how old are you? and how much is your savings na?

[ellem40]

^ yes, its possible. I believe na well compensated si @monjuaquin. Meron ako friend working in EU who also has a high paying job. Single din. His salary is a whoping 15,000 EU a month since accountant sya dun sa company.

I guess more or less @mon has the same fate as my friend

[jadey888]

^ yup, mas mabuti ngang mag ipon habang single pa ...

[carlo_andrew]

23 years old

13k time deposit
earning 20k monthly

saved and invested 70k in 5 months (down payment for a house I intend to buy)
no liquid cash for anything else since i live with my parents hehe.

[monjuaquin]

do i need to explain.. ok po..

bangkok.. 3 years.. as english professor
php70k (12 units) salary+ php20k house allowance / month. + overload pay 9k / unit. i used to have at least 24 units.+ paid student trianings/seminars at pati field trip nila binabayaran din nila ako. + outside tutorials na 650 per hour/head. i used to do tutorials at least 3 hours with a minimum of 10 students + 13th month pay. cost of living is cheaper than philippines .. mura ang food at transpo. my condo unit is php25/month// dahil 5 kame sa unit 5k lang bnabayaran ko. i got 20k house allowance kc saken nka name ang contract. (inutakan ko lang sila hehe) i did not pay tax kc my employer declared na below 15k thai baht lang salary ko.

amsterdam 14 months= house cleaner.. i got 24 employers/mga bahay na nililinisan ko once a week.. per hour ang bayaran. 14 euros for at least 9 hours= 126 euros/day. breakfast/lunch pati snacks ay free kung san man employer ako abutin. trsnpo paid by employers. house? nope.. i took a bed space for only 125 euros/month all inclusive. food at least 20 euros per week. d sila strict when it comes sa mga illegal aliens .. as long as wala ka gngaawa na crime d ka nila huhulihin,, mababait ang dutch people. when i got home .. a government agency gave me an allowance of 500 euros and free plane ticket ganun sila kabait. i did not pay tax kc illegal **** ako..

my condo is sa friend ko yun na nagkaasawa ng mayaman sa amsterdam kaya nagbayad lang ako ng konte sa kanya tsaka ako babayad nung remaining 200k at pinatransfer na nia saken .. yung kia soul 350k lang yun.. kc sa uncle ko yun. 6 months after nila nabili yung car eh nagmigrate na sila sa US of A.

yun po.. kaya nag karon ako ng kung ano meron ako ngayun in span of 4 years at my age,, modesty aside.. i worked hard **** at naginng matalino ako sa mga bagay na gastusin. my mom said. kahit gano kalaki salary mo.. if d mo dagdag ka ng dagdag ng mga gastuson eh *** ka maiipon..

:-)

[monjuaquin]

2730000 my monthly salary (12units) for 3years and 3 months(13th month pay)
540000 my kick back from my house allowance for 3 years
1296000 overload pay 3 years
4212000 tutorials for 3 years
2425500 house cleaning in amsterdam for 14 months

these are not exact figures but they are really close.. exclusive all the expenses in my 4 years ..

[wonwon]

do i need to explain.. ok po..

bangkok.. 3 years.. as english professor
php70k (12 units) salary+ php20k house allowance / month. + overload pay 9k / unit. i used to have at least 24 units.+ paid student trianings/seminars at pati field trip nila binabayaran din nila ako. + outside tutorials na 650 per hour/head. i used to do tutorials at least 3 hours with a minimum of 10 students + 13th month pay. cost of living is cheaper than philippines .. mura ang food at transpo. my condo unit is php25/month// dahil 5 kame sa unit 5k lang bnabayaran ko. i got 20k house allowance kc saken nka name ang contract. (inutakan ko lang sila hehe) i did not pay tax kc my employer declared na below 15k thai baht lang salary ko.

amsterdam 14 months= house cleaner.. i got 24 employers/mga bahay na nililinisan ko once a week.. per hour ang bayaran. 14 euros for at least 9 hours= 126 euros/day. breakfast/lunch pati snacks ay free kung san man employer ako abutin. trsnpo paid by employers. house? nope.. i took a bed space for only 125 euros/month all inclusive. food at least 20 euros per week. d sila strict when it comes sa mga illegal aliens .. as long as wala ka gngaawa na crime d ka nila huhulihin,, mababait ang dutch people. when i got home .. a government agency gave me an allowance of 500 euros and free plane ticket ganun sila kabait. i did not pay tax kc illegal **** ako..

my condo is sa friend ko yun na nagkaasawa ng mayaman sa amsterdam kaya nagbayad lang ako ng konte sa kanya tsaka ako babayad nung remaining 200k at pinatransfer na nia saken .. yung kia soul 350k lang yun.. kc sa uncle ko yun. 6 months after nila nabili yung car eh nagmigrate na sila sa US of A.

yun po.. kaya nag karon ako ng kung ano meron ako ngayun in span of 4 years at my age,, modesty aside.. i worked hard **** at naginng matalino ako sa mga bagay na gastusin. my mom said. kahit gano kalaki salary mo.. if d mo dagdag ka ng dagdag ng mga gastuson eh *** ka maiipon..

:-)

ikaw na ang maabilidad...
para tuloy gusto ko ng mag-apply ng schengen visa para makapag-work sa europe..
btw why did you decide to go home? you're still young...sayang naman ang oportunidad..baka maging 1 day millionaire ka lang if you don't spend/invest your money wisely.. 4M+ is a lot of money, but madali ring maubos given the increasing cost of living sa Pinas..
when I went back home few months ago, nagulat ako sa mahal ng mga bilihin...

[monjuaquin]

ikaw na ang maabilidad...
para tuloy gusto ko ng mag-apply ng schengen visa para makapag-work sa europe..
btw why did you decide to go home? you're still young...sayang naman ang oportunidad..baka maging 1 day millionaire ka lang if you don't spend/invest your money wisely.. 4M+ is a lot of money, but madali ring maubos given the increasing cost of living sa Pinas..
when I went back home few months ago, nagulat ako sa mahal ng mga bilihin...

i decided to go home kc . isang reason i'm still young. pagkagrad ko ng college work nako agad. d ako nakpagenjoy.. for now gus2ko lang magenjoy pero doesn't mean eh maguubos ng pera na naipon ko. yung savings ko savings nayun at dadagdagn ko parin yun or yun nga balak ko i-invest particularly sa stocks. pero wala pa ko ****** ideas about dun. umuwe ako para maranasan yung usual na nararanasan ng mga ka age ko. yung tipong simpleng sa call centre lang. madaling bumalik sa work ko abroad as professor or bilang cleaner sa europe.. ayoko tumanda na yung ipon lang ang pwede ko ipagmalaki.. **** ko tumanda ng nakaranas ng problema, nagenjoy at the same tym.. at nakaranas ng nararanasan ng marame. **** ko ng challenge. feeling ko ** ako sa pinas magiging masaya. in my 4 years, never ko nasabi na masaya ako sa trabaho ko..

babalik ako abroad ***** pag 30 na ako.. these are some reasons why i decided to go home....

[MakaveliLives]

^ yup afpslai 18% per annum since they cater soldiers and their dependents, etc

www.afpslai.com.ph/

sundalo po kasi ang daddy ko.
my dad introduce me to save my money here kasi malaki talaga tubo sa capcon.

their main branch is in camp aguinaldo.

police have PSSLAI
AMWSLAI is 13% per annum, PAFCIPIC is 22% per annum, ACDI is 18% per annum (not sure), CWSLAI =18% per annum (not sure), at marami pa.

dahil sa laki ng mga interes.. what they do is nililimit na nila mga deposits ng members..

you can check it out or ask if my kakilala/kamaganak kayo nasa service..
Malaki po talaga interes dun kasi its one of the services na nakukuha ng mga sundalo natin. at wala din tax.

Wow pwede pala dependent dun. Hindi sinasabi ni erpat sakin. Tanungin ko nga mamaya.

[pinay_pay]

just turned 30.
savings sa bank - around 8****
invested in stocks - around 5******
assets / liabilities- 2 condos, 1 car, 1 motor, 1 bike, 2 cows and 3 pigs
pautang - 100k++ with land collateral
passive income -15k

was able to buy/save all the things above in span of 2 yrs.

insurance - with value of 200k, paid in full just last OCt 2011. Pang college sana ng anak ko, kaso 2 sems na lang ata to. kinuha ko sya 5 yrs ago pa, purita pa ako msyado nun kala ko 100k is very big na.

[noics02b]

i decided to go home kc . isang reason i'm still young. pagkagrad ko ng college work nako agad. d ako nakpagenjoy.. for now gus2ko lang magenjoy pero doesn't mean eh maguubos ng pera na naipon ko. yung savings ko savings nayun at dadagdagn ko parin yun or yun nga balak ko i-invest particularly sa stocks. pero wala pa ko ****** ideas about dun. umuwe ako para maranasan yung usual na nararanasan ng mga ka age ko. yung tipong simpleng sa call centre lang. madaling bumalik sa work ko abroad as professor or bilang cleaner sa europe.. ayoko tumanda na yung ipon lang ang pwede ko ipagmalaki.. **** ko tumanda ng nakaranas ng problema, nagenjoy at the same tym.. at nakaranas ng nararanasan ng marame. **** ko ng challenge. feeling ko ** ako sa pinas magiging masaya. in my 4 years, never ko nasabi na masaya ako sa trabaho ko..

babalik ako abroad ***** pag 30 na ako.. these are some reasons why i decided to go home....

We have the same reasons. I used to work in Japan right after college grad, nakaipon ng kaunti (mas marami ka naipon :P), then umuwi ako dito sa Pinas to pursue graduate studies. During those times, I felt nasasayang ang youth ko since I just work non-stop. Pay was relatively good, but then ayaw ko naman na ganun lang ginagawa ko habambuhay. For 2 years, relying on my own ipon, I was a full time grad student. Ngayong tapos na, back to jobhunting uli, and still target ko pa rin ang Pinas.

I also believe madali lang yang abroad abroad na yan. Pero I will only work abroad probably if I will have my own family at kung kelangan talaga. Siguro for migration na rin kung gusto nila. But ngayon, habang single and still relatively young, enjoy lang muna.

[jadey888]

i decided to go home kc . isang reason i'm still young. pagkagrad ko ng college work nako agad. d ako nakpagenjoy.. for now gus2ko lang magenjoy pero doesn't mean eh maguubos ng pera na naipon ko. yung savings ko savings nayun at dadagdagn ko parin yun or yun nga balak ko i-invest particularly sa stocks. pero wala pa ko ****** ideas about dun. umuwe ako para maranasan yung usual na nararanasan ng mga ka age ko. yung tipong simpleng sa call centre lang. madaling bumalik sa work ko abroad as professor or bilang cleaner sa europe.. ayoko tumanda na yung ipon lang ang pwede ko ipagmalaki.. **** ko tumanda ng nakaranas ng problema, nagenjoy at the same tym.. at nakaranas ng nararanasan ng marame. **** ko ng challenge. feeling ko ** ako sa pinas magiging masaya. in my 4 years, never ko nasabi na masaya ako sa trabaho ko..

babalik ako abroad ***** pag 30 na ako.. these are some reasons why i decided to go home....

nakakinspire ka naman!!..sana makapag work din ako sa europe at makapag ipon dun

[monjuaquin]

nakakinspire ka naman!!..sana makapag work din ako sa europe at makapag ipon dun

ui.. thanks po
one of the reasons kaya ako nagpost ** about my experiences ay para somehow eh maka inspire lalo na sa mga ka-age bracket ko na nagsisimula pa lang.

nasayo na kung pano kita ma-inspire. pwede dahil sa pag wowork ko na kaya nakaipon ako ng ganun or pwede rin sa desisyon ko na umuwe na dahil sa narealize ko. d ko klangan magtrabaho ng d ako masaya kahit na malaki naiipon ko kung kapalit **** nun eh yung simpleng trabaho kahit maliit ang sweldo basta masaya at macha-challenge ako.

good luck to your endeavor...

[ginnie01]

9 mos working and 30k in the bank pa lang..
when i reach my target emergency fund then i will invest in mutual funds.

[jc_kito]

25 years old 5 years nang nagwowork.

50k - mutual fund
$2200 - time deposit/dollar savings account
130k - peso savings account
120k+ - pinautang sa kamaganak

Panagarap ko magkaroon ng 1 million sa bank bago ako mag 30

Sana matupad ko yan

[princesskimmy]

30yrs old
870k
been working for 5 years in the Philippines

500k is earning 12%
75k in BPI (with life insurance)
146k in BDO (emergency money)
$1260 BDO also for emergency
72k in EIP
6k still in BDO
17500 coop

[hacker06]

30yrs old

700k in stock market
240k in pautang w/ interest
50k revolving fund or emmergency fund

[simplehiro]

Anong mga trabaho niyo at andami niyo na agad na ipon? Ako 1 year working 40k pa lang.

Siguro mas marami kung di ako nagbabakasyon sa ibang bansa with my family.

[elusivearl]

The corporate bonds that I've invested in have a minimum face amount of $100K USD. One is NAPOCOR...

BDO bonds. right?

[Crusty_D_Clown]

BDO bonds. right?

Well, I've invested in corporate bonds through Citibank and BDO. One of my investments is with NAPOCOR.

[elusivearl]

Well, I've invested in corporate bonds through Citibank and BDO. One of my investments is with NAPOCOR.

PSALM? Meron ba bagong corporate bond in-ooffer ang citibank?