Hello everyone, I'm new here in this site. I would like to know if anyone here had applied a tourist visa going to EU countries. I'm so confuse I have read different forums and they have different opinions so when I stumble into this site and notice na people are really honest in giving help I decided to sign up. I would like to ask if for instance I get a tourist visa and my friend will provide the necessary document for inviting me. Do I still have to show my bank account sa embassy? what if I use an agency will it be difficult? Magkano normal pay sa mga agency?