UCPB is a leading provider of financial products and services to
corporations, private and government institutions, middle market
companies, small – and medium-sized businesses and individuals in the
Established in 1963, UCPB was the first private Philippine bank to
become a universal bank, obtaining its expanded commercial banking
license in 1981.
Today, the bank and its subsidiaries operate nationwide delivering a
full range of expanded commercial banking services to a highly
diversified clientele. It has strong capabilities in consumer finance,
commercial credit, corporate and investment banking, trust banking,
domestic and international trade finance, treasury and money market
investment, cash management and deposit services.
UCPB has always been at the forefront of customer service
innovations. It was among the first banks to introduce an ATM service in
the late 1980s.
The bank has since expanded its electronic banking capability with
telephone banking, internet banking and mobile banking facilities. These
facilities now handle billions of pesos worth of client transactions.
With a multi-channel service delivery network consisting of 188
branches, 300 ATMs, telephone banking, internet banking and mobile
banking facilities, UCPB has the capability to meet clients’ needs
anywhere in the country, and provide certain critical services 24/7.
UCPB is a key player in countryside development as well. Its
UCPB-CIIF Finance and Development Corp. and UCPB-CIIF Foundation
implement various credit programs and community-building activities in
62 of the country’s 64 coconut provinces aimed at uplifting the quality
of life of people living in coconut communities. As of the end of 2009,
the UCPB-CIIF Finance Development Corp. has released over P4.43 billion
in loans to coconut farmers and their wives, and has also provided
numerous trainings to them. The UCPB-CIIF Foundation, on the other hand,
has given scholarship grants to their children.
UCPB is also implementing one of the most successful purely private
reforestation initiative on a 33.3-hectare site in Antipolo City. The
site is now fully reforested. It was recently declared a “Model
Reforestation Site” by the Department of Environment and Natural
Resources. The UCPB-CIIF Reforestation Program garnered the “Most
Outstanding Award for Environmental Excellence” at the annual Asian
Corporate Social Responsibility Conference in 2004 and the “Asian
Banking Award for Best Environmental Project” in Asia in 1999.
Demonstration of genuine care for customers and colleagues. Building
enduring relationships by understanding customer’s needs so we can act
in their best interest. Making customers and colleagues feel valued
through warm and attentive service.
Taking initiative in helping our customers and colleagues without
waiting to be asked but rather finding out what they need. Thinking
ahead, and using the knowledge of the customers’ needs to provide them
with products, services and information which they value.
Choose a UCPB ATM card to suit your needs!
For Account Opening Requirements, please click here.
and everything it entails, like paying your own bills, can be hard.
That’s why we’re making it easier for you with the UCPB CheckStarter
Opening your own account is easy!
With a minimum maintaining balance of just P1,000 and a few easy
requirements, simply go to any UCPB branch to fill out the required
forms and bring the following:
For walk-in individual clients:
This product is governed by the Terms and Conditions of the UCPB Deposit Products and Services.
is a new electronic funds transfer service that enables customers of
participating banks to transfer funds in Philippine Peso currency to
another customer of other participating banks, e-money issuers or mobile
money operators in the Philippines.
For complete information on PESONet, please visit www.pesonet.info.
Through the UCPB PESONet Service, transfers done before 3PM will be received by the beneficiary in full amount, on the same day.
For UCPB Mobile App users, you need to update your App in Google Play Store or the App Store.
How do I transfer to other banks through PESONet?
There are three options on how to transfer funds
through PESONet: through UCPB Connect, UCPB Mobile Phone Banking and
over the counter in UCPB branches.
How soon will my beneficiary receive the funds?
Provided that all the details indicated (bank name, account number, full name, address and mobile number) are correct:
Can I transfer funds even on weekends and holidays?
How much is the service charge when doing fund transfers through PESONet?
What if I made a
mistake and provided the wrong details (bank name, account number,
amount, full name, address and mobile number), can I still edit, change
or amend my request?
If my Fund Transfer was rejected by the beneficiary bank, how soon can you return my money?
This will depend on the beneficiary bank.
If my Fund Transfer was rejected, will the service fee be refunded?
Service fee from rejected transactions will no longer be refunded.
Why do I need to provide the Beneficiary address?
This is to comply with the Anti-Money Laundering (AMLA) requirements.
Can non-UCPB accountholders use the UCPB branches to do fund transfers?
Clients need to have an account with UCPB to use the UCPB PESONet
Service. This will also ensure that rejected funds are returned to the
As a UCPB accountholder, can I receive funds from other banks?
Yes, your UCPB Account can receive funds from other Philippine banks as well! Simply provide the following to your sender:
It’s the second major merger in a week.
Bilyonaryo Lucio Tan is rationalizing the operations of his banking business.
The Philippine National Bank (PNB) announced on Friday, Sept. 28 that
it will absorbb its wholly-owned subsidiary PNB Savings Bank by
acquiring assets and assuming liabilities for cash.
“Notwithstanding PNB Savings’ double-digit growth in assets over the
years and its significant contribution to the Parent’ Bank’s
profitability, its business can still reach greater heights through the
planned integration,” PNB said via a disclosure.
PNB will absorb 63 branches of the thrift bank, adding to the 644 domestic branches of the big bank.
This comes just days after the Yuchengcos also bared consolidation
plans for the Rizal Commercial Banking Corp. (RCBC) and RCBC Savings
Are margins shrinking and expenses bloating?
Anong nangyayari??? ang hirap kumita ng pera ngayon... ano balak UCPB at UCPB Savings bank?
Coconut farmers and workers will benefit from the conversion of United Coconut Planters Bank’s (UCPB) P12-billion capital notes to preferred shares, Finance Secretary Carlos Dominguez III said.
In a Viber message to journalists Friday, Dominguez said the Philippine Deposit Insurance Corporation’s (PDIC) move to convert “the capital note it held to more permanent special preferred shares in UCPB is totally in line with the above objective”.
“We expect the Board of UCPB to consider re-orienting their focus on serving the farmers and processors of coconut and other vegetable oil products, but balancing their portfolio with exposure to other industries and clients in the middle market,” he added.
UCPB is among the government-owned banks, along with the Land Bank of the Philippines (Landbank), Development Bank of the Philippines (DBP) and the Overseas Filipino Bank (OFBank).
The Supreme Court (SC) has ruled UCPB as state-owned because it was acquired by cronies of former President Ferdinand Marcos using government funds.
The Department of Finance (DOF) on Friday said the government hiked its shares on UCPB from 75 percent to 97 percent through the conversion of the capital notes.
Dominguez said the remaining three percent of the shares are owned by “various private sector individuals and entities”. (PNA)