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May nakukulong ba talaga sa hindi pagbabayad ng credit card?

Im just wondering coz most of the people i know have done this. I mean they weren't able to pay their credit card bills. They said wala namn daw nakukulong sa hindi pagbabayad ng credit card bills? Is that true? It made me curious tuloy.
How 'bout u guys?Have you ever experienced umeskapo sa pagbayad sa mga credit cards?at Keber kung hinahabol at kinukulit kayo na magbayad?
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Comments

  • avonleaavonlea Moderator PExer
    wala naman talaga nakukulong sa hindi pagbabayad ng utang... pwera na lang kung intentional, i.e. estafa...
  • smockssmocks HanNah's MoM PExer
    marami sa kasama ko sa work, umuutang sa credit card tas di na nakakabayad. madami nangungulit sa kanila sa phone pero wa epek sa kanila. pwede nilang takasan siguro ung di pagbabayad ng utang pero ung malaman na lang ng mga kasama mo sa trabaho na di ka nagbabayad i think sapat na kahihiyan na un. meron nga ako kasama dito sa work lagi ako nakakasagot ng phone pag hinahanap sya. syempre tinitimbrihan na nya ako na sabihin na wala sya. nakakabwisit na din ung pagtawag tawag araw-araw kaya nung minsan sinabi ko sa kanya na boss namin ung nasa phone para naman harapin na nya ung problemang pinasok nya kaya ayun nakatikim sya ng mura dun sa naniningil sa kanya sa credit card! pero di pa rin nagbayad kaya ayun di na sya makakuha ng bagong card kc pangit na record nya...
  • farkasfarkas Peon ✭✭
    wala pa akong nababalitaan eh!
  • plankton_unitedplankton_united 99%EVIL1%HOTGAS PExer
    whoa! this is the exact topic na pinag-uusapan namin ngayon dito sa office!! hehe.

    a colleague of mine says na wala pa ngang nakukulong pag di ka nakabayad ng credit card bills mo. nevertheless, you will be blacklisted if you do so. there's a fat chance to acquire for a new one.

    he mentioned nga na may kakilala sila na talagang sinagad ang credit limit ng card nila. may kakapalan din ano?
  • jadebenchjadebench NAVY boy from Las Vegas PExer
    magfile ka ng bankruptcy!
  • BabyFATSBabyFATS Every Body's Buddy PExer
    ^ Walang ganyan dito sa Pinas. Sa States lang ata merong ganyan.

    Tongue.gif
  • SUX2B?SUX2B? Banned by Admin PExer
    Walang nakukulong; namumura meron.

    :lol:
  • DunedainDunedain NINJAneer gone Indie! PExer
    I get thrown in jail lots of times.

    /me picks up card: GO STRAIGHT TO JAIL! DO NOT COLLECT $200. :glee:
  • clawed_outclawed_out Banned by Admin PExer
    It does say something about themselves.


    & i don't want to be associated with anyone who does that. who does, with that kind of behaviour? I won't even trust that person to get my drink.
  • lonely_pinoylonely_pinoy wag kang ganyan PExer
    classmate ko nung college. he works for collection agency, he told me that today he'll be atty. santos, tomorrow atty. benedicto, then atty. biglang-awa. those atty. calling credit cards delinquent accounts are bogus. they just scold and threatening you that you'll gonna be sued and jailed, bla,bla.

    yung malaman na lang ng mga peeps around the ofc that you avoid cc calls is enough na kahihiyan. don't worry, i'm pretty sure marami naman sa mga offices ang ganyan eh. others intentionally have no plans to pay, yung iba naman can't really cope up paying the min due. kaya lang it's all their fault, they're the ones "kaskas" and enjoy the benefit of cc. so magdusa sila. HINTAYIN NYO NA LANG ANG DEMANDA N'YO. this is the famous line collectors always said!!!
  • gratzgratz nobody's PExer
    a law professor of mine told us that no one gets imprisoned for not paying his/her debt. the worst that they can do is to prove that you can pay by checking your properties and acquiring it... something to that effect. kasi kung wala ka daw pambayad, wala talga.

    i hope my memory serves me right. pero wala talagang nakukulong sa utang.
  • bridesmaidbridesmaid Member PExer
    ^post above is right. wala pong nakukulong sa utang.
  • Nasa 1987 Constitution of the Philippines, sa Bill or Rights yata: right ng bawat isa NA HINDI MAKULONG DAHIL SA UTANG. Sa estafa lang pwede makulong.


    You are the Way the Truth and the Life
    We live by faith and not by sight for You
    We're living all for You
  • observerobserver I'm watching you... ✭✭
    Yup, di po pwede makulong dahil sa utang.

    Pwede ka lang makulong kung nag issue ka ng cheke na tumalbog or kung mapatunayan na peke yung mga documents na sinubmit mo nung nag apply ka ng card. (nabasa ko yan somewhere... :) )
  • true_stepperstrue_steppers 牛王 PExer
    hindi ka pwede makulong dahil sa utang, pero pwede ka ipapatay kaya magbayad ka na lang
  • lividlivid black & blue PExer
    Nasa 1987 Constitution of the Philippines, sa Bill or Rights yata: right ng bawat isa NA HINDI MAKULONG DAHIL SA UTANG. Sa estafa lang pwede makulong.

    Estafa = Sum of Money case? Ang alam ko pag Sum of Money ang kaso, hindi puwede makulong kasi civil case lang 'yan. Pero pag BP 22 case (bouncing cheques), criminal case na kaya puwede ka ikulong.
  • mikki_prettymikki_pretty catatonic state PExer
    hindi ka pwede makulong dahil sa utang, pero pwede ka ipapatay kaya magbayad ka na lang

    :lol:

    daming tumatawag tlga na mga atty... hehehe! chaka magbibigay pa sila ng phone number.. wla lang...
  • skyenakkiskyenakki Member PExer
    wala po nakukulong sa utang sa cc kaya lang e, di ka na rin makaka pag open ng bank account.. ganun nag yari sa friend ko...
  • gUy^gUy^ MagKaKaHoY PExer
    kahit na wala nakukulong sa nde pag bayad ng cc.. kahihiyaan mo nalng isipin mo.. para ka na dn nanloko ng tao kung ganon. kung may gusto kang isang bagay pag ipunan mo. pano ka matuto kung panay cc nalng gamit mo hehe
  • feisty_viragofeisty_virago full-time freak PExer
    I usually judge people by the way they handle money. I don't trust people with 6 credit cards tapos ang sweldo, 15K/month pero ang credit limit ay 30K minimum o baka higher pa sa ibang card. Alam talaga nila na walang nakukulong sa utang so they continue to max out their cards and only pay the minimum. Kung hindi lang talaga sila makapal ang mukha. Ano yan, in perpetuity sila magbabayad? :rolleyes:

    Yan ang mga taong hindi ko pauutangin ng pera. Ever. :bop:
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