Credit Card for Homebased Employees

[CharmedOne15]

Hi, Ask ko lang po sana if may alam kaying banks na madali lang mag-approve ng Credit card applications kung homebased *** work ng applicant tapos walang ITR nor certificate of employment. Meron lang po e payslips from Paypal/BDO. Pls help. Gusto ko kasi mag-avail. Monthly salary is approx. 20+K.

[freelancer_babe]

Try applying for secured credit sa mga banks na nag-offer nito.

Check mo na lang ang secured credit card thread to learn more about it: http://www.pinoyexchange.com/forums/...d.php?t=311006

Alternatively, go for debit cards. Many of them work well like credit cards. http://www.pinoyexchange.com/forums/...d.php?t=518953

Btw, I'm a homebased worker like you and is using a secured credit card and a few debit cards.

[FOXY_CHER]

hi freelancer babe and charmedone,
i am working at oDesk --- just want to know kung if meron kayong magic jack and ano ang ginamit nyong pang renew ng subscription? ayaw kasi recognize ang EON and secured CC ng BPI. Please help

[homebaseinvestor]

Hi, Ask ko lang po sana if may alam kaying banks na madali lang mag-approve ng Credit card applications kung homebased *** work ng applicant tapos walang ITR nor certificate of employment. Meron lang po e payslips from Paypal/BDO. Pls help. Gusto ko kasi mag-avail. Monthly salary is approx. 20+K.

Hi,

Meron ako suggestion but this may take time, siguro mga 1 to 2 year. All you need to do i open an account with bank like BDO, Eastwest bank, BPI or other bank n may credit card. Freelance k naman for sure you can save kasi tipid k s gas an food and clothing et al. If you reach around 50 to 100k ADB, wait for a year and few months and malaki ang chance mo n padalahan ng pre approved credit card. Magugulat k n lang nasa doorstep mo na, ready to use. And make sure to be a good steward of it. Hope this helps.

[bankerII]

please understand that the bank has no way in evaluating /confirming your financials kaya mahirap kung walang ITRs. they have to do it from other sources, which are not too dependable naman.
naniniguro din sila.