nice to talk to a hardcore CitiBank employee. being able to talk to a hardcore citibank employee and a hardcore hsbc employee, i have been able to discern what i really want.
1) Just because there is a work-life balance, or better work-life balance, it doesn't mean that you will not learn anything. i think HSBC is also at par with CitiBank as a world-class bank. no offense.
2) well, i expect OT whatever bank i go to. so, i chose the bank that is nearer my house. and that is HSBC.
3) lastly, i talked to a lot of people in various fora, and i found out that - there were people from CitiBank transferring to HSBC, and i actually never read about people transferring to Citibank from HSBC. hence, the odds of drafting a resignation letter is very small. although, your warning is well taken into consideration.
4) like what i said, may this decision not haunt me in the future
THANKS