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Citibank Credit Card Users Thread IV

Let us continue the discussions here.


For reference on previous threads:

Citibank Credit Card Users Thread I

Citibank Credit Card Users Thread II

Citibank Credit Card Users Thread III
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Comments

  • rickartrickart Member ✭✭✭
    Question lang. Kapag nagClick for cash ka at gusto mo na agad bayaran yung remaining balance mo or hindi mo aantayin matapos yung term pwede ba yun?
  • jazzpherboyjazzpherboy Member ✭✭
    rickart wrote: »
    Question lang. Kapag nagClick for cash ka at gusto mo na agad bayaran yung remaining balance mo or hindi mo aantayin matapos yung term pwede ba yun?

    Yes pwede naman. May pre-termination fee ka lang na babayaran. Kahit anung installment transaction pwedeng ipa-terminate subject to pre-termination fees and charges. :)
  • Hi everyone! Just wanna share my timeline sa application ko for Citi Cash Back Card.

    August 19 - applied online thru Citi Online
    August 22 - received a text with my app id in it. Then naka state rin sa text to call Citi because my kulang ako na documents. So tumawag ako. Then yung naka usap ko na Citi Phone Office said na naka note duon na kulang daw ako ng income documents (weird dahil naka attach naman ako ng income documents sa online application ko). But nag send pa rin ako anyway to [email protected]
    August 23 - Tumawag nanaman ulit ang Citi. Nag conduct ng konting verification. Nag tanong kung may existing CC na ba ako, how much gross annual income ko, at how much monthly basic pay ko. Then sinabihan ako to send my cc statement, payslip, at valid ID to [email protected]. Then sinabihan ako na once approved, may promo sila sa Nike Stadium yung get 6k gift cert if makapag send ng 20,000 pesos in 2 months. Then processing time is 5-8 working days daw.

    So ngayon WAITING GAME ako. Sana ma approve na ako.

    Anong sa tingin niyo guys? May feeling ako na approve but ayaw ko pang isipin kasi baka ma decline at masaktan lang ako. LOL.
  • CRAZY4MCCRAZY4MC I Don't - 02032017 PExer
    Hi everyone! Just wanna share my timeline sa application ko for Citi Cash Back Card.

    August 19 - applied online thru Citi Online
    August 22 - received a text with my app id in it. Then naka state rin sa text to call Citi because my kulang ako na documents. So tumawag ako. Then yung naka usap ko na Citi Phone Office said na naka note duon na kulang daw ako ng income documents (weird dahil naka attach naman ako ng income documents sa online application ko). But nag send pa rin ako anyway to [email protected]
    August 23 - Tumawag nanaman ulit ang Citi. Nag conduct ng konting verification. Nag tanong kung may existing CC na ba ako, how much gross annual income ko, at how much monthly basic pay ko. Then sinabihan ako to send my cc statement, payslip, at valid ID to [email protected]. Then sinabihan ako na once approved, may promo sila sa Nike Stadium yung get 6k gift cert if makapag send ng 20,000 pesos in 2 months. Then processing time is 5-8 working days daw.

    So ngayon WAITING GAME ako. Sana ma approve na ako.

    Anong sa tingin niyo guys? May feeling ako na approve but ayaw ko pang isipin kasi baka ma decline at masaktan lang ako. LOL.

    Kung kumpleto naman lahat ang sinend mong required documents, I don't see any reason para hindi ma-approve ang application mo. Matagal ka na rin naman yata sa current job mo at hindi naman yata BPO ang industry. May existing credit card ka na rin naman yata na ginamit mo as reference. Sa tingin ko malaki ang chance ng approval. :)
  • CRAZY4MC wrote: »
    Kung kumpleto naman lahat ang sinend mong required documents, I don't see any reason para hindi ma-approve ang application mo. Matagal ka na rin naman yata sa current job mo at hindi naman yata BPO ang industry. May existing credit card ka na rin naman yata na ginamit mo as reference. Sa tingin ko malaki ang chance ng approval. :)

    Definitely hindi BPO po. Sana nga. Nasubukan mo na po ba mag apply sa Citi Bank? Anong timeline niyo po?
  • rickartrickart Member ✭✭✭
    Yes pwede naman. May pre-termination fee ka lang na babayaran. Kahit anung installment transaction pwedeng ipa-terminate subject to pre-termination fees and charges. :)

    How much yung pre-term fee? 12 months kais minimum term ni Citi. Wala man lang 6 months. Balak ko sana magclick for cash kaso dadaan sa anniversary ng card ko. Knowing Citi ang hirap magpawaive lalo na kapag na installment ka sa card.
  • CRAZY4MCCRAZY4MC I Don't - 02032017 PExer
    Definitely hindi BPO po. Sana nga. Nasubukan mo na po ba mag apply sa Citi Bank? Anong timeline niyo po?

    More than a year na ang Citi Rewards CC ko. :)

    Applied online sometime in June last year. Got a short verification call on the 4th of July and was asked to send documents. Sent docs (reference CC, valid IDs, and Business Permit) the same day. Received an SMS on July 7th indicating approval of application. Received CC around 4th week of July.

    Mas malaki lalo ang chance kung hindi BPO ang line of work.
  • CRAZY4MC wrote: »
    More than a year na ang Citi Rewards CC ko. :)

    Applied online sometime in June last year. Got a short verification call on the 4th of July and was asked to send documents. Sent docs (reference CC, valid IDs, and Business Permit) the same day. Received an SMS on July 7th indicating approval of application. Received CC around 4th week of July.

    Mas malaki lalo ang chance kung hindi BPO ang line of work.

    Wow galing naman! Since thru online rin kayo nag apply po, tanong ko lang. diba may natanggap ka sa email na you can check the status of your application then CLICK HERE. Tapos kapag nag click mag redirect ng page na may proceed button tapos mag sesend ng password sa mobile number mo? Forever submitted lang ba status duon or mag che change yun?
  • echelon14echelon14 Member ✭✭
    1m talaga income requirements kay citi rewards? sayang..
  • CRAZY4MCCRAZY4MC I Don't - 02032017 PExer
    Wow galing naman! Since thru online rin kayo nag apply po, tanong ko lang. diba may natanggap ka sa email na you can check the status of your application then CLICK HERE. Tapos kapag nag click mag redirect ng page na may proceed button tapos mag sesend ng password sa mobile number mo? Forever submitted lang ba status duon or mag che change yun?


    Thanks! :)

    Wala akong natanggap na email na ganiyan. Wala rin akong application ID. At that time, hindi pa yata uso 'yan kay Citi. :lol: Iba rin ang interface ng online application. Medyo buggy pa nga noon. Nasaksihan ko kasi 'yong ilang beses na pagpapalit nito. Ngayon yata na-o-auto decline na ang online application lalo na at may recently declined application mapa-online o thru agent. Dati puwede kang mag-apply unlimited times. At 'yong iba nakakamit din ang matamis na oo ni Citi sa kakakulit thru numerous online applications. :D
  • ArkimanArkiman Artist ✭✭✭
    rickart wrote: »
    How much yung pre-term fee? 12 months kais minimum term ni Citi. Wala man lang 6 months. Balak ko sana magclick for cash kaso dadaan sa anniversary ng card ko. Knowing Citi ang hirap magpawaive lalo na kapag na installment ka sa card.
    4% of remaining principal amount or 500 pesos whichever is higher ang pre-term fee ni Citi
  • CRAZY4MCCRAZY4MC I Don't - 02032017 PExer
    echelon14 wrote: »
    1m talaga income requirements kay citi rewards? sayang..

    Hindi naman nasusunod 'yan. Basta maipakita mo lang thru your financial/employment/business documents na may capacity ka to pay, maa-approve din naman ang application mo. Kaya nga mas maganda rin kung may at least 1 year ka na reference CC. May pagbabasehan na kasi sila ng credit worthiness mo sa naging credit history mo. :)
  • CRAZY4MC wrote: »
    Thanks! :)

    Wala akong natanggap na email na ganiyan. Wala rin akong application ID. At that time, hindi pa yata uso 'yan kay Citi. :lol: Iba rin ang interface ng online application. Medyo buggy pa nga noon. Nasaksihan ko kasi 'yong ilang beses na pagpapalit nito. Ngayon yata na-o-auto decline na ang online application lalo na at may recently declined application mapa-online o thru agent. Dati puwede kang mag-apply unlimited times. At 'yong iba nakakamit din ang matamis na oo ni Citi sa kakakulit thru numerous online applications. :D

    Hmm. Sige po! Maraming salamat ah! Sana nga ma approve. Hahaha :D
  • CRAZY4MCCRAZY4MC I Don't - 02032017 PExer
    Hmm. Sige po! Maraming salamat ah! Sana nga ma approve. Hahaha :D

    You're welcome. Tiwala lang. :)
  • echelon14echelon14 Member ✭✭
    CRAZY4MC wrote: »
    Hindi naman nasusunod 'yan. Basta maipakita mo lang thru your financial/employment/business documents na may capacity ka to pay, maa-approve din naman ang application mo. Kaya nga mas maganda rin kung may at least 1 year ka na reference CC. May pagbabasehan na kasi sila ng credit worthiness mo sa naging credit history mo. :)

    Ganun ba? Higpit kasi sa online app nila eh decline agad application ko once na hindi 1m yung nilagay ko sa income. Sa agent na lang siguro ako mag apply? Thanks sa input.
  • CRAZY4MCCRAZY4MC I Don't - 02032017 PExer
    echelon14 wrote: »
    Ganun ba? Higpit kasi sa online app nila eh decline agad application ko once na hindi 1m yung nilagay ko sa income. Sa agent na lang siguro ako mag apply? Thanks sa input.

    You're welcome. Yes, you can try mag-apply ng Citi CC sa agents nila sa malls. :)

    Nag-try ako (as in experiment lang) mag-apply online for a Citi Premier Miles pero 'di ko tinuloy. Kunyari hindi ako existing customer at wala akong existing CC from other banks. At least Php 250,000 ang annual income na nire-require. Ganoon din sa Citi Rewards at Citi Cashback.

    Kapag nag-click naman ako sa Citi Prestige, Citi Premier Miles ang nag-a-appear sa screen. After further checking sa Citi website, iba ang process ng application for Citi Prestige. Php85,000 ang monthly income requirement (Php 1,020,000 ang annual income requirement) para mag-proceed ang online application.
  • JaydeeliciosoJaydeelicioso Member PExer
    Of all my cards, citibank ang may fastest approval time. Applied July 10 no CI or whatsoever then approved July 14. Got my card yesterday. I used BDO Classic Visa as ref.
  • Of all my cards, citibank ang may fastest approval time. Applied July 10 no CI or whatsoever then approved July 14. Got my card yesterday. I used BDO Classic Visa as ref.

    Wow galing naman. Buti ka pa. August 19 ako nag apply online. Weekend rin naman kasi tapos holiday nung Monday... sana ma approve ako within the week. Ilang years na BDO Classic Visa mo?
  • KianCardKianCard Member
    Lagi akong declined dito.. Hahahahha

    Today may natanggap ako na text about application Id, probably ito yun application q sa agent sa mall.. expect a call daw within 3 banking days sana naman tawagan ako neto aba.. ..
    Do u think tatawag sila pah may notif na ganyan mga master????
  • CRAZY4MCCRAZY4MC I Don't - 02032017 PExer
    Of all my cards, citibank ang may fastest approval time. Applied July 10 no CI or whatsoever then approved July 14. Got my card yesterday. I used BDO Classic Visa as ref.

    Sa mga nababasa ko sa iba't ibang CC threads dito sa PEx, Citibank and Security Bank ang may fastest processing/evaluation at approval sa CC applications.
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