PalPitate wrote: »
Hello can you give details on how to get a secured credit card ?
tidus1203 wrote: »
Wala. Just get a secured credit card and be a good payer for a year or something like that.
hashpling wrote: »
we have an existing credit bureau in the Philippines under the Bankers' Association of the Philippines and all major commercial banks share a database for credit checking and unfortunately they don't purge history (yet...) unlike in other countries that they purge every 3-5 years.
try to talk to your banker and explain to them that you incurred your bad credit 13 years ago.........the credit report they get from the credit bureau just tell them that they got a hit based on the info they gave like your name, birthday and address and it's up to the 'card company' to interpret and take the risk in issuing you a card.