CC | Multiple Credit Cards

Do you own multiple credit cards? Is it advisable to have several credit cards? Share some of your thoughts here. Thanks.
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Comments

  • kimerrankimerran downloading... PEx Rookie ⭐
    just one cc is enough.
    Get another one for backup/emergency in case the other one fails and you NEED to swipe
  • AkiFoblesiaAkiFoblesia Member PExer
    having more than one cc can have its benefits, provided you know how to use them wisely. see here:

    Tips on Using Credit Card
  • backupganibackupgani Member PEx Veteran ⭐⭐
    Get one Visa and one Mastercard, and a backupcard.
  • jhaewalterjhaewalter Member PExer
    Try to have the four CC... Mastercard, Visa, Amex and Diners.
  • mozilla099mozilla099 Member PEx Influencer ⭐⭐⭐
    ...plus JCB & CUP :lol:
  • jhaewalterjhaewalter Member PExer
    Union Pay pa pala.
  • nestie23nestie23 Member PExer
    ajkj wrote: »
    Do you own multiple credit cards? Is it advisable to have several credit cards? Share some of your thoughts here. Thanks.

    hahahaha i remember tuloy nung nasa dubai ako dami ko credit card, dun ako nabaon sa utang, but it teaches me a lot too especially about finances pero seriously kung hindi naman talaga kailangan e wag ng mg credit card, but if you really need it at tingin mo disisplinado ka you can , but 1 is enough

    nestie
    www.wealthinvestingphilippines.com
  • ajkjajkj Member PExer
    Kami rin kase nalulong sa credit card before. Sobrang laki ng bill, nagkapatong patong. Thank God we have been able to settle every cents naman. Used your credit card wisely guys!
  • thermo2thermo2 Member PEx Rookie ⭐
    ajkj wrote: »
    Do you own multiple credit cards? Is it advisable to have several credit cards? Share some of your thoughts here. Thanks.

    yes, i have 7. i have citi cash back mastercard, diners, bankard, allied/PNB mabuhay miles, bpi, metrobank, hsbc
  • SuperOnyxSuperOnyx Member PEx Influencer ⭐⭐⭐
    This might help, I always read this article each time I get tempted to apply for a new credit card. Hindi ito personal blog. ;)

    http://www.creditadvantage.net.ms/one.htm

    Sana nakatulong din sa inyo.
  • zargheezarghee Member PExer
    SuperOnyx wrote: »
    This might help, I always read this article each time I get tempted to apply for a new credit card. Hindi ito personal blog. ;)

    http://www.creditadvantage.net.ms/one.htm

    Sana nakatulong din sa inyo.

    Thanks for the article, napaisip tuloy ako dahil lima ang credit cards ko ngayon. Now, which card should I be keeping just in case I stick with just one credit card? HSBC, Metrobank, Bankard, Allied Bank or Citibank?
  • brick23brick23 Member PExer
    got 2 cards...i have a Visa and Mastercard

    hassle na masyado madami, minsan nakakalimutan mo due dates kung lahat sila nagagamit mo palagi lalo pa kung naka link dun ang bills mo.
  • djaynitordjaynitor Cheap Executive Orderly PExer
    Hindi mahalaga kung ilan ang credit card. Ang mahalaga, marunong gumamit ng credit card at hindi nagbabayad ng interest!

    No brainer!

    --sent from my Windows
  • carlo_andrewcarlo_andrew As if anybody cares. PExer
    two cards at most

    you can use both on one purchase *okay*
  • blue_toothblue_tooth Bluetooth PExer
    I have four cards:
    HSBC - i use this most of the time for Miles
    Citibank - I have the mercury card for discount at Fitness First
    EastWest - I seldom use this. Just my back up card or for small purchases
    AMEX - for work-related expenses
  • blue_toothblue_tooth Bluetooth PExer
    no matter how many cards you have, just be sure to use them wisely. :)
  • xtn_311xtn_311 Member PExer
    I only have 2 and I won't get anymore CC's. As long as you have a BPI Mastercard and an HSBC VISA. You won't ask for anything else :)
  • grez_zie08grez_zie08 Member PEx Veteran ⭐⭐
    it depends on your purpose kung for the promos masmaganda marami kang card.like us kasi we use it for business kaya minsan 30 cards ang swipe namin sa isang merchant. yung iba di pwede twice iswipe ang isang card sa isang terminal. kasi pwede ka magsplit ng payment . lalo na ngayon one swipe per merchant per day na lang halos lahat ng promos . pag naman for personal use 2 lang siguro pwede na kung magkaiba ang due date.
  • SuperOnyxSuperOnyx Member PEx Influencer ⭐⭐⭐
    zarghee wrote: »
    Thanks for the article, napaisip tuloy ako dahil lima ang credit cards ko ngayon. Now, which card should I be keeping just in case I stick with just one credit card? HSBC, Metrobank, Bankard, Allied Bank or Citibank?


    Hi. Allow me to point you to another article to help you decide:

    The Best Credit Card for Filipinos by Jeco Bacalzo.
  • it depends on your lifestyle and nature of work mo

    una kong dito ka lang naman ('di masyadong nag-aabroad)
    magandang 2 lang credit card mo, VISA and MASTERCARD para kung may problema yung isa (minsan down mastercard or visa) may backup ka *there are stores na solely visa lang or mastercard din...

    maximum of 3 siguro

    if you go abroad often i suggest you get one of each from the BIG 4

    Mastercard
    VISA
    AMEX
    Discovery etc.

    para at least flexible ka at madaming backup

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