Question Po: how did you got your first car? (Esp. sa mga self earned cars)

floreno

Question Po: how did you got your first car? (Esp. sa mga self earned cars)

floreno

Tsaka Tips narin kung pano magumpisa pag kukuha ng unang Tsikot.

Thanks.

slamm

My first ride was a "shared" one but here are some things to consider first:
- budget
- mode of payment (savings? loan?)
- preferences (pick-up, sedan, SUV, etc)...
- brand new or second hand?

What i usually suggest to people would be a Toyota Corolla as this is pretty much one of the easiest and cheapest to maintain (esp. the 1.3L versions).

Kung second hand, try to get one that is as new as possible.

floreno

waw thanks for the tip...

That means its not recommended to go with a HONDA as your first car (Practicality wise)

Macky_EX

My first car was a new 2000 Honda Civic.... aga ko kasi nagka-pamilya and being in a country where driving accidents are fatal, my number 1 priority is safety. Looked at NHTSA and IIHS kung ano pinaka-safe.

brock

Ipon ka cash at least kalahati ng value ng car. Tapos loan o installment mo na lang balance.

Kung honda gusto mo pero mahal ang 300k na 97 civic o 400k na 2000 civic mag esi ka na lang. Oks din naman. Paltan mo na lang ng VTEC engine in the future.

brock

Mas mahal spare parts ng honda compared to toyota pero mas oks pa rin honda in my opinion. Laki na rin tipid mo sa gas if you have a VTEC engine.

so_obVIOS

You better go to the showrooms and inspect all the cars in your price range, ask for a quotation and also for freebies they'd give. Don't rule out a brand yet just because of what you've read somewhere.

In my case I went to both Toyota and Honda (kasi City o Vios lang afford eh) hehe Funny lang coz I wen't to the showrooms for the Vios and City but I spent more time looking at the CRV and Camry.....libre naman eh mangarap so OK lang

I got mine through company car plan, but I still had to shell out a good amount of cash...almost obliterated my savings, until my mom came to the rescue ahahaha

slamm

Since your mom shelled out some... you should have gotten the CAMRY!!! hehehe

so_obVIOS

and then we lose our house hehe

floreno

wala pa bang iba

DJQuimby

I had my first car through a loan I availed from my former employer, that was a 1994 Honda Civic Hatchback.

SlowRSX

I shared my first car with my sis. It was a '95 Geo Metro. I hated it, but I couldn't complain since I did not pay for it. Then my dad bought an '89 Toyota Camry V6. Powerfull car but had bad tires and it sometimes loses power steering. My next car was a '93 Honda Civic sedan witch I traded the Camry for. Fun little car. I actually miss driving it. After I paid it off, I got my current car, the 2002 Acura RSX. aNd the rest was history.

timmmay

i sold a kidney... and a left nut for the cd-changer.

nothinFancy

Haha... and now, timmmay is singular in the Testicles Department.

MJ

i used my bro's car loan..

Tmac_1

sa akin bili ng papa ko(2nd hand). then binigay sa aming 2 magkapatid. its next to impossible na makabili ako ng sarili kong kotse since yung suweldo ko sapat lang for survival hehehe

palin

I bought telco stocks back in 1997/98. It doubled grew 800%, sold my profits and bought an Escape.

clawed_out

binili sa dealer ng ipon kong salapi.

consider your budget first.

decide what type of vehicle you want & can afford.

put a huge down payment para walang gaanong sakit sa ulo after. (financing)

phalluscolossus

Eve if money is not an issue, but you're just a new driver, better go for a used car para di masyado masama loob mo pag nabangga, unlike pag brand new, you become hysterical upon seeing that itsy teeny winnie scratch on that glossy finish.

However, if you have been driving for a long time and you have the money, then by all means go for a brand new one.

Kung mag financing ka at kung kakayanin mo na malaki ang down payment, ok na yun, kase pag mas matagal financing, maiisip mo na brand new mo nga na-acquire, pero after 4-5 years of paying for it, naluma at nalaspag mo na rin, yet you're still paying the same monthly installment since your first monthly installment.

slamm

With a second hand car, one also learns how to maintain and repair the car since he encounters more repairs to do (just looking at the lighter side of it )... just dont get a downright lemon clunker.

With financing, the higher the downpayment you can make, the better. I was computing the interest we paid for our car before and it really jacked up the price in the long run (this was a 3 year loan).