Carmona Estates, Cavite

[froscondigan]

You're welcome, Nicaragua.

Ganyan talaga ang mga loans. Sa first half ng paying period, mas malaki pa ang napupunta sa interest. Kaya ang pinakamaganda talaga ay lakihan ang downpayment para maliit ang loan amount. At never go for In-house financing. Kapag disapprove ng Metrobank, go for UCPB, and then BDO. Those are tie-up banks ng PFI.

In my case - I stated this a number of times in different PFI threads - I submitted both Metrobank and UCPB forms and requirements. Metrobank was the first choice, UCPB was the backup.

The homeowner should use all options available. The problem is, PFI personnel do not offer this. It is usually up to the homebuyer na mangulit sa PFI.

Neo,

Oo ako din salamat NEO dami mo naitulong! as in nakasave ng pamasahe at gasolina .. I update kita kung ano na mangyari sa case ko. bukas na release nung hiningi kong copy from RD sa trece. yun ang dadalhin ko sa Profriends.. para makita nila na inasikaso ko na. ANg advise kasi sa akin ng BDO hintayin ko daw ang tawag nila kung kailan daw ako dapat pumunta sa main ng PF para hingin ang mga sumusunod..
-notarized Deed of undertaking to submit transferred original owners duplicate copy of title ........etc
- duplicate copy of notarized contract to selll
-clear copy of title under developers name
-letter of guarantee w/ developers conformity

yan yung mga sinabi ng bank na post approval requirements for submission/ compliance of the developer ... which sadly BUYER din na katulad natin mag aasikaso. dahil ang agent ko nawala ng parang bula.....

[neoanderson88123]

Nicaragua,

Thanks bro sa reply... uu ganun nga din sa akin sa una disapprove daw but then again sabi ko okay dahil aalis ako that time sabi ko ok lang ituloi ko ang in house pero ngayung year na to kauuwi ko lang i decided to transfer na sa bank financing ako na mismo ang nag asikaso. tapos ko na ang equity ko last december 2011 pa. ngayun start na ko MA sa bahay ko. Ang siste ngayun is approve na ang loan ko sa bank ang prob ko lang ay ang profriends kasi may requirements silang kailangang isubmit sa bank.. which is IN OUR case tayo din ang mag aasikaso. As per advise ni Neo, ako na ang pumunta sa RD sa trece martires to check my TCT dala ang photocopy ng title ko. Bukas na marelease yung TCT ko galing sa RD.

Next step is pupunta ako sa Main ng Profriends at dadalhin ko ang TCT from RD ng trece martires at mag rerequest ako na itransfer nila sa name ko ang title ko para ma take out ko ang loan ko sa BDO. Yun ang gusto ko itanong kay Neo, kasi sya nag start na sya ng MA nya sa bank pero di sya sure kung nasa name nya na ang title. ibig sabihin sa tingin ko basta makita lang ng bank na in good faith ka sa pagbabayad mo di na nila antayin pa na matrasfer sa name mo yung title ang gagawin nila is kukuhanin na nila ang lahat ng post requirement galing sa PF kagaya ng letter of guarantee etc.. and then irelease na nila ang loan mo/ take out na yung loan mo. and by the time na nagbabayad ka na MA mo sa bank in case sa akin sa BDO dun pa lang nila itransfer sa name mo ang TCT ( yan yung pagkakaintindi ko kay pareng Neo ) sana tama..hehe

Iupdate kita bro kung anong nangyari sa pakikpagsapalaran ko. willing naman ako magbayad talaga nung transfer ng TCT sa name ko dahil buyer talaga gagastos nun. Ang sa akin lang bilisan nila dahil hindi naman ako magtatagal dito sa atin. Kaya nga ako na ang naglalakad ng lahat ng papel para wala na silang masabi. Atleast pagdating ko sa main PF makikita na nila galing ako sa RD at naverify ko na nandun yung title ko intact sa vault ng RD. and ready na for transfer depende sa agreement ng PF at BDO. At kung tatagalan nila... naku papaMEDIA ko sila talaga. hindi ako nagbibiro..

I was talking to Ira Papa yesterday. She said that my TCT could be transferred under my name by August or September.

Ang mali lang talaga sa mga kaso nyo, hindi kayo binigyan ng backup tie-up bank pag denied kayo ng first choice na tie-up bank.

Base sa mga nakapost sa several PFI PEX threads, ako lang yata ang nagsabi na I was given Metrobank and UCPB as my bank financing options. Clarify ko lang. It was offered to me. I didn't ask for it. I originally submitted UCPB forms and requirements since yun ang binigay ng agent ko. On my 13th month of DP, I learned from my friend na taga Metrobank na lower ang rates nila. I requested PFI to transfer my application from UCPB to Metrobank. The request was approved. But they still asked me to complete my UCPB requirements. When I asked why, I was told that UCPB was my backup in case Metrobank denies my application. I haven't heard/read of a PEXer with similar experience.

[neoanderson88123]

Neo,

Oo ako din salamat NEO dami mo naitulong! as in nakasave ng pamasahe at gasolina .. I update kita kung ano na mangyari sa case ko. bukas na release nung hiningi kong copy from RD sa trece. yun ang dadalhin ko sa Profriends.. para makita nila na inasikaso ko na. ANg advise kasi sa akin ng BDO hintayin ko daw ang tawag nila kung kailan daw ako dapat pumunta sa main ng PF para hingin ang mga sumusunod..
-notarized Deed of undertaking to submit transferred original owners duplicate copy of title ........etc
- duplicate copy of notarized contract to selll
-clear copy of title under developers name
-letter of guarantee w/ developers conformity

yan yung mga sinabi ng bank na post approval requirements for submission/ compliance of the developer ... which sadly BUYER din na katulad natin mag aasikaso. dahil ang agent ko nawala ng parang bula.....

Walang problema, pre. Glad to be of help. Good luck.

Angsweswerte ng mga agents nyo. Sana ako na lang agent nyo at natulungan ko pa kayo sa different options nyo, at sa paglakad ng papeles.

Kawawa naman ang mga susunod na mabibiktima ng mga ahente nyo, lalo na ang mga OFWs na syempre, wala dito sa Pinas. Kung meron lang sanang thread na parang "Beware of these PFI agents...."

Most of the homeowners I've talked to who've had bad experiences with their respective agents, are OFWs.

All the 3 owners of Duplex-type Oakwood Bs in CE9 Blocks 17 and 19 who were duped by their agents, are OFWs. The rest hindi ko pa nameet. Although one of them - I was told - was filing a case/complaint sa PFI para ihanap sya ng new unit na hindi duplex type.

[BonAlbarillo]

Hehe. Nagtatampo na nga ang ibang kaibigan ko sa PEX. Hindi daw nisasagot ang mga texts nila. Pero ako daw ay tinatawagan pa.

In fairness to some engineers, when I see them doing a good job, and when I get a chance to talk to Ira, I would give these engineers commendation (or in call center parlance - Kudos Call), gaya ng very prompt action nina Engrs Vangie and Chris sa dalawang concerns ko nun. Pero pag palpak, sasabihin ko din kay Ira, gaya ni Engr Rum (Si Elec Engr Pat, namumuro na sa akin yan).

Yung photos nung sa akin, ay syempre, last year pa.

Pero iyong sa tapat ng clubhouse, kahapon ng umaga. Pero kagabi, buo na ang PCPs pati ang second floor.

Good luck sanyo sa CE10. Kasi 2 ang entry points nyo. Sa Cedar at sa Binan. Malamang i-implement sanyo strictly ang policy ng PFI na bawal bisitahin ang unit during construction unles meron ka nang Certificate For Inspection or Authority To Move In.

Someone should spearhead the petition on this. Kung ako ang nasa stage ng iba na ongoing o gagawin pa lang ang bahay, kakalampagin ko talaga ang PFI. Pero nakalipat na ako. Kaya di ko na laban ito. Nasa homebuyers na kung pano sila magkakaisa para masiguradong tama ang gawa sa bahay nila.

Hehe. Yoko lumipat. Ganda ng location ng unit ko eh. Very strategic. Dabest, IMHO.

Hahaha kung sabagay maganda na nga rin ang pwesto ng bahay mo pre. =P

Ah so maglalagay pala sila ng entrance/exit papuntang Binan mula sa CE10? Bale palabas ito ng Carmona Timbao Road na pwedeng daan papuntang Nuvali Road na rin? Kung ganun dapat nga talagang maging mas mahigpit ang security nila pero dapat makapasok pa rin mga homeowners during the construction phase.

I agree with you pre dapat naman talaga i-commend yung mga engineers na ginagawa ng maayos ang trabaho nila. At tama lang din na parusahan yung mga engineers na laging sablay ang trabaho at walang pakiilam sa mga homeowners.

Actually plano ko ring kasuaping dito sa PEX yung mga fellow future occupants ng CE10 gaya ko with regards to the petition na dapat allowed naming mamonitor at makapag site visit any time especially during the construction stage para masigurado lang namin na hindi kami magiging bikitima nitong mga sablay ng PCPs na ginagamit ng PFI.

Kung ok lang sayo pwede ko bang gamitin ang mga photos na kinuha mo pre? Also ano bang email ni Ira Papa? I plan to email him as well directly na para wala ng paligoy ligoy pa. Papakita ko sa kanya yung mga photos nayan so we can further justify the need to be allowed to visit the CE10 site during the construction phase.

[BonAlbarillo]

Case in point. Ang Oakwood B with 88sqm lot ay 12k ang RPT. Wala akong nakitang city o municipality sa Metro Manila at karatig bayan na ganyan kataas ang RPT.

Sa Muntinlupa nga from 1987 to 2012 ang RPT ng bahay namin (150sqm lot area, 64sqm floor area) ay nagsimula ng PHP900 at ngayon ay PHP2,000 lang. Advance ako magbayad kaya discounted pa.

Sa Bellefort Estates sa Bacoor City nga, ang mga units dun ay di pa umaabot sa 5k ang RPTs.

Kaya hindi ko alam kung anong milagro ang meron sa Carmona.

Walastik 12k ang RPT nyo sa CE9 Oakwood B? Grabe ang taas nga nyan pre. Kamangha mangha nga yan pre.. nakausap mo naba ang PFI about it? Baka meron silang probable explanation.

May idea kaba kung nagkano kaya ang RPT ng Binan Laguna?

[jasperjugan]

12k galing na yan sa munisipyo na resibo?

[neoanderson88123]

I was reviewing my notes (past posted messages) about RPT. Sa sobrang tagal I got confused. Sensya na po. Tao lang. Here's my post on Jun 13, 2011 10:20 AM, Post number #72. (Kaya pala hindi ako nakatulog nang mahimbing.... )

http://www.pinoyexchange.com/forums/...=513970&page=4

Real Property Tax for Oakwood B House (Inner Lot 88sqm)

I was on the phone with the Carmona Government's Assessor's Office (Edgar De Guzman 09175474026) and asked for the RPT for Oakwood B houses with 88sqm lot area.

He said that the RPT is 2% of the assessed value of the property. Current assessments are as follows:
Lot - PHP22,880
House - PHP377,120

RPT's are as follows:
Lot - PHP457.60
House - PHP7,7542.40

Total RPT - Oakwood B (Inner Lot 88 sqm)
PHP8,000


Thanks to Mr. Edgar De Guzman. He was very accommodating. He also said that the house would depreciate and the lot appreciate in value. Thus, the RPT could vary in the succeeding years.

It seems that the current price (appreciation) of the Oakwood B House at PHP1,972,000 selling price has something to do with the increase in the RPT. It was just PHP5,000 in the previous years according to some homeowners at CE5 and CE7.

Why Pro-FRIENDS is charging PHP11,700 RPT for Oakwood B houses is beyond me. Anyway, whether its PHP1.00 or PHP11,700, would not matter for the first year (for bank financed loans) as the RPT is included in the 8% legal and miscellaneous fees that Pro-FRIENDS is charging.

I just have to make sure that I would pay my house's RPT every January to avail of the 20% discount.

See related posts: Post #65 in this CE thread, and Post #1954 Jan 20, 2012 11:21 PM

Also Experience with Profriends thread, starting with Post #220 on Mar 21, 2011 02:27 and onwards (other March 21st posts)
http://www.pinoyexchange.com/forums/...410422&page=11

[neoanderson88123]

Based on the Tax Declarations that Ira Papa and Ren of Customer Service emailed me last week, the assessed values would still be the same till 2013.

Real Property Tax for Oakwood B House (Inner Lot 88sqm)

Assessed Values:
Lot - PHP22,880
House - PHP377,120

RPT's:
Lot - PHP457.60
House - PHP7,7542.40

Total RPT - Oakwood B (Inner Lot 88 sqm)
PHP8,000

[neoanderson88123]

12k galing na yan sa munisipyo na resibo?

Di pa bro. Yung resibo na inemailsakin ng PFI ay for land pa lang. Yung sa house ay Tax Declaration pa lang at ang effectivity ng assessment ay Jan 1, 2013. Ira was saying something about TCT etc kaya wala pa ang resibo ng RPT for building. Basta ang promised nya sa akin ay sila ang sasagot pa din ng 2012 RPT ng building kapag naging official na.

[winshe]

actually isa po kami sa OFW na naloko ng agent.. Nung nag-DP kami ang kinuha namin na house ay Single Attached Oakwood B. Nagulat na lang kami nung natapos *** construction ng bahay namin after bisitahin ng SPA namin na nakadikit kami sa katabing unit.. Wala na kami magawa, kasi naka-1 year na in-house financing na kami.. At mukhang malabo na mababalik pa sa amin kung magbackout pa kami.. Ngayon ko lang nalaman na pwede pala i-reklamo un at magpalipat ng ibang unit.. haisssttt!!!

[jasperjugan]

actually isa po kami sa OFW na naloko ng agent.. Nung nag-DP kami ang kinuha namin na house ay Single Attached Oakwood B. Nagulat na lang kami nung natapos *** construction ng bahay namin after bisitahin ng SPA namin na nakadikit kami sa katabing unit.. Wala na kami magawa, kasi naka-1 year na in-house financing na kami.. At mukhang malabo na mababalik pa sa amin kung magbackout pa kami.. Ngayon ko lang nalaman na pwede pala i-reklamo un at magpalipat ng ibang unit.. haisssttt!!!

na accept na ba? baka pwede pa ihabol? actually hindi PFI yang may issue nyan kundi yung agent talaga na gahaman kadalasan pag di sinabi.

teka nga pala neo, dahil thread king ka dito (hehe), ano pala nakasulat sa unit/lot type pag may kadikit? di ba P- kung perimeter, I kung inner unit. paano yung ganito? or same lang din na I- so no way of knowing talaga?

[neoanderson88123]

The following are some of my earlier posts regarding the different types of Oakwood B (and some Oakwood A) Houses

....Again, be conscious of the "single attached" design. There are several types:

1. Back-to-back units --> 2 units sharing a back wall. Oakwood BB (right balcony) and Oakwood BA (left balcony)
1-a. On the same level ground
1-b. One unit is higher than the other

2. Single attached, almost detached --> unit does not share a back wall with another unit, but part of the firewall is attached to the next unit's balcony, and part of the balcony is attached to the other unit's firewall.
2-a. Perimeter unit - Back wall is attached to the village perimeter fence
2-b. Inner unit
2-b-1. Lot is the basic 88 sqm area, but is adjacent to a lot of irregular size (usually bigger than 88 sqm, and is a corner or end unit). The house in the latter is positioned at an angle, making a shared wall impossible.
2-b-2. Lot is bigger than the basic 88sqm area, and is usually a corner or end lot. The house in the latter is positioned at an angle, making a shared wall impossible.

3. Unit shares a back wall and a firewall. This is the unit that I would never never think of purchasing. There are 2 pairs of Oakwood BB-Oakwood BA that share a firewall. Then each house shares a back wall with another unit. Simply put, an Oakwood BA shares a firewall with the Oakwood BB beside it, and shares a back wall with another Oakwood BB unit at the back. Similarly, an Oakwood BB shares a firewall with an Oakwood BA, and a back wall with another Oakwood BA. It's like paying for the whole house, but just getting half of the firewall, and half of the back wall. If the 4 units share a roof, they could be classified as a quadruplex. Whew!

You would know all of these thru the Site Development Plan on a blue A3 size paper. Ask for a copy of this before reserving a unit. Then check all the available units. Then go to the actual location of the lot, so that you would know its proximity to the amenities, main road, gate, etc...
To illustrate the above further:

4-Unit Oakwood B Clusters: Try to Avoid these Units

As much as possible avoid these units. There are 2 pairs of Oakwood BB-Oakwood BA that share a firewall. Then each house shares a back wall with another unit. Simply put, an Oakwood BA shares a firewall with the Oakwood BB beside it, and shares a back wall with another Oakwood BB unit at the back. Similarly, an Oakwood BB shares a firewall with an Oakwood BA, and a back wall with another Oakwood BA. It's like paying for the whole house, but just getting half of the firewall, and half of the back wall. Had these 4 units share a roof, they could be classified as a quadruplex. Whew!



Most agents would not inform their prospective clients about this. Homebuyers would just be surprised when they finally see their houses being constructed this way. Worse, many agents are not even aware of the different arrangements of Oakwood B houses. Even my own agent just learned of and verified the shared/common wall construction by PFI thru me. We really visited the units being constructed and RFO units then at CE Phase 7.

It seems that PFI requires at least 1 set of 4-unit cluster in each block.

An Oakwood B house without a common/shared wall/s costs the same as a house in a 4-unit cluster (assuming they have the same lot area, or similar proximity to the amenities).

The following are the units that share a back wall and a firewall with the adjacent units. Verify first with your agent or thru the Subdivision Development Plan.


Carmona Estates Phase 8
CE8-1005
CE8-1006
CE8-0911
CE8-0912
CE8-0913
CE8-0914
CE8-0817
CE8-0818
CE8-0819
CE8-0820
CE8-0719
CE8-0720
CE8-0721
CE8-0722
CE8-0621
CE8-0622
CE8-0623
CE8-0624
CE8-0523
CE8-0524
CE8-0525
CE8-0526
CE8-0425
CE8-0426
CE8-0427
CE8-0428
CE8-0327
CE8-0328
CE8-0329
CE8-0330
CE8-0229
CE8-0230
CE8-0231
CE8-0232


Carmona Estates Phase 9
CE9-1305
CE9-1306
CE9-1307
CE9-1308
CE9-1404
CE9-1503
CE9-1504
CE9-1505
CE9-1506
CE9-1603
CE9-1644
CE9-1645
CE9-1646
CE9-1657
CE9-1673
CE9-1674
CE9-1703
CE9-1704
CE9-1705
CE9-1706
CE9-1704
CE9-1815
CE9-1816
CE9-1817
CE9-1818
CE9-1815
CE9-1913
CE9-1914
CE9-1915
CE9-1916
CE9-2018
CE9-2019
CE9-2020
CE9-2021
CE9-2107
CE9-2108
CE9-2109
CE9-2110
CE9-2203
CE9-2204
CE9-2205
CE9-2206
CE9-2303
CE9-2304
CE9-2305
CE9-2306
CE9-2429
CE9-2430
CE9-2443
CE9-2444
CE9-2510
CE9-2511
CE9-2512
CE9-2513
CE9-2610
CE9-2611
CE9-2612
CE9-2613
CE9-2711
CE9-2712
CE9-2713
CE9-2714

The fourth Oakwood B house arrangement is 2 units sharing a firewall. It looks like this. About 2-4 units are like this in CE8 and in CE9.

[neoanderson88123]

actually isa po kami sa OFW na naloko ng agent.. Nung nag-DP kami ang kinuha namin na house ay Single Attached Oakwood B. Nagulat na lang kami nung natapos *** construction ng bahay namin after bisitahin ng SPA namin na nakadikit kami sa katabing unit.. Wala na kami magawa, kasi naka-1 year na in-house financing na kami.. At mukhang malabo na mababalik pa sa amin kung magbackout pa kami.. Ngayon ko lang nalaman na pwede pala i-reklamo un at magpalipat ng ibang unit.. haisssttt!!!

na accept na ba? baka pwede pa ihabol? actually hindi PFI yang may issue nyan kundi yung agent talaga na gahaman kadalasan pag di sinabi.

teka nga pala neo, dahil thread king ka dito (hehe), ano pala nakasulat sa unit/lot type pag may kadikit? di ba P- kung perimeter, I kung inner unit. paano yung ganito? or same lang din na I- so no way of knowing talaga?

Pareng jasper, actually di ko alam ang mga codes sa CE. In fact, sa case ko, di ko alam. Basta ang pinagbasehan ko ang SDP. Mas sigurado ako sa plano na yun.

Those red-encircled units are the ones to be avoided as stated below.



There is actually a common denominator in the victimized homebuyers of these duplex and quadruplex units. All the ones I know are OFWs.

Owner of CE9-1740 moved his belongings a day after I moved to CE9. But when the OFW owner came home, he was surprised and disappointed. Kawawa naman talaga. Nawalan na sya nang gana, at hindi na tinirhan ang bahay. Hanggang ngayon nandun pa ang mga gamit nya na naiinitan sa kulong na bahay. Pati ang water connection ay pinutol na din.

Parang OFWs talaga ang tinatarget ng mga mapagsamantalang (na almost mga magnanakaw) na ahente na to. Kasi alam nilang hindi naman alam nang bumibili kung ano talaga ang hitsura at orientation ng bahay na bibilin nya.

Iyong isa nga sa kanila bumili ng Oakwood B in 2009 sa same block ko, many months ahead of me. Ang sabi ng ahente wala na daw available at yun na lang. Imposible yun. I reserved mine in Nov 2009 and I got to choose the best location. Napakdaming available slots.

Kaya pala ako nagtataka kasi nauuna pang gawin ang duplex units na yun kesa sa bahay ko.

Iyon pala biktima din pala ng walanghiyang agent ang OFW na yun.

[jasperjugan]

Pareng jasper, actually di ko alam ang mga codes sa CE. In fact, sa case ko, di ko alam. Basta ang pinagbasehan ko ang SDP. Mas sigurado ako sa plano na yun.

Those red-encircled units are the ones to be avoided as stated below.

http://i1219.photobucket.com/albums/...DP-DupQuad.jpg

There is actually a common denominator in the victimized homebuyers of these duplex and quadruplex units. All the ones I know are OFWs.

Owner of CE9-1740 moved his belongings a day after I moved to CE9. But when the OFW owner came home, he was surprised and disappointed. Kawawa naman talaga. Nawalan na sya nang gana, at hindi na tinirhan ang bahay. Hanggang ngayon nandun pa ang mga gamit nya na naiinitan sa kulong na bahay. Pati ang water connection ay pinutol na din.

Parang OFWs talaga ang tinatarget ng mga mapagsamantalang (na almost mga magnanakaw) na ahente na to. Kasi alam nilang hindi naman alam nang bumibili kung ano talaga ang hitsura at orientation ng bahay na bibilin nya.

Iyong isa nga sa kanila bumili ng Oakwood B in 2009 sa same block ko, many months ahead of me. Ang sabi ng ahente wala na daw available at yun na lang. Imposible yun. I reserved mine in Nov 2009 and I got to choose the best location. Napakdaming available slots.

Kaya pala ako nagtataka kasi nauuna pang gawin ang duplex units na yun kesa sa bahay ko.

Iyon pala biktima din pala ng walanghiyang agent ang OFW na yun.

kasalanan din ng PFI yan eh. dapat ineexplain kung ano yung unit na nirereserve at pinapakita san sya sa mapa, hindi yung "o sayo yung block ganito lot ganito", dapat at least mavisualize saan sya, morning sun ba, etc. by then magkakaidea ang mga nagpapareserve. then also dapat PFI din ang mag explain ng mga different types of units (i.e. single attached, single detached, etc.) as they explain also the prices bakit mas mahal ang iba.

I still think that blueprints should be given early on like before, and it is supposed to be part of reservation fee (dati that's how they explain it) so that owners are able to study their units if go or no go, because you cannot expect clients to sign CTS with the stipulation saying "The VENDEE has examined the complete plans and digest specification for the Project which are made integral parts hereof by way of reference."

[neoanderson88123]

kasalanan din ng PFI yan eh. dapat ineexplain kung ano yung unit na nirereserve at pinapakita san sya sa mapa, hindi yung "o sayo yung block ganito lot ganito", dapat at least mavisualize saan sya, morning sun ba, etc. by then magkakaidea ang mga nagpapareserve. then also dapat PFI din ang mag explain ng mga different types of units (i.e. single attached, single detached, etc.) as they explain also the prices bakit mas mahal ang iba.

I still think that blueprints should be given early on like before, and it is supposed to be part of reservation fee (dati that's how they explain it) so that owners are able to study their units if go or no go, because you cannot expect clients to sign CTS with the stipulation saying "The VENDEE has examined the complete plans and digest specification for the Project which are made integral parts hereof by way of reference."

In my case, this is how my agent did it:
1. Showed me the As-Delivered and Dressed-Up Model Units and explained the details and possibilities of Oakwood B.
2. Asked my preferences (single attached-almost detached perimeter fence unit, not near the amenities and the main road, but within short and walking distance from the gate and amenities)
3. Showed me the Site Development Plan and gave his unit suggestions and the pros and cons of each
4. Showed me the location of my chosen unit on the actual village site.
5. Gave me the computations under bank financing at different payment terms and the required monthly disposable income.
6. Asked me to fill out and complete the documents and forms needed in the reservation, purchase and bank loan application.

He actually toured me in the different phases of CE and we verified that that there are units that really do share a back wall and/or a firewall. (Actually ako lang yata ang nangulit sa kanya dito, and he only confirmed that when I became his client). He also toured me so that I could have ideas on renovation.

I am not just sure if he is doing the same for other clients. I just had a feeling that his answers depends on the clients questions, preferences, and reactions.

[neoanderson88123]

Some Suggestions in Getting A Contractor in CE Unit Renovation
(Dagdagan nyo na lang in English or Tagalog )

1. If you know someone whose work and refutation could be trusted from your original place, get him/them.
2. If not, get a contractor who's done renovations in your new village whose clients are satisfied of his work. Get feedback from these clients if possible.
3. Check with HOA if these contractors have a bad record or complaints filed against them and what happened in the complaint.
4. Check with the Barangay Hall if these contractors have a bad record or complaints filed against them and what happened in the complaint.
5. Check the practices of these contractors if they are really doing a quality job, or are they cutting corners to bring down the cost.
6. For metal gates, these contractors should not just use red oxide primer. They should use epoxy primer and polytuft or glazing putty in joints to prevent rusts.
7. For wood parts, make sure that the contractor treat the wood first before installation to avoid termite infestation.

Kayo naman....

[churchovdeath]

hi neo, pwede ba pa-email ng contact list ng mga pwedeng kausapin sa CE pag bumibisita kami sa unit namin (engineers, etc..), pag pumupunta kasi kami eh wala kami halos natatanungan eh, thanks!

[liampaul]

newbie lang po ako dito, ask ko lang po kung ok ba yung si johnny, balak ko kase kumuha ng unit sa pines kaso sa mga nababasa ko, parang naghohold back ako, sana may mga matinong agents tulad ni sir neo, salamat po sa mga advice.

[neoanderson88123]

hi neo, pwede ba pa-email ng contact list ng mga pwedeng kausapin sa CE pag bumibisita kami sa unit namin (engineers, etc..), pag pumupunta kasi kami eh wala kami halos natatanungan eh, thanks!

Hi churchovdeath,

If at the CE site, better call the Engineering Office and not email. They are using Sun mobile numbers. 09228939948 and 09228662205. Kapag busy o walang nasagot, hintay lang at try ulit. Tyaga lang. Usually si Move In Engr Vangie ang nasagot ng phone. You also need to ask kung sino ang engineer na naka-assign sa unit mo at sya ang contact person. Kapag wala sya o absent o nasa field, si Engr Vangie na lang. Kapag wala din sia Vanj, hanapin mo sina Engrs Dino, Chris, Daryl at lalo na si Head Engr Jovits Zorilla.

Good luck,
Neo

[neoanderson88123]

newbie lang po ako dito, ask ko lang po kung ok ba yung si johnny, balak ko kase kumuha ng unit sa pines kaso sa mga nababasa ko, parang naghohold back ako, sana may mga matinong agents tulad ni sir neo, salamat po sa mga advice.

Hi liampaul,

It would be better to see the village for yourself, not just the model houses. If you can interview homebuyers na nakatira na dun sa village phase na lilipatan mo, mas maganda. Get feedback from them, and ask their experiences, both good and bad.

Regarding the agents, mahirap talagang humanap ng agent na matino, lalo na kung via internet mo lang nakita ang info ng agent. I interviewed 22-25 agents before I hired my agent. Karamihan hindi alam ang binibenta nila. Kaya sa interview ko pa lang bagsak na. Puro invitation sa tripping ang sinasabi, at mali mali pa ang sagot kapag tungkol sa bahay angg tanong ko.

The best agent, in my opinion, ay yung homeowner na din sa village, dahil napagdaanan na nya ang lahat nang pagdadaanan mo if you decide to pursue your purchase. If this homebuyer-agent is really concerned about you, and not just the kikitain nya sayo, he would explain both good and bad experiences he's had, the pros and cons in living in CE, etc. At hindi lang lahat ng good points. Ang agent kasi na after lang sa kita, ang lahat nang maganda lang, o sa tinging nyang maganda, sa binibenta nya ang sasabihin.

I also know Johnny. Sinasabihan na nga din nyang dapat ay mag-agent na ako.

I sent you a PM.

Good luck,
Neo