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UnionBank Credit Card Users Thread II


UnionBank Credit Card

http://www.pinoyexchange.com/forums/showthread.php?t=508961


Let's continue the discussions from the link above here on this new thread.
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Comments

  • CRAZY4MCCRAZY4MC I Don't - 02032017 PExer
    Extended pala til May 15 yung promo nila na FAFFL hehe..try ko din mag apply dito lol

    This is good news to those who do not have a UnionBank GetGo CC yet and are planning to apply for one. *okay*
  • eyeshield25eyeshield25 Member PExer
    CRAZY4MC wrote: »
    This is good news to those who do not have a UnionBank GetGo CC yet and are planning to apply for one. *okay*

    Apply lang ng apply ng makadami 😂ngayon pa lang ako nagsisimula ma-adik sa pangongolekta ng cc 😆
  • CRAZY4MCCRAZY4MC I Don't - 02032017 PExer
    Ryuuji wrote: »

    Mas klaro ang promo mechanics sa UnionBank. Sana nga UnionBank honors their word. Last year na FFLAF promo ako nag-apply. :)
  • shun15shun15 Member PExer
    Congrats! Nka 2nd thread na si Unionbank!
  • CRAZY4MCCRAZY4MC I Don't - 02032017 PExer
    shun15 wrote: »
    Congrats! Nka 2nd thread na si Unionbank!

    Malamang dahil sa FFLAF promo. :D :lol:
  • s1ck0s1ck0 Member PExer
    Kung hindi dahil sa FFLAF hindi dadami interesado sa UB CC.

    Parang me nabasa ako dati dito sa PEX na isa ang UB sa mga mahigpit pagdating sa approval ng CC.

    Pero pagdating dito sa getgo eh maluwag na sila...
  • CRAZY4MCCRAZY4MC I Don't - 02032017 PExer
    s1ck0 wrote: »
    Kung hindi dahil sa FFLAF hindi dadami interesado sa UB CC.

    Parang me nabasa ako dati dito sa PEX na isa ang UB sa mga mahigpit pagdating sa approval ng CC.

    Pero pagdating dito sa getgo eh maluwag na sila...

    Mahigpit na kasi rin ang competition sa dami ng bangkong nag-o-offer ng FFLAF CCs. Kaysa siguro mapag-iwanan sila ng ibang bangko, ibinigay na nila ang kagustuhan ng potential clients.
  • leedongwookleedongwook Member ✭✭
    Itong cc na ito ang pinaka pangit ang timing ng application ko. Hindi ako umabot sa pinaka una nilang free for life promo tapos too early naman dun sa free tickets. Hindi tuloy ffl yung cc ko 🙁 gusto ko pa naman yung rewards system nito. Ipapacut ko na lang yung card pagdating ng anniversary tutal naman im a citizen of pex eh abang na lang ulit ako kung kailan magkaron ng ffl promo ulit si ub. Congrats sa mga nakakuha ng ffl. Spread the ub love haha.
  • shun15shun15 Member PExer
    Isama na din nila UB yung pagdagdag ng mga partner merchants nila para sa 0% installment nila.hehehe
  • nakakuha nako last march 25, 2017 ng free annual fee for life na getgo. ngayon parang gusto ko rin nung regular cc nila kahit classic visa lang kasi parang maganda nga yun rewards system ng ub. pwede na kaya mag request ng second card? or wait na lang siguro ako magkaron sila ng free for life promo ng regular cc ng ub..
  • CRAZY4MC wrote: »
    Malamang dahil sa FFLAF promo. :D :lol:

    malamang. dati bagal ng mga responses dito sa ub thread eh inaabot ng days to weeks haha
  • CRAZY4MCCRAZY4MC I Don't - 02032017 PExer
    MaCorie28 wrote: »
    May question lang ako... pag may existing Unionbank ka na, need pa maghintay ng 1 year bago makapagapply ng new credit card? May Unionbank Gold na ko 6 months old pa lang, pero gusto ko talaga ng GetGo Gold. Pwede na ba applyan yon? Good payer ako at good user din. As in maxed out talaga yung card pero fully paid before due date😅

    Wala naman yatang ruling si UnionBank sa existing CC holders na nagbabawal na mag-apply ng another UB CC/s within a year of first approved CC application.


    Kaya lang kung ang habol mo ay 'yong FFLAF promo ng UB GetGo CC, mukhang malabo na ma-qualify ka na since existing UB CC holder ka na.

    As per the promo mechanics of this link:
    https://www.unionbankph.com/personal/credit-cards/promos/169-personal/credit-cards/promos/1298-free-for-life-annual-fee-promo-mechanics


    Free for Life Annual Fee Promo Mechanics

    Enjoy waived annual fees for life when you apply for a Cebu Pacific GetGo Credit from March 1 to May 15, 2017.

    1. The Free for life annual fees (“the promo”) will run from from March 1 to May 15, 2017 (“promo period”).
    2. The promo is open to all principal new-to-bank Cebu Pacific GetGo Credit Card applicants with applications made within the promo period and subsequently approved.
    3. To qualify for the promo, each application must be completely filled out and submitted. Once submitted, the applicant receives an auto-email notification confirming the receipt of the application.
    4. The following applications are not qualified:
    Applications for the other UnionBank credit card types.
    Existing Cebu Pacific cardholders applying for a second credit card.
    Applicants with declined applications from May 23, 2016 onwards.
    Applications that are not completed (valid ID and documentation requirements) during the promo period.
    5. Applications are subject to verification and evaluation. UnionBank reserves the right to decline, terminate and cancel applications.
    6. All queries regarding eligibility to the promo shall be directed to UnionBank’s Customer Service at (02)841-8600 or if outside Metro Manila 1-800-1888-2277 (PLDT Landline).
    7. Employees of UnionBank, its advertising agency and participating outlets including their relatives up to second degree of consanguinity or affinity are disqualified from joining the promotion.
    8. This promo cannot be used in conjunction with any other existing promos.

    Per DTI-FTEB Permit No. 1591 Series of 2017. Promo extended until May 15, 2017.
  • CRAZY4MCCRAZY4MC I Don't - 02032017 PExer
    In fairness, mas nauna pa magpadala si UB GetGo ng eSOA kaysa kay Citi kahit una ang cutoff ni Citi kay UB.
  • pinoyunlipinoyunli Nurse Specialist PExer
    gaano katagal ang approval process ni unionbank sa CLI per experience ninyo manga ka pex?
  • CRAZY4MCCRAZY4MC I Don't - 02032017 PExer
    pinoyunli wrote: »
    gaano katagal ang approval process ni unionbank sa CLI per experience ninyo manga ka pex?

    Parang 5-7 business days lang yata, may result na ang CLI request.
  • pinoyunlipinoyunli Nurse Specialist PExer
    CRAZY4MC wrote: »
    Parang 5-7 business days lang yata, may result na ang CLI request.


    paano mo nalalaman if approve na? do you need to call? or merong text notification?
  • CRAZY4MCCRAZY4MC I Don't - 02032017 PExer
    pinoyunli wrote: »
    paano mo nalalaman if approve na? do you need to call? or merong text notification?

    Mostly pina-follow up ng mga nag-request na ng CLI sa unang thread para malaman kung approved or not. Puwede mo rin sigurong i-email. Kaya lang siyempre ang response time, mas matagal.
  • casamayorcasamayor Member PExer
    pinoyunli wrote: »
    gaano katagal ang approval process ni unionbank sa CLI per experience ninyo manga ka pex?

    My first cli experience last month, from the day I requested inabot ng almost 10 banking days and 1 status followup (with a reference #). On the 2nd follow up nagreklamo na ako and nag reason out kunwari na gagamitin ko on travel expenses this holyweek and i demanded result since ang tagal na ng request.

    The csr held the line as he spoke to a higher officer and after a minute came back to me and said na yung request will be granted pero yung requested amount of cli ay hindi daw kaya and ok lang ba if ganitong amount na lang instead. Tinanggap ko naman.

    They sought a reference card with a higher cl and I used bdo. I also knew that unionbank is very hands-on as lahat ng requests ko from finance charge reversal and cli is dinedesisyonan agad while I am on hold sa other line thru their higher officers. Sa union, metrobank and citibank lang ako naka experience ng ganun on the spot approval of request, albeit minsan on the 2nd followup nga lang at medyo demanding na yung tono.
  • CRAZY4MCCRAZY4MC I Don't - 02032017 PExer
    may installment pa ako dito hanggang oct this year. pwede kaya na i full payment ko na this month? then ipa cut na si UB getgo? Hindi kasi ako nakasama sa promo nila na free annual fee. Malaki pa nmn af  Or need ko pa itwag sa csr regarding sa installment ko?

    Magkakaroon ng termination fee. Yes, call the hotline regarding your decision to settle the installment in full this month and have the CC cancelled altogether.
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