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American Express & Diners Club Cardmembers' Thread II

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Do you have an American Express [AMEX] or a Diners Club International [DCI] card? Want to have one? What are the benefits of having one? Why these cards are different from other card brands? Is it worthy to fill a slot in your wallet with American Express or Diners Club? Discuss it all here.

AMEX
IG: @americanexpress
PH Website: https://network.americanexpress.com/ph/en/homepage/
Hotline: (632) 81417

DCI
IG: @dinersclub
PH Website: https://www.dinersclub.ph/
Contacts: (632) 8879177 I [email protected]

Banco De Oro Unibank, Inc. is now the exclusive Issuer of both American Express and Diners Club International in an amazing and gorgeous island country called Republic of the Philippines. Philippine Franchise of AMEX was acquired from Equitable Card Network when BDO merged with Equitable-PCI bank in 2006 while DCI was selled from Security Bank in 2016.

American Express and Diners Club International have both segmented its market by brand loyalty and income and targets a higher-spending clientele.
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Established in 1850, American Express is a U.S. multinational financial services corporation and is best known for its credit card, charge card, and traveler's cheque businesses. It is the largest card issuer in the world based on purchase volume. It is the 4th largest card network in the world, based on the number of cards it has in circulation

Established in 1950 (a century after AMEX was founded), Diners Club International was the first independent credit card company in the world, and it established the concept of a self-sufficient company producing credit cards for travel and entertainment. DCI or Diners is under the Discover Financial Services, Inc.

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First Thread
AMEX: http://www.pinoyexchange.com/forums/showthread.php?t=769429
DCI: http://www.pinoyexchange.com/forums/showthread.php?t=537834

This is a merged thread for both AMEX and DCI Discussions Threads.
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Comments

  • Strong7PowerStrong7Power Member ✭✭✭✭
    Diners Club Credit Card Migration Advisory [#BV3BN]

    syugdv.jpg

    Another BDO Diners Club Credit Card again? To be issued starting August 15, 2017.

    Siguro, ang EMV Chip-compliant Diners Club credit card na ang ipapalit.
  • Strong7PowerStrong7Power Member ✭✭✭✭
    BDO Diners Club International NEW FEES and CHARGES starting October 1, 2017.
    Please be guided accordingly.

    2q1b4at.jpg

    Source: https://www.dinersclub.ph/advisory/
  • Strong7PowerStrong7Power Member ✭✭✭✭
    Philippine issued-AMEX cards.

    donxic.jpg
  • Strong7PowerStrong7Power Member ✭✭✭✭
    Itong question ko hindi exclusive sa Amex pero dito ko nalang itanong haha...

    Merong mga ibang restos dito na merong "tip" line yun merchant receipts nila like sa ibang bansa, I've never tried using it pero applicable ba yan dito sa atin?

    I always leave tips in cash, pero minsan kasi pag walang barya then gusto mag-iwan ng tip parang useful.

    Anyone knows what to answer therightone asks.
  • Strong7PowerStrong7Power Member ✭✭✭✭
    SPEND ANYWHERE: AMEX - The Bistro Group Promo 2017

    zy1w6.jpg
  • gibsonfangibsonfan Member ✭✭✭✭
    Anyone knows what to answer therightone asks.

    Sa ibang BDO POS meron nga tip line. Haven't tried it though.
  • gibsonfangibsonfan Member ✭✭✭✭
    Just received

    UQ8mqGp.jpg

    Medyo underwhelming din yung kit. Wala naman iniba compared to the standard cards. haha

    How does one go about requesting for a dollar charge card? Yung kausap ko sa hotline noon, parang di siya aware eh na may ganun. Akala niya yung normal centurion yung "Green card". Parang ok for me na may exclusively USD card para di nakakalito. Use the peso platinum for peso then the USD for the others. Kahit yung green nga lang eh. Wala ri masyado iniba yung Gold charge card eh. Sa online website ng AMEX, may application links for the green and gold pero mukhang magsusubmit ulit ng docs, which I don't want to do.

    Sa branch naman, I checked and may "others" na may blank sa ilalim ng AMEX. Ano kaya ipapasulat doon?
  • Strong7PowerStrong7Power Member ✭✭✭✭
    gibsonfan wrote: »
    Just received

    http://i.imgur.com/UQ8mqGp.jpg

    Medyo underwhelming din yung kit. Wala naman iniba compared to the standard cards. haha

    How does one go about requesting for a dollar charge card? Yung kausap ko sa hotline noon, parang di siya aware eh na may ganun. Akala niya yung normal centurion yung "Green card". Parang ok for me na may exclusively USD card para di nakakalito. Use the peso platinum for peso then the USD for the others. Kahit yung green nga lang eh. Wala ri masyado iniba yung Gold charge card eh. Sa online website ng AMEX, may application links for the green and gold pero mukhang magsusubmit ulit ng docs, which I don't want to do.

    Sa branch naman, I checked and may "others" na may blank sa ilalim ng AMEX. Ano kaya ipapasulat doon?

    Dati, mas maganda ang mga packages, per card type product. E ngayon, parang generalized na sa lahat ng cards e. Dati, sobrang hiwalay ang AMEX sa ibang BDO cards e.

    How does one go about requesting for a dollar charge card? Madali na makakuha yata niyan kapag AMEX Platinum Credit Cardmember ka na. Ussually, the BDO Head Office will offer you an IDC. Karamihan sa mga PEXers na nag-claim na may IDC sila ay inalok mismo ng Head Office.

    Akala niya yung normal centurion yung "Green card". Kung 6318000 ang unit na nakakausap mo, baka they're not aware of IDC. May separate contact center kasi ang AMEX Elite Cards and IDC. Sa BDO credit cards, "Centirion Green" ang nickname ng THE AMERICAN EXPRESS CREDIT CARD habang Centurion Gold at Platinum ang sa THE AMERICAN EXPRESS GOLD/PLATINUM CREDIT CARDS. Iyan ang term na ginagamit sa BDO. Do not be confused it with IDC.

    Sa branch naman, I checked and may "others" na may blank sa ilalim ng AMEX. Ano kaya ipapasulat doon? I guess, since that branch endorsement form is for Credit Cards and Personal Loan, ito ay para doon lang at hindi sa IDC. Kaya ang "others" blank ay para sa iba pang AMEX credit cards.

    Congratulations, gibsonfan, to your BDO/AMEX Elite Cards...
  • Strong7PowerStrong7Power Member ✭✭✭✭
    Dear BDO Credit Cards,

    Please give me an increase of additional 85,000-Peso CL for my AMEX Credit Card, so that I can upgrade now to AMEX Platinum Credit Card. Currently, I only have 365,000-Peso Limit in my AMEX.

    Sincerely,

    STRONG7POWER

    ---

    Congratulations, gibsonfan, to your BDO/AMEX Elite Cards...
  • therightonetherightone Member ✭✭✭
    SPEND ANYWHERE: AMEX - The Bistro Group Promo 2017

    http://i65.tinypic.com/zy1w6.jpg

    haha sayang to a... local spend lang kasama... pasok sana yun transaction ko sa SG last week!!
    gibsonfan wrote: »
    Sa ibang BDO POS meron nga tip line. Haven't tried it though.

    yun nga din ata nakita ko BDO POS. d ko maalala saan ko nakita pero nagulat ako may tip line. Iniisip ko lang pag nagsulat ka doon, ano gagawin nila iaadjust yun transaction kahit wala na yun card? hehe parang malabo pa :)
  • therightonetherightone Member ✭✭✭
    gibsonfan wrote: »
    Just received

    http://i.imgur.com/UQ8mqGp.jpg

    Medyo underwhelming din yung kit. Wala naman iniba compared to the standard cards. haha

    How does one go about requesting for a dollar charge card? Yung kausap ko sa hotline noon, parang di siya aware eh na may ganun. Akala niya yung normal centurion yung "Green card". Parang ok for me na may exclusively USD card para di nakakalito. Use the peso platinum for peso then the USD for the others. Kahit yung green nga lang eh. Wala ri masyado iniba yung Gold charge card eh. Sa online website ng AMEX, may application links for the green and gold pero mukhang magsusubmit ulit ng docs, which I don't want to do.

    Sa branch naman, I checked and may "others" na may blank sa ilalim ng AMEX. Ano kaya ipapasulat doon?

    Congrats sa elite card :)
  • Strong7PowerStrong7Power Member ✭✭✭✭
    DINERS: 25% OFF at 360 Fitness Club

    2mcvl6q.jpg

    Parang gusto ko ng mag-gym ulit ah. Kaso wala namang 360 Fitness Club dito.
  • Strong7PowerStrong7Power Member ✭✭✭✭
    SHARE.

    2vwa4pw.jpg

    I'm still eyeing for
    -AMEX Platinum Credit Card
    -AMEX CX Elite
    -Visa Platinum
    -JCB Platinum
    -CUP Diamond

    ---
    AMEX Platinum Credit Card, malapit ka na.
  • gibsonfangibsonfan Member ✭✭✭✭
    haha sayang to a... local spend lang kasama... pasok sana yun transaction ko sa SG last week!!



    yun nga din ata nakita ko BDO POS. d ko maalala saan ko nakita pero nagulat ako may tip line. Iniisip ko lang pag nagsulat ka doon, ano gagawin nila iaadjust yun transaction kahit wala na yun card? hehe parang malabo pa :)

    Haha! ako rin eh, puro internet/foreign ang papasok sana. Sayang din.

    Naisip ko nga rin noon, parang di nila maadjust after the fact (due to security reasons). Abroad, parang before they swipe yata sinusulat ang tip kung tama pagkaalala ko. I tried to use cash pa rin kasi nakakatakot kung mali pagbasa ng tip line baka malaki macharge.
  • gibsonfangibsonfan Member ✭✭✭✭
    Dati, mas maganda ang mga packages, per card type product. E ngayon, parang generalized na sa lahat ng cards e. Dati, sobrang hiwalay ang AMEX sa ibang BDO cards e.

    How does one go about requesting for a dollar charge card? Madali na makakuha yata niyan kapag AMEX Platinum Credit Cardmember ka na. Ussually, the BDO Head Office will offer you an IDC. Karamihan sa mga PEXers na nag-claim na may IDC sila ay inalok mismo ng Head Office.

    Akala niya yung normal centurion yung "Green card". Kung 6318000 ang unit na nakakausap mo, baka they're not aware of IDC. May separate contact center kasi ang AMEX Elite Cards and IDC. Sa BDO credit cards, "Centirion Green" ang nickname ng THE AMERICAN EXPRESS CREDIT CARD habang Centurion Gold at Platinum ang sa THE AMERICAN EXPRESS GOLD/PLATINUM CREDIT CARDS. Iyan ang term na ginagamit sa BDO. Do not be confused it with IDC.

    Sa branch naman, I checked and may "others" na may blank sa ilalim ng AMEX. Ano kaya ipapasulat doon? I guess, since that branch endorsement form is for Credit Cards and Personal Loan, ito ay para doon lang at hindi sa IDC. Kaya ang "others" blank ay para sa iba pang AMEX credit cards.

    Congratulations, gibsonfan, to your BDO/AMEX Elite Cards...

    Thanks for the detailed reply.

    That explains it. Parang di talaga aware ang hotline ng BDO for the charge cards. Ilan na rin nakausap ko about it. I wonder if meron nang naka apply online dito sa green/gold at nakakuha. Nung sinubukan ko, parang new card app ulit kaya nakakatamad.

    Yeah, baka di rin sila aware about the dollar cards. Subukan ko this week itanong sa BOA, just in case. Kung sakaling alam nila, try ko pa endorse. Ultimate goal pa rin yung Plat charge card and first step I guess talaga magka charge card.
  • gibsonfangibsonfan Member ✭✭✭✭
    SHARE.

    http://i65.tinypic.com/2vwa4pw.jpg

    I'm still eyeing for
    -AMEX Platinum Credit Card
    -AMEX CX Elite
    -Visa Platinum
    -JCB Platinum
    -CUP Diamond

    ---
    AMEX Platinum Credit Card, malapit ka na.

    Ganda rin ng dating ng titanium. Iba ba ang finishing/material niya?

    Buti pa sa US, AMEX platinum ay all metal na.
  • Jake 2.0Jake 2.0 TheBoyNextDoor ✭✭✭
    SHARE.

    http://i65.tinypic.com/2vwa4pw.jpg

    I'm still eyeing for
    -AMEX Platinum Credit Card
    -AMEX CX Elite
    -Visa Platinum
    -JCB Platinum
    -CUP Diamond

    ---
    AMEX Platinum Credit Card, malapit ka na.

    Wala na lang ako JCB Platinum hmmm pa card upgrade ko kaya si lucky cat
    For collection purposes lang naman lol
  • Strong7PowerStrong7Power Member ✭✭✭✭
    Loaner wrote: »
    I applied through online last week for platinum mc. Would you mind to share the cl?

    Just applied because of the 5 yrs waived af promo. 

    AF Issues? Ganyan ba kahirap i-reverse noon sa BDO?

    Kasi madali naman magpa-reverse ngayon ng BDO cards e, kadalasan instant reversal pa. I have 7 cards with them so far.

    Loaner wrote: »
    Meron ako Gold card before pero pina cancelled ko bec of the AF. Pero now may promo sila kaya nag apply ako. 

    CASH-IT-EASY
    This is open to pre-qualified Principal credit cardholders (again, take note, pre-qualified Principal credit cardholders) of MasterCard, Visa, Unionpay, JCB and The American Express Credit Card issued by BDO (“Cardholder”), whose accounts
    are active & current at the time of application and have received an SMS (“Communication”) from BDO about the Promo

    In short, (sad to say), this is NOT for everyone. It is ONLY for pre-qualified Principal credit cardholders who have received SMS/text.

    See the current promo: BDO 0.70% Cash-It-Easy Low Rate Promo
    https://www.clg.bdo.com.ph/documents/clg/Promo%20Mechanics%202017_CIE%200.70%25.pdf

    CASH-IT-EASY is different from EasyPay Cash, EasyPay Convert, and Cash Advances that are readily available as credit card features in an instant and BDO Simple Installment Card.
  • Strong7PowerStrong7Power Member ✭✭✭✭
    The Difference of AMEX and DINERS from other card networks

    The trickiest part of all this is the fact that two of the world’s largest card networks – American Express and Discover/Diners Club International – also works as the credit card issuers aside from partnering with other financial institutions. In other words, credit cards on the AMEX or DISCOVER/DINERS network are predominantly issued by American Express and Discover/Diners Club International respectively, while a card on the Visa or MasterCard network could be issued by a financial company like BDO, BPI, Metrobank, RCBC, PNB, or UnionBank, but NOT from Visa or MasterCard.

    AMEX and DINERS/DISCOVER caters to “exclusive” clients and consumers with higher credit scores. They are known for their efficient customer service.

    In other words, AMEX and DISCOVER/DINERS are both works as a card network/association and a card issuer.

    AMEX has its own Contact Center in the Philippines.

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  • SuperOnyxSuperOnyx Member ✭✭✭
    IMG_7190.jpg?fit=1024%2C1024px&ssl=1


    ^I don't get this design. Bakit putol yung border sa ilalim? Curious lang. :lol:
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