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Allied Bank Credit Cards (PNB Cards)

yakisobaaayakisobaaa PExer
edited February 2019 in Banking and Finance
sino na dito ang naka avail ng Allied Bank na credit card? madali lang ba ma-approve yung application dito at lahat ba ng banks na nag-oofer ng credit cards e member ng cmap? salamat po pasensya na dami tanong :rotflmao:
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  • Two of my officemates were approved by Allied. Their salary were below the minimum requirement and they didn't even submit an ITR so i guess madali ma-approve. Sa Allied nga pala ang payroll namin kaya may endorsement ng bank manager. So factor din siguro yon kaya na-approve sila agad.

    You can checkout this list to find out which banks are members of CMAP: http://www.cmap.com.ph/directory.php

    Hope this helps.
  • onyxguapo wrote: »
    Two of my officemates were approved by Allied. Their salary were below the minimum requirement and they didn't even submit an ITR so i guess madali ma-approve. Sa Allied nga pala ang payroll namin kaya may endorsement ng bank manager. So factor din siguro yon kaya na-approve sila agad.

    You can checkout this list to find out which banks are members of CMAP: http://www.cmap.com.ph/directory.php

    Hope this helps.

    hay nasa directory sila ng cmap huhu. thanks po sa reply ha :) i hope ma-approve ako dito :)
  • pati ba mga telephone bills tinitignan sa CI?
  • i was given allied bank essentials after i opened a savings account with them. ito pinakamataas na credit limit ko so far. ok naman sya although hindi pa full blast pagdatin sa promos at freebies like the rest. pero as per thier marketing dept., they will launch their promos by last quarter since by that time stable na yung merger with pnb at saka yung sa pal.
  • metropolitanmetropolitan PEx Influencer ⭐⭐⭐
    lj560 wrote: »
    pati ba mga telephone bills tinitignan sa CI?

    This is a list of all CMAP services:

    1. Listing of Court Cases is a compilation of court cases filed in the different courts of Metro Manila, Batangas, Cavite, Cebu and Davao in the following categories:
    a. Batas Pambansa # 22
    b. Estafa
    c. Foreclosure
    d. Illegal Recruitment
    e. Ejectment
    f. Falsification of Public Document
    g. Replevin
    h. Sum of Money
    i. Unlawful Detainer
    j. Swindling

    2. Listing of Returned Checks is a compilation of clients who issued check(s) which was/we dishonored by the drawee bank submitted by CMAP's members.

    3. Listing of Accounts Endorsed to Lawyers is a compilation of accounts endorsed to legal submitted by the members of CMAP.

    4. Listing of Past Due Accounts from telecommunication companies.

    5. Listing of Past Due Accounts from manufacturing companies.

    6. Seminars and Workshops are held covering topics on credit and collection management and other related fields.

    Source: http://www.cmap.com.ph/services.php


    Here are BAP Credit Bureau's services:

    I. Loandex Information Exchange System (LIS)

    A computerized credit information exchange among member banks that provides credit dealing reports on individual and corporate borrowers in five (5) working days from the date of inquiry. The system operates under a wide area network and has accumulated 373,774 records on individuals (72%) and corporate borrowers (28%) as of February 2004.

    Thirty nine (39) member banks subscribe to the LIS.

    II. Negative File Information System (NFIS)

    A computerized information system launched by the Bureau in 1992 that provides member banks data on borrowers and clients with adverse records. The system is presently operated and maintained by the Bureau and is accessible for inquiries through this facility.

    The NFIS has a compilation of the following information:

    1. Adverse Loan Accounts (ALA) a compilation of loan accounts of member banks classified as either items in litigation, foreclosed (under ROPOA) or written-off.

    2.Current Accounts Closed due to Improper Handling (CIH) a compilation of current accounts closed by member banks due to mishandling, formerly known as the Bouncing Check Watchlist (BCW).

    3. Cancelled Credit Cards (CCC) a compilation of credit cards cancelled due to mishandling by credit card centers. Excluded are credit cards cancelled due to annual fee cancellations, with valid complaints, or outstanding balances of less than P5,000.00.

    4.Court Case Listings (CCL) a compilation of credit related complaints such as sum of money, replevin, estafa cases among others, filed in the regional and metropolitan court in Metro Manila and the provinces. The Credit Management Association of the Philippines (CMAP) continues to provide the Bureau with monthly updates.

    NFIS inquiries are processed within a two (2) to three (3) hours from receipt of inquiries electronically via Lotus Notes Groupware Messaging System

    Source: http://www1.bapcb.com/?page=service.bap
  • up for allied bank mastercard!
  • bluesoda00 wrote: »
    up for allied bank mastercard!

    hello bluesoda. pwede matanong kung mga magkano pinang open mo para sa savings account kaya nagbigay sila ng credit card sayo? baka kasi malaki yung deposit mo kaya nagbigay sila. last question po, kung magdeposit kaya ako sa kanila, titignan pa kaya nila sa cmap kung may record ako dun bago sila mag-issue ng credit card sakin? salamat po. iniisip ko kasi mag open ng secured card na lang kasi hirap mag apply ng credit card.
  • hi yakisoba! 25k yung inopen ko. wala naman akong intention na kumuha nung credit card w. ang habol ko yung interest rate nung deposit ko, only to find out na hindi current yung rates sa website nila. ggggRRR!!!! bago ako umalis ayun inoffer sakin nung bank manager yung card, so fill up naman ako. wala namang hiniging reqt since recommended nya pero nag padala pa din ako ng itr later just to be sure. after 3 1/2 weeks, ayun pinadala na sa office. happy ako sa credit limit ko - not that small, not that big. plano ko naman yung mabuhay miles nila since bad trip na ko sa hsbc ko. cmap member sila so i presume na may database sila ng mga may record. i started with a secured card din, bpi classic. hanggang ngayon asa akin pa din at active at di ko pa dn tinatangal yung collateral na deposit. i think dahil dun kaya na build ko uli ng maayos yung credit history ko na dating nasira. right now, i have 3 credit cards at me padating pang isa. hehe... good luck sayo.
  • bluesoda00 wrote: »
    hi yakisoba! 25k yung inopen ko. wala naman akong intention na kumuha nung credit card w. ang habol ko yung interest rate nung deposit ko, only to find out na hindi current yung rates sa website nila. ggggRRR!!!! bago ako umalis ayun inoffer sakin nung bank manager yung card, so fill up naman ako. wala namang hiniging reqt since recommended nya pero nag padala pa din ako ng itr later just to be sure. after 3 1/2 weeks, ayun pinadala na sa office. happy ako sa credit limit ko - not that small, not that big. plano ko naman yung mabuhay miles nila since bad trip na ko sa hsbc ko. cmap member sila so i presume na may database sila ng mga may record. i started with a secured card din, bpi classic. hanggang ngayon asa akin pa din at active at di ko pa dn tinatangal yung collateral na deposit. i think dahil dun kaya na build ko uli ng maayos yung credit history ko na dating nasira. right now, i have 3 credit cards at me padating pang isa. hehe... good luck sayo.


    ahh i see same dilemma pala tayo dati hehe. siguro nga mag secured card na lang nga muna ako, lilinisin ko muna ang credit history ko. buti ka pa naayos mo na yung credit history mo :) thank you po
  • yakisobaaa wrote: »
    ahh i see same dilemma pala tayo dati hehe. siguro nga mag secured card na lang nga muna ako, lilinisin ko muna ang credit history ko. buti ka pa naayos mo na yung credit history mo :) thank you po

    yup. that's the best thing you can do.. konting tiis lang. basta make sure full payment ka at on time lagi. wag munang mag 0% interest sa first 6 months mo. at wag ding sagarin ang credit limit. tignan mo, wala pang one year, mangongolekta ka na ng credit cards! good luck!:lol:
  • ganda allied bank mastercard!
  • just received and had my mabuhay miles platinum mastercard activated. guess what? FOUNDING MEMBER ako!!! wow. sarap ng feeling. aalagaan ko ito. para ngang gusto kong ito na lang yung gamitin ko ng gamitin hehehe. para madaming points ma-earn at ng makalipad ng lbre. yung hsbc ko, 225 miles pa bago maging 3000, pag umabot na, ipapatransfer ko na din sa miles act ko. and then goodbye hsbc...
  • metropolitanmetropolitan PEx Influencer ⭐⭐⭐
    mas mataas yata ang "status" ng World Mastercard than Platinum
  • oo naman. by invitation lang ang world. hindi lahat pwedeng mag apply. in fact wala itong application form. they dont have maximum CL for wolrd pero ang minimum ay 300k. so malamang mga 500k a month dapat ang net pay mo. at this point happy na ko dito sa platinum. hindi lahat ng tao nagiging founder member. lol. kaya go na kayo. apply na!!!
  • bluesoda00 wrote: »
    ...hindi lahat ng tao nagiging founder member. lol. kaya go na kayo. apply na!!!

    My 2 officemates were also Founder Members sa Allied Bank MasterCard Essentials. Kainggit nga eh. Parang VIP ang dating pag may ganung "subtitle" sa card hehe. :depressed:
  • ano ba mga requirements sa allied?
  • coldrockstercoldrockster PEx Rookie ⭐
    Hmm, I got my World Mastercard just recently without any invitation. I just filled out a form from an Allied Bank branch which I happened to pass by.

    So everyone can still apply for the World status. It really depends if they will approve your application or not. :)


    bluesoda00 wrote: »
    oo naman. by invitation lang ang world. hindi lahat pwedeng mag apply. in fact wala itong application form. they dont have maximum CL for wolrd pero ang minimum ay 300k. so malamang mga 500k a month dapat ang net pay mo. at this point happy na ko dito sa platinum. hindi lahat ng tao nagiging founder member. lol. kaya go na kayo. apply na!!!
  • Hmm, I got my World Mastercard just recently without any invitation. I just filled out a form from an Allied Bank branch which I happened to pass by.

    So everyone can still apply for the World status. It really depends if they will approve your application or not. :)

    well good for you. so everyone, it's time to shift to Allied Bank and experience the real thrill only from Lucio Tan. :rotflmao: go go go!
  • Hmm, I got my World Mastercard just recently without any invitation. I just filled out a form from an Allied Bank branch which I happened to pass by.

    So everyone can still apply for the World status. It really depends if they will approve your application or not. :)

    Yup you can apply for the World Card as long as you are earning 150k a month or has an existing credit card from another bank with at least 300k credit limit. Looks like we have a big-timer here. :naughty:

    Anyway, I think Allied Bank did a bad job in designing the World Card. I personally think the Platinum Card actually looks more prestigious. Maybe they should have used a color other than Blue for the World Card since blue is usually the color used by other credit card companies for their regular cards (i.e. BPI, UnionBank, SCB, PNB, etc.). Really, I actually thought at first that the Platinum Card was the more prestigious one. :bop:
  • metropolitanmetropolitan PEx Influencer ⭐⭐⭐
    Maganda sana ang Allied Bank credit cards kaya lang limited ang payment options. OTC payment via Allied Bank branches and ATMs and possibly Bancnet ATMs only.
This discussion has been closed.