In house financial account/dapat hindi Credit card deliquent?

[batman03]

curious lang ako. is this true? sabi kasi nila, kasama din sa background check kung may utang ka sa bank. yes I admit deliquent ako sa citibank and i plan on paying it pag nakaipon nako (i find it hard) before im planning to apply with hsbc and deutche , sa local naman, bdo or bpi pero SABI nila, wag na daw kasi they will know if your deliquent and hindrance to in getting the job.

i thought this is ridiculous pero im having second thoughts.

anu daw? hmmmm

any opinions? violent reactions? or kahit anu lang..

[ouch101]

alam ko sa HSBC mahigpit sa ganyan. 2 friends ko naharang dahil sa delinquency eh.

[batman03]

ok thanks sa input. talaga nga yata na totoo yun eh. sayang naman. agree pa naman sana ko, kung malaki naman offer nila eh di salary deduction na lang.. hehe

[blackdragon]

it's true that if you have delinquent accounts (not only credit cards but loans, and other financial debts), it will show in the background investigation. banks are affiliated and these information are housed in one system. i was a former recruitment head for one of the divisions of citibank and this is strictly enforced.

[batman03]

it's true that if you have delinquent accounts (not only credit cards but loans, and other financial debts), it will show in the background investigation. banks are affiliated and these information are housed in one system. i was a former recruitment head for one of the divisions of citibank and this is strictly enforced.

thanks a lot. what about financial account na hindi in house? say, jp morgan in ICT before? parang ganun? i have another question pa pala if you dont mind, if i settle my debt, BUT not including the interest? say, i only paid 40k out of 57k kasi i know interest na lang naman yun, maeerase na ba kagad yun sa system ng bank and eligible na ba ko kagad to get another card? or apply in this companies?

[ehmzkie]

thanks a lot. what about financial account na hindi in house? say, jp morgan in ICT before? parang ganun? i have another question pa pala if you dont mind, if i settle my debt, BUT not including the interest? say, i only paid 40k out of 57k kasi i know interest na lang naman yun, maeerase na ba kagad yun sa system ng bank and eligible na ba ko kagad to get another card? or apply in this companies?

HI, in house financial accounts has background check. So lahat ng loans and shortcomings mo lilitaw. I heard that if you had a credit card debt e pababayaran muna sayo bago ka ma-hire or dapat may payment plan ka with the credit card company na pinagkakautangan mo. Bad credit score ka na if may previous credit card ka na na-endorse sa OCA (outside collections agency). I had a delinquent acct with CITI. Pero nabayaran ko na last Jan 2012. Pero mahirap ng mag-apply ng new card because of my previous record. They say we can start with a secured credit card para gumanda uli credit score natin. Google mo nalang mga banks that has secured credit cards.

[wherelse]

nope..not true..i've worked for HSBC and Wachovia (now Wellsfargo) and I had 4 delinquent accts before i worked for these companies..kung papasa ka, papasa ka..

[fly boi]

Hi guys, anyone inrterested in a dayJOB citiphone banker position. Citigroup Bussiness Process solutions. We are hiring for dayshit AU cards account / GY-rotating shifts for US cards. for interested applicants please email ur CV's @ jackesguerra@yahoo.com otherwise you can PM or SMS me on 09277474868

I'll be the one to refer your app.

Great pay, great benefits, great environment, great compensation allowance, see yah

[mrvladimir]

ang sabi sakin, when you apply either sa jpmorgan or bank of america merong part sa application sheet asking if you have delinquent account/s. if makapasa ka, they will make you pay for it. so i think depende on which company ang nag eenforce ng strict b.i . those delinquencies have their own reasons naman so that doesnt mean na masama kang tao if you have one.

[chinita_angel]

not truena di ka maha hire kapag may delinquent accounts ka as long as it is not from the that bank/company. If it is,then iha hire ka pa din nila but salary deduction until ma paid in full mo siya.But you have to be honest and declare kung may delinquent accounts ka....

[randolfcedric01]

not truena di ka maha hire kapag may delinquent accounts ka as long as it is not from the that bank/company. If it is,then iha hire ka pa din nila but salary deduction until ma paid in full mo siya.But you have to be honest and declare kung may delinquent accounts ka....

This is true coz I've been an employee of JPMORGAN chase way back in 2010 and I have a collegue who's batch was just ahead of us and he was terminated in training because they found out na he has an utang w/ citibank coz chase has an extensive background check ultimo international criminal record mo iccheck nila kasi may pipirmahan kang waiver for allowing them to have interpol background checks