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Paano Kumita? | How to Earn?

aquintzaquintz Internet Marketer PExer
HELP: how can you earn money without using your personal funds? the ways can be simple or complicated, easy or hard, logical or illogical, smart or stupid.

example: collect newspapers, bottles, unused appliances from every house then sell it, dog breeding, ask P10 for every person you meet, etc..

Any suggestions are very much appreciated.. thnkz..

(LETS SPREAD FINANCIAL LITERACY!!)
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Comments

  • Double your money in 5 years, meron pa bang ganito? What are those banks who offer said scheme? What's the minimum amount acepted for double your money in 5 years.
  • IscharamoochieIscharamoochie Moderator PEx Veteran ⭐⭐
    for that you'd need a compounded interest rate of at least 14.86% per year. if you find that, then you've found your bank. i'm not so sure about the risk factor though...
  • tops5450tops5450 Member PExer
    i know of a bank that offers that kapag nakatsamba ka meron pa nga 3 years dym. Your safety net should be within pdic limit. hope helps.
  • alliyahalliyah Member PExer
    east-west bank . . .got it last july
  • @allliyah

    how much is the minimum deposit allowed?tia
  • RodolfoJunior26RodolfoJunior26 Civil Engineer of a month PExer
    If you apply compund interest, you get find the nominal interest value in 5 years why your money will be double.
  • onyxguapoonyxguapo PEx Superhero PExer
    Farmers/Accord Bank. 20% p.a. for a 5-yr time deposit. Don't know how much is the minimum, though.

    Sa Banco San Juan, DYM in 6 years yata. Not sure.
  • alliyahalliyah Member PExer
    it"s not double your money, its fixed interest rate lang pla . . . MY APOLOGY !!!:):)
  • pinoyentreppinoyentrep Member PExer
    Why wait for five years to double your money? Kaya naman in one year or less. Lucio Tan, Henry Sy and other businessmen are able to do this. Why can't you?

    I will tell you why, it's because most Filipinos think they can't so they entrust their money to banks, scams and other investments they think will get the job done for them.

    First thing pare, increase your financial literacy and it does not mean saving money in the bank. It means knowing how you can grow your money at a rate that banks dont offer.

    www.createabundance2020.com
    email: [email protected]
    http://biznation.blogspot.com
  • greensparksgreensparks Coach Kristine PExer
    In my exposure to the Corporate world in the past 4 years, I have observed the manner in which most of my colleagues discuss the possibility of increasing their income or making more money. Their idea of "making money" consist of any or all of the following:

    a. Go overtime.
    b. Get promoted to have a salary increase (to know why this isn't really an "increase," feel free to read Coach Rhyan's blog.
    to read more, you may proceed to

    What ultimately determines the path to financial success that you will choose is your money blueprint.
    This blueprint refers to your "inner world" or your associations about money and finances that dictates the level of your financial success. With our intention to inspire more Filipinos into wealth and abundance, the Create Abundance Business Community is sponsoring the free Wealth Course.

    For more info on the event, text 09178525535/09233886569 or send a message through my profile in ca2020.net


    For your abundance,
    Coach Kristine
  • kaningbrownkaningbrown Member PExer
    No offense but I think we don't need a seminar just to know that getting promoted means we'll get a salary increase.

    In my opinion, overtimes are a double edged sword. There are companies that look down on people who overtime too much, because it can be a sign of inefficiency, and most of the time people go overtime not because they want to earn money but because they need it to get the job done.
  • tops5450tops5450 Member PExer
    You can increase your income by working smarter not harder.
  • onyxguapoonyxguapo PEx Superhero PExer
    No offense but I think we don't need a seminar just to know that getting promoted means we'll get a salary increase.

    Huh? Di ba ang ibig ngang sabihin ng thread-starter eh mali ang ganyang mentality? (Teka basahin ko ulit.) Oo, ganun nga ang ibig nyang sabihin!
  • contactcheckercontactchecker Member PExer
    don't forget operational costs.

    e.g.

    daily wage = 1000.00
    the overtime routine = 200.00

    but operational costs such as

    you drive your car going to work/gas = 100.00
    parking = 100.00
    lunch out = 500

    what should be done - "money saved is money earned"

    car pool/sabay/hatid sundot = 0.00
    baon/kupit sa bahay = 0.00

    it is basically useless if you do overtime for 200 a night then eat out after with friends for 500
  • onyxguapoonyxguapo PEx Superhero PExer
    Yes and may tama din si kaningbrown, some employers especially multinational companies look at overtime as a sign of inefficiency, since it could mean that an employee cannot accomplish their job on time. I learned that from a friend, who works overtime almost daily, but never files it because according to him, hindi daw maganda sa image ng isang supervisor ang palaging nag-o-overtime. Sign of incompetence daw.

    Totoo din naman. Karamihan sa mga empleyadong Pilipino nag-o-overtime kasi hindi natatapos agad ang trabaho. Karamihan kasi sa tin pagpasok sa umaga hindi pa nagsisimula magtrabaho. May iba nagkukwentuhan muna habang nag-b-breakfast o nag-me-makeup. Guilty ako dyan (dun sa breakfast bago trabaho). :nuts:
  • contactcheckercontactchecker Member PExer
    hindi rin. ibang employers/management will stretch production figures.. even naming it as "a stretch but attainable and realistic" or "an incentive" :lol:

    good example would be citibank (tamaan na ang tamaan)..

    if a full time employee can produce 10 reports in 10 hours and gets paid 25k a month, pwede rin damihan ang workload to about 15 reports in 10 hours + 100 per hour OT. so additional 5 hours for 15 reports. sabihin ng management ang galing mo... pero sa totoo.. OT is better than hiring another employee for another 25k

    sa tingin mo ba sa mga call centers parating "mali ang forecast" pag qeueing or "toxic" :lol:
  • onyxguapoonyxguapo PEx Superhero PExer
    Depende rin siguro sa sitwasyon. Yung kaibigan ko kasi na na-mention ko eh bisor sa isang multinational corporation, wherein may mga grupo ng empleyado na mga Pilipino, Malaysian, Indonesian, etc. At sabi nya, kahit saang plantang mapuntahan nya, yung mga workers na Pilipino pare-parehong may ganoong "sakit". Yung mga Malaysian halimbawa, pagpasok ng 8 am, simula na ng trabaho. By 4:30 nagbibihis na at uwi na ng 5. Mga Pilipino, pagdating ng 8, chikahan, almusal muna. Pagdating ng 5, di pa tapos trabaho. Napunta na rin sya mga planta nila sa ibang bansa. Ganun din daw ang mga Pilipino doon. :(

    Yung kaibigan ko, since bisor sya, ganyan sya mismo sa sinasabi mo. Nag-o-overtime para mas maraming trabahong matapos. Yung trabaho para bukas ginagawa na ngayon. Pero hindi na lang daw nya pina-file ang overtime kasi iba nga ang dating sa mga bossing na foreigner (well at least sa company nila ganun).

    Siguro yung mga maliliit, madadamot at kuripot na kumpanya lang na ayaw mag-hire ng enough manpower ang natutuwa sa mga empleyado na nag-o-overtime. Ganun nga yata sa min! Sabi mo nga, tamaan na ang tatamaan. :bop:
  • bratinella17bratinella17 Member PExer
    onyxguapo wrote: »
    Yes and may tama din si kaningbrown, some employers especially multinational companies look at overtime as a sign of inefficiency, since it could mean that an employee cannot accomplish their job on time. I learned that from a friend, who works overtime almost daily, but never files it because according to him, hindi daw maganda sa image ng isang supervisor ang palaging nag-o-overtime. Sign of incompetence daw.

    Totoo din naman. Karamihan sa mga empleyadong Pilipino nag-o-overtime kasi hindi natatapos agad ang trabaho. Karamihan kasi sa tin pagpasok sa umaga hindi pa nagsisimula magtrabaho. May iba nagkukwentuhan muna habang nag-b-breakfast o nag-me-makeup. Guilty ako dyan (dun sa breakfast bago trabaho). :nuts:

    OT

    ows... talagang pagbrebreakfast lang? akala ko pati pagfacial wash and moisturize ng face..di naman obvious..:bop:
  • onyxguapoonyxguapo PEx Superhero PExer
    Oi hinde ah. Di ako lumalabas ng bahay nang hindi pa ko "made-up". Di na baleng gutom, neat and clean-looking naman. Hehehe. :D
  • omengomeng the glorious PEx Veteran ⭐⭐
    To summarize on our options for increasing our incomes are:

    a. Go overtime
    b. Get promoted to have a salary increase
    c. Text you

    :eek: :naughty:

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