please help! i need your advised

[dielkie]

we all know walang nakukulong sa utang. estafa meron. pero alam ko hinde din ganun kadali magfile ng case kse madaming documents required. ano pa ibang pwedeng gawin para mapabayad *** taong ayaw magbayad. *** checks na hawak ko is 4 checks amounting to almost 125k. tapos meron pa akong hawak more than 10 checks dun sa may utang pero cleared na yun d ko lang nababalik. and hinde na din nadadaan sa maayos na usapan tong may utang. hope u could help me out.

[bankerII]

the first question you should ask is "why"?
usually non-payment arises from limited finances.
tingan mo ang lifestyle.
then you can decide if it needs court intervention,
if warranted.

[dielkie]

the first question you should ask is "why"?
usually non-payment arises from limited finances.
tingan mo ang lifestyle.
then you can decide if it needs court intervention,
if warranted.

thank you for that answer bankerII