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CC | The Card with the Most Attractive Reward System

And who is winning?
For me its Citibank, I think they started the P1,500.00 rewards for the cinemas. Fastforward to 2010, they have included, Shell, Rustans, SSI, Mercury,Shopwise. Others are still confined with fast food and bakeshops, but Citibank raises the bar once again.

It is like getting/rewarded with more than 5-6% of your purchases. A restriction is that you can only "claim/exchange" 2 charge slips a day.
Your take guys?
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Comments

  • primorilloprimorillo Member PExer
    kakatanggap ko lang ng citibank ko eh. so hindi ko pa nata-try. pero sounds promising.

    yung bpi naman ay na-maximize ko ang mga promos ng husto noong ito pa lang ang card ko.

    sa ngayon, ang plano ko ay halos laging yung citibank ang gagamitin ko unless;

    *medyo malaki (dahil minsan ay sulit ang promos sa bpi kapag malaki ang purchases)

    *or kapag kailangang i-consider ang mas mabilis na pagpataw ng citibank ng finance charges.
  • ichuo_mxichuo_mx Member PExer
    metrobank for me

    im not a fan of watching in silverscreens kasi

    i like their promos, like free ganito ganyan, ang kinaganda pa nito, WALANG NASASAYANG na charge slips, kasi ACCUMULATED ang amount as long as ma-meet mo ang required amount para sa item na yun. Unlike sa ibang cards like citi, bpi, hsbc, bdo na merong minimum amount per charge slips.

    mahilig sila sa ACCUMULATED types of promos, tulad ngayon latest nila ay ang 500 cashbacks, kahit 100pesos lang swipe mo, basta umabot sa required amount, automatic may cashbacks ka

    tuluy-tuloy din ang kanilang promos

    walang nasasayang na charge slips sa metrobank, yun lang masasabi ko.

    kadalasan sa ibang credit card companies, nate-tempt ka na paabutin mo sa ganitong amount para lang makuha mo ang required amount nila para makuha mo ang promo nila, UNLIKE METRO.

    so for me, METROBANK PROMOS IS THE BEST! Hindi pa mahirap i-redeem, at talagang pag promo, pinamimigay talaga nila ang promo, walang nakakadismayang Terms & Conditions ika nga.

    Kaya Metro ang gasgas sakin. May BDO, Citi, HSBC at BPI ako. Lahat naman na-aavail ko every promo ng bawat cc companies, pero sa metrobank lang talaga ako, kumbaga hindi nalulugi sa promo.
  • ichuo_mxichuo_mx Member PExer
    sana yung citi promo nila na ticket, sana 1 free movie pass talaga, hindi yung 100pesos lang ang equivalent. so, bitin.

    items redeemable sa mga bakeshops or resto is good for me, nashe-share ko pa sa ibang tao like sa family ko, example, pizza, or red ribbon cakes.

    ticket ng citi kadalasan 2 lang pwede, maximum of 3 kapag 7500 ang swiped mo.

    sa bagay, kani-kaniya namang trip alng ika nga, kung maganda ang promos, dun ka, pero talagang satisfied ako sa mga promos lagi ng metrobank.
  • AkiFoblesiaAkiFoblesia Member PEx Rookie ⭐
    pana-panahon lang yan.

    4th qtr 2008, best mag apply sa metrobank kasi meron 3k adidas voucher.

    sa ngayon, mas sulit, in terms of perks per peso used, ang citibank movie passes. more than that, mas sulit kung citibank mercury ang kukunin. kasi kasali din yun sa free movies, tapos, cash rebate ang perks nila, instead of point system.

    bpi also has good dining perks. i remember nung manganak si misis, dami kong transaction slip na 6k or more, wherein one charge slip can be exchanged for a bucket of chickenjoy. sawa sawa kami nun, to the point na pinamigay na lang namin yun iba.
  • jay372011jay372011 Member PExer
    Ichuo, are you referring to the GC's, like spending 40k for a P500 GC to say SM, Robinsons,Landmark? Can you please give a sample on how you are rewarded by Metro?
  • ichuo_mxichuo_mx Member PExer
    jay372011 wrote: »
    Ichuo, are you referring to the GC's, like spending 40k for a P500 GC to say SM, Robinsons,Landmark? Can you please give a sample on how you are rewarded by Metro?

    meron pong ganyan like MEtrobank GO na every 3000 pesos na may 100-500 GC ibibigay sa pamimili sa mga Rob Supermarkets.

    updated lagi ang promos nila sa kanilang websites bukod pa dun sa kapag darating yung bills na naka-pint doon.

    nung nakaraan like summer, hindi lang isa o dalawa yung pwede mo pilian, una yung greenwch pizza, pede ding GC ng Rob Supermarket, bukod pa dun may cashbacks ka pa like 300 pesos up to 1,000.

    sa pag apply naman ng card, dati, CK glasses, tapos watches, now Adidas jacket or bag.

    bill002.jpg
  • AkiFoblesiaAkiFoblesia Member PEx Rookie ⭐
    ^wow, such a large amount. you may qualify for a lifetime annual fee reversal if that's your average due.
  • ichuo_mxichuo_mx Member PExer
    ^^actually bukod pa dun sa mga promos nila, nagpapadala pa sila sa akin ng By Invitation Only and Exclusive Rewards or Freebies naka-attached sa bill ko, like, free Swatch watches redeem sa branch, 50% off of Samsung and LG Flatscreen, tapos mga pagkain, or tatawagan ka nila mismo.

    nakalagay lagi, as our loyalty valued cardholder of etc, you are giving away FREE etc etc...

    i am so happy of my metrobank credit card

    Gold cardholder lang ako nila pero para akong naka Platinum dahil sa mga binibigay nila. Pinipilit na nga nila ako na iconvert na to Platinum yung card ko, sabi ko, malaki annual fee. Sabi naman nila, pwede namang reversal/waive ang annual fee mas marami pa raw ako magiging free, or benefits and priviledges kapag naka Plat daw ako.

    nagmumukha na tuloy akong matanda kung naka Plat ako, kasi alam ko mga matatanda na mga naka Plat. 25 palang ako. hahahah

    bdo, citi, hsbc, bpi - pinakakuripot ang bdo
  • pinoy_dude24pinoy_dude24 Member PEx Veteran ⭐⭐
    ichuo_mx wrote: »
    ^^actually bukod pa dun sa mga promos nila, nagpapadala pa sila sa akin ng By Invitation Only and Exclusive Rewards or Freebies naka-attached sa bill ko, like, free Swatch watches redeem sa branch, 50% off of Samsung and LG Flatscreen, tapos mga pagkain, or tatawagan ka nila mismo.

    nakalagay lagi, as our loyalty valued cardholder of etc, you are giving away FREE etc etc...

    i am so happy of my metrobank credit card

    Gold cardholder lang ako nila pero para akong naka Platinum dahil sa mga binibigay nila. Pinipilit na nga nila ako na iconvert na to Platinum yung card ko, sabi ko, malaki annual fee. Sabi naman nila, pwede namang reversal/waive ang annual fee mas marami pa raw ako magiging free, or benefits and priviledges kapag naka Plat daw ako.

    nagmumukha na tuloy akong matanda kung naka Plat ako, kasi alam ko mga matatanda na mga naka Plat. 25 palang ako. hahahah

    bdo, citi, hsbc, bpi - pinakakuripot ang bdo

    Big spender ka kasi kaya mahal ka nila!*okay*
  • AltweggAltwegg Son of the 80s PEx Influencer ⭐⭐⭐
    If you have a Citi Shell card and a charge slip of at least P1,500 using the same card, you get P100 off of your next trip to a Shell gas station on top of the 5% rebate.

    I love Citi.
  • ichuo_mxichuo_mx Member PExer
    ^^ yes bagong promo nila ngayon yan

    metrobank - for my purchases
    bdo - bills
    citi shell/bpi petron/hsbc - gas pero mostly gamit ko hsbc caltex kasi mas maganda andar nung car ko kapag caltex yun lang sa observations ko

    maganda promo ng citi shell ngayon, imagine 1500 x 0.05 = 75 + 100 = 175 ang laking tipid
  • AltweggAltwegg Son of the 80s PEx Influencer ⭐⭐⭐
    Yes. That's why I love my CashBack and Shell cards.
  • damned719damned719 Member PExer
    For me its citi din. I got a premiermiles card and nakakatuwa na you can use yung charge slips mo not only in cinemas but also in rustans, SSI, mercury drug.

    Next is HSBC then BPI.
  • nidaimenidaime Member PExer
    Citi rin me. I love watching movies every weekend so... panalong panalo sa akin ito. 2 1500 chargeslips = 1 free movie pass! Yeahhhhh!

    Second ang Metro dahil sa cashback nila :D
  • AltweggAltwegg Son of the 80s PEx Influencer ⭐⭐⭐
    I want the new Citi Cash Back Mastercard.
  • ichuo_mxichuo_mx Member PExer
    ^^ i want 1 too pero...

    mukhang ok siya kaso bitin kasi annual cap of 12,000 rebate in a year.

    sa calculations ko kasi, almost 40,000 ang meralco bill na pwede kong ilagay so 2,000 rebate na agad yun. tapos everyday nasa supermarket ako or groceries para bumili ng mga kailanganin ko sa biz ko halos 5,000 yun everyday x 30 = 150000 x .05 = 7500 2000 = 9000 plus yung 3000 pesos sa pldt ko so, 150 pesos, all in all 9150 average

    baka mga 3months palang mareached ko na yung 12k, hindi ko na maeenjoy for the whole year yung in excess.

    pero at least, may rebate na ganito. so its still good.
  • jay372011jay372011 Member PExer
    At this time luxury na para sa akin ang mga dine outs and movie passes, i would rather enjoy the perks sa mga essentials talaga like gas, drugstore and groceries.
  • glenchuyglenchuy metrosexual shopaholic PExer
    ^^ yung groceries at gas, sobrang sulit. 1500 na full tank ng gas gets you a 5% rebate sa fuel, tapos yung additional 100php, rebate mo ulit sa gas or sa grocery. kung sa gas, 175 lumalabas ang rebate per 1500.
  • roi_jamesroi_james Member PExer
    For me, it's Citibank, you got a lot of rewards to choose from with your 1,500 customer copy receipt...
  • jay372011jay372011 Member PExer
    Eto ang pinakabago sa Citi - P1,500 for a box of original glazed krispy kreme, magkano ba yong isang box. Against Eastwest bank's P6K for a Junior Black Forest.

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