Your First Credit Card :)

[froshie1]

I was a BPI officer when the bank introdued its BPI Express Credit Card in the late 80s. The bank issued me a card with a credit limit of P3,000. It needed to be guaranteed by two other BPI officers.

In contrast, the same BPI card was also made available to the bank's clients without the guarantee requirements. For those customers, the smallest credit limit was P5,000.

Gotta love that bank. Sa kanila na nanggagaling ang sweldo mo, parang ayaw ka pang pautangin.

Baka culture ng company na kaunti lang ang pagpapautang sa empleyado nila dahil sa sakaling mabaon sa utang ang empleyado ay mababawasan ang productivity ng tao. May mga ibang company ganun ang mentalidad eh.

[KuyaDanny]

Our own explanation was the bank did not pay its officers well enough for them to qualify for the bank's own strict credit standards. Hence, the smaller credit limits.

What is ironic was that we were all asked to promote the new card by using it as much as possible, especially in the presence of non-cardholders. This was a little hard to do with a small credit limit.

When I left the bank two years later, my credit limit was raised to P10,000.

[Larry Legend]

My first card was a Citibank Shell Mastercard which had a credit limit of 20,000 php. This was back in 2001. I was lured by the rebates for using Shell fuels and Shell services. I even received free 800 php worth of Shell fuels for being approved.

[euqimleoj]

My first card was BDO Gold 100k CL. Did not even apply for it. Second card Citibank Shell Gold 120K CL. Sa agent lang sa MOA ako nag-apply.

[lyrahs]

BPI Edge, 15k limit na in-issue sa akin nung 2004. Ngayong year lang na to tinaasan credit limit ko to 40k

[marimorimo]

RCBC Black Card Platinum. Kaso supplementary lang. Gusto ko sana sa BPI kaya lang ayaw nilang i-approve yung credit card kahit na nasa kanila lahat ng savings accounts ko! It's probably due to the nature of my job (no chance to be regularized, but pay is good).

[pogy_uy]

bpi edge. but now blue and petron

[Sun_Set]

PNB credit card when they issued their first credit card in the 90's. No documents required, our officemate whose husband worked for PNB just passed our names. 10K yung CL.

I cancel this credit card a long time ago, ang baba kasi ng CL ayaw naman mag-upgrade.

[epzamorajr]

BPI Credit Card! Dowload printable application forms here http://bpibanker.blogspot.com/

[yasmin_waldz]

BPI Edge Mastercard... CL 10k...

[kwapaw]

Mine was an HSBC Classic Mastercard. 19K credit limit, which was already nice given that I was just on my first month with my current employer when I applied.

[Bachelor2009]

RCBC bankard Visa. ngayon ko lang po nareceived. im so happy.

[damuhan]

bpi credit classic and hsbc mastercard.

[nidaime]

2006:
Metrobank MC Classic - 18k
Citibank Visa Classic - 19k

Current cards:
Metrobank MC Classic - 65k
Citibank Visa Classic - 33k
BPI CC Blue - 30k
Metrobank Visa Classic - 24k(planning to cancel this one before the year ends)

[instantclassic]

my first cc : American Express

[spiceboy!]

Citibank Clear Card back in 2002 with a 25k limit. That credit limit grew every year and kept calling me to spend..Told them I ain't no crazy fool lolz

[mobRN]

RCBC bankard Visa. ngayon ko lang po nareceived. im so happy.

madali lang ba ma approve?

[earl_rx]

First card was supplementary one from my aunt. BPI Blue Mastercard CL:30k
First principal card Metrobank Classic 100k.
I got a BDO Titanium last week, didn't even apply for it though I have a time deposit with them. Gusto ata nila akong ibaon sa utang para mapilitan akong ibayad yun sa kanila.

[desdemona]

my first one was Visa back in the '90s
credit limit: $1,000

[maxmiller]

HSBC Mabuhay Miles at 26k.