how old are you? and how much is your savings na?

[TastyXtina]

how many years have you been working and how much savings do you have? share it here..

[einjhel27]

aaminin ko, naging pabaya ako nung 20's ko, imbes na magsave, nanlilibre dito nanlilibre doon, gimik, shopping, etc. halos wala ako naipon, i'm 34 na pero savings ko nasa 150k pa rin, and i have a child na. gusto ko na siyang sundan pero sa hirap ng buhay parang nakakatakot.

[Jaypee_03]

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[gonefishing6]

okay na yang 150k na savings, may trabaho ka naman diba? gawin mo 100K itago mo sa bangko (emergency fund). Yung 50k ipuhunan mo na sa negosyo, wag sa networking ha, mag buy and sell ka o repacking business mad doble mo yang 50k mo ng wala pang isang buwan

aaminin ko, naging pabaya ako nung 20's ko, imbes na magsave, nanlilibre dito nanlilibre doon, gimik, shopping, etc. halos wala ako naipon, i'm 34 na pero savings ko nasa 150k pa rin, and i have a child na. gusto ko na siyang sundan pero sa hirap ng buhay parang nakakatakot.

[starpreneur009]

Hi, I am 19 (going 20) years old
I tend to save 200-500 a week from my allowance tinatabi ko kaagad at hindi ko na ginagalaw punta na agad sa bangko
As of now I have 15K more or less in a bank (BPI) matagal kong pinagipunan iyan naalala ko pa noong Second year college (or was it first year) pa ata ako noong nagbukas ako ng account sa BPI
10K invested in BPI UITF
and 15k invested in sunlife mutual funds

Ok kaya itong savings ko?
@TS try mo yung sinabi ni gonefishing6 100k on emergency funds and 50k pangnegosyo

[gian_seth26]

Hi, I am 19 (going 20) years old
I tend to save 200-500 a week from my allowance tinatabi ko kaagad at hindi ko na ginagalaw punta na agad sa bangko
As of now I have 15K more or less in a bank (BPI) matagal kong pinagipunan iyan naalala ko pa noong Second year college (or was it first year) pa ata ako noong nagbukas ako ng account sa BPI
10K invested in BPI UITF
and 15k invested in sunlife mutual funds

Ok kaya itong savings ko?
@TS try mo yung sinabi ni gonefishing6 100k on emergency funds and 50k pangnegosyo

i remember nung first few years ko working, adik na adik ako sa pagpunta sa BDO everytime may naipon ako from my sweldo para magdeposit... for 4 years, i was able to save about 200K+ 26 lang ako nun..kaya continue what you're doing...wag lang masyadong obsess sa pag-ipon at di mo na enjoy yung money mo lalo pa at your age, sayang ang life kung puros lang ipon..

[starpreneur009]

ok at least i know I'm on the right track
at kaya marami din akong ipon kasi rich mga friends ko hehehe
pero minsan lang ako magpalibre madalas naman ako pa rin nagbabayad

[KITHE ORTIZ]

aaminin ko, naging pabaya ako nung 20's ko, imbes na magsave, nanlilibre dito nanlilibre doon, gimik, shopping, etc. halos wala ako naipon, i'm 34 na pero savings ko nasa 150k pa rin, and i have a child na. gusto ko na siyang sundan pero sa hirap ng buhay parang nakakatakot.

150k is not bad, at least may naipon ka.. If you have a child na, you must prepare for your childs education, a college fund, start saving naman for education..

[jmartin27]

ok nsa right po ba ako? 2.5 years tpos po 196K na ipon po? bale po kasi yung 125K nsa TD po diamond savings account po ng Chinabank. tpos the rest po Emeergency fund po..

Pinag aaralan ko pa yung ibang investment kagaya ng MF, UITF, Stocks.. anu mganda MF po *****? balak ko kasi MF muna yung tirahin ko bago sa stocks hehe

[KITHE ORTIZ]

ok nsa right po ba ako? 2.5 years tpos po 196K na ipon po? bale po kasi yung 125K nsa TD po diamond savings account po ng Chinabank. tpos the rest po Emeergency fund po..

Pinag aaralan ko pa yung ibang investment kagaya ng MF, UITF, Stocks.. anu mganda MF po *****? balak ko kasi MF muna yung tirahin ko bago sa stocks hehe

Try Sun Life Prosperity Funds, email me cristina.ortiz@sunlife.com.ph
for more information.

[jmartin27]

Thanks Kithe_ortiz for giving me options.. hehe.. cge email kita =)) sa BPI MF ok ba dun?

[Alizarine]

I'm 26 and I have technically ZERO savings... how sad can life be?

[michelle28]

im 34yo, 1M in the bank. earning quarterly interest of 45,000. matagal ko na syang ipon.

yung interest lang ang winiwidro every month which is 15,000.
15,000 * 3 = 45,000

i ensure that i dont go beyond my limit.

what im doing now is dagdagan pa ng yung capital contribution ko. maybe to 2-3 million.

sana kayanin ko.. since *** ako sss..gsis..

gusto ko ito na lang ang lalabas na pension ko every month pagtanda ko.

kapag nag3M ako. that means 135k per quarter or 45k per month.
okey na po sa akin yan pagtanda ko.

[dangerdays]

im 34yo, 1M in the bank. earning quarterly interest of 45,000. matagal ko na syang ipon.

yung interest lang ang winiwidro every month which is 15,000.
15,000 * 3 = 45,000

i ensure that i dont go beyond my limit.

what im doing now is dagdagan pa ng yung capital contribution ko. maybe to 2-3 million.

sana kayanin ko.. since *** ako sss..gsis..

gusto ko ito na lang ang lalabas na pension ko every month pagtanda ko.

kapag nag3M ako. that means 135k per quarter or 45k per month.
okey na po sa akin yan pagtanda ko.

Anong bank product po yan? ang laki kasi ng interest eh, at saang bank? bale ibig nyo po sabihin 1.5% per month times 12 months equals 18% per annum. hahaha sobrang laki ng interest ah.

[Max_Buwaya]

^ at mukhang tax-free huh

dare michelle28 to tell us what that bank product is para naman may idea din ang iba

[michelle28]

^ yup afpslai 18% per annum since they cater soldiers and their dependents, etc

www.afpslai.com.ph/

sundalo po kasi ang daddy ko.
my dad introduce me to save my money here kasi malaki talaga tubo sa capcon.

their main branch is in camp aguinaldo.

police have PSSLAI
AMWSLAI is 13% per annum, PAFCIPIC is 22% per annum, ACDI is 18% per annum (not sure), CWSLAI =18% per annum (not sure), at marami pa.

dahil sa laki ng mga interes.. what they do is nililimit na nila mga deposits ng members..

you can check it out or ask if my kakilala/kamaganak kayo nasa service..
Malaki po talaga interes dun kasi its one of the services na nakukuha ng mga sundalo natin. at wala din tax.

[shankie30]

Anong bank product po yan? ang laki kasi ng interest eh, at saang bank? bale ibig nyo po sabihin 1.5% per month times 12 months equals 18% per annum. hahaha sobrang laki ng interest ah.

sobrang laki nga!

just turning 33 wala pa akong ipon. may pera ako sa bank na 350K pero para yan sa bahay na binayaran ko kada buwan...bale hindi ko siya ginagalaw. Prepare ko lang pag wala na akong work pambayad ng unit habang naghahanap. 22k per month ako.

[Max_Buwaya]

^ yup afpslai 18% per annum since they cater soldiers and their dependents, etc

uhm, ok.

im 34yo, 1M in the bank.

[Sisko]

^ yup afpslai 18% per annum since they cater soldiers and their dependents, etc

www.afpslai.com.ph/

sundalo po kasi ang daddy ko.
my dad introduce me to save my money here kasi malaki talaga tubo sa capcon.

their main branch is in camp aguinaldo.

police have PSSLAI
AMWSLAI is 13% per annum, PAFCIPIC is 22% per annum, ACDI is 18% per annum (not sure), CWSLAI =18% per annum (not sure), at marami pa.

dahil sa laki ng mga interes.. what they do is nililimit na nila mga deposits ng members..

you can check it out or ask if my kakilala/kamaganak kayo nasa service..
Malaki po talaga interes dun kasi its one of the services na nakukuha ng mga sundalo natin. at wala din tax.

same tayo ng bangko.. awmslai at afpslai din ako... ang pagkaka alam ko 6% lang sa pafcipic. Too bad ang awmslai ay di na muna mag-aaccept daw ng deposit simula april.

1M lang ang limit sa afpslai kapag hindi ka direct member at 3M para sa mga direct. 10k per month lang ang allowed max deposit

[gUy^]

what do you mean pag hindi direct? paano pag friend ko lang pwede din ba ako mag deposit?
may joint account din ba dyan?