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CC | Overlimit

How much do you over limit your cc credit limit? What are the banks that have and no over limit fees? and any history to share regarding OL.

Thanks

Comments

  • dennisonchai22dennisonchai22 PEx Rookie ⭐
    edited June 2019
    BPI and Bankard walang overlimit fee
    sa Allied/PNB meron, P300 :)
  • EastWest Bank's got PhP 500 OL Fee
  • Awhile ago, I try to maxout my cl. It has only 4500 available limit. But my grocery bill amounted to 6300. I thought mag dedeclined ako. Kaya ang balak ko sana ay gamitin ko ang bpi atm ko baka kasi magdeclined pag yng nagiisang bpi cc ko. Naisip ko din why not gamitin ko muna cc at least ma avail ko chowking. And then approved. ^_^ may chowking free ulit.
  • KuyaDannyKuyaDanny Moderator PEx Moderator
    Just remember, even if your bank doesn't charge an over limit fee, it does not mean that "the sky's the limit". ;) Your transaction could get rejected without warning, leading to some potentially embarrassing situations.
  • KuyaDanny wrote: »
    Just remember, even if your bank doesn't charge an over limit fee, it does not mean that "the sky's the limit". ;) Your transaction could get rejected without warning, leading to some potentially embarrassing situations.

    thats why have my bpi atm everytime i swiped. ^_^
  • KardelSharpeyeKardelSharpeye PEx Rookie ⭐
    KuyaDanny said:
    Just remember, even if your bank doesn't charge an over limit fee, it does not mean that "the sky's the limit". ;) Your transaction could get rejected without warning, leading to some potentially embarrassing situations.
    No such thing as embarrassment for me if it's BPI. Read pushing your balance over the limit is the easiest way for ICL with this bank.
  • superpauersuperpauer PEx Rookie ⭐
    May overlimit fee rcbc 500 masakit din
  • Strong7PowerStrong7Power Member PEx Moderator
    May overlimit fee rcbc 500 masakit din
    Sabi ni dennisonchai22:
    dennisonchai22 said: 
     BPI and Bankard walang overlimit fee
    sa Allied/PNB meron, P300 :)
    WALA RAW.


    Nobyembre 2012 pa pala ang pahayag niya. Outdated na! Pinaiiral na siguro ngayon ang overlimit ng Bankard.
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