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^ yes a 3-4 storey townhouse better than a pigeon hole studio unit
there is a new problem with house ownership via design and build subdivision developers. these developers will not turn over the subdivision until all payments are paid or if there still one lot vacant. while within that period, they charge homeowners exuberant monthly fees including water bills.
so be careful before going into those design and build SCAMs ... este SCHEMEs.
!!! ONLY PHP 9,000.00 MONTHLY FOR 20 YEARS THRU BANK FINANCING !!!
We are duly accredited by the developer to sell or market this particular real estate project / property. We do NOT add extra cost to the developerís selling price.
ms. FAITH tagud
Location: KENSINGTON SUBDIVISION 20-25 minutes from MALL OF ASIA
* FLOOD FREE! (TESTED ONDOY TYPHOON)*
* NO TRAFFIC & NO FAULT-LINE
* Everything is within reach. Soon to open INSIDE SUBDIVISION Wet Market, Schools, Bus Station, Banks, Hospital, Church and Country Club House
House Type: Townhouse
Floor Area: 50 sq.m.*
Lot Area: 50 sq.m.*
Laundry and Service Area
Three (3) Bedrooms
Two (2) Toilet and Baths
Provision for Big Balcony
Provision for One (1)-car Garage*
OPTION 1: BANK FINANCING
Prices change depending on location near perimeter fence, facing morning sun, near entrance gate at near playground
SELLING PRICE ---------- PHP 960,000.00
BREAK DOWN OF PAYMENTS:
RESERVATION FEE ---------- PHP 10,000.00
*This amount is part of downpayment
MONTHLY DOWNPAYMENT ---------- PHP 7,973.33
* 12.50% Downpayment Payable in 15 Months INSTALLMENT with 0% INTERESTS
Amortization will start on the 16th month upon loan take-out from Bank
5 years to pay ----------- PHP 19,722.73
10 years to pay ---------- PHP 12,436.12
15 years to pay ---------- PHP 10,196.23
20 years to pay ---------- PHP 9,202.08
* Bank's prevailing interest rate shall apply at point of loan take-out.*
I'm an overseas Pinoy kasi. I fly back to MNL every month. I used to own a house & lot in a subdivision in QC - sakit ng ulo ang monthly maintenance and upkeep + bayad ko pa sa katiwala. Tuwing uuwi ako, ang dami-daming inaasikaso - kesyo sira ang water heater, etc etc etc. I'm sure kung ano-ano pang hanky-panky pinag-gagawa nung katiwala in my absence.
Di ko tuloy ma-enjoy ang uwi ko sa Mnl Then the travel time from the airport to QC and back - haaaaay naku, grabe ang traffic.
I'm sooooo glad I was able to sell it. Now I got a condo unit at the Fort. It's only 10-20 minutes away from the airport, everything is so accessible and near. It's very safe too! I also got rid of my car and now I earn a little income from renting out my car park slot. When I fly out, I just lock and leave and I know that when I fly back in two weeks or so, everything would be exactly where it was when I left. Good riddance din kay "katiwala."
Again, to each his own. You buy according to your needs and wants and buying power
But if u choose to buy a condo, make sure u buy from a reputable developer in a prime location para yung investment mo may appreciation over time. It's not just location, location, location anymore but also the developer and building management's reputation could make or break your investment's worth.
BTW, I am still amazed with the Pinoy mentality of "sosyal" --- What gives?? Been away too long I guess Again, to each his own
Benefits of having a house and lot:
1. You wonít be sharing walls with neighbors
2. Landscape your own garden
3. You are responsible for the upkeep
Advantages of having a condo:
1. Cheaper than a house and lot
2. Lesser upkeep than a house and lot
3. Access to shared facilities such gyms, pools and restaurants
4. 24/7 security
Personally, I would choose a condo over a house and lot because of its usual proximity to my workplace. In fact, I recently bought a condo unit in Zinnia Towers (built by DMCI Homes) in Quezon City.