Maybank Pilipinas : Product Offerings

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Comments

  • emcee_008emcee_008 Member PEx Influencer ⭐⭐⭐
    edited May 2018
    Yes. Okay si Maybank. The services they offer are better than most of the PH banks (the mere fact na maliit palang sila dito, what more kapag full services pa ioffer nila). They are well established din kase in Malaysia, even in Singapore. One of the strongest banks in Asia sila. The only con for me is their new EMV card here in PH, it's not MC or Visa - I am planning to send an email to their customer service regarding this.

    Regarding their MakeTrade, I haven't tried it yet po.
  • piquanteyepiquanteye Member PEx Expert 🎖️
    emcee_008 said:
    Yes. Okay si Maybank. The services they offer are better than most of the PH banks (the mere fact na maliit palang sila dito, what more kapag full services pa ioffer nila). They are well established din kase in Malaysia, even in Singapore. One of the strongest banks in Asia sila. The only con for me is their new EMV card here in PH, it's not MC or Visa - I am planning to send an email to their customer service regarding this.

    Regarding their MakeTrade, I haven't tried it yet po.
    Thanks. it is okay na hinde MC or VISA at least you are not encourage to spend using your Maybank Debit card at least nakakasave ka. Oh by the way you can always use GCash or Paymaya naman or you can just use Maybank credit card instead if you have one.
  • Dark_PlaceboDark_Placebo Member PEx Rookie ⭐
    Tanong ko lang po, alam ko ung PDIC ay hanggang 500k lang. Pero eto lang kasi bangko na convenient for me.

    Is it safe to deposit more than 500k? Ive heard horror stories of bank closures
  • piquanteyepiquanteye Member PEx Expert 🎖️
    edited June 2018 Accepted Answer
    Okay naman MayBank.  malaysian bank sya with branch in the PH.  Wala naman balita na magsasara sila..  Ang alam ko mageexpand pa sila.  Pero kung taga NCR ka better stick with local banks like Eastwest Bank, UnionBank or Citibank or HSBC.

    If you are planning to go in stock market trading okay ang Maybank.  Maybank ATRKimEng is good trading platform.
  • piquanteyepiquanteye Member PEx Expert 🎖️
    You can also try the big 5.
    BDO, BPI,  Metrobank, Landbank,  PNB.

    Gusto mo ba convenience? Yung special ka pagdating sa branch?   Security Bank or Robinsons Bank you can try.
  • piquanteyepiquanteye Member PEx Expert 🎖️
    Pero kung gusto mo priority ka... Try Eastwest Bank Priority Banking..
  • IGXIGX Member PEx Rookie ⭐
    Age 20 ako takot ako mag deposit sa Maybank, may double your money sila in 3 years.  Then after 10 years naging double your money in 5 years, takot parin ako mag deposit.

    After another 10 years, 4% interest nalang PA, tsaka pa ako nagdeposit.  Wrong move.  Its a stable bank, sayang opportunity if you don't bank with Maybank.
  • piquanteyepiquanteye Member PEx Expert 🎖️
    Nasaan yung marketing flyers or link?  Verify and Validate natin yan.


  • IGXIGX Member PEx Rookie ⭐
    Punta ka sa Maybank magtanong ka doon
  • piquanteyepiquanteye Member PEx Expert 🎖️
    edited July 2018
    I dont have the time.  Wala din naman malapit na Maybank sa Makati CBD.. And mostly mga walang alam din mga kausap na branch tellers.. Hahaa..  If it is not declared sa Maybank website or marketing flyers pwede silang masilip ng Bangko Sentral and SEC. Unsafe and Risky banking practices are monitored. 
    If it is Maybank Time Deposit,  RTBs or LTNCD mas okay pa mag security bank,  ewb,  pnb or any local bank.



  • piquanteyepiquanteye Member PEx Expert 🎖️

    Save 'n Protect Savings Account

    Take peace of mind to a higher level. Get more from your savings. Enjoy free life insurance coverage* when you open a Save ‘n Protect Savings Account. *for a minimum ADB of P50,000

    What's It All About?

    You save for the future but the future holds a lot of uncertainties. Protect yourself with a unique savings account that provides you with free life insurance benefit* while your savings grow.

    And since you’re banking with Maybank – Malaysia’s largest bank and the 17th strongest bank in the world that’s comfort and peace of mind at a higher level.

    *Simply maintain P50,000 in ADB to enjoy this for free.



    Features
    • Comes with a free life insurance coverage equal to 2 times of previous month’s ADB.
    • Up to Php 1,000,000 maximum insurance coverage per account.
    • Up to Php 3,000,000 maximum insurance coverage for account holders with multiple accounts.
    • ADB to enjoy free insurance coverage is Php 50,000.
    • Monitor the funds through a passbook and access them with a regional ATM card which you can use at any Maybank ATMs in Malaysia, Singapore and Brunei free of charge!

    Interest rates*:

    • 0.25%
    • ADB required to interest: Php 20,000



    - So sino kaya ang Life Insurance underwriter???

  • piquanteyepiquanteye Member PEx Expert 🎖️

    ADDvantage 5-Year Time Deposit

    Enjoy maximum gains from your investment with this tax-free time deposit.


    What's It All About?

    A long term time deposit that gives your maximum yields on your investment.

    With a guaranteed fixed rate, tax-free and exempt from withholding tax (for individuals) your interest earnings are kept virtually intact.

    A sound product for the savy investor.


    Features
    • Minimum Placement: Php 50,000.00
    • Guaranteed fixed rate
    • Available term is 5 years plus 1 day
    • Interest credited to a Maybank Savings Account monthly or can be withdrawn upon maturity
    • Waived documentary stamp tax (unless pre-terminated by client)
    • Individual accounts are exempted from 20% withholding tax

    Interest Rate
    • 3.50% per annum.

    * Subject to change without prior notice.




  • piquanteyepiquanteye Member PEx Expert 🎖️

    Premier 1 Checking Account

    All you need in a checking account.

    What’s It All About?

    With tiered interest rates that allow you to earn higher interest when you have less withdrawals, free personal accident insurance, and multi-access through a checkbook and a regional ATM card, it’s more than your regular checking account.

    It has everything you need, because you deserve more.


    Features
    • Earn higher interest rates when you have fewer withdrawals per month.
    • Your account comes with a check book, a regional ATM card, record book, and monthly statement of account.
    • With free personal accident insurance valued at 5 times the previous month’s ADB or up to Php 1,000,000.
    • Free regional ATM card which you can use at any Maybank ATMs in Malaysia, Singapore, Cambodia and Brunei free of charge!


  • piquanteyepiquanteye Member PEx Expert 🎖️
    Deposit Rate sheet

    As of January 2018

    Savings Account

    ProductInterest Rates
    Classic Savings Account 0.25%
    Save'n Protect Savings Account 0.25%
    US Dollar Savings Account 0.25%

     

    Yippie & ImTeen Savings Account

    ADBInterest Rate
    5,000 - 199,999.99 0.25%
    200,000 & above 0.50%

     

    Maybank Premier 1 (MP1) for Individual

    Daily Ending Balance2 or more withdrawals1 withdrawalNo withdrawal
    Below 99,999 0.000% 0.000% 0.000%
    100,000 - 499,999 0.250% 0.900% 1.250%
    500,000 - 999,999 0.300% 0.950% 1.300%
    1,000,000 - 4,999,999 0.350% 1.000% 1.350%
    5,000,000 and Above 0.500% 1.150% 1.500%

     

    Maybank Premier 1 (MP1) for Non-Individual

    Daily Ending Balance2 or more withdrawals1 withdrawalNo withdrawal
    Below 99,999 0.000% 0.000% 0.000%
    100,000 - 499,999 0.250% 0.500% 0.750%
    500,000 - 999,999 0.300% 0.550% 0.800%
    1,000,000 - 4,999,999 0.350% 0.600% 0.850%
    5,000,000 and Above 0.500% 0.750% 1.000%

     

    Checking Account

    ProductInterest Rates
    Classic Checking Account 0.00%
    Business Checking Account 0.25%

     

    Time Deposit (Peso)

    Classic Time Deposit31 days60-90 days91-359 days
    25,000 - 49,999 0.750% 1.125% 1.250%
    50,000 - 999,000 0.875% 1.125% 1.250%
    1,000,000 - 4,999,999 1.000% 1.250% 1.375%
    5,000,000 & Above 1.125% 1.375% 1.500%

     

    Special Savings Account31 days60-90 days91-359 days
    50,000 - 999,000 0.875% 1.125% 1.250%
    1,000,000 - 4,999,999 1.000% 1.250% 1.375%
    5,000,000 & Above 1.125% 1.375% 1.500%

     

    ADDvantage Flex1 year2 year
    50,000 & Above 1.750% 2.125%

     

    ADDvantage Advance1 year
    50,000 & Above 1.750%

     

    ADDvantage Fixed / Plus5 year
    50,000 & Above 3.500%

     

    Time Deposit (Dollar)

    Amount of Placement30 days31-60 days61-90 days91-180 days181-360 days
    1,000 - 9,999.99 0.25% 0.25% 0.25% 0.50% 0.75%
    10,000 - 49,999.99 0.625% 0.75% 0.75% 1.00% 1.25%
    50,000 & Above 0.75% 1.125% 1.125% 1.250% 1.375%

     

    USD ADDvantage Advance

    Placement1 Year
    3,000 - 9,999.99 0.75%
    10,000 - 49,999.99 1.25%
    50,000 & Above 1.50%

     

    Note: Rates are subject to change without prior notice


  • hsusonhsuson Member PEx Influencer ⭐⭐⭐
    Maybank is the BDO of Malaysia
  • IGXIGX Member PEx Rookie ⭐
    hsuson said:
    Maybank is the BDO of Malaysia

    This is true.  You can find them anywhere.  I lived there for a few years.
  • taga_bukidtaga_bukid Member PEx Rookie ⭐
    edited July 2018
    If we combine the total assets of the top 3 PI banks mas malaki pa rin ang assets nang Maybank by about 50% or more. 
  • IronHandofJusticeIronHandofJustice Member PEx Guru 🎖️🎖️
    I dont have the time.  Wala din naman malapit na Maybank sa Makati CBD.. And mostly mga walang alam din mga kausap na branch tellers.. Hahaa..  If it is not declared sa Maybank website or marketing flyers pwede silang masilip ng Bangko Sentral and SEC. Unsafe and Risky banking practices are monitored. 
    If it is Maybank Time Deposit,  RTBs or LTNCD mas okay pa mag security bank,  ewb,  pnb or any local bank.



    Mataas talaga ang interest rates ng mga bangko dati. Parang 10 years ago, nasa 8% pa ata ang interest rate ng RCBC Savings. 


  • finance123finance123 Member PEx Rookie ⭐
    Maybank PH is launching iSave - zero maintaining balance, No ATM charge for withdrawal outside their network.

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