Pag-ibig Loan | Buhay Pinoy | PinoyExchange

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  1. #1

    Pag-ibig Loan

    HELP!!!Totoo ba na matagal ma-approve ang housing loan sa pag-ibig sa dami nag-apply nung Ondoy ng calamity at dahil na rin daw sa eleksyon? Desperado nako gaano katagal and paano sila mag credit background check kasi may balak ako i-cancel na credit card at may months nawalan ako work kaya may lapse SSS loan ko...

    Di ko makontak pag-ibig..sana may makatulong ng advice..i hope im on the right thread too!

  2. #2
    Bakit di ka na lang magpunta sa pinakamalapit nilang opisina sa inyo,para maitanong at maipaliwanag mo lahat?Magkaiba naman ang pag-ibig at SS diba? But yeah, usually, inuuna nila ang mga nag ca calamity loan.

  3. #3
    星語心願 Max_Buwaya's Avatar
    Join Date
    Oct 2009
    Location
    Xing Yu Xin Yuan
    Hindi kita ma-gets. Ang alam ko, ang habol lang ng Pag-ibig during background checking ay kung may regular kang trabaho at sapat ang monthly income mo, in which ibig sabihin ay capable ka magbayad ng iyong monthly amortization. May field sa application form ng housing loan ang assets and liabilities, monthly expenses, etc. pero I just left it out blank.

    Isa pa, developer ang mag-aasikaso nyan (well, at least in my case). Ikaw, waiting ka na lang at pipirma ka na lang once done. Relak lang, ikaw din baka mag-collap ka kakaisip jan.

  4. #4
    Salamat poh...baka nga need lang wait and relax!!!HAPPY WEEKEND!

  5. #5
    I'm planning to apply for Pag-ibig salary loan. Mga magkano kaya makukuha ko as first time applicant working for 3 years and 6 months na? Is it true na mabilis lang ang processing nito, like hindi lalagpas ng 1 month? I hope somebody could answer.

  6. #6
    Quote Originally Posted by punchkid View Post
    I'm planning to apply for Pag-ibig salary loan. Mga magkano kaya makukuha ko as first time applicant working for 3 years and 6 months na? Is it true na mabilis lang ang processing nito, like hindi lalagpas ng 1 month? I hope somebody could answer.

    Alam ko 80% of your total contributions kahit first time lang. Yung processing mabilis. Maximum na yung three days.

    Kung maaga ka at walang gaanong naglo-loan, usually within the day makukuha mo.

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