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  1. #1
    Mommy Ni Maiah sweet_angel79's Avatar
    Join Date
    Nov 2001
    Location
    Neighbor ni Shamu

    Unhappy Paano ba mag tipid?

    I'm really having a hard time controlling myself to buy stuff for me.
    Some of them I think are important but others are some kind of luxury. But I really can't help it.
    Sometimes, I don't wanna go outside the house no more coz I always spend money.
    If I'm online, I cant stand doing some online window shopping that sometimes tempts me to buy one........
    Gees! can you guys give me some tips!!!!pls

  2. #2

    Post

    i know what your problem is...you have no self-control. if you're not good at this, then better stay out of temptation.

  3. #3
    GHeTTo bOOty kat's Avatar
    Join Date
    Feb 2000
    Location
    L O N G B E A C H

    Post

    hihi i know exactly what u feel...

    just stay out and keep yourself off places that encourage you to splurge...
    beware of malls and tiangges

    ginawa ko one week para makatipid, iniwan ko credit card, check book and nagdala lang ng konting cash...
    wala naglaway lang ako

    effective un, laking tipid

    control. you can do it.

  4. #4
    lie and die tidge's Avatar
    Join Date
    Sep 2001
    Location
    kung saan may inum

    Post

    http://www.gifs.net/animate/schaf.gif

  5. #5
    Mommy Ni Maiah sweet_angel79's Avatar
    Join Date
    Nov 2001
    Location
    Neighbor ni Shamu

    Post

    Hay naku!!!!
    BAsta control to the max na lang ako!

  6. #6

    Arrow

    • Only buy the things you need, not the things you want.

  7. #7
    Rogue Paladin jack_lucas_ph's Avatar
    Join Date
    Oct 2001
    Location
    Post Apocalypse

    Post

    i dunno if this'd help solve ur "bad habit" problem, but it'd definitely save u money. now, here's what u have to do. purchase an alkansya or piggybank (the ones that has to be cracked by a sledge hammer ( ) in order for u to get the money in it) & start putting in P5 coins. just keep at it everyday (well, not everyday really) and before u know it, voila! marami ka ng na-save na dats... assuming ofcourse u dont break the piggybank 1st though knowing it only has P20 in it. it's kinda funny this here suggestion is, but it'd actually teach u to discipline urself. well, atleat it worked for some of my frends. goodluck.

  8. #8
    Think about OFWs
    Join Date
    Sep 2001
    Location
    not_in_the_Phil

    Post

    Put your money in a Time Deposit account. That might help.

  9. #9

    Post

    ... i have the same problem.. i think as long as i know i have the money, i cant control myself..
    i once tried to let my mom keep the money for me, but after a few days, i felt soooo miserable...
    sheeshhh!! i think its an illness!

  10. #10

    Post

    i also have the same problem before but i learned my lesson now...... if you really want to control spending so you can save, don't buy things that you don't need. if you have a credit card, don't attempt to use it unless necessary... if you can't buy it in cash, then don't buy it at all that means the thing that you're buying is not that important at all...... i guess you can save now that you can control your spendings....well, this is just my opinion. it's upto you if you can do it......good luck!!!!!

  11. #11
    lie and die tidge's Avatar
    Join Date
    Sep 2001
    Location
    kung saan may inum

    Post

    tipid hmmmmmmmm natural lang sa mga babae yan eh!..... normal ka lang day! wag kang mag-alala hindi sakit yan..... wala pa namang namamatay dyan........ wag mo lang kakalimutan na ang perang ginagastos mo ay pinaghirapan mo o ng magulang mo!

  12. #12
    Resident Feline
    Join Date
    Jun 2000
    Location
    wh0Re-t0wN

    Arrow

    This is one of my problems. It's like everytime I see something I want, I seem to NEED it badly...

  13. #13

    Post

    oo nga... bat ba ganun!? tama sila.. we have to control ourselves! whew!?

  14. #14
    Mommy Ni Maiah sweet_angel79's Avatar
    Join Date
    Nov 2001
    Location
    Neighbor ni Shamu

    Post

    sa lahat ng nag post!!!!
    Kase lagi kong iniisip that I deserve to have that "something". because I work hard to earn money. Pero kapag nag spend na ako, nanghihinayang ako!!!!
    Sometimes nga I wanted to return it!!!
    So that's why sometimes, I wanted to leave my wallet, checkbook and my credit card..........
    BUt I"m starting now to spend my money wisely!!!!

  15. #15

    Post

    this is from the book "The Richest Man in Babylon" by george clayson:

    - a part of all you earn is yours to keep. -

    sabi sa book, if you would only save at least one tenth of all your earnings, solved ka na for your later years. no matter what you do with the rest of your money, just stay true to this one rule.

    the book is really very good. it goes on about how to invest wisely, all very practical advice. hope you can read it.

  16. #16
    Mommy Ni Maiah sweet_angel79's Avatar
    Join Date
    Nov 2001
    Location
    Neighbor ni Shamu

    Post

    Originally posted by harry_baggins
    this is from the book "The Richest Man in Babylon" by george clayson:

    - a part of all you earn is yours to keep. -

    sabi sa book, if you would only save at least one tenth of all your earnings, solved ka na for your later years. no matter what you do with the rest of your money, just stay true to this one rule.

    the book is really very good. it goes on about how to invest wisely, all very practical advice. hope you can read it.
    Gee! Thanks, I"ll try to find the book.

  17. #17

    Wink

    ummm...lahat na yata ginawa ko. but nothing never works for me...

  18. #18

    Post Re: Paano ba mag tipid?

    Originally posted by sweet_angel79
    I'm really having a hard time controlling myself to buy stuff for me.
    Some of them I think are important but others are some kind of luxury. But I really can't help it.
    Sometimes, I don't wanna go outside the house no more coz I always spend money.
    If I'm online, I cant stand doing some online window shopping that sometimes tempts me to buy one........
    Gees! can you guys give me some tips!!!!pls
    eto suggest ko lang ah.maghanaap ka nang mayaman na BF!

  19. #19

    Post

    ang hirap nga magtipid eh!

  20. #20
    Mommy Ni Maiah sweet_angel79's Avatar
    Join Date
    Nov 2001
    Location
    Neighbor ni Shamu

    Post Re: Re: Paano ba mag tipid?

    Originally posted by bright389


    eto suggest ko lang ah.maghanaap ka nang mayaman na BF!
    Ganun? ikaw puwede ka ba?

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