Carmona Estates, Cavite

[NeoAnderson88]

Originally posted in this thread:
http://www.pinoyexchange.com/forums/...mittal&page=15

COMPLETED DOCUMENTS

Upon completion of the submitted documents for compliance for the financing/loan application, the homebuyer should ask for a certificate/document that he/she has already complied with all the requirements. The list the PFI would give is titled "Complied Documents." See below.

Item 401900 is "Complete Documents"

[NeoAnderson88]

Originally posted in this thread:
http://www.pinoyexchange.com/forums/...mittal&page=15

EQUITY/DOWN PAYMENT AND CORRESPONDING RECEIPTS

Part of the requirements/documents for compliance is the submission of postdated checks for the monthly payment of the equity or down payment. Upon submission of these checks, Profriends would issue a Provisional Receipt equivalent to the total amount of the post dated checks.

Upon full payment of the equity or down payment, the homebuyer can then get all his/her monthly Official Receipts from Profriends. Be sure to get these on the month following the last payment, and not on the day after the last payment. Official Receipts are usually generated on the last day/week of the payment month.

These checks which were deposited and encashed by Profriends would then be returned to the homebuyer thru the bank that provided the checks. In my case, my checks were together with my monthly statements of account.

Preparing checks is much faster via a computer and (at least) a desk/inkjet printer. Just prepare a template and print all the similar checks. All one needs to do is sign the checks. Or you can go the the Head Office as they have a check writer there.

[NeoAnderson88]

Originally posted in this thread:
http://www.pinoyexchange.com/forums/...mittal&page=15

MONTHLY AMORTIZATION PAYMENTS

As the institutions (bank and Pag-IBIG) that would finance the loan would not release (loan take out) the loan until the house it is inspected at a certain stage of completion, it may be possible that a homebuyer has already fully paid the downpayment before the loan take out. As such, Profriends would be the one "financing" the remaining portion or the loan initially, while the loan is being processed. So that Profriends would require at least 12 Monthly Amortization post dated checks equivalent to the amount indicated in the first correspondence mailed by Profriends to the homebuyer. Aside from the 12 M.A. PDCs, the homebuyer would also issue a post dated guarantee check amounting to the amount of loan less the total amount of 12 M.A. PDCs. The dates to be entered in these checks should be verified with Profriends Mortgage Documentation Department in Mandaluyong. This can be done via YM chat, phone, email so that the homebuyer need not go to the Mandaluyong office.

Once the loan is taken out, and the proceeds given to Profriends, Profriends would return the M.A. payments and the unused checks. There may be some charges on this (hopefully minimal), to account for the time difference.

If the loan is via in-house financing, there would not be any time difference, and the homebuyer would just continue paying and issuing PDCs to Profriends after he/she has paid the equity or down payment in full.

[NeoAnderson88]

Originally posted in this thread:
http://www.pinoyexchange.com/forums/...mittal&page=17

TRANSMITTAL FORM
Another important document is the Transmittal Form. All documents a homebuyer submits at the Carmona Sales Office or other site office, would be submitted to the Mandaluyong Office, usually on the next business day.

The site office would receive the documents and the staff would give the homebuyer a Transmittal Form indicating all the documents received. Sample below. To verify if these were received at the Mandaluyong Office, contact Melai Estrella or Jokay Cantada, contact information posted in previous messages.

[NeoAnderson88]

Legal And Miscellaneous Fees for Bank Financing

The LMF for bank financing is 8% of the unit's selling price. This includes:

1. Real property taxes for one year
2. Premiums for the first year coverage - mortgage redemption insurance (MRI) and fire insurance
3. One set of house plan blue prints
4. Homeowner Association Dues for Provision for Preventive Maintenance
5. Administrative Expenses
6. Transfer Certificate Of Title

[stein]

Neo,

i got the DOR and Blueprints

thanks!

[NeoAnderson88]

Neo,

i got the DOR and Blueprints

thanks!

Noprob, sir. Kelan turn-over ng unit mo?

[stein]

ha ha matagal pa...i just paid my reservation last May..
but anyway pag nabenta haws ko dito sa Sta Rosa, Laguna babayaran ko ng buo yan unit ko dyan sa CE...For Sale ko by Nov. yung haws & lot unit ko dito sa Sta Rosa (near Enchanted Kingdom) kasi target ko makalipat next summer..schooling pa kasi ng mga bata ngayon dito sa Dominican College (in front of EK) kaya lipat sila dyan sa St.Anthony sana.... pero yung panganay ko sa Adamson Manila pero no problem naman sa biyahe from CE

my work naman wow 5 mins away from CE !

[NeoAnderson88]

ha ha matagal pa...i just paid my reservation last May..
but anyway pag nabenta haws ko dito sa Sta Rosa, Laguna babayaran ko ng buo yan unit ko dyan sa CE...For Sale ko by Nov. yung haws & lot unit ko dito sa Sta Rosa (near Enchanted Kingdom) kasi target ko makalipat next summer..schooling pa kasi ng mga bata ngayon dito sa Dominican College (in front of EK) kaya lipat sila dyan sa St.Anthony sana.... pero yung panganay ko sa Adamson Manila pero no problem naman sa biyahe from CE

my work naman wow 5 mins away from CE !

hehe. kala ko malapit ka ng lumipat. mauuna pa pala akong lumipat. hehe. I think kaya nyong makalipat ng summer. kasi nakita ko lahat ng CE8 lots, may units na at different stages of construction (if i'm not mistaken). dapat tutok sa inspection. parang eksakto yung payment plan mo. no need for financing after paying the equity.

maganda nga daw sa St Anthony De Carmeli, sabi nung ibang CE homeowners na dun nag-aaral ang mga anak. nagpost pa ng pix yung iba. and i think the school is expanding pa. may ongoing construction eh.

madali na din ang daan papuntang taft ave. skyway na.

5 minutes from your work? whoa! sarap nyan. kakainggit yan.

waltermart sa EK, waltermart ulit sa CE. hehe. parang ang mga offices ko. 3 sa employers ko laging may nearby mcdo and country style.

[NeoAnderson88]

CE9 - Almost Sold Out; Just 2 Units Left

I was on the phone with PFI's Sales and Marketing Manager Jane Tombokon today (June 15th) and she said that there are only 2 units left for sale at CE9. The rest are either sold or reserved already. Wow!

From what I know and counted from the CE9 Subdivision Development Plan, there's a total of 405 units at CE9 aka The Oaks 4.

[tina030421]

CE9 - Almost Sold Out; Just 2 Units Left

I was on the phone with PFI's Sales and Marketing Manager Jane Tombokon today (June 15th) and she said that there are only 2 units left for sale at CE9. The rest are either sold or reserved already. Wow!

From what I know and counted from the CE9 Subdivision Development Plan, there's a total of 405 units at CE9 aka The Oaks 4.

naku...
balak p nmn ng friend ko magreserve..
sna may maabutan pa ** sa sabado..
hahaha!

[stein]

if you can drive @ 100-120 KPH straight, you can be in these places & terminals in a few minutes from CE:



(CE-Paseo still under plan)

[NeoAnderson88]

naku...
balak p nmn ng friend ko magreserve..
sna may maabutan pa ** sa sabado..
hahaha!

ikaw na lang ang mag-ahente. sayang ang komisyon. halos sabay gagawin ang bahay nyo. mababantayan mo pareho. attend ka ng seminar sa broker ng agent mo. tapos first client mo ang friend mo. sayang. 60k din yata yun.

[NeoAnderson88]

if you can drive @ 100-120 KPH straight, you can be in these places & terminals in a few minutes from CE:

http://1.bp.blogspot.com/-8x14Iv_QxZ...sportation.jpg

(CE-Paseo still under plan)

yep. yep. actually, pag pumupunta ako sa site pag weekend, 10-15 minutes lang byahe ng jeep from alabang to waltermart. depende sa bilis ng driver magdrive.

sabi ng trike driver, ang puregold daw itatayo sa may Paseo De Carmona.

[tina030421]

ikaw na lang ang mag-ahente. sayang ang komisyon. halos sabay gagawin ang bahay nyo. mababantayan mo pareho. attend ka ng seminar sa broker ng agent mo. tapos first client mo ang friend mo. sayang. 60k din yata yun.

hehehe... yup!
sana kumuha sya...
before ang plano nya is bumili ng lote then magpatayo ng bhay...
nahahaselan siguro siya,
kaya un...

[strider8]

Master Neo,
Congrats!Lapit na matapos unit nyo.
Ang dami na din pala updates dito and mga future neighbors natin sa CE9.
Ok pala 2 units na lang ang natira sa CE9 sana lagyan na din ng Meralco post para pag lipat namin wala na problem

Master, may balita ka ba sa block namin?although matagal pa kami next year pa baka lang may nagbago besides sa naging tambakan ng mga PCPs mejo matagal na kami hindi nadalaw sa CE e.

[NeoAnderson88]

hehehe... yup!
sana kumuha sya...
before ang plano nya is bumili ng lote then magpatayo ng bhay...
nahahaselan siguro siya,
kaya un...

mapacontractor or mapadeveloper or sariling hanap ng workers palagi naman ding may problema. sabi nga ng isa sa isang thread dito about contractor/construction, "kung gusto mo ng sakit ng ulo, magpatayo ka ng bahay."

ako masaya na ako sa Oakwood B. basta tutok na lang pagbantay ng construction.

[NeoAnderson88]

Master Neo,
Congrats!Lapit na matapos unit nyo.
Ang dami na din pala updates dito and mga future neighbors natin sa CE9.
Ok pala 2 units na lang ang natira sa CE9 sana lagyan na din ng Meralco post para pag lipat namin wala na problem

Master, may balita ka ba sa block namin?although matagal pa kami next year pa baka lang may nagbago besides sa naging tambakan ng mga PCPs mejo matagal na kami hindi nadalaw sa CE eh.

Salamat, bro. Yep. Mejo madami na tayo dito. Mabibilang sa isang kamay.

Meron ng Meralco sa CE8 and CE9. Kakatayo lang ng mga poste a few weeks ago. Yung sa CE8, meron ng Meralco posts intended for households. Ginagawa na din ng PFI yung mga poste sa bawat bahay na kakabitan ng metro (nasa blueprints yun. last page yata). Yung mga poste sa CE9, sa strategic locations pa lang. I think dadagdagan yun, pag nagkabahay na sa CE9.

Paglipat ko mukang submeter muna ako. Kasi mukang ako ang unang lilipat sa CE9 eh. Ok lang din naman, kasi sa CE8, ok na ang Meralco nila. Kung submeter man ako, baka sandali lang. At malamang may enough supply para di masira appliances at ilaw ko, gaya ng nangyari sa CE8 from January to May 2011.

Next time na punta ko, kukunan ko ng pix yung block nyo. I'm sure mataas na ang talahib dun. Nung summer, puro lupa sa CE9. Yung mga zocalo wall footings, very visible. After several rainshowers in the past weeks, angdami agad damo. Sa unit ko nga dami ding damo eh.

The pix would also show the Meralco posts na nilagay a few weeks ago.

[NeoAnderson88]

Why I Chose the Inner Lot for My Oakwood B House?

Budget and security issues. Personally, I would rather have a big house than a big lot for it would be easier for me to secure the place, and less expenses as well for the perimeter fence. The 88sqm lot means that about 85% of my right and left perimeters are already "fenced", my firewall on the left, and the neighbor's firewall on the right. I just need to add 2 meters to the left and right sides, then the front fence and gate. And since my rear is the perimeter fence of the Carmona Estates Phase 9, that saves me on the back fence. The Engineering Office said I can just raise the fence to the height I want.

However, If I have the budget, I would have opted for a corner lot at CE9.

[NeoAnderson88]

Carmona Estates - Cedar Village: The Revolver Estate

If South Forbes Golf Estates looks like a dragon from above, the Carmona Estates-Cedar Village aerial view looks like a Revolver to me. What do you think?