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Equicom Credit Card (Equitable/Equicom, the Pioneer CC Issuer)

SuperOnyxSuperOnyx PEx Influencer ⭐⭐⭐
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I recently reapplied for an Equicom Credit Card. My agent explained that the credit card now comes with an accompanying "Gift Card" which will earn 1 peso point for every 300 peso spend anywhere. This rewards program is similar to that of BDO Shop More MasterCard with SM Advantage Card. But unlike the SM Advantage Card which can only be used in SM Retail Affiliates and SM Advantage partner establishments, the Equicom Gift Card can be used anywhere were Visa is accepted. I hope I'll get approved.


Equicom Credit Card's Unique Features and Benefits:
* Dual Currency Billing. Get two credit limits in one credit card; a Peso for your local purchases and a Dollar limit for all your purchases abroad.
* Super Check Facility. A super convenient payment alternative exclusive to your Equicom Credit Card. Let’s you issue checks up to 100% of your Card’s available credit limit. A low service fee of 1.5% for every check issuance applies.
* Payment Deals. Enjoy a separate credit limit for your installment purchases. Have the option to purchase on installment at participating merchants or convert all your straight purchases to easy installment payment schemes at very affordable rates.
* Auto Bills Facility. Enjoy the convenience of paying your monthly bills in just one step. Let Auto Bills consolidate every bill into one by charging it to your Equicom Credit Card.
* Convenient Payment Centers. Settle your Equicom Credit Card balances through over-the-counter at any Equicom Savings Bank branch, through Equicom Auto Debit Facility, Mobile Banking Facility or through accredited payment centers nationwide.

Equicom Credit Card Payment Centers:
Bayad Center (Peso Payment)
Banco De Oro (BDO) (Peso Payment)
Bank of Commerce (Peso and Dollar Payments)
Equicom Savings Bank (Peso and Dollar Payments)
Robinsons Savings Bank (Peso and Dollar Payments)
United Coconut Planters Bank (UCPB) (Peso Payments)


Equicom Savings Bank, Inc. (EqB) is a duly licensed thrift bank belonging to the Equicom Group of Companies, a diversified conglomerate composed primarily of companies in information technology, healthcare and financial services.

Website link: http://www.equicomsavings.com/
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Comments

  • JeffreyKoJeffreyKo PEx Veteran ⭐⭐
    SuperOnyx wrote: »
    http://i50.tinypic.com/mw46r5.jpg



    I recently reapplied for an Equicom Credit Card. My agent explained that the credit card now comes with an accompanying "Gift Card" which will earn 1 peso point for every 300 peso spend anywhere. This rewards program is similar to that of BDO Shop More MasterCard with SM Advantage Card. But unlike the SM Advantage Card which can only be used in SM Retail Affiliates and SM Advantage partner establishments, the Equicom Gift Card can be used anywhere were Visa is accepted. I hope I'll get approved. :)


    Equicom Credit Card's Unique Features and Benefits:
    * Dual Currency Billing. Get two credit limits in one credit card; a Peso for your local purchases and a Dollar limit for all your purchases abroad.
    * Super Check Facility. A super convenient payment alternative exclusive to your Equicom Credit Card. Let’s you issue checks up to 100% of your Card’s available credit limit. A low service fee of 1.5% for every check issuance applies.
    * Payment Deals. Enjoy a separate credit limit for your installment purchases. Have the option to purchase on installment at participating merchants or convert all your straight purchases to easy installment payment schemes at very affordable rates.
    * Auto Bills Facility. Enjoy the convenience of paying your monthly bills in just one step. Let Auto Bills consolidate every bill into one by charging it to your Equicom Credit Card.
    * Convenient Payment Centers. Settle your Equicom Credit Card balances through over-the-counter at any Equicom Savings Bank branch, through Equicom Auto Debit Facility, Mobile Banking Facility or through accredited payment centers nationwide.

    Equicom Credit Card Payment Centers:
    Bayad Center (Peso Payment)
    Banco De Oro (BDO) (Peso Payment)
    Bank of Commerce (Peso and Dollar Payments)
    Equicom Savings Bank (Peso and Dollar Payments)
    Robinsons Savings Bank (Peso and Dollar Payments)
    United Coconut Planters Bank (UCPB) (Peso Payments)


    Equicom Savings Bank, Inc. (EqB) is a duly licensed thrift bank belonging to the Equicom Group of Companies, a diversified conglomerate composed primarily of companies in information technology, healthcare and financial services.

    Website link: http://www.equicomsavings.com/

    Required ba ITR dito when applying?
  • SuperOnyxSuperOnyx PEx Influencer ⭐⭐⭐
    ^Since I already have an existing credit card, ID na lang ang hiningi sa akin. Otherwise, payslip and/or COE would suffice.
  • SuperOnyx wrote: »
    ^Since I already have an existing credit card, ID na lang ang hiningi sa akin. Otherwise, payslip and/or COE would suffice.

    Where did you apply and how can you redeem the points?
  • JeffreyKoJeffreyKo PEx Veteran ⭐⭐
    I applied for this card last 6 March. CI last 11 March. On process up to now. May feedback na ba sa application mo SuperOnyx? How long does it take?
  • SuperOnyxSuperOnyx PEx Influencer ⭐⭐⭐
    I applied through an agent. Wala pa tumatawag sa akin for CI. Although hindi ko sure kung isa sila sa mga missed calls ko na unknown number. Baka declined na din ako kasi pina-cancel ko dati yung card ko sa kanila without ever using it. :lol:
  • JeffreyKoJeffreyKo PEx Veteran ⭐⭐
    SuperOnyx wrote: »
    I applied through an agent. Wala pa tumatawag sa akin for CI. Although hindi ko sure kung isa sila sa mga missed calls ko na unknown number. Baka declined na din ako kasi pina-cancel ko dati yung card ko sa kanila without ever using it. :lol:

    812 yung umpisa ng numbers nila pag tumatawag :)

    Update: March 22, I received a call from Equicom in the morning verifying all my personal details. Mga 5:30PM they called again informing me na they could not get hold of anyone from HR. Sabi ko let me check if I can give them a direct number - sige daw they will call me back on Monday (March 25).

    I just called now and my application was approved dated March 22. Haha - labo di ba?
  • meron din po nag txt sakin agent sabi ID at 3 specimen signature daw send ko.. safe po kaya send ako ng hinihingi nya requirement? tnx
  • schizophresiacschizophresiac PEx Veteran ⭐⭐
    Nag-i-issue kaya sila sa mga probinsiya?
  • SuperOnyxSuperOnyx PEx Influencer ⭐⭐⭐
    I got the card, pero pina-cancel ko. Ang kuripot nila eh haha. :lol:

    @schizophresiac: Ako probinsyano. :)
  • ^^ panong kuripot? Walang annual fee reversal? Mataas na sila magbigay CL? Just applied. Sana okay.
  • thermo2thermo2 PEx Rookie ⭐
    May equicom ako before issued 2011, pina cancel ko na grabe yung ibang card ko ang limit over 100k na sila hindi talaga tinaasan 25k lang talaga ang kaya ibigay
  • thermo2 wrote: »
    May equicom ako before issued 2011, pina cancel ko na grabe yung ibang card ko ang limit over 100k na sila hindi talaga tinaasan 25k lang talaga ang kaya ibigay

    Wow, kuripot nga haha. Is it true ka dual currency siya? Peso and dollar? Were you able to request annual fee sa kanila? Parang wala nga ata sila promotions.
  • SuperOnyxSuperOnyx PEx Influencer ⭐⭐⭐
    Sa akin 20K yung binigay. 100K+ din ang dineclare kong card. Insufficient yon sa akin kaya ko pina-cancel.

    Nga pala, walang kasamang Gift Card yung pinadala. Kailangan yata maka-500 points muna. Labo nung agent di inexplain mabuti. :lol:
  • thermo2thermo2 PEx Rookie ⭐
    jayson_b23 wrote: »
    Wow, kuripot nga haha. Is it true ka dual currency siya? Peso and dollar? Were you able to request annual fee sa kanila? Parang wala nga ata sila promotions.

    yes, dual currency sila pero isipin mo ha yun limit ko sa peso 25K samantala yung dollar limit ko before USD 100.00 lang, meron bang ganun? Nag request ako na taasan ang limit ng dollar kasi nga mag hongkong kami ayun declined, kaka bwesit nga eh
  • thermo2 wrote: »
    yes, dual currency sila pero isipin mo ha yun limit ko sa peso 25K samantala yung dollar limit ko before USD 100.00 lang, meron bang ganun? Nag request ako na taasan ang limit ng dollar kasi nga mag hongkong kami ayun declined, kaka bwesit nga eh

    Wow, now I'm having second thought whether I should stick with this cc. Wala na nga masyado perks kuripot pa sa credit limit lol. USD100 is too little haha kahit hotel Di pwede pangbook pang gratuity lang haha.
  • JeffreyKoJeffreyKo PEx Veteran ⭐⭐
    Eto yung newly approved Equicom card ko:

    CL: 30K
    Installment: 15K
    Dollar: 100 USD

    My declared card: 150K credit limit. Hay............ Haggard.
  • ^ sobrang baba. Di man lang pinantayan CL mo haha. Iba pa credit line for installment. Old school ah. Parang BPI dati.
  • JeffreyKo wrote: »
    812 yung umpisa ng numbers nila pag tumatawag :)

    Update: March 22, I received a call from Equicom in the morning verifying all my personal details. Mga 5:30PM they called again informing me na they could not get hold of anyone from HR. Sabi ko let me check if I can give them a direct number - sige daw they will call me back on Monday (March 25).

    I just called now and my application was approved dated March 22. Haha - labo di ba?


    Mga sir pahingi or pa post naman ng number ng agent ng equicom gusto ko kasi magapply ng cc sa equicom sabi kasi nila mas madali at konti requirements na hihingin kapag agent ang magprocess TIA
  • windjammerwindjammer PEx Rookie ⭐
    depositor ako ng anchor savings bank since 2007 tapos nabili sila ng equicom savings bank, since long time depositor na ako, nagbaka sakali ako inquire about their credit cards nung 2011. pinapirma lang ako sa form then 2 or 3 weeks after, informed nila ako na dumating na yung equicom visa ko with 20k limit. after 6months request ako to increase to 40k CL, approved naman. after 6months request ulit to increase to 80k, approved ulit. another 6months approved ulit request ko for a gold visa with 120k. 2mos after nung 120k limit ko, nag inquire ako about sa deferred limit, 10k lang daw so nag ask yung bank staff kung gusto ko pa increase ng deferred limit ko. fill up ako ng form nilagay ko request for regular limit to 200k and deferred limit to 100k. after a week, naapprove yung 200k regular limit pero yung deferred limit 50k lang. ang ginawa ko convert to cash kaagad yung 46k sa deferred limit ko.
    so, base sa aking experience, very very glad ako sa equicom visa ko...
  • Madali ba maaprove dito? Call center agent ako, 2 years with my current company. Wala din ako iba credit card. Gusto ko kasi magkaroon ng credit card. San pwd mag apply?

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