PSBank Philippine Savings Bank : Deposits

not sure if there's a similar thread, paki-merge na lang po Kuya Danny.

Would like to ask sa mga psbank account holders dito sa pex about their services and customer relations? mahaba ba ang queue nila? ok po ba ang online banking? thanks in advance sa mga sasagot ;)

apparently, dito ako pinapag-open ng mom ko ng checking account, wag na daw ako sa BPI. Not sure the logic behind pero go na rin ako. nagcheck ako ng checking account nila, 5k lang ang minimum deposit.
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Comments

  • UinenUinen Member PExer
    Sino na nakagamit nito:
    http://www.psbank.com.ph/global/system.php?LS=staticpages&id=1309484773535

    Mukhang bago pa sya pati may bago syang TV ad:
    [VIDEO]

    Parang gusto ko kumuha nito.
    Sa mga nakakagamit na. Pwede kaya magamit to for online shopping? pwera lang sa paypal.
  • shamashu9shamashu9 Cute Member PEx Veteran ⭐⭐
    Uinen wrote: »
    Sino na nakagamit nito:
    http://www.psbank.com.ph/global/system.php?LS=staticpages&id=1309484773535

    Mukhang bago pa sya pati may bago syang TV ad:
    http://www.youtube.com/watch?v=4FH0ciaAQQE

    Parang gusto ko kumuha nito.
    Sa mga nakakagamit na. Pwede kaya magamit to for online shopping? pwera lang sa paypal.

    since meron ka ng link. nakasulat ang features ng card na to
    Debit-MasterCard.jpg
    Product Features
    • Use your PSBank Debit MasterCard to shop and dine in more than 30.2 million MasterCard-affiliated merchants nationwide.

    • Withdraw cash from any PSBank, BancNet, MegaLink or ExpressNet ATM in the country or from over 1.2 million MasterCard/Maestro/Cirrus ATMs overseas.
    • Your PSBank Debit MasterCard has no deposit fee and deposit limit. It’s an interest bearing account and ensured by the Philippine Deposit Insurance Corporation (PDIC) up to PhP500,000.00
    • View your account statement for the last five (5) transactions
    • Get your available account balance
    • Pay your bills
    • Transfer funds between accounts (PSBank or other BancNet member banks, subject to enrollment)
    • Change PIN


    these will answer your query.:bop:
    and debit cards are not for online purchases. online payments lang
  • Matt-AMatt-A Member PExer
    Gumagana kaya ito with Paypal? Is this an alternative with the Unionbank's Visa EON?
  • RINOABREARINOABREA Ganda D PEx Veteran ⭐⭐
    For those who want to have a card that can be used online, here's one for you.


    New_Prepaid-MasterCard.jpg

    PSBANK PREPAID MASTERCARD
    • -Initial Loading of P500.00 (all consumable) and No Annual Fees
    • -No maintaning balance; no need to open an account
    • -Reloading Fee: P10.00 per deposit transaction
    • -Can be used for online purchases except in Amazon and PayPal (IMPORTANT: EVEN IF THIS CARD CAN BE USED FOR ONLINE SHOPPING, IT CAN'T BE USED FOR PAYPAL VERIFICATION at the time of this writing - Bank's disclaimer is posted online)
    • -Global recognition in stores with Mastercard logo
    • -Balance inquiry via ATM and online
    • -receive a personal card on the same day of application (within 30 minutes)
    *okay*
    http://psbank.com.ph/global/system.php?LS=staticpages&id=1295316541792
  • philambrephilambre Member PEx Veteran ⭐⭐
    how much is the conversion charge ($)?
  • UinenUinen Member PExer
    shamashu9 wrote: »
    and debit cards are not for online purchases. online payments lang

    Ah ok. Pero pwede ba to magamit sa mga Online Merchants(Cebu Pacific, Philippine Airlines, Weepay, etc..) ng Bancnet Online? parang normal atm card na member sa bancnet na ginagamit pambili ng ticket sa cebu pacific.
  • UinenUinen Member PExer
    Matt-A wrote: »
    Gumagana kaya ito with Paypal? Is this an alternative with the Unionbank's Visa EON?

    Hindi daw sya pwede for Paypal. I guess wala paring tumatalo sa EON card.
  • RINOABREARINOABREA Ganda D PEx Veteran ⭐⭐
    philambre wrote: »
    how much is the conversion charge ($)?

    It depends on the daily currency coversion rates.
  • UinenUinen Member PExer
    UP UP

    pwede ba to magamit sa mga Online Merchants(Cebu Pacific, Philippine Airlines, Weepay, etc..) ng Bancnet Online? parang normal atm card na member sa bancnet na ginagamit pambili ng ticket sa cebu pacific through online?
  • jujunhojujunho Member PExer
    Hello sa lahat!

    Gusto ko sana mag-apply for PSBank Prepaid Mastercard pero gusto ko rin muna makuha yung mga comments niyo about this. Meron na po bang nakapag-try ng card na ito for online purchases especially for non-local vendors?

    Please post your experiences here.

    Thank you! :)
  • MichieMarieMichieMarie Member PExer
    jujunho wrote: »
    Hello sa lahat!

    Gusto ko sana mag-apply for PSBank Prepaid Mastercard pero gusto ko rin muna makuha yung mga comments niyo about this. Meron na po bang nakapag-try ng card na ito for online purchases especially for non-local vendors?

    Please post your experiences here.

    Thank you! :)

    Hi, I have a PSBank Prepaid Mastercard... :D I've used it as an ATM and for my purchases... However, I think it couldn't accomodate non-local vendors as of yet.
  • RINOABREARINOABREA Ganda D PEx Veteran ⭐⭐
    RINOABREA wrote: »
    For those who want to have a card that can be used online, here's one for you.


    http://psbank.com.ph/psbank/global//UserFiles/Image/New_Prepaid-MasterCard.jpg

    PSBANK PREPAID MASTERCARD
    • -Initial Loading of P500.00 (all consumable) and No Annual Fees
    • -No maintaning balance; no need to open an account
    • -Reloading Fee: P10.00 per deposit transaction
    • -Can be used for online purchases except in Amazon and PayPal (IMPORTANT: EVEN IF THIS CARD CAN BE USED FOR ONLINE SHOPPING, IT CAN'T BE USED FOR PAYPAL VERIFICATION at the time of this writing - Bank's disclaimer is posted online)
    • -Global recognition in stores with Mastercard logo
    • -Balance inquiry via ATM and online
    • -receive a personal card on the same day of application (within 30 minutes)
    *okay*
    http://psbank.com.ph/global/system.php?LS=staticpages&id=1295316541792

    wala ng initial deposit ngayon.. buti naman.. *okay*
  • RINOABREARINOABREA Ganda D PEx Veteran ⭐⭐
    shamashu9 wrote: »
    and debit cards are not for online purchases. online payments lang

    Pwede ang PSBank Debit Mastercard sa online purchases and bills payment. Nakalagay sa website mismo na meron lang restrictions (PayPal, Amazon and iTunes). Merong ding note na encountering difficulties in SOME Mastercard online merchants. But basically, pwede sha.

    And some local debit cards are now being accepted for purchases online as well, like Bancnet member banks (basta may option na they accept via Bancnet payment system online).

    But I just want to advice everyone to be cautious in making online purchases using debit cards linked directly to your bank accounts. I use PSBank Prepaid or BPI e-Prepaid or Unionbank EON (via PayPal) in making purchases online. It's much safer.

    *okay*
  • hunter_alchemsthunter_alchemst Moderator PExer
    Ano ba mas okay PSBank prepaid or debit mastercard?

    I got the prepaid one. Now I'm thinking, was it a good choice? Sa debit kasi interest-earning eh...
  • gresgleangresglean Member PExer
    i applied 3 weeks ago, and the agent went to our office. my application was just submitted formally last week lang and then yesterday, i recieved a text from PSBANK they my application is currently in process.

    just curious about my chance of getting approved, BPO ako but Analyst position and been with the company for almost 5yrs na with ITR 309k and 350k Gross Annual. i am also a credit card holder for more than a year and half.

    just recently approved din for CC sa Eastwest bank.

    hay sana maapprove ako, i am going to use it for business sana. =(
  • LONELYDONLONELYDON Endless search for the one PEx Rookie ⭐
    Meron akong psbank debit at prepaid mastercard. Eto lang ang alam kong magpartner na pwedeng magtransfer online from debit to prepaid or from prepaid to debit na walang bayad.

    Libre ang card, walang annual fee at antagal pa ng expiry ng mga cards. Wala ding kelangang initial load. Kaya papapok at lalabas ka ng bangko na walang babayaran. Ganyan ang TOTOONG free. Wala na din akong reloading fee kasi online ako nagrereload. Pwede din sha bill payment, online shopping local at abroad.


    Ang eon kelangan 10K para magkainterest. and psbank debit, 5K lang. Ang bpi prepaid walang interest at di pa pwedeng makawithraw sa ATM.

    Ang eon at bpi prepaid, parehong may annual fees (350 sa union at 500 for 2 years sa bpi prepaid). Ang psbank wala.

    Ang eon at bpi prepaid kelangang magantay ka ng ilang araw, minsan ilang linggo pa bago mo makuha ang card. Ang psbank debit at prepaid, pareho ko nakuha ang cards sa loob ng isang oras. Nakapangalan na din sa akin.

    Kaya ang nakikita kong lang na edge ng eon at bpi eh parehong pwede sa paypal. Eh hindi naman sa lahat ng oras gamit ko ang paypal. Di ko rin naman kelangan ng paypal kaya ok lang.

    eto pa
    "Please note that the maximum amount that can be reloaded to your PSBank Prepaid MasterCard is PhP 100,000 per month and the maximum outstanding balance is PhP 500,000."

    Sa nakikita ko, mas may edge talaga ang psbank prepaid compared sa ibang prepaid cards. :naughty:
  • AkoSiZacApronAkoSiZacApron Street Smart PExer
    LONELYDON wrote: »
    Meron akong psbank debit at prepaid mastercard. Eto lang ang alam kong magpartner na pwedeng magtransfer online from debit to prepaid or from prepaid to debit na walang bayad.

    Sir, please enlighten me. What's the difference of a debit over a prepaid mastercard? I'm not aware of PSBank cards, kasi. IMO, parang pareho lang yon. diba ang karaniwang features ng debit card ngayon e, pwede ka mag withdraw over the ATM then pwede ka din mag swipe just like credit cards?
  • LONELYDONLONELYDON Endless search for the one PEx Rookie ⭐
    Sir, please enlighten me. What's the difference of a debit over a prepaid mastercard? I'm not aware of PSBank cards, kasi. IMO, parang pareho lang yon. diba ang karaniwang features ng debit card ngayon e, pwede ka mag withdraw over the ATM then pwede ka din mag swipe just like credit cards?

    Yung psbank debit mastercard, nakakuha ako dahil kinonek ko sa savings account ko. Yung psbank prepaid, solo lang sha kahit di na magopen. Yes. same features lang sha. Kumuha lang ako ng debit mastercard para madali ang reloading ko sa prepaid online at free from the P10 reloading fee over the counter. Pagkatapos ko bumili at nakita kong may natitira amount sa prepaid, binabalik ko naman sha sa debit mastercard na konek sa savings account ko para naman magkainterest.

    Natry ko na din kasi ang iba pero reloading lang pwede, nakatengga lang sha sa card at hindi na pwedeng bumalik sa yo unless ipamili or magwithdraw ka sa ATM. BTW, kelangan pala magiwan ng kahit P0.10 lang sa prepaid, di sha allowed na mazero out. Sinubukan ko kasing magtransfer from prepaid to debit ng total amount pero ayaw nya.
  • AkoSiZacApronAkoSiZacApron Street Smart PExer
    LONELYDON wrote: »
    Natry ko na din kasi ang iba pero reloading lang pwede, nakatengga lang sha sa card at hindi na pwedeng bumalik sa yo unless ipamili or magwithdraw ka sa ATM. BTW, kelangan pala magiwan ng kahit P0.10 lang sa prepaid, di sha allowed na mazero out. Sinubukan ko kasing magtransfer from prepaid to debit ng total amount pero ayaw nya.

    Maganda nga yan, naka separate yung prepaid mastercard. Instead debit atm card ang gamitin mo ipa swipe. Yung prepaid mastercard ang gagamitin mo, para hindi ka kakabahan sa possibility na ma clone card mo pag nagpapa swipe para sa mga bininibili mo, since kontrolado mo funds na ilalagay dyan.

    Yan ang worries ko sa paggamit ng debit mastercard (pati na din credit card), minsan may karga sya medyo malaking amount.
  • imanh0rnimanh0rn Member PExer
    Been loving my PSbank mastercard. pwede sya dito sa Australia ai. I have PSbank account dun ko nilagay pera ko lahat, and when I make a purchase, I just use my mobile phone to access the net, reload funds for the day and swipe away.

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