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Banking | Checking Accounts (PHP)

greenslothgreensloth PExer
edited May 2019 in Banking and Finance
Hello! Someone is gonna pay me with Bank Manager's Cheque daw kasi mejo malaki pera. I don't fancy cash din kasi may bad experience na ako with bad elements. How do I verify if its authentic or may funds? Thanks!
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Comments

  • Bea19Bea19 PEx Veteran ⭐⭐
    may alam ba kayong banks na nag oofer ng checking account na mababa lang ang maintaining? atska magkano bayad sa checkbook?
    1st time ko kseng magoopen ng account e, madami akong alam puro P10K baka merong less than P5K
  • C.I.C.C.IC.I.C.C.I PEx Influencer ⭐⭐⭐
    Try PNB accout....but it's a non-interesting bearing account.

    I'ts Php 5,000 for opening....and maintaining
  • thehitmanthehitman PEx Veteran ⭐⭐
    Chinatrust. 2K ang opening and maintaining. Interest-bearing pa. Log on to www.chinatrust.com.ph for more details. :)

    :cool:
  • Ano requirements kelangan para makapag open sa chinatrust? Ilang id's and all that?
  • thehitmanthehitman PEx Veteran ⭐⭐
    As with most banks, two valid IDs and cash.

    :cool:
  • Bea19Bea19 PEx Veteran ⭐⭐
    may na mention dad ko Philippine Business Bank, its a thrift bank daw P2K lang ang maintaning nya.
  • aajaoaajao Moderator PEx Moderator
    is there a bank that allows you to open a checking account without having a savings account first? :hmm:
  • I opened a maybank account for 3 thousand pesos only and there is no need for you to have a savings account.
  • Bea19Bea19 PEx Veteran ⭐⭐
    P3K na ung maintaining nya? how much ung checkbuk?
  • KuyaDannyKuyaDanny Moderator PEx Moderator
    Checks cost P147.50 per book (personal 50 pcs) or P295.00 per book (commercial 100 pcs) at three banks I called this morning. I don't see why the price should be any different at other banks.
  • aajaoaajao Moderator PEx Moderator
    kasama EPCI dyan, no?
    ;)
  • mark_markmark_mark PEx Influencer ⭐⭐⭐
    i think mababa din sa Chinabank. I am not sure lang. Try calling them up.
  • KuyaDannyKuyaDanny Moderator PEx Moderator
    aajao: No.
  • Originally posted by Bea19
    P3K na ung maintaining nya? how much ung checkbuk?

    yeah 3k ang maintaining and 150 ang checkbook, with ATM account ka na din nun. minimal pa requirements, wala ng CI o kung ano man tawag dun. Yung araw din na yun ang approval ng account mo.
  • Bea19Bea19 PEx Veteran ⭐⭐
    pag naman chinatrust, san meron atm machines cla?
  • Sa Chinabank P5000 opening and maintaning and P20000 maintaining to earn 1% interest pa. The good thing about their current account is that it has a passbook, an ATM card, and a monthly statement.
  • the cheapest is ALLIED BANK P5000 initial deposit but P1000 lang maintaining bal. its called NOW ACCOUNT..but u must be refered by sme1 who has NOW ACCOUNT ..
  • Sabi sa website nila, 5K na ang opening sa chinatrust.

    Sa palagay ko ok sila. Time deposit na 1K lang? Ayos...
    Na enganyo ako :)
  • Centennial Bank..P2000 maintaining, minimum lang naman requirements, no need to open a savings account, no need to be referred. With interest din. Best of all, wala gaano pila sa cashier(at least sa ortigas branch). Yon nga lang, konti lang branches nya...
  • ^ that's good! Keep the info coming guys...

    Pumunta ako sa Maybank (Ortigas) last week.

    Sabi you have to open a savings account first with 5,000 and two valid IDs, then wait one month while they do a credit check on you. If everything turns out OK then they might consider you for a checking account.
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