BPI Bank of the Philippine Islands (BPI, BPIFSB, Direct BanKo, Private) : Products

business_guy

Bank of The Philippine Islands
(Pilipino: Bangko ng Kapuluang Pilipinas, Español : Banco de las Islas Filipinas)



BPI Family Saving Bank (BFSB)
A wholly-owned subsidiary of the Bank of the Philippine Islands, is the Philippines' largest thrift bank.


BPI Direct BanKo, Inc., A Savings Bank (or “BanKo”)

~shalala~

^^ yey! kaya nga love ko BPI eh :teehee:

superbad

Bakit
Dapat
Overtime?

business_guy

superbad wrote: »

Bakit
Dapat
Overtime?

Ganyan talaga eh. Competitions....

~shalala~

^^ exactly.

bankerII

Basta
Palagi
Income

tidus1203

Why is there a fierce competition between the two?

pat3ck

Hindi lang naman sila.

Bank of Commerce hanggang 4 na rin for the last two months, I think.

Even on weekend (Sat) open na rin sila.

~shalala~

hsbc din, up to 4pm ang banking hours.

pokemohh

bakit sa ibang bansa usually hanggang 6pm?
may mga 24 hours na bangko pa nga sa ibang bansa. sana may ganun din sa Pinas.

cretinous00

BPI is the worst bank today:

1. lowest interest on your deposits
2. lousy loan application system
3. longest and slowest ques for OTC tansactions.

tidus1203

I have to admit BPI has low interest rates (and I am not comparing it with small banks I am comparing it with the likes of BDO, Metrobank, Chinabank stuff like that). But worst bank maybe not....

Archimedes

pero kapag tapos na ang Pasko, back to 3pm na ang closing ng BPI, o forever 5pm talaga na?

business_guy

Archimedes wrote: »

pero kapag tapos na ang Pasko, back to 3pm na ang closing ng BPI, o forever 5pm talaga na?

Sabi ng one of the staffs of BPI, they don't know when it will end, because they were not given an advice on when will 5:00pm banking hours will end, but they were sensing that the 5:00pm will be permanent....

business_guy

tidus1203 wrote: »

I have to admit BPI has low interest rates (and I am not comparing it with small banks I am comparing it with the likes of BDO, Metrobank, Chinabank stuff like that). But worst bank maybe not....

You're right. BPI has the lowest interest rates, that made them the most profitable local bank for consistent years. Big banks won't be too generous to give out big interest rates (Unless you are their preferred client). Like what has been said, higher interest rates, the higher the risk. They are very responsible in terms of securing income to make their institution alive....

business_guy

cretinous00 wrote: »

BPI is the worst bank today:

1. lowest interest on your deposits
2. lousy loan application system
3. longest and slowest ques for OTC tansactions.

1. Agree.
2. What kind of loan application you avail?
3. Have you seen the other two (Metrobank and BDO)????

business_guy

tidus1203 wrote: »

Why is there a fierce competition between the two?

Actually, competition with the three....

business_guy

pokemohh wrote: »

bakit sa ibang bansa usually hanggang 6pm?
may mga 24 hours na bangko pa nga sa ibang bansa. sana may ganun din sa Pinas.

Sana, pero di applicable dito. Alam mo naman situation dito (lol)....

tidus1203

business_guy wrote: »

You're right. BPI has the lowest interest rates, that made them the most profitable local bank for consistent years. Big banks won't be too generous to give out big interest rates (Unless you are their preferred client). Like what has been said, higher interest rates, the higher the risk. They are very responsible in terms of securing income to make their institution alive....

Income for them, not you Higher interest doesn't really mean higher risk as far as deposits are concern. BDO and Metrobank are bigger than BPI but they are still more generous.

BizMag

Is Metrobank going to merge with Psbank na rin? How about BDO and Chinabank?

la_flash

I thought PSBank is a subsidiary of Metrobank?