasi madali makakuha ng AXP.
skipperjack: Ay ganun ba... nagkamali pala ako ng apply kung ganoon... AMEX ang in-applay-an ko eh tapos may tumawag sa akin from BDO yesterday para sa standard process nila na e babasa ang T and C. Dapat MC na lang muna...
Ah ganun ba. Ibig bang sabihin na ang BDO AND AMEX Company mismo ang mag e evaluate sa application? Or BDO lang talaga?
Strong7Power: According to a CS Suppervisor, "AMEX" issued by BDO has a separate/different department/division from "BDO" branded cards (MC/VISA/JCB/CUP).
Strong7Power: AXP is harder when it comes to Card Applications Approval than mainstream MC and Visa.
Maging sa mga opinyon at pahayag sa mga blogsite, forum site, at news site sa Estados Unidos, hindi madali ma-approve sa AXP. Kaya ng natapos o wala ng renewal of partnership ang mga tie-up companies/merchants/banks sa AMEX tie-up cards (kamakailan, ang COTSCO-AMEX Card sa U.S.; AMEX companion & tie-up cards with ANZ, NAB, Westpac, Commonwealth sa Australia), maraming Amerikanong cardmembers ang nawalan ng AMEX Privileges; at marami ring Australyanong naapektuhan sa pagkawala nito. Kasi umaasa ang marami sa mga tie-up partnerships para lang magkaroon ng AMEX.
Sa Australia, may mga AMEXCO-issued cards; iba pa ang bank-issued AMEX cards. Sa Pilipinas kasi, dati 100% iniisyu ng AMEXCO Philippines ang AMEX cards; pero nabago ito nang simula makipag-partner sa Equitable Cards and BDO. Despite BDO-issued, our AMEXCO cards are still treated as AMEX issued cards (in technical sense). Mahirap din lalo kung matigil ang AXP-BDO partnership kasi tayo rin apektado.
Hindi raw kasi madali makakuha ng AXP.
Sa first BDO CC application, kung mapagbiigyan man, piling-pili sa AMEX. Better to apply "BDO" branded cards than AMEX kasi ang chances of approval, malabo lalo kung hindi matagal ang credit history mo. Like kay @Kwiker, tatlong declined sa AMEX pero sa MC/VISA, approved agad.
Siyempre, mas mainam pa rin, ang AMEX kaysa MC/Visa
Source: Conversations from American Express & Diners Club Cardmembers' Thread II
PAYMENT PLAN. You can now spend for all the appliance, furniture,
gadgets, jewelry or clothes you want without worry. The EasyPay Installment
program allows you to purchase items on installment from over 11,000 partner
stores nationwide. Choose from 3, 6, 9, 12, 18, 24 and 36 monthly installment*
for a minimum single purchase amount of P3,000.*
Avail Installment Payment Plan (IPP) through any of
-Absolutely 0% Interest*
-Easy and affordable monthly add-on interest rates
-Plus, take advantage of special extended
installment terms when you Buy Now Pay Later (BNPL) and catch exclusive
discounts and latest offers during special promo dates.
TRANSFER. Transfer your other issuer's credit card balances to your BDO
Credit Card and save on high interest rates.
CASH. Reimburse your Official Receipts (ORs) back to cash worth at
least P5,000 at affordable installment plans.
CONVERT. No installment scheme offered at your favorite store? Good
news! You can convert almost anything into installment using your BDO Credit
Card! Simply call 631-8000/667-1680 or apply online via www.bdo.com.ph/EPConvert and convert any of your regular
purchases*** worth at least P3,000.
Turn your credit limit into cash. It's just like a Personal Loan. It is the equivalent of BPI's Credit2Cash,
MCC's Cash2Go, PNB's Convert2Cash, and Citi's Call4Cash. This feature is open to pre-qualified
Principal credit cardmembers whose accounts are active & current at the
time of application and have received an SMS from BDO.
>>>CASH-IT-EASY is different from EasyPay Cash,
EasyPay Convert, and Cash Advances that are readily available as credit card
features in an instant and BDO Simple Installment Card.
CASH IT EASY and EASYPAY CASH
Both Cash It Easy and EasyPay Cash facilities are ONLY offered to selected cardmembers. Particularly to those who receive offers via email or text message.
If qualified or selected, BDO CLG will send you an SMS/text message offering Cash It Easy / EasyPay Cash that will direct you to web link about this card feature and its online registration. Apply online and register with credit card and bank account details.
After two to three days, BDO will call if you're really qualify and verify the details in the online registration form you did. Then the bank will remind you that this Cash It Easy / EasyPay Cash request is subject to BDO's approval.
Then after a few days, once approved, you'll receive your cash in your nominated CASA. There's no processing fee.
May nakalagay na BDO DUAL GOLDS sa "About Us" ng AXP PH website.However, as of the moment, the Pinoy local partner issuer do not accept new card applications and stopped issuing this companion card product but it is still in existence and included in current AXP PH and BDO promos.Sa madaling salita, meron pang mga nanatiling cardmember ng Dual Golds pero di bukas sa publiko ang bagong card application.