I just received my BDO Centennial MasterCard and now I'm really confused if it's a credit card or not.
Noong na-introduce sa akin to nung taga-BDO na nagppromote around DLSU, sabi nya credit card style sya pero lalagyan mo ng laman. So kumbaga, parang EPS siya (express pay system), kaya that convinced me to get one.
However, noong nakuha ko na yung card, nakalagay credit card sya (MasterCard, to be specific). Kaya ngayon sobrang reluctant akong gamitin kasi my parents have always told me that credit cards are the devil.
Could someone enlighten me? I'd really like to use it tsaka sayang naman kung hindi.