DMCI Homes, Condominiums

[marygracedatuin]

Hello Francis Warren,

I am planning buy a 2-bedroom condo unit in The Amaryllis or in Zinnia Towers (both located in Quezon City). Is there a way to finance my purchase thru PAGIBIG Housing Loan?

[marygracedatuin]

Hello Erika Fe “Kaye” Francisco,

Please include the price lists of the latest projects of DMCI Homes in Quezon City: The Amaryllis and Zinnia Towers. These projects are still under construction, and the expected turnover dates are on 2014 and 2015. Check out The Amaryllis’s Project details here. You may also check the Zinnia Towers’ project profile here.

[annem]

Kaye, can you provide me the turn over dates for The Amaryllis as well as Rhapsody Residences? Because I am planning to invest from either of the two. Thank you.

[annem]

Or you may want to keep your options open by visiting DMCI Homes' website as it offers you a variety of its state of the art, contemporary and comfortable living spaces in forms of condominiums or residential developments.

[marygracedatuin]

Kaye, can you provide me the turn over dates for The Amaryllis as well as Rhapsody Residences? Because I am planning to invest from either of the two. Thank you.

Turnover date for The Amaryllis is December 2014. While the turnover date for Rhapsody Residences is December of the current year.

[annem]

You might also want to look at Paloverde Tower, Dansalan Gardens. It has 3 tall towers comprising of 31- 31- 18 storeys. You may know more of it in this listing: http://realestatemlsphilippines.com/...nsalan-garden/ or in DMCI Homes' website: http://www.dmcihomes.com

Try visiting its new project developments: Zinnia Towers, Rhapsody Residences and The Amaryllis.

[johnrick]

Annem, I've been there twice sa Paloverde Tower, Dansalan Gardens when I visited my close friend. 'Dun kasi siya nakatira. And I must say na ang ganda ng area. Complete sa amenities at masarap lang sa pakiramdam na mapalibutan ng mga puno at garden sa loob mismo ng city.

PS. Magkano po ang downpayment sa mga nabanggit ninyong bagong developments?

[carlamontoya]

Aside from its steep price, what are the things that make mobile homes impractical? If you ever have the privilege to buying one, will you? Can it compete with the existing real estate properties such as house and lot or condominiums? Share us your thoughts.

[carlamontoya]

Johnrick, PHP20,000 ang downpayment. Ang baba di'ba? Isa pa, kapag 2BR unit na nagkakahalaga ng PHP2.5M ang kinuha mo, makakatipid ka ng PHP300,000, dahil iyon sa bagong VAT threshold na ipinatutupad ng BIR na sinusunod namang DMCI Homes.

[carlamontoya]

The link you've attached has been helpful Ms. annem. I was able to look for good developments, actually all of them. But I will be eyeing at Zinnia Towers, and hopefully, be able to reserve at the end of the month. Do you how to reserve a unit in that development? Thank you in advance.

[carlamontoya]

Real Estate planning can be confusing and difficult for anyone. For same-sex couples, the hurdles can sometimes be insurmountable. Every country has its own laws regarding marriage and domestic partnerships and most still do not legally recognize same-sex relationships like here in the Philippines. Do you have any stories/ comments/ advice concerning this? Fell free to leave your message.

[carlamontoya]

Yes, you might want to read this thread for guidance. http://www.pinoyexchange.com/forums/...1#post63243279

To add more good news, purchasing any 2BR from any DMCI Homes development will save you a whooping amount of PHP300,000. This is because of the new VAT threshold, ordered by BIR. To know more of this, visit DMCI Homes official website at http://dmcihomes.com

[carlamontoya]

What you should know before buying a home (house and lot or condo) (in bullets.)

•Don't buy if you can't stay put.
•Start by shoring up your credit.
•Aim for a home you can really afford.
•If you can't put down the usual 20%, you may still qualify for a loan.
•Buy in a district with good schools.
•Get professional help.
•Choose carefully between points and rate.
• Before house hunting, get pre-approved.
• Do your homework before bidding.
• Hire a home inspector.

[annem]

Hey carlamontoya. What if I acquire a 3B unit with balcony in a DMCI Homes development, which some can cost PHP7M, will that PHP300,000- turned savings double? Enlighten me with this new VAT threshold. Thank you.

[annem]

You might want to read this: ESTATE PLANNING FOR SAME-SEX COUPLES to answer your question. For speed browsing, you may use a keyboard shortcut by clicking Ctrl + f, then typing your desired keyword.

I am not quite sure though that in our country, this issue is resolved. Hiring a lawyer would be the best move. A real estate agent may also interfere since real estate property (house and lot or condominium) acquisition is disccused.

[annem]

It really is impractical to own a mobile home in the Philippines because of the following reasons:

Financing
Many banks make a distinction between site-built houses and prefabricated houses when it comes to eligibility for a mortgage. Mobile homes have a reputation for not holding their value over time, unlike in condominiums.

Materials
Mobiles houses are mass produced by large companies in centralized factories. Because these companies do this for profit, they don't use the highest quality or most expensive materials available.

Lack of Personalization
For homeowners who are interested in a highly personalized living environment, a mobile house may seem unacceptably standardized and lacking in character.

Not Site Specific
One of the ways that highly efficient buildings decrease their energy use is through proper siting to take maximum advantage of the lay of the land and the sun. Mobile houses don't.

[marklots]

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Also check out this link: http://sulit.com.ph/5609711

[CastroRick]

Tama ka johnrick. The owner must legally present himself in the process so as to provide accuracy in the information disseminated. The sister, in behalf, should be also knowledgeable of the matter. A real estate agent is hired to ratify the transaction.

Acquiring real estate property is sensitive. As much as possible, we avoid experiencing a bumpy road, because it would mean delay in process and money. That is why we are entitled to a lot of options out there. Before we buy a house, we must remember to:

1. Make sure that the "Transfer Certificate of Title" is authentic. The easiest way to check if the title to the property you are buying is authentic is by getting "Certified True Copy" of the title from the Register of Deeds.

2. Verify that the title is clean, meaning the property is not mortgaged (no liens & encumbrances on the property).

3. Make sure that the land described on the title is really the land that you are buying. You can validate this at the Register of Deeds or by hiring a private land surveyor or a geodetic engineer.

4 Confirm that the yearly real estate taxes are paid. Ask for certified true copies of the Tax Declaration and original Tax Receipts to confirm that real estate tax payments are up to date.

^^

Hi jjen,

You got all the answers from the above quoted reply. Maganda din yung idea na kunin mo yung contact number ng may ari sa kapatid niya para ma confirm kung talagang kapatid niya nga ito at binebenta niya ang kanyang property.

[junk_addict]

Hey guys, I'm putting my unit for rent. Let me know if you're interested.

By the way this is also for sale if you'd rather own the property.

Please click the link to the Ebay.ph posting.

http://www.ebay.ph/itm/RENT-3-BR-sem...#ht_500wt_1156

[thirdy101]

Tama ka johnrick. The owner must legally present himself in the process so as to provide accuracy in the information disseminated. The sister, in behalf, should be also knowledgeable of the matter. A real estate agent is hired to ratify the transaction.

Acquiring real estate property is sensitive. As much as possible, we avoid experiencing a bumpy road, because it would mean delay in process and money. That is why we are entitled to a lot of options out there. Before we buy a house, we must remember to:

1. Make sure that the "Transfer Certificate of Title" is authentic. The easiest way to check if the title to the property you are buying is authentic is by getting "Certified True Copy" of the title from the Register of Deeds.

2. Verify that the title is clean, meaning the property is not mortgaged (no liens & encumbrances on the property).

3. Make sure that the land described on the title is really the land that you are buying. You can validate this at the Register of Deeds or by hiring a private land surveyor or a geodetic engineer.

4 Confirm that the yearly real estate taxes are paid. Ask for certified true copies of the Tax Declaration and original Tax Receipts to confirm that real estate tax payments are up to date.

Yes, i agree with annem. Add ko lang other info.

- Secure a copy of Owner's Duplicate TCT from the owner/representative (you must insist Owner's Duplicate not Certified True Copy). Then compare this to the Certified True Copy from the Registry of Deeds. The 2 TCTs must be the one and the same.

- Make sure the technical description indicated in the title should be closed. To save on money, if you have a licensed real estate broker, he/she should plot the description to save money. brokers should know this since they took seminars on this. Once plotted, the orientation (shape) of the lot should be the exactly the same with the actual property

- Secure a copy of the SPA (consularized and authenticated by the DFA) from the atty in fact. It should be with red ribbon and seal.

- Request for a copy of the Owner's Passport or any gov't issued ID with signature to verify if signatures in the SPA / any other document are one and the same. Hingi mo na rin yung IDs ng Atty in Fact.

- Finally, get the owner's contact number (cel number, email, or skype) and get in touch.

In real estate investing, buyers should exercise proper due diligence.