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Schengen visa rejection

hi Gooday . Plan kupo apply ng schengen visa 1st time po . This is my info po my chance pu ba approve?

28/M
govt employee for 2yrs and 5mons
ITR 2017 ( 365,XXX) annual gross
payslip 25 to 30k monthly
savings account 4XX,XXX
carloan ammorzation monthly,
napuntahan bansa: Malaysia2x Singapore2x Hongkong .
declare kodin 4 creditcard ko kaya lang 15k CL palang nila ksi bago pa sila.

and pag puba na reject tatakan po passport ko na reject or hindi?
plan to visit 10days lang po. 
Penge naman tips and may chance ba ma approve?

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