TIPS: Investing for a College Students and Young Pro

ninja.sgninja.sg Member PEx Influencer ⭐⭐⭐
Hi guys, ginawa ko ang thread na to para sa mga nasa age ko na 21 na gusto nang matutong maginvest.

As of now, I have 10k, ipon mula sa 1 year na pagttrabaho. Bali I have a good job and a bad salary.
kaya kelangan ko gumawa ng paraan para mapalago ko yung pera ko para in the near future meron akong madudukot.

Sinubukan ko na pong magbasa basa ng mga iba't ibang articles, pero wala talaga akong maintindihan.

I really want to invest, not just for me, but for my family.
sa mga professionals na po, What can i do to my 10k? Mapapalago ko po ba yun? Thank you Guys.
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Comments

  • greenb0igreenb0i Member PEx Influencer ⭐⭐⭐
    ninja.sg wrote: »
    Hi guys, ginawa ko ang thread na to para sa mga nasa age ko na 21 na gusto nang matutong maginvest.

    As of now, I have 10k, ipon mula sa 1 year na pagttrabaho. Bali I have a good job and a bad salary.
    kaya kelangan ko gumawa ng paraan para mapalago ko yung pera ko para in the near future meron akong madudukot.

    Sinubukan ko na pong magbasa basa ng mga iba't ibang articles, pero wala talaga akong maintindihan.

    I really want to invest, not just for me, but for my family.
    sa mga professionals na po, What can i do to my 10k? Mapapalago ko po ba yun? Thank you Guys.

    Engage in business. Kahit 10k na puhunan pwede lumago. Yun nga lang, it requires a lot of effort kasi need mo imonitor yung business na itatayo. Kung gusto mo naman na petiks lang, invest mo sa stocks/bonds yung pera mo.
  • ninja.sgninja.sg Member PEx Influencer ⭐⭐⭐
    greenb0i wrote: »
    Engage in business. Kahit 10k na puhunan pwede lumago. Yun nga lang, it requires a lot of effort kasi need mo imonitor yung business na itatayo. Kung gusto mo naman na petiks lang, invest mo sa stocks/bonds yung pera mo.
    Thank you po for replying

    yun po yung gusto kong matutunan yung pagiinvest sa stocks/bonds.
  • greenb0igreenb0i Member PEx Influencer ⭐⭐⭐
    ninja.sg wrote: »
    Thank you po for replying

    yun po yung gusto kong matutunan yung pagiinvest sa stocks/bonds.

    I suggest attend ka ng seminar ng COL sa Ortigas. Basic seminar about stock investments. Then pwede ka na din magopen ng account.

    Btw, I'm not affiliated with COL. Yun lang ang alam ko na nagkoconduct ng seminars regarding stocks.
  • ninja.sgninja.sg Member PEx Influencer ⭐⭐⭐
    greenb0i wrote: »
    I suggest attend ka ng seminar ng COL sa Ortigas. Basic seminar about stock investments. Then pwede ka na din magopen ng account.

    Btw, I'm not affiliated with COL. Yun lang ang alam ko na nagkoconduct ng seminars regarding stocks.

    Thank you sir, hopefully may magreply pa, :) Thank you sir
  • SoulExchangeSoulExchange 青春フールパワー PEx Expert ⭐⭐⭐⭐
    Maraming groups sa fb na nag-uusap tungkol sa stocks. You might want to "get involved" there.

    Here are some.. In case na hindi mo pa alam...

    https://www.facebook.com/groups/theglobalfilipinoinvestors
    https://www.facebook.com/groups/tradersapprentice

    Of course, don't just rely on their "hype". Basa basa. Search search.
  • ninja.sgninja.sg Member PEx Influencer ⭐⭐⭐
    Thank you sir! :)
  • Strong7PowerStrong7Power Member PEx Moderator
    ninja.sg wrote: »
    I really want to invest, not just for me, but for my family.
    sa mga professionals na po, What can i do to my 10k? Mapapalago ko po ba yun? Thank you Guys.

    ***(A) ENGAGE IN BUSINESS
    For easy cash flow

    Remember...
    1. Be knowledgeable before entering in any kind of business.
    2. You must have passion to the business that you want to enter
    3. Be creative and innovative. Don’t copy.
    4-7 You must have structure, strategy, systems, and sales.

    *** (B) OR: ENGAGE IN ("LEGITIMATE") INVESTMENT
    But I advise the option B if you have plenty of money. Kasi it takes time, even more long years. Medyo risky na ito. Pwedeng maging "gambling" ito kapag hindi pinag-aralang mabuti. You can consider this "Investment" if you really study this kind of business.

    -Make long-term investment (retirement plan, educational fund)
    -Invest on speculative stocks and high-risks investments

    Start small, DREAM BIG. Think small, THINK BIG. Don't worry, Have Faith.
  • edgenikeedgenike See me Rollin' they Hatin' PEx Veteran ⭐⭐
    Maybe if you want business, go on what is your interests, likes... Mas ma enjoy mo yung business if those are your likes & interests.
  • ninja.sgninja.sg Member PEx Influencer ⭐⭐⭐
    Ang mahirap lang po kasi sir eh kelangan ng continuous management and effort dun.. 1 year palang po kasi ako sa trabaho, and syempre ang hirap haha pero hindi naman po ako sumusuko. Narealize ko lang po talaga na hindi ako tatagal sa kalakaran na ganito but i'm willing to have experiences.
    As of now, ang naiisip ko lang kasi na magandang business is Tindahan, which is commonly ang kita is ranging from 400-500 a day
  • wafudanowafudano Young Investor PEx Influencer ⭐⭐⭐
    ninja.sg wrote: »
    Ang mahirap lang po kasi sir eh kelangan ng continuous management and effort dun.. 1 year palang po kasi ako sa trabaho, and syempre ang hirap haha pero hindi naman po ako sumusuko. Narealize ko lang po talaga na hindi ako tatagal sa kalakaran na ganito but i'm willing to have experiences.
    As of now, ang naiisip ko lang kasi na magandang business is Tindahan, which is commonly ang kita is ranging from 400-500 a day

    business or equities pwede, parehas lalago ang pera mo dyan basta pag aralan mo muna mabuti bago mo pasukin.

    Business - sa 10k mo madami pwede pasukin dyan tulad ng eload biz and etc. pero bago mo pasukin pag aralan mo muna.

    Equities/Bonds - mas maganda ipasok mo ang pera mo sa equities or bonds kaysa ilagay mo sa savings account sa bank mas malaki interest. There are equities/bonds na hindi mo pwede kuhain ang pera mo within the time frame pero meron na ngayon mga UITF na anytime pwede mo kunin just inquire to any banks in the PH.

    Stock/Forex trading - Stock market pwede din, posible kang kumita ng malaki dito at syempre posible ka din malugi ng malaki dahil ang stock market ay high volatile/high risk investment. meron din forex trading same lang ng stock market pero mas mabilis kumita at mas mabilis malugi dito. in short mas volatile sa stock market.
    NOTE: read and research first bago ka pumasok sa stock/forex trading at kailangan updated ka dito palagi at madalas mo alam ang mga current news lalo na sa economy and business dahil ang pera mong pinaghirapan pwedeng mawala in just a split of a second. If you want to take risk go for it but remember aral muna bago pumasok dahil madaming pumapasok dito ng hindi pinag aaralan ayon nalugi kinain ng market ang pera hanggang huminto na sa pagtrading.


    Tip: kung ikaw ang tipong tao na walang time dahil sa work mo e loaded, go for mutual fund, trust fund, bonds etc. dahil ang bank fund manager na bahala sa pera mo pano ito lalago. pero kung ikaw ay madaming oras at mahilig ka magbasa at magresearch pwede mo pasukin ang stock market at forex trading or start your own business!
  • Hi Newbie din ako sa investment.
    Gusto ko ding magbusiness kaso di ko alam ano ibubusiness ko.
    Last wednesday, nagpunta ako ng BPI, tinanong ko yung UITF at nag apply ako. 10k ang hinulog ko. Friday, lumabas na sa online account ko yung investment option. Dito muna ako mag uumpisa hanggang matry ko ang ibang investment.
  • MaCorie28MaCorie28 Member PExer
    Stocks or bond investment, pwede din sa mutual fund ng banks. Meron akong nabasa sa Metrobank na Metro Aspire Feeder Funds, 5,000 lang ang initial investment. Interested din akong subukan yon. Subukan mong mag-inquire.
  • ninja.sgninja.sg Member PEx Influencer ⭐⭐⭐
    Thank you sa mga replies niyo po :D
  • ninja.sgninja.sg Member PEx Influencer ⭐⭐⭐
    diba sir lahat naman po ng investment may risk na biglang mawal dahil nalugi?
  • MaCorie28MaCorie28 Member PExer
    ninja.sg wrote: »
    diba sir lahat naman po ng investment may risk na biglang mawal dahil nalugi?

    Yes lahat naman nalulugi. Kahit super laking company pwedeng malugi anytime sa isang pagkakamali lang. Basta wise decision at meron kang honest financial advisor na nakapaligid sa'yo, mas maliit ang chance na malugi ka. You can seek help from Financial advisor, they can help you. Alam ko meron dito sa pex. O kung may kilala kang may alam sa investments, bond, stock investments etc para free na ang service lol.
  • archeemacalintalarcheemacalintal Mobile 09088630558 PEx Rookie ⭐
    Good day sir!

    If you are still looking for investment to grow your money bigger compared to the bank and you are not yet that expert to risk your hard earned money on the stock market directly, you may want to consider the help of expert like professional fund managers that can help you grow your money on stock market. We are licensed financial advisor & consultant with Pru Life UK and you may want to consider investing your hard earned money to the experts on Philippine stock market with our professional fund managers of Pru Life UK and get bonus of life insurance and protection up to Php 1million or higher (incase of unexpected- which we do not want to happen) even for as low as Php 3k monthly investment. Interesting for you? Please don't hesitate to call us and we can set an appointment and meeting to discuss.

    Thank you!
    Archee/Maricel Macalintal
    Licenced Financial advisor/consultant
    Mobile: 09088143836
    Pru Life UK Ortigas Pasig Branch
  • abbyalegreabbyalegre Member PExer
    Hi! I suggest na maginvest ka with insurance. I am a financial solutions advisor and I can help you plan for your future so that you can live your best life today. :)
  • YOEPHYOEPH Member PExer
    Yes pwede kang mag invest sa stock market. Kung gusto mong matutunan kung paano mapapalago ang pera mo, attend ka ng free webinar sa linggo at si Mr. Edward K. Lee mismo ang magsasabi ng mga strategies. Libre lang to. Register here bit.ly/Stockmarketwebinar
  • MoonStruckMoonStruck Sintunadong Rakista PEx Influencer ⭐⭐⭐
    Ninja, sa BDO try mo. You can start with as low as 1k a month sa mga UITF stocks nila. You don't even need to apply sa branch as long as may account online ka na.

    https://www.bdo.com.ph/personal/trust-and-investments/easy-investment-plan
  • emjhay2355emjhay2355 Member PEx Veteran ⭐⭐
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