COMMUNITY NOTICE: If you are having trouble in your account access, please do send us a message at [email protected] for assistance.

CC | Supplementary and Virtual Credit Cards

theflight05theflight05 scorpion PEx Veteran ⭐⭐
ina-allow ba ng mga credit card companies na bigyan ng supplementary card yung mga black-listed na?
«1

Comments

  • tops5450tops5450 Member PExer
    try niyo po. I am a holder of a supplementary card but I am not a blacklisted either.;)
  • ichuo_mxichuo_mx Member PExer
    So katulad din ito ng BPI e-Credit?

    Sino na meron?
  • metropolitanmetropolitan the truth hurts, does it? PEx Influencer ⭐⭐⭐
    100% copy of BPI e-credit. end of discussion ;)
  • ichuo_mxichuo_mx Member PExer
    ay tinapos na agad ni metro hehehehe
  • sexyladyannesexyladyanne Member PExer
    hi. newbie lang ako **..

    pero meron po ako nian hndi ko alm panu gamitin.. ehhehehe
  • ichuo_mxichuo_mx Member PExer
    nagamit ko na sya.

    parang ganon lang din, pero for added security ibang number ang ibibigay mo para hindi bare masyado yung talagang account number mo.
  • obrkcjobrkcj lurker behind the shadows PExer
    pano mag apply for these virtual cards?
  • bangkeroboy21bangkeroboy21 Member PEx Rookie ⭐
    separate credit limit nia sa mother card mo, so it's something like a supple card na ikaw magseset ng cred limit
  • ichuo_mxichuo_mx Member PExer
    obrkcj wrote: »
    pano mag apply for these virtual cards?

    itawag mo lang sya, dapat may bdo cc ka na talaga.
    free for life naman, no extra charge.
    tapos mag-assign ka ng limit mo for the virtual card hanggang half ang kaya sa regular credit limit ng bdo card mo.
    ex. 50,000 credit limit mo, hanggang 25,000 pwede mo assign sa virtual.
  • equal limit ang principal and supplementary.

    3 credit cards

    Mas malakas gumamit ang supplementary. naincrease recently yung limit dahil sa dalas ng paggamit ni suplementary

    Magiibang bansa na si principal for good. pwede pa ba ituloy ni supplementary paggamit ng card ng walang magiging problema kahit walang transaction ang principal ng matagal?

    gustuhin man ng supplementary mag-apply ng credit card hindi pwede dahil wala syang mga requirements gaya ng pay slip, business permit, etc. tinawagan na dati si supplemtary na qualified for credit card principal because of large spending kaso kailangan may requirements kaya di natuloy pagiging principal nya

    kung gamitin kaya ni principal sa abroad yung card kahit once every 4 months para masabi lang na ginagamit pa nya yung card.

    halos 30-40k lagi ang bill ng credit card every month. ginagamit kasi lagi ni supplementary para magpautang ng appliances, cel phones, gadgets, etc.

    kung eenroll kaya yung mga utility bills na nakapangalan sa principal?
  • metropolitanmetropolitan the truth hurts, does it? PEx Influencer ⭐⭐⭐
    walang issue sa bangko ang scenario mo. mas mabuti pa sanang itinanong mo na lang sa call center ng issuing bank ang mga tanong mo.

    sa mata ng bangko lahat ng transactions ng supplementary ay transactions ng iisang credit card account na nasa pangalan ng principal. kahit na sa supplementary card ang mga transaction sa iisang account din ang bagsak nun.

    tungkol sa bills payment you better ask your issuing bank directly may kanya kanyang policy ang mga bangko.
  • lezza26lezza26 Member PExer
    30-40k lang? walang problema yan..
    isang billing statement lang un basta good credit standing ka, kahit nasaan *** principal ok lang

    kami nga 2 supplementary plus principal- ako *** 1 supplementary nag abroad 2 years, credit line namin is 200k per month. mahina *** 40k a month sa amin.
  • thephantomthephantom Member PExer
    there will be no issue if the principal member would not use the card. should there be problems on the account though, the supplementary needs to coordinate with the principal so that the principal can make a request. for utility bill enrollments, check on the rules. if the policy says both principal and supple can apply, the name registered on the utility bill will not be an issue.
  • dmist24dmist24 Member PEx Rookie ⭐
    I have this bdo virtual card (under my fathers name - binigay nya sa akin) and newbie talaga ako pagdating sa credit card... so magagamit ba ito sa pag verify ng paypal account? okay lang ba na kahit hindi ako yung creditcard holder coz naka pangalan ito sa father ko. Sorry newbie talaga pag dating sa mga ganitong stuff.
  • bluestar08bluestar08 Member PExer
    Hi guys, sinong into online shopping dito? I’m starting to try it out, but I’m so scared to use my credit card. Safe ba talaga? I know uso naman na to lalo na dahil ang dami ng mga Groupon, Cash Cash Pinoy website, etc. pero di lang talaga ako sanay. I have a BPI credit card and somebody has told me about their e-credit. Is anyone using it? Anong features and may interest/ finance charge ba yun?
  • shawsankshawsank *EXFOWSYOR Forever* PExer
    ^ gash! im addicted to online shopping! hihi...
    based on my experience, much better if you setup a paypal account kaysa sa mga virtual ek ek na yan! it is so easy and you will never disclose your CC number to the merchant! i feel secure with paypal for the past years i've been using it.
    gash! isa pa, what i like paypal is the guarantee na pag hindi nadeliver yung item or the seller is a scam, you can dispute it and paypal will make a full refund of your payment. it happened na to me twice! gash! i am so thankful for paypal for always being there for me! :lol:
  • Can someone help me? I was a supplementary card holder courtesy of my mom way back in 2004-2005 pa. Then in 2006 naging delinquent yung account, hindi na sya nasettle. Does that mean I was also considered delinquent narin? I mean kahit supplementary card holder lang ako? Thanks so much in advance!
  • KuyaDannyKuyaDanny Moderator PEx Moderator
    No. Only the primary cardholder's credit history is affected by these events.
  • Thanks so much! I was really wondering why I always get declined by banks when I apply for credit cards. The thought just came to my mind and thank God hindi pala dahil don. :) Thanks for the reply! :)
  • Hi! Can you still be approved as a supplementary card holder if you have a delinquent credit history?

Leave a Comment

BoldItalicStrikethroughOrdered listUnordered list
Emoji
Image
Align leftAlign centerAlign rightToggle HTML viewToggle full pageToggle lights
Drop image/file