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BDO Credit Card Users Thread III

Matapos ang mahigit isang taon, naging madrama ang BDO Credit Card Users Thread II

Ituloy natin ang talakayan sa bagong forum thread na ito.


BDO Credit Card Users Thread I
http://www.pinoyexchange.com/forums/showthread.php?t=373040

BDO Credit Card Users Thread II
http://www.pinoyexchange.com/forums/showthread.php?t=764010


Related BDO Products Forum Thread:

American Express Users Thread
http://www.pinoyexchange.com/forums/showthread.php?t=769429

Diners Club Credit Card
http://www.pinoyexchange.com/forums/showthread.php?t=537834

BDO Depositors Thread
http://www.pinoyexchange.com/forums/showthread.php?t=618519

Thank You.
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Comments

  • Strong7PowerStrong7Power Member ✭✭✭✭
    jumag27 wrote: »
    BPI CC 45k reference ko at dati akong depositor nila i have BDO Rewards sapphire since 2010. Last year lang ako humiwalay sa kanila at lumipat sa BPI peru natapatan kung branch na BPI pangit yung service kaya pina cut ko yung BPI CC ko last week baka kako doon yun naging dahilan . Next time na lang o waiting sa preapproved nila.

    Ah ganun ba. Naging Sapphire Rewards Card holder ka pa naman.

    Sana lang kinausap mo ang branch manager mo dati sa BDO at agad nagpaendorso.
  • johnken005johnken005 Member PExer
    First Page Post! Yeah!

    Ask ko lang po, kapag nag-apply ako for another card, possible ba na separate limit na yun sa existing cards ko?

    And panu malalaman if approved? Nag-apply ako online, nagpasa docs, na verification CI at nabasahan narin ng terms, in process na daw po.
  • Strong7PowerStrong7Power Member ✭✭✭✭
    johnken005 wrote: »
    First Page Post! Yeah!

    Ask ko lang po, kapag nag-apply ako for another card, possible ba na separate limit na yun sa existing cards ko?

    And panu malalaman if approved? Nag-apply ako online, nagpasa docs, na verification CI at nabasahan narin ng terms, in process na daw po.

    In case you are issued two (2) or more BDO Credit Cards, BDO may, at its sole discretion, give a separate Credit Card Limit for each of the card issued or a consolidated Shared Credit Limit (SCCL) for all such cards.
    Source: https://www.bdo.com.ph/support-topics/credit-cards/what-credit-card-limit-and-shared-credit-card-limit

    ---

    Pwedeng separate, pwedeng shared limit.

    Call Customer Service. Hindi kasi nagno-notify ang BDO.
  • johnken005johnken005 Member PExer
    In case you are issued two (2) or more BDO Credit Cards, BDO may, at its sole discretion, give a separate Credit Card Limit for each of the card issued or a consolidated Shared Credit Limit (SCCL) for all such cards.
    Source: https://www.bdo.com.ph/support-topics/credit-cards/what-credit-card-limit-and-shared-credit-card-limit

    ---

    Pwedeng separate, pwedeng shared limit.

    Call Customer Service. Hindi kasi nagno-notify ang BDO.

    Sige po, will do next week. Sana separate limit, o di kaya, kalimutan ko nalang at magpakabusy nalang para sa Pasko :lol:
  • emdoze12emdoze12 Member ✭✭
    Magsecured cc na lang muna ko, hirap mag apply ng cc lalo na pag first timer.
  • CRAZY4MCCRAZY4MC I Don't - 02032017 PExer
    Ang mga natatanging gustong card reference ng BDO ay BPI, MCC, CITI, at HSBC lamang.

    O di kaya'y mag-impok ka ng malaking halaga sa BDO at magpaendorso matapos ang anim na buwan.

    'Di puwedeng 3 months? :D

    May BPI pa at Citi ako. ;)
  • Strong7PowerStrong7Power Member ✭✭✭✭
    CRAZY4MC wrote: »
    'Di puwedeng 3 months? :D

    May BPI pa at Citi ako. ;)

    Actually, depende talaga sa BDO Branch kung ie-endorse ka nila o hindi.

    Kahit kaka-open lang o isang buwan pa lang ang SA, pwede rin naman. Basta ba sobrang laki ng deposito e.
  • CRAZY4MCCRAZY4MC I Don't - 02032017 PExer
    Actually, depende talaga sa BDO Branch kung ie-endorse ka nila o hindi.

    Kahit kaka-open lang o isang buwan pa lang ang SA, pwede rin naman. Basta ba sobrang laki ng deposito e.

    Size of the deposit is in the eye of the beholder. :D :lol:
  • jumag27jumag27 Member PExer
    Ah ganun ba. Naging Sapphire Rewards Card holder ka pa naman.

    Sana lang kinausap mo ang branch manager mo dati sa BDO at agad nagpaendorso.
    Kaya nga , next year na lang uli. Salamat sa denied BDO 😂😂
  • Jake 2.0Jake 2.0 TheBoyNextDoor ✭✭✭
    Wow new thread na naman ulit
  • Hi there! I got my bdo classic visa 6 weeks ago and just today I received a shopmore mastercard.

    1. How do I determine kung shared ang credit limit ko?

    2. If I decide not to activate my shopmore puwede ko bang gamitin yung sm advantage card that came with it?

    3. If I choose to not activate si shopmore can I keep it and activate it in the future, may expiration ba ang pag activate ng shopmore?

    Salamat sa pag sagot!
  • FooTangNaFooTangNa Member PExer
    Anyone po.. Lalo na yung mga naka-experience na.. Pag naging 2,500 na yung emerald points ko.. do i need to call them para ipaalam ko at para mapabilis ang conversion to sapphire at para mai-mail agad? Or automatic talaga na pag qualified ka na for next tier e kikilos sila agad agad para padalhan ka ng bagong upgraded na sapphire? Salamat po sa sasagot! :)
  • Strong7PowerStrong7Power Member ✭✭✭✭
    FooTangNa wrote: »
    Anyone po.. Lalo na yung mga naka-experience na.. Pag naging 2,500 na yung emerald points ko.. do i need to call them para ipaalam ko at para mapabilis ang conversion to sapphire at para mai-mail agad? Or automatic talaga na pag qualified ka na for next tier e kikilos sila agad agad para padalhan ka ng bagong upgraded na sapphire? Salamat po sa sasagot! :)

    Sa karanasan ko, automatic akong pinadalhan kahit hindi pa tapos ang evaluation period.

    Kung naabot mo naman ang 2,500points, pwede ka rin namang mag-request na.
  • Sir strong7power baka **** masagot mo to..I got my bdo classic visa 6 weeks ago and just today I received a shopmore mastercard.

    1. How do I determine kung shared ang credit limit ko?

    2. If I decide not to activate my shopmore puwede ko bang gamitin yung sm advantage card that came with it?

    3. If I choose to not activate si shopmore can I keep it and activate it in the future, may expiration ba ang pag activate ng shopmore?
  • Strong7PowerStrong7Power Member ✭✭✭✭
    Sir strong7power baka **** masagot mo to..I got my bdo classic visa 6 weeks ago and just today I received a shopmore mastercard.

    1. How do I determine kung shared ang credit limit ko?

    2. If I decide not to activate my shopmore puwede ko bang gamitin yung sm advantage card that came with it?

    3. If I choose to not activate si shopmore can I keep it and activate it in the future, may expiration ba ang pag activate ng shopmore?

    1.To check if your credit card account is under the Shared Credit Card Limit, your Total Customer Limit should be equal to your Credit Card Limit (as indicated on your card carrier).

    To Illustrate:
    Credit Card Limit: P150,000
    Total Customer Limit: P150,000

    Source: https://www.bdo.com.ph/support-topics/credit-cards/what-credit-card-limit-and-shared-credit-card-limit

    2. Yes. Until its expiration period. (Based on my mother's situation: Cancel na ang ShopMore, pero iyong naka-link na SMAC ay nagagamit niya pa.)

    3. IMHO, walang expiration (For Activation kasi) unless "cancel" ang status ng card at bibigyan ka pa ng BDO ng 6 months na palugit kung gusto mong ipa-reactivate.
  • Strong7PowerStrong7Power Member ✭✭✭✭
    dzeemm wrote: »
    Why not. Si @jake, parang yang poon. Naghihimala ang pawis nyan. Patron saint ng mga CC.
    bespaano wrote: »
    Dapat yata makapag punas ako ng pawis ni master jake baka sakaling mabiyayaan ako 

    Hala teka po wala po ako sinabing platinum hahahaha wala po ako ni isang platinum, kahit gold wala hahaha wala po akong pera 
    Grabe naman si @dzeemm!

    Ako? Magaling? Endorser ng AMEX? Nahiya naman ako!

    Well, mas magaling si JAKE2.0, more than a million na ang TCL niya sa BDO.

    Ang AMEX, bilang first ever credit card ko at bank-initiated while studying in college that time, ang naging susi upang magbukas ng mga bagong kandado sa kalawakan ng mga "perang plastik."

    Ang hirap daw kasi makakuha ng AMEX kaya approved agad sa iba (knowing BDO don't share info to other banks).

    Ang approval, nadadaan lang iyan sa dasal.
    Jake 2.0 wrote: »
    Nagback thread ako dami kong tawa sa inyo lol

    Yun oh, tumatawa na lang si Jake.

    Yamanin sa Credit Line.
  • cilantro IIIcilantro III Member ✭✭✭
    johnken005 wrote: »
    First Page Post! Yeah!

    Ask ko lang po, kapag nag-apply ako for another card, possible ba na separate limit na yun sa existing cards ko?

    And panu malalaman if approved? Nag-apply ako online, nagpasa docs, na verification CI at nabasahan narin ng terms, in process na daw po.

    same here ganyan na ganyan din nangyari sakin kaya meron nako susundan ang application. meron ba sinabi sayo yun csr about application ID or something? sakin kasi parang wala. basta ag sabi nya 15-21 banking days daw processing. thanks in advance.
  • johnken005johnken005 Member PExer
    same here ganyan na ganyan din nangyari sakin kaya meron nako susundan ang application. meron ba sinabi sayo yun csr about application ID or something? sakin kasi parang wala. basta ag sabi nya 15-21 banking days daw processing. thanks in advance.

    Yup, wala rin sakin binigay na applocation ID, kaya di ko rin aure panu ichecheck, kasi kapag natawag ako sa CSR, ang nakikita nila is yung old application ko (which is declined).

    Panu kaya pwede gawin?
  • knipydvoknipydvo Member PExer
    pag walang application ID na ibinigay considered declined na ba?
  • emdoze12emdoze12 Member ✭✭
    knipydvo wrote: »
    pag walang application ID na ibinigay considered declined na ba?

    15th banking days ko na ***** wala pa rin akong application id. . Tsaka ang pagkakabasa ko sa mga previous thread matagal ang proseso ni bdo
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